Sofia Financial provides financial consulting services tailored specifically for women. Their services focus on empowering women through education and guidance to make wise financial decisions aligned with their priorities and values. They take a holistic approach considering the human aspects of money and how financial choices can impact various areas of life. Sofia Financial acts as an independent advisor committed to serving solely the best interests of their clients.

1. Having a Different
Conversation about Money
We have Knowledge. Only through collaboration with YOU can we create Wisdom.
Empowering and Inspiring Women to
Make Wise Financial Decisions
• Starts with YOU
• Tailored to your individual situation and needs
• Women serving women
Taking a Holistic Approach
• Your money story must align with your
priorities and the impact you want to have
• No cookie-cutter or off-the-shelf
recommendations
• Money is a tool; what jobs do you want it to do?
Investing and Consultative Services
• No incentive to push particular products –
independent choices
• Strict adherence to fiduciary standard –
everything we do must be in your best interest
• Know what you're paying & what you're getting
Knowing the Facts
• Never just one right answer
• Research validates that women approach
money differently
• Money is very personal
stephanie@sofiafinancial.com www.sofiafinancial.com www.linkedin.com/in/stephaniemccullough 610.640.7641
Securities offered through Triad Advisors, Member FINRA/SIPC. Advisory services offered through American Financial Management Group.
Sofia Financial, Triad Advisors and American Financial Management Group are unaffiliated.

2. Whether you’re newly in charge of your finances or quite practiced at it, whether you need
some help to move to the next level, or are feeling a bit trepidatious, we are your resource.
We have Knowledge. Only through Collaboration with YOU can we create Wisdom.
Frequent speaker to women's
groups. Topics include:
• The Human Side of Money
How is money interwoven
through all aspects of life?
• Women and Money Do women
and men approach finances
differently?
• Money Survival Skills Is it true
that you don't have to have all
the answers; you have to
know the questions to ask?
I founded Sofia Financial because I am passionate about empowering
women to make wise financial decisions. When women align the
pieces of their financial puzzle, they free up time and mental energy
to spend on the things that are truly important.
I’ve worked as a financial advisor for nearly 17 years, encountering
along the way many women in various states of money stress.
Because of this experience I was driven to craft a different
conversation about money. Sofia Financial follows a model of
openness and collaboration, motivated solely by our clients' success.
My team and I are devoted to celebrating independence, listening and understanding without
judgment, and inspiring and educating women. They key is to have the RIGHT conversation about
money, so YOU can control your future.
The facts show women are economic powerhouses:
• In the US alone, women exercise decision-making control over $11.2 trillion, which is 39% of the
nation’s investable assets.
• Women are expected to inherit 70% of $41 trillion in intergenerational wealth transfer over the
next 40 years.
Interestingly, women are more dissatisfied with the financial services industry than any other that
affects their daily lives.1
The power that comes from making smart financial decisions, and aligning money with what’s most
important in one’s life, has ripple effects – it can have an amazing impact on women’s families,
communities and the world. This is why I created Sofia Financial.
(footnote 1: Boston Consulting Group, 2009 “Women Want More”)
Stephanie W. McCullough
stephanie@sofiafinancial.com www.sofiafinancial.com www.linkedin.com/in/stephaniemccullough 610.640.7641