3. Superannuation
Property
Financial Planning
A Big Trend
Our residential and commercial investment property market is the growing
asset class of investors buying property with their self managed super funds
(SMSF’s).
The opportunity to secure your wealth in retirement has never been better,
costs have dropped sigficantly and quite simply more people are taking the
time to understand the benefits.
Our mission is to provide our clients with the most cost effective delivery
vehicle for investing through a SMSF. We specialise in providing key services for
all Superannuation, Property, Financial Planning.
The correct financial strategy and current legislation for superannuation
property investing, can secure a real retirement income never before available
in Australia.
5. Access
SMSF Establishment & Bare Trust Specialists
Zero Out Of Pocket Expenses
Real-time tax estimation compliance and automated bank processing
Smart phone technology to view your portfolio 24/7
Complete Document Management
SP Financial
Superannuation Solutions
Personal & Wealth Protection
TTR & Retirement Planning
Wealth Creation & Tax Reduction
Mortgage & Lending Solutions
Select
Investment Graded AAA Property Solutions
National Property Network
Independent Research & Analysis
One to One Property Advice
Property Portfolio Management
Contract Management
6. Superannuation Property
SuperannuationProperty.com is an industry leader in end-to-end solutions for
the purchase of direct property inside your superannuation fund.
Our mission is to provide retirement focused property solutions for every
day Australians who are looking at taking control of their superannuation
retirement planning.
The Australian Superannuation scheme has been a core focus of our
government and finance sectors for generations, now the benefits of having
a safe retirement though tax-free income is available with direct property;
we believe we can show you how to benefit from this opportunity with a true
financial partner.
SP Financial
SP Financial is a holistic advice firm providing financial advice to a diverse range
of clients and businesses. Licensed by FinancialLink Group, one of the largest
advisory networks in Australia, SP Financial has access to a large range of
insurers and investment platforms.
Our mission is to ensure each client receives tailored financial advice around
the protection of family and assets whilst maximising any government and tax
benefits with the ultimate goal of helping each client retire with more.
We provide an ongoing advice service engaging with clients at least annually
to review goals, protections needs, changes in legislation and to implement
new strategies taking full advantage of any taxation benefits and retirement
strategies that may be available.
Dylan Crowe
Managing Director
Jonathan McCullough
Financial Planning Director
7.
8. Access
SMSF Establishment
Superannuation Fund (Self-Managed Super Funds)
• Arrange for the production of self managed superannuation trust deed
• If Appropriate; arrange for the replacement of the existing trust deed for
the SMSF with Superannuation Property Self manage superannuation trust
deed
• Open accounts for the SMSF with the bank and stockbroker nominated in
the Client’s Application
• Apply for the ABN and TFN as required on behalf of the Trustee
Trust deeds prepared by Gadens Brisbane are current for the purposes of
superannuation law and are prepared by solicitors who are available to liaise
with customers to address all queries regarding fund compliance and the
obligations of a fund trustee once a fund has been established.
Corporate Trustee
We will attend to the requirements set out in the Corporations Act 2001
including acting as the company’s registered agent with the Australian
Securities and Investments Commission, acting as the company’s registered
office, ensuring the company’s register is kept up to date, attending to the
company’s annual statement from the Australian Securities and Investments
Commission, attending to preparation of relevant solvency minutes and
general correspondence as required from time to time.
Important
While we can arrange for your fund’s audit as part of the Access
Superannuation Property service, you can also choose for the audit to remain
with your accountant. Refer to the Fees and Services in our Apply Qualify &
Setup and product disclosure statement.
Partnered with
Future Life Co Pty Ltd No. 432555, ABN 33 156 519 907 Authorised Representative of The
FinancialLink Group Pty Ltd, ABN: 12 055 622 967, AFSL Number: 240938, Level 1 90 Vulture
Street West End QLD 4101
9. Bare Trust - Limited recourse borrowing arrangement
(LRBA)
Borrowing in a super fund is tricky business. Super funds need to satisfy the
legislative, tax office and lender requirements, as well as meet the stamp duty
exemptions for your local state revenue office. Plus you have to ensure you
don’t get caught out with CGT on the transfer of the property.
We provide peace of mind when it comes to borrowing to invest with your
super. Our team can carefully review each borrowing transaction, ensuring the
documentation you receive is compliant, not only with the S67A legislation, but
with the ATO and lender requirements.
Bare trust documents prepared by Gadens Brisbane are suitable for use by all
major financiers and include all necessary documents for the fund to evidence
compliance with the superannuation law in bare trust arrangements, while the
solicitors in the Gadens superannuation team are able to take calls from the
fund’s conveyancing solicitor to facilitate a smooth transaction for the fund.
Future Life Co Pty Ltd No. 432555, ABN 33 156 519 907 Authorised Representative of The
FinancialLink Group Pty Ltd, ABN: 12 055 622 967, AFSL Number: 240938, Level 1 90 Vulture
Street West End QLD 4101
10. Access
Taxation, Audit & Compliance Service
Comprehensive SMSF
Administration providing real
time valuations of investments
including, rental income and
property expenses.
