SoftPay Mobile is one of Southeast Asia largest Mobile Point of Sale company operating in the Payment Facilitator space. We have presence in Vietnam and Indonesia. We aim to be the "Square" of SE Asia.
Mobile Payments - how payments spark innovation for multi-channel commerceHolger Spielberg
The document discusses how mobile payments are enabling innovation in multi-channel commerce. Mobile payments allow for location- and time-independent purchases using smartphones. By 2015, mobile commerce is expected to account for 20% of all eCommerce as significant players enter the mobile payments market. However, strong partnerships are needed to realize the potential of mobile payments to improve the customer experience through offerings like deals, rebates, and frictionless checkout options.
Monzo is a mobile-only bank based in the UK that was founded in 2015. It grew quickly, becoming the quickest crowdfunding campaign in history in 2016. Features include notifications of transactions in real time, transparency, and the ability to manage finances through their mobile app. Monzo aims to provide an alternative to traditional banking that is simpler and keeps customers informed through their smartphone. The bank had over 480,000 customers with personal identification numbers by 2019.
OsusuMobile is a new financial service that allows users to save money more conveniently through an agent network. It aims to serve the unbanked and underbanked populations in Africa who face barriers to saving such as lack of access to banks and constraints on making small deposits. The service connects savers with agents in their communities who can facilitate cash deposits and withdrawals using their mobile phones, allowing savers to access savings even with small, frequent amounts in a simple and effective process. It sees a large market opportunity among the hundreds of millions of underserved people in Africa and aims to promote financial inclusion.
This document provides an overview of a mobile money services suite called txtMoney, developed by Fourth Screen Inc. TxtMoney allows users to send and receive money from any mobile phone, use a mobile wallet to top up accounts for services, and access basic banking services like balances and transfers via text messaging. The platform aims to provide financial access and services to both banked users seeking convenience as well as the billions of unbanked worldwide through their ubiquitous mobile phones.
Keynote presentation to Retail Week's Innovation in Payments Conference, London, September 2016.
Covers: Research on consumer attitudes to payments, main problems confronting multi-channel retail today, my views on likely success of Apple and Android Pay.
mPOS is wasted on Micro-merchants. Why this market hasn't grown as fast as ex...Geoffrey Barraclough
Mobile point of sale terminals (mPOS) were much hyped for as a tool for the emerging micro-merchant segment.
In reality, very small businesses have largely ignored these products but the innovation that they embody is very relevant for much larger ones.
I made this presentation at mpOS World in Frankfurt on 1 July 2015.
A presentation highlighting some of the problems with banking technology and how new Financial Technology start ups are tranforming financial services for the better.
The document traces the evolution of point of sale (POS) systems from their origins in the late 1800s to modern times. It discusses how the first cash register was invented in response to a machine that counted propeller revolutions. Over the decades, cash registers incorporated new technologies like barcodes, credit card readers, and computerization. Today's POS systems have moved to smartphones, integrating hardware and software for an omni-channel retail experience. The retail market in Southeast Asia is growing rapidly and POS systems will need to handle increasing online and in-store transaction volumes.
Mobile Payments - how payments spark innovation for multi-channel commerceHolger Spielberg
The document discusses how mobile payments are enabling innovation in multi-channel commerce. Mobile payments allow for location- and time-independent purchases using smartphones. By 2015, mobile commerce is expected to account for 20% of all eCommerce as significant players enter the mobile payments market. However, strong partnerships are needed to realize the potential of mobile payments to improve the customer experience through offerings like deals, rebates, and frictionless checkout options.
Monzo is a mobile-only bank based in the UK that was founded in 2015. It grew quickly, becoming the quickest crowdfunding campaign in history in 2016. Features include notifications of transactions in real time, transparency, and the ability to manage finances through their mobile app. Monzo aims to provide an alternative to traditional banking that is simpler and keeps customers informed through their smartphone. The bank had over 480,000 customers with personal identification numbers by 2019.
