3. ABOUT SIDBI -:
# FULL FORM -:
Small industries development bank of india .
# MAJOR OBJECTIVE -:
principle financial institution for promotion , financing and
development of MSME sector in india . As well as coordination
of function of institution engaged in similar activity .
# ESTABLISHED IN -:
1990 (2 april 1990)
4. # HAS BEEN SETUP BY AN -:
Act of parliament
# MAJORITY OF SHAREHOLDING IN SIDBI IS -:
SBI (16.73%) GOI (15.4%) LIC (14.25%) NABARD (10%) others
(43.62%)
# HEAD OFFICE IN -:
Lucknow
# WAS FORMED TO PROMOTE -:
MSME sector
5. # WAS SET UP AS SUBSIDIARY OF -:
IDBI ( INDUSTRIAL DEVELOPMENT BANK OF INDIA ), &
it aim to provide financial support credit assistance to needy
industries .
# CHAIRMAN AND MANAGING DIRECTOR OF SMALL INDUSTRIES
DEVELOPMENT BANK OF INDIA (SIDBI)-:
Sivasubramanian Ramann
# NOW SIDBI IS NO LONGER PART OF IDBI , BUT IT BECAME
INDEPENDENT ENTITY IN 1990.
6. DIFFERENT SCHEME LAUNCHED-:
• Micro credit scheme (1994)- This scheme aimed to provide small loan
to individual who didn’t have access to traditional banking services . It
was a way to support entrepreneurship and small business.
• SIDBI venture capital limited (1999) (SVCL)- it focused on providing
venture capital funding to promising startups and innovative
business ..
• CGTMSE (2000) credit guarantee fund trust for micro and small
enterprises.-it aimed to provide collateral – free credit to micro and
small entreprises. It help to reduce risk for lenders and encouraged
them .
7. • SMERA & ISTSL (2005) (SME rating agency )(india SME
technology services limited)- SMERA rates small business .
Which help them prove their creditworthiness to investor and
lender. STSL provide tech services to support small business.
• ISARC (2008) ( india SME asset reconstruction company
limited)- ISARC help fix financial problem for small businesses
that are struggling .
• NTREES (2010) ( trade receivable engine for E discount ) N for
NSE and S for SIDBI – NTRESS let small businesses get quick
cash by selling their unpaid bills at a discount.
8. • PSIG (2012) (poorest states inclusive growth)- it helps
entrepreneur in the poorest states by providing financial
support and assistance.
• MUDRA (2015)(micro unit development and refinance
agency ltd) (funding the unfunded)- it funds the micro –
businesses and individual who don’t have access to
traditional banking services.
• Standupmitra platform (2016)- it offers mentoring , guidance,
and support to entrpreneurs.
9. • Udyamimitra portal (2017)- it is platform that provide support
to entrepreneurs by offering various resources , guidance, and
networking opportunities.
• Swavalamban (2018)- this scheme fouses on promoting self –
reliance among entrepreneur by providing financial assistance
and training programs .
• Microfinance pulse (2019) – it is a program that aims to
strengthen the microfinance sector by monitoring and
analyzing its performance.
10. • Fintech pulse and industry spotlight (2020)-these initiatives
focus on keeping up with the latest trend and development
in the fintech industry , as well as highlighting specific sector
for growth and investment.
