1. Making your cashflow
work harder for you
Access to finance is an essential ingredient for driving
business growth.
From providing flexible finance solutions to fund working
capital or supporting your longer term expansion plans,
our experts are always on hand to offer dedicated
support and help make your plans a reality.
What sets us apart?
We’re flexible in our approach to lending. We acknowledge the changing
dynamics of British industry and that many businesses, such as those in the
service and knowledge sector, do not have access to bricks and mortar assets
traditionally used as security for conventional bank lending.
That’s why we take a fresh look at financing and can offer our customers
alternative cashflow finance solutions. By borrowing against your future
cashflows, you can access finance to implement your growth strategy today
without reducing the cash resources in your business or diluting your equity.
Unlock your cash flow potential
We’ll help you unlock the value of your current and expected business cashflows
to generate finance for growth. This involves an appraisal of the cash your
business has consistently generated over recent years and your scheduled
future cashflows (based on current and pipeline contracts). Our flexible finance
packages are structured to suit you and are based on an understanding of the
bigger picture for your business, which can include term debt and/or committed
working capital facilities.
With a commitment to having the finance you need, you can confidently take
your business forward; helping to secure that new contract, grow your team,
expand into new markets both here and abroad, or perhaps complete a partial
equity release.
Reasons to choose
our cashflow finance
solution*
1. Make your cashflow work for
your business
2. Repayments based on your
predicted cashflow receipts and
affordability
3. Access funds without diluting
your equity
4. Various loan terms available up
to 5 years
5. A flexible finance package
designed to suit your business
*Qualifying criteria apply. Terms and
conditions apply.

2. Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (Financial Services
Register No. 121873). Credit facilities other than regulated mortgages and regulated credit agreements are not regulated by the Financial Conduct Authority. Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered
Office: 30 St. Vincent Place, Glasgow G1 2HL.
DU774 Yor (10/15) R4502 EXP NOV 16
Discover the difference with us
cbonline.co.uk or ybonline.co.uk
We’re here to help
To take advantage of our cash flow finance expertise, just give one of our specialists a call. Alternatively, visit our website for more
information about our full range of business services. With dedicated support on your side, we can help you achieve your business
growth ambitions.
Ian Hardman
Head of SME Cashflow
07802 370935
ian.hardman@eu.nabgroup.com
Dan Rosinke
Area Director - Yorkshire, North East & Lincoln
07776 492657
daniel.rosinke@eu.nabgroup.com
David Burgess
Director, SME Cashflow - Yorkshire, North East & Lincoln
07917 883624
david.burgess@eu.nabgroup.com
Pete Sumners
Director, SME Cashflow - Yorkshire, North East & Lincoln
0800 9171917
pete.sumners@eu.nabgroup.com
Cashflow finance to support your future growth
IDEA START UP
BUSINESS
EARNINGS
EARLY
GROWTH
BANK
FUNDS
£
injection to
drive business
expansion
EXPANSION MATURITY
All loans are subject to status and applicants must be aged 18 or over. Terms and conditions apply.