OsusuMobile is a new financial service that allows users to save money more conveniently through an agent network. It aims to serve the unbanked and underbanked populations in Africa who face barriers to saving such as lack of access to banks and constraints on making small deposits. The service connects savers with agents in their communities who can facilitate cash deposits and withdrawals using their mobile phones, allowing savers to access savings even with small, frequent amounts in a simple and effective process. It sees a large market opportunity among the hundreds of millions of underserved people in Africa and aims to promote financial inclusion.
This document provides an overview of a mobile money services suite called txtMoney, developed by Fourth Screen Inc. TxtMoney allows users to send and receive money from any mobile phone, use a mobile wallet to top up accounts for services, and access basic banking services like balances and transfers via text messaging. The platform aims to provide financial access and services to both banked users seeking convenience as well as the billions of unbanked worldwide through their ubiquitous mobile phones.
Keynote presentation to Retail Week's Innovation in Payments Conference, London, September 2016.
Covers: Research on consumer attitudes to payments, main problems confronting multi-channel retail today, my views on likely success of Apple and Android Pay.
mPOS is wasted on Micro-merchants. Why this market hasn't grown as fast as ex...Geoffrey Barraclough
Mobile point of sale terminals (mPOS) were much hyped for as a tool for the emerging micro-merchant segment.
In reality, very small businesses have largely ignored these products but the innovation that they embody is very relevant for much larger ones.
I made this presentation at mpOS World in Frankfurt on 1 July 2015.
A presentation highlighting some of the problems with banking technology and how new Financial Technology start ups are tranforming financial services for the better.
The document traces the evolution of point of sale (POS) systems from their origins in the late 1800s to modern times. It discusses how the first cash register was invented in response to a machine that counted propeller revolutions. Over the decades, cash registers incorporated new technologies like barcodes, credit card readers, and computerization. Today's POS systems have moved to smartphones, integrating hardware and software for an omni-channel retail experience. The retail market in Southeast Asia is growing rapidly and POS systems will need to handle increasing online and in-store transaction volumes.
This document discusses Safaricom, a leading telecommunications operator in Kenya, and its pioneering of M-Pesa, the first commercial mobile money transfer service globally. It provides background on mobile payment services and how M-Pesa allows users to deposit, send, and withdraw money from their mobile phones. The document also covers market trends, with the number of mobile payment users growing from 160 million in 2011 to a projected 450 million in 2017, and transaction values increasing from $106 billion to an estimated $725 billion in that same period. It addresses opportunities and constraints for mobile money providers in both developed and developing markets.
Presentation to the Payments Knowledge Forum, October 2016
Discusses various models of international retail expansion and which need to be supported by global acquiring partners. Also includes discussion on the best models by which acquirers can expand internationally.
QuayPay Presentation at the Payments Innovation Conference 2016 - Geolocation...Carlos Piteira
This document summarizes a presentation about geolocation, mobile payments, and building an omnichannel payments ecosystem. It notes that while ecommerce is growing, it still only accounts for a small portion of retail sales. However, emerging technologies like geolocation, mobile wallets, beacons, and cloud services allow the delivery of personalized, location-aware content and payments across online and in-store channels. This can help payment providers expand beyond ecommerce. The presentation provides examples of companies already using these approaches and discusses challenges in changing consumer behavior and implementing new systems. It argues these technologies combined with invisible, embedded payments can transform shopping experiences.
Mobile point of sale (mPOS) has largely failed to deliver its early promise. This deck explains the mistakes that led to the over-hyped forecasts of 2012. It then outlines an alternative ecosystem for small business commerce including hardware, software and payments. This is SmartPOS. Merchant acquirers and other payment providers need to get inside these bundles or commercialise their own.
Optimising your OmniPayments - Consumers, payments and the futureGeoffrey Barraclough
Qual and quant study of 2500 UK consumers looking at attitudes to new payment technology. Uses behavioural economics to evaluate likely adoption of new payment ideas.