Administration Services
• Cash (bank accounts, term deposits, cash
management trusts)
• ASX listed shares
• Australian managed funds
• Real Estate
• Unlisted trusts and shares
• Australian Managed Funds
Compliance Management
Built-in compliance management to assist you in
staying on the right side of legislation
Real Time Taxation
The taxation liability of the fund and its members
is always available (real time), so you know where
you stand
Capital Gains Tax
Capital Gains Tax optimisation including automatic
parcel selection: FIFO, LIFO, MIN, and MAX
Online 24/7
All of your fund’s information, including current
withdrawal benefits, is available online 24/7
Daily Transactions
Daily processing of bank account and broker
transactions
Templates
Required, ongoing and starter templates for all
documentation (including minutes, member and
trustee letters)
Contribution Caps Management
Comprehensive contribution caps management
and position reporting
Investment Review & Strategy
Automated investment review and strategy
documentation
Annual return
The lodgement of your SMSF’s annual return
Listed Shares
Daily pricing of ASX listed shares and over 8,000
Australian managed funds
11.
12. SP Financial
Planning & Finance Strategy
Assistance to help build a
wealth building strategy for your
retirement.
We consolidate superannuation, transfer superannuation into SMSF plus
provide strategic advice for direct property inside superannuation. We
consider family & asset protection plus ways to help you reduce your tax in
preparation for retirement.
An overview of the Financial Services we review when completing a statement
of advice (SOA) include:
Financial planning advisory services are offered to clients through,
SP Financial Pty Ltd, No. 417901, ABN 84 155 497 911 Authorised Representative of The
FinancialLink Group Pty Ltd ABN: 12 055 622 967 AFSL Number: 240938, Street Address: Level
1 90 Vulture Street West End QLD 4101. Credit advice is provided to clients of Superannuation
Property by SP Financial Pty Ltd - Australian Credit Licence Holder 395139
Superannuation:
• Find lost superannuation
• Consolidate multiple superannuation funds
• Direct Property inside a SMSF
• Investment of your superannuation funds for
retirement
Personal and Wealth Protection:
• Protect your family against debt
• Preserve your income and health
• Safeguard your retirement
Wealth Creation & Tax Reduction:
• Build a diversified portfolio
• Increasing wealth through tax effective
structures
• General investment advice over major asset
classes
TTR and Retirement Planning:
• Build your superannuation while reducing your
tax liabilities
• Safeguard retirement savings in a tax free
framework
• Estate Planning covering Wills and Estate tax
liability
Finance & Lending Solutions
• SMSF Residential and Commercial lending
• Investment loans
• Construction Lending
• Traditional Mortgage lending, and debt
consolidation
• Direct access to over 28 Lenders, nationwide
13. 1. Discussion, Fact Find & Review
2. Strategy Construction
• Strategy Construction
• Superannuation Solutions
• Personal & Wealth Protection
• TTR & Retirement Planning
• Wealth Creation & Tax Reduction
• Mortgage & Lending Solutions
3. Preparation
• Gathering information on your current financial situation and budget.
• What you want to achieve – identifying your goals.
• Your approach to investing – understanding your risk profile.
• Identifying other issues which may be relevant in the context of providing you with financial services.
4. Presentation
• Financial plan presentation known as a Statement of Advice
• Educational information to explain strategy and investment concepts contained in the Statement of
Advice (SOA)
• Explanation of features, benefits, risks and product specific costs, fees and charges through Product
Disclosure Statement (PDSs), or other disclosure documents.
5. Implementation
• Setting up new or transferring existing investments and structures.
• Assisting you in establishing margin loan facilities.
• Establishing a SMSF
• Consolidating or rolling over your superannuation accounts.
• Establishing regular investment or superannuation contributions.
• Establishing insurance policies.
our client approach
14. Select
Leading property economics
partnered with the property
industries most sophisticated
technology for professionals.
Our client centric property model allows for AAA rated property projects
defined by a series of market indicators to ensure long-term capital growth and
the highest net yield for retirement benefits.
We can show you how traditional regulated wealth building strategies plus
quality investment property opportunities can ensure a healthy retirement
income.
Access to Direct Property
• SMSF Compliant Investment Property Portal
• Property Rating Analysis
• Strict Economic Property Fundamentals
• Rental analysis and cash-flow projections for SMSF compliance. (PIA)
• Independent Valuations
Benefits & Services
• National Property Network
• Contract & Settlement Concierge
• Access to live technical support
• Licensed SMSF and property financial advisors
• Traditional Mortgage lending, and debt consolidation
• Direct access to over 28 Lenders, nationwide
Industry Partner’s:
Superannuation Property Pty Ltd, Real Estate License No. 3186722
15. Property Research Committee
Superannuationproperty property research committee offers due
diligence solutions to referral clients, property developers, property firms,
superannuation funds and to private clients. With most information and
property research data in the marketplace being statistically flawed and
inaccurate, Superannuationproperty.com investment committee have the
ability to research with far greater accuracy market data and identify trends
based on current and future core fundamentals.
Apart from its own analysis and detailed ongoing market research which
includes sophisticated market levers and flags, Superannuationproperty
research derives the latest research from a myriad of sources including Real
Estate Institutes of Queensland and Australia, Australian Property Monitors,
Property Council Of Australia, Reserve Bank of Australia, Domain, Urban
Development Institute Of Australia, Local Authorities & Councils, RP Data,
Infrastructure plans, QLD State Government, Price Finder and Industry Bodies
& Publications.
Analysis Criteria
Demographic Profile
Developer & Construction
Valuation
Supply & Demand
Vacancy Rates
Capital Gain (Historical)
Rental Yield
Infrastructure
Population Growth
16. Brisbane
173A Moray St,
New Farm QLD 4005
PO Box 10794 Adelaide St,
Brisbane QLD 4000
Melbourne
Level 3, 30 Collins St,
Melbourne VIC 3000
Sydney
Level 3, 60 Moncur St,
Woollahara NSW 2025
Retire with Property
1300 U Retire
www.superannuationproperty.com