The document discusses the telecom industry in Pakistan. It states that the telecom industry, led by the cell phone sector, is a major part of Pakistan's economy and one of its fastest growing and leading industries. It also discusses the major players in Pakistan's cellular sector, including Mobilink, Ufone, Warid, Telenor, and Zong. Porter's 5 Forces model is applied to analyze the industry, with factors such as high levels of competition and customer bargaining power discussed. The document also covers the pros and cons of Easy Paisa, an innovative mobile financial service launched in Pakistan by Telenor.
PayPal offers consumers ease and convenience of online payments as well as merchants the ability to accept online payments easily without a merchant bank account. However, PayPal has some risks compared to credit cards like less reliable fraud protection and the inability to recover funds once withdrawn. To maintain growth, PayPal should enhance security to reassure consumers, implement funds protection, conduct better vetting of merchants to reduce fraud, and convince more merchants to use PayPal. Mobile payments also pose a threat as they allow payments from any location and have a larger customer base than computers.
International Remittance And Mobile BankingArief Gunawan
The document discusses international remittance and mobile banking. It outlines general principles for international remittance services including transparency, consumer protection, payment system infrastructure improvements, a sound legal framework, competitive market conditions, and appropriate governance. It also discusses mobile banking trends, mobile payments, challenges, and the benefits of increased access to financial services via mobile technology.
Slide deck presented at WiWo Convention³ on Mobile Payment, 04/11/2015 in Berlin. Describes the state of mPOS and the opportunities it presents for different merchant segments
Presentation to Retail Week's "Innovation in Payments" conference in London on 15 September 2015. Covers key trends in omni-channel payments and related technology.
This document discusses the development of FinTech in Hong Kong. It provides an overview of key FinTech innovations and regulations in Hong Kong over time. Major innovations discussed include the Octopus card system, e-payments platforms, and mobile payment apps. The document also outlines the Hong Kong Monetary Authority's roles in regulating the FinTech industry and facilitating new technologies. Overall it analyzes how Hong Kong has embraced and advanced FinTech solutions to power digital transactions.
The document describes a mobile app called HERO that aims to reduce drunk driving by incentivizing safe transportation options. It connects users to friends, family, and a transportation network who can provide rides home, and rewards both drivers and riders for using the app to travel safely. The app has gained traction through pilot programs and partnerships with insurers, government entities, universities, and bars/restaurants who see its potential to decrease liabilities and costs from drunk driving incidents while driving revenue.
The document provides background information on the founding team and advisors/investors of BEAM Authentic. BEAM Authentic is developing a wearable device called the BEAM Button that allows users to display images, videos, or slideshows to express support for causes, sports teams, entertainment, and more. The BEAM Button connects to a mobile app where users can choose from or create their own content to display. Content may require micro-donations with proceeds going to supported causes. The summary outlines BEAM Authentic's vision to bridge offline and online expression and empower self-expression through this new dynamic platform and wearable devices.
iP2Pmoney is a peer-to-peer lending platform that offers Sharia-compliant financing products to borrowers in Malaysia. It was founded in 2015 by experienced professionals in banking and finance to address gaps in the Malaysian P2P market. iP2Pmoney aims to introduce new Sharia-compliant product offerings, provide transparent pricing and support the local Muslim community. The platform connects borrowers and investors through an online portal and automated processes for credit evaluation, loan bidding, documentation and repayment.
The document introduces a portable health center called Mini GALE that aims to bring clinical services to remote areas. It contains advanced sensors, diagnostic devices, medical supplies, and telehealth capabilities in a small, portable box. An artificial intelligence system called GALE guides diagnostics and includes a voice bot and smart call center. The value proposition is to provide better, faster healthcare to remote communities at lower costs through a monthly subscription service. It has the potential to serve schools, homes, and community workers in remote areas with a complete remote healthcare solution.
- The document describes a wearable smartphone called eyeHand that uses projection mapping and 3D gesture recognition to turn the hand into a touchscreen interface, eliminating the need for a handheld device.
- eyeHand also includes biometric identification, health/fitness tracking, mobile wallet capabilities, and can be used for secure identification, payments, and accessing IoT devices.
- The company plans to generate revenue by licensing its technology and reference designs to other companies to manufacture and sell eyeHand-enabled devices. Projections estimate $28 million in revenue in 2018 growing to $78 million in 2019 from licensing fees on unit sales.
- The document summarizes recent business updates for PredictiveGrid, including securing a $250k DOE grant, signing contracts with PG&E for paid proof of concepts and preferred vendor status, and starting discussions on multi-year commercial deals worth $950k-$1.2m each with utilities.
- It also notes that PredictiveGrid has completed a military-grade colocation facility and continues thought leadership in the industry through publishing an O'Reilly technology book.
- PredictiveGrid's technology leverages existing IoT data streams and big data science to create new applications for intelligent asset maintenance and other uses, with the goal of saving utility companies tens of millions.
This document describes Change My Path's system for 3D virtual environments for online job skills training. It outlines the key problems with current "video-and-quiz" training formats and proposes an interactive solution using customizable 3D environments. The system allows companies to create training content, match it to a virtual environment, and deliver it through an engaging game-like experience. Beta trials are starting with three large corporations. The founding team includes experts in games, VR/AR, and scalable systems, and an advisory board of industry leaders.
Story Plant Media (SPM) is a production and creative development company that focuses on developing books, owned and published by SPM (third of which are on bestsellers lists), into full-production podcasts, theater, television, and film.
Kliux Energies is a global leader in distributed renewable energy solutions specializing in vertical axis wind turbines. They provide hybrid energy systems combining wind and solar that are suitable for both on-grid and off-grid installations. Kliux has intensive R&D investment and proprietary technology to develop wind turbines that are silent, scalable, and can be integrated into urban environments. They provide customized hybrid energy solutions tailored to customer energy needs and economic possibilities.
Knowlii is a travel app that connects users to local experts live and in real-time through a private chat.
Users then simply rate and tip based on the quality of the recommendations!
GoPlug created the World's First SMART power bank with AC (wall plug) power. This 27000mAh (98Wh), 110V or 220V power bank truly can Power Anything, Anywhere. The mobile app allows users a battery management solution, timer controlled powering, alert notifications, GPS, and G-sensors (movement alarm) for security.
Additionally, bags were designed along-side their revolutionary SMART power bank so they work seamlessly well together. These products will keep users connected and increase productivity, leading to increased revenue and eliminate stress for unproductive, frustrated, on-the-go professionals who constantly run out of power.
This document discusses Safaricom, a leading telecommunications operator in Kenya, and its pioneering of M-Pesa, the first commercial mobile money transfer service globally. It provides background on mobile payment services and how M-Pesa allows users to deposit, send, and withdraw money from their mobile phones. The document also covers market trends, with the number of mobile payment users growing from 160 million in 2011 to a projected 450 million in 2017, and transaction values increasing from $106 billion to an estimated $725 billion in that same period. It addresses opportunities and constraints for mobile money providers in both developed and developing markets.
Presentation to the Payments Knowledge Forum, October 2016
Discusses various models of international retail expansion and which need to be supported by global acquiring partners. Also includes discussion on the best models by which acquirers can expand internationally.
QuayPay Presentation at the Payments Innovation Conference 2016 - Geolocation...Carlos Piteira
This document summarizes a presentation about geolocation, mobile payments, and building an omnichannel payments ecosystem. It notes that while ecommerce is growing, it still only accounts for a small portion of retail sales. However, emerging technologies like geolocation, mobile wallets, beacons, and cloud services allow the delivery of personalized, location-aware content and payments across online and in-store channels. This can help payment providers expand beyond ecommerce. The presentation provides examples of companies already using these approaches and discusses challenges in changing consumer behavior and implementing new systems. It argues these technologies combined with invisible, embedded payments can transform shopping experiences.
Mobile point of sale (mPOS) has largely failed to deliver its early promise. This deck explains the mistakes that led to the over-hyped forecasts of 2012. It then outlines an alternative ecosystem for small business commerce including hardware, software and payments. This is SmartPOS. Merchant acquirers and other payment providers need to get inside these bundles or commercialise their own.
Optimising your OmniPayments - Consumers, payments and the futureGeoffrey Barraclough
Qual and quant study of 2500 UK consumers looking at attitudes to new payment technology. Uses behavioural economics to evaluate likely adoption of new payment ideas.
The document discusses the telecom industry in Pakistan. It states that the telecom industry, led by the cell phone sector, is a major part of Pakistan's economy and one of its fastest growing and leading industries. It also discusses the major players in Pakistan's cellular sector, including Mobilink, Ufone, Warid, Telenor, and Zong. Porter's 5 Forces model is applied to analyze the industry, with factors such as high levels of competition and customer bargaining power discussed. The document also covers the pros and cons of Easy Paisa, an innovative mobile financial service launched in Pakistan by Telenor.
PayPal offers consumers ease and convenience of online payments as well as merchants the ability to accept online payments easily without a merchant bank account. However, PayPal has some risks compared to credit cards like less reliable fraud protection and the inability to recover funds once withdrawn. To maintain growth, PayPal should enhance security to reassure consumers, implement funds protection, conduct better vetting of merchants to reduce fraud, and convince more merchants to use PayPal. Mobile payments also pose a threat as they allow payments from any location and have a larger customer base than computers.
International Remittance And Mobile BankingArief Gunawan
The document discusses international remittance and mobile banking. It outlines general principles for international remittance services including transparency, consumer protection, payment system infrastructure improvements, a sound legal framework, competitive market conditions, and appropriate governance. It also discusses mobile banking trends, mobile payments, challenges, and the benefits of increased access to financial services via mobile technology.
Slide deck presented at WiWo Convention³ on Mobile Payment, 04/11/2015 in Berlin. Describes the state of mPOS and the opportunities it presents for different merchant segments
Presentation to Retail Week's "Innovation in Payments" conference in London on 15 September 2015. Covers key trends in omni-channel payments and related technology.
This document discusses the development of FinTech in Hong Kong. It provides an overview of key FinTech innovations and regulations in Hong Kong over time. Major innovations discussed include the Octopus card system, e-payments platforms, and mobile payment apps. The document also outlines the Hong Kong Monetary Authority's roles in regulating the FinTech industry and facilitating new technologies. Overall it analyzes how Hong Kong has embraced and advanced FinTech solutions to power digital transactions.
The document describes a mobile app called HERO that aims to reduce drunk driving by incentivizing safe transportation options. It connects users to friends, family, and a transportation network who can provide rides home, and rewards both drivers and riders for using the app to travel safely. The app has gained traction through pilot programs and partnerships with insurers, government entities, universities, and bars/restaurants who see its potential to decrease liabilities and costs from drunk driving incidents while driving revenue.
The document provides background information on the founding team and advisors/investors of BEAM Authentic. BEAM Authentic is developing a wearable device called the BEAM Button that allows users to display images, videos, or slideshows to express support for causes, sports teams, entertainment, and more. The BEAM Button connects to a mobile app where users can choose from or create their own content to display. Content may require micro-donations with proceeds going to supported causes. The summary outlines BEAM Authentic's vision to bridge offline and online expression and empower self-expression through this new dynamic platform and wearable devices.
iP2Pmoney is a peer-to-peer lending platform that offers Sharia-compliant financing products to borrowers in Malaysia. It was founded in 2015 by experienced professionals in banking and finance to address gaps in the Malaysian P2P market. iP2Pmoney aims to introduce new Sharia-compliant product offerings, provide transparent pricing and support the local Muslim community. The platform connects borrowers and investors through an online portal and automated processes for credit evaluation, loan bidding, documentation and repayment.
The document introduces a portable health center called Mini GALE that aims to bring clinical services to remote areas. It contains advanced sensors, diagnostic devices, medical supplies, and telehealth capabilities in a small, portable box. An artificial intelligence system called GALE guides diagnostics and includes a voice bot and smart call center. The value proposition is to provide better, faster healthcare to remote communities at lower costs through a monthly subscription service. It has the potential to serve schools, homes, and community workers in remote areas with a complete remote healthcare solution.
- The document describes a wearable smartphone called eyeHand that uses projection mapping and 3D gesture recognition to turn the hand into a touchscreen interface, eliminating the need for a handheld device.
- eyeHand also includes biometric identification, health/fitness tracking, mobile wallet capabilities, and can be used for secure identification, payments, and accessing IoT devices.
- The company plans to generate revenue by licensing its technology and reference designs to other companies to manufacture and sell eyeHand-enabled devices. Projections estimate $28 million in revenue in 2018 growing to $78 million in 2019 from licensing fees on unit sales.
- The document summarizes recent business updates for PredictiveGrid, including securing a $250k DOE grant, signing contracts with PG&E for paid proof of concepts and preferred vendor status, and starting discussions on multi-year commercial deals worth $950k-$1.2m each with utilities.
- It also notes that PredictiveGrid has completed a military-grade colocation facility and continues thought leadership in the industry through publishing an O'Reilly technology book.
- PredictiveGrid's technology leverages existing IoT data streams and big data science to create new applications for intelligent asset maintenance and other uses, with the goal of saving utility companies tens of millions.
This document describes Change My Path's system for 3D virtual environments for online job skills training. It outlines the key problems with current "video-and-quiz" training formats and proposes an interactive solution using customizable 3D environments. The system allows companies to create training content, match it to a virtual environment, and deliver it through an engaging game-like experience. Beta trials are starting with three large corporations. The founding team includes experts in games, VR/AR, and scalable systems, and an advisory board of industry leaders.
Story Plant Media (SPM) is a production and creative development company that focuses on developing books, owned and published by SPM (third of which are on bestsellers lists), into full-production podcasts, theater, television, and film.
Kliux Energies is a global leader in distributed renewable energy solutions specializing in vertical axis wind turbines. They provide hybrid energy systems combining wind and solar that are suitable for both on-grid and off-grid installations. Kliux has intensive R&D investment and proprietary technology to develop wind turbines that are silent, scalable, and can be integrated into urban environments. They provide customized hybrid energy solutions tailored to customer energy needs and economic possibilities.
Knowlii is a travel app that connects users to local experts live and in real-time through a private chat.
Users then simply rate and tip based on the quality of the recommendations!
GoPlug created the World's First SMART power bank with AC (wall plug) power. This 27000mAh (98Wh), 110V or 220V power bank truly can Power Anything, Anywhere. The mobile app allows users a battery management solution, timer controlled powering, alert notifications, GPS, and G-sensors (movement alarm) for security.
Additionally, bags were designed along-side their revolutionary SMART power bank so they work seamlessly well together. These products will keep users connected and increase productivity, leading to increased revenue and eliminate stress for unproductive, frustrated, on-the-go professionals who constantly run out of power.
Yuengling's Ice Cream Corporation is undertaking a private placement offering to raise up to $5 million. The funds will be used to expand distribution, increase production and inventory, and support marketing and retail promotions. Yuengling's relaunched in 2014 and has since grown distribution from 1,200 to over 7,600 stores. Management aims to continue expanding distribution and market share through 2018. The offering will be convertible promissory notes with warrants. Management and employees currently own 75% of the company.
Este documento resume los sistemas de pagos electrónicos, definiéndolos como la transferencia de dinero entre comprador y vendedor en una compra electrónica. Explica cómo funcionan las pasarelas de pago y los monederos electrónicos, y describe las modalidades de compra, categorías y principales sistemas de pago como E-Gold, MoneyBookers, Hoopay y PayPal. Se detalla especialmente cómo funcionan los servicios de PayPal como Pago Express y Pago Estándar.
The document discusses Omise, a payment gateway company operating in Southeast Asia. It provides an overview of Omise's services including easy integration, localized alternative payment methods, and a robust cloud-based infrastructure. It also discusses trends in the fintech industry in Asia, noting opportunities for growth in e-commerce, peer-to-peer payments, and mobile payments due to lower credit card usage and the large unbanked population compared to other regions. Barriers to growth include regulations, unreliable infrastructure, and a need for solutions tailored to each country's unique market and regulations.
Monzo is a mobile-only bank that provides an excellent user experience and sets a new standard for product excellence in retail banking apps. Key aspects of Monzo's approach include making everyday banking tasks simple, fast and available anywhere through the mobile app. Transactions appear instantly, payments are sent immediately, and cards can be frozen or unfrozen with a single tap. Monzo also offers strong customer service directly within the app and uses design, notifications and messaging to make banking feel more friendly and engaging for users.
Digital Mobile Money offers mobile financial services consulting and technology products. They help banks, mobile network operators, and merchants provide digital financial services. Their products and solutions portfolio includes a mobile wallet platform, agent and distribution management, KYC and customer care tools, AML solutions, microfinance products, and on-demand software development services. They have experience launching mobile money services across many global markets since 2008.
Southeast Asia's Top 75 FinTech Startups ReportTechsauce Media
The document provides an overview of the top 75 fintech companies in Southeast Asia in 2017. It begins with an introduction to fintech trends in the region and outlines the selection criteria used to identify the top companies. The selection criteria focused on total capital raised, business expansion to other countries, and being a market leader or having a innovative business model. It then provides breakdowns of fintech company densities by country and category. The remainder of the document consists of profiles for each of the top 75 fintech companies, providing details on each company's business model, investments, and operating countries.
This document provides an overview of a mobile money services suite called txtMoney, developed by Fourth Screen Inc. TxtMoney allows users to send and receive money from any mobile phone, use a mobile wallet to top up accounts for services, and access basic banking services like balances and transfers via text messaging. The platform aims to provide financial access and services to both banked users seeking convenience as well as the billions of unbanked worldwide through their ubiquitous mobile phones.
Masan Group is one of Vietnam's largest private sector companies, with leading businesses in consumer products, financial services, and resources. It aims to become Vietnam's premier private sector group through building scale and market-leading operating platforms in fast-growing sectors of the Vietnamese economy. Masan Group's businesses include Masan Consumer, Techcombank, and Masan Resources, which are leading companies in their respective industries in Vietnam.
The document discusses the rise of mobile point of sale (mPOS) technology. It notes that while mPOS hardware is becoming commoditized, value-added services provide an opportunity for differentiation. It recommends that mPOS providers develop specialized applications tailored to different industries rather than a one-size-fits-all approach. The document also predicts growth of mPOS in emerging markets and convergence of merchant acceptance and consumer mobile payment ecosystems.
The ten key steps for a successful mPOS solutionPascal CORABOEUF
From telcos to startups, from leading financial institutions to e-commerce providers, new organizations and new geographies are looking to provide mobile point of sale (mPOS) solutions to merchants and businesses.
See the ten key steps for mPOS service providers to transform merchant-consumer interaction to an easier, richer and more personalized experience
The document is the December 2015 issue of the Payments & Cards Magazine. It provides an overview of the contents of the issue which includes thought leader articles on topics in the payments industry, job opportunities, and upcoming events. It also contains advertisements and information for businesses and thought leaders looking to get involved by advertising or contributing articles. The issue features events, thought pieces, jobs, and more to keep readers informed on the payments industry. The magazine is expanding its coverage and welcomes feedback and contributions from payments professionals.
TheMakeOver is a startup that aims to be India's largest online booking and payment platform. It will offer an e-wallet and ticket booking service, as well as an e-commerce marketplace on its mobile app. Initially, it will rely on revenues from the e-commerce platform by charging commissions from vendors and fees from advertisers. In the long run, it aims to disrupt cash transactions by offering low-cost peer-to-peer payments and capturing essential online services to grow wallet usage, eventually covering payments for transportation, bills and small loans between friends.
Muva Technologies is a leading web solution and websites development company in Kenya which offers quality service to always keep their clients happy and supportive and serve them in a very good way by producing high-quality products.
Nimble AppGenie is the top FinTech app development company. We provide top-notch and feature-rich FinTech applications for industry newcomers as well as well as established enterprises. So, your hunt for best FinTech app developers ends here.
For More details Click Here- https://www.nimbleappgenie.com/fintech-app-development
Sybase Mobile Commerce Guide 2011_Global Opportunities for Financial Institut...Diarmuid Mallon
This document provides an overview of the mobile commerce opportunity and landscape. It discusses how mobile payments and money transfers using mobile phones is the next evolution of payments beyond cash, checks, and electronic payments. It outlines the types of mobile payments like remote payments, mobile top ups, person to person transfers, bill payments, and physical payments. It also describes the fragmented market landscape with payments players like banks, payment brands, and non-banks, and mobile network operators, startups, and hardware providers. It discusses how mobile phones are enabling safe payments and transfers in developing countries that lack banking infrastructure. The document argues that for mobile commerce to grow, industry stakeholders need to work together to make transactions easy and engage with customers.
How to make mobile economy prosper in VietnamBrian TRAN
- Collaboration between companies from different industries is needed to create an ecosystem for the mobile economy and creative industries in Vietnam. This should be seen as win-win partnerships where all parties can benefit.
- Vietnamese companies face challenges like a lack of cooperation, but developing mobile apps from the start allows building new modern ecosystems more easily compared to other countries.
- The mobile app market in Vietnam is still developing, but shows potential as smartphones become more common and local companies work to serve customer needs through new apps. However, both local and foreign firms will compete for this growing market.
The document summarizes key points from presentations and discussions at Malaysia's first e-commerce expo. The expo featured 62 local and international exhibitors and provided opportunities for small businesses to learn about digital platforms and e-commerce. Several exhibitors discussed their companies and how they can help Malaysian SMEs expand their online presence through platforms, apps, payment solutions, logistics and cloud-based business systems. The event highlighted the growing importance of e-commerce for Malaysian businesses to access domestic and global markets.
Finance in Motion, an impact investing advisor, has purchased an equity stake in Oradian, a fintech firm that develops cloud-based banking software. Oradian's flagship product, Instafin, is an all-in-one solution that allows microfinance institutions and banks to avoid large upfront costs and improve performance. Instafin has helped one microfinance institution in Nigeria double its client base to 200,000 in a conflict-plagued region. The investment marks Finance in Motion's entry into fintech and supports its goal of promoting financial inclusion. Both companies hope the partnership will help more people gain access to financial services.
Top European Fintech Startups You Must KnowMint2Save1
Fintech is also known as financial technology. The term Fintech includes a massive range of products, business models and techniques that are transforming the financial services industry.
Want to learn more about finance and related technology visit: https://mint2save.com/
Filling in the gaps-Islamic Business & Finance, completing the product offeri...neXgen advisory group
Ismail Ali, Director of Marketing and Product Strategies for International Turnkey Systems (ITS), spoke to Islamic Business & Finance about completing the product offerings to Islamic banks.