Adani recently became the third richest person in the world due to rapid expansion of his businesses. This included acquisitions of Ambuja Cements and ACC. He also gained wealth through investments in green energy like Adani Green. However, some experts are concerned about high leverage and debt used to fund growth. Adani recently acquired a majority stake in NDTV by exercising warrants held by its subsidiary VCPL. NDTV founders dispute this move and are exploring legal options to prevent losing control of the independent news network. The takeover raises questions about strategic intentions and impact on media diversity.
Reliance gets the media Moghul: M&A PresentationAlayjoshi0071
Reliance Industries Limited (RIL) acquired the media company Network18 in a three-part deal. RIL purchased 100% of the shares in Network18's holding companies for INR 7,069.5 million. It also provided convertible loans of INR 4,480.2 million to the holding companies. Additionally, RIL's telecom subsidiary Reliance Jio was given preferential access to Network18's content. The acquisition gave RIL a presence in 22 television channels and diversified its media business. Network18 had high debt and losses which RIL could help address through restructuring and its financial strength. The deal was subject to capital gains tax for Network18's founders Raghav Bahl and Ritu
IL&FS was a major infrastructure financing company in India that defaulted on several loans starting in 2018. It had taken on too much debt to fund projects while revenues from assets would come in over the long term, creating a major asset-liability mismatch. Key individuals like Ravi Parthasarathy and Ramchand Karunakaran are accused of fraudulently sanctioning loans and diverting funds. The defaults impacted investor confidence in the financial sector and caused stock market declines. Going forward, increased regulatory oversight is needed for large NBFCs along with stronger governance and auditing to prevent similar crises.
IL&FS defaulted on its debt obligations in 2018, which totaled around Rs. 91,000 crore. This included debt at both the company and project levels. IL&FS took on numerous infrastructure projects but struggled with project delays and cost overruns. Rating agencies and auditors also failed to properly assess IL&FS's financial situation. The government subsequently suspended IL&FS's board of directors and appointed a new board to resolve the situation in an orderly manner.
This presentation is on Credit rating agencies in India. here I presents it's origin, importants, benefits, objectives, need and about different rating agencies.
- Reliance Jio data of some users was leaked online, exposing privacy risks of smartphones. As technology advances, security risks also increase.
- 71 pending foreign investment proposals, including from Amazon, Paytm, and Snapdeal, are being fast-tracked and decisions expected in 8-10 weeks.
- Passenger vehicle sales declined 11.2% in June as manufacturers and dealers aligned inventories ahead of GST implementation on July 1st.
The document discusses the insurance industry in India. It notes that India has 53 insurance companies, with 24 in life insurance and 29 in non-life insurance. The life insurance market is the largest in the world, with 360 million policies, though penetration is still low compared to other countries. The industry is expected to grow at a CAGR of 12-15% over the next five years. Major players include LIC, HDFC Life, ICICI Prudential Life, and SBI Life Insurance. The regulatory body is IRDA. While growth has been strong, there remains significant potential for further expansion of insurance coverage across India.
Reliance gets the media Moghul: M&A PresentationAlayjoshi0071
Reliance Industries Limited (RIL) acquired the media company Network18 in a three-part deal. RIL purchased 100% of the shares in Network18's holding companies for INR 7,069.5 million. It also provided convertible loans of INR 4,480.2 million to the holding companies. Additionally, RIL's telecom subsidiary Reliance Jio was given preferential access to Network18's content. The acquisition gave RIL a presence in 22 television channels and diversified its media business. Network18 had high debt and losses which RIL could help address through restructuring and its financial strength. The deal was subject to capital gains tax for Network18's founders Raghav Bahl and Ritu
IL&FS was a major infrastructure financing company in India that defaulted on several loans starting in 2018. It had taken on too much debt to fund projects while revenues from assets would come in over the long term, creating a major asset-liability mismatch. Key individuals like Ravi Parthasarathy and Ramchand Karunakaran are accused of fraudulently sanctioning loans and diverting funds. The defaults impacted investor confidence in the financial sector and caused stock market declines. Going forward, increased regulatory oversight is needed for large NBFCs along with stronger governance and auditing to prevent similar crises.
IL&FS defaulted on its debt obligations in 2018, which totaled around Rs. 91,000 crore. This included debt at both the company and project levels. IL&FS took on numerous infrastructure projects but struggled with project delays and cost overruns. Rating agencies and auditors also failed to properly assess IL&FS's financial situation. The government subsequently suspended IL&FS's board of directors and appointed a new board to resolve the situation in an orderly manner.
This presentation is on Credit rating agencies in India. here I presents it's origin, importants, benefits, objectives, need and about different rating agencies.
- Reliance Jio data of some users was leaked online, exposing privacy risks of smartphones. As technology advances, security risks also increase.
- 71 pending foreign investment proposals, including from Amazon, Paytm, and Snapdeal, are being fast-tracked and decisions expected in 8-10 weeks.
- Passenger vehicle sales declined 11.2% in June as manufacturers and dealers aligned inventories ahead of GST implementation on July 1st.
The document discusses the insurance industry in India. It notes that India has 53 insurance companies, with 24 in life insurance and 29 in non-life insurance. The life insurance market is the largest in the world, with 360 million policies, though penetration is still low compared to other countries. The industry is expected to grow at a CAGR of 12-15% over the next five years. Major players include LIC, HDFC Life, ICICI Prudential Life, and SBI Life Insurance. The regulatory body is IRDA. While growth has been strong, there remains significant potential for further expansion of insurance coverage across India.
HDFC Bank and Jio Financial Services both offer similar financial products like loans, credit cards, mortgages, and investment products. While Jio Financial Services has the backing of parent company Reliance, HDFC Bank currently has a stronger reputation and wider distribution network in India. A consumer survey showed that HDFC Bank is the preferred brand for most Indians due to its trusted reputation and quality of services. For Jio Financial Services to compete, it will need to focus on building its brand and expanding its customer base.
The Indian profession of Chartered Accountants has in recent past faced a large number of challenges including aspersions on their integrity and independence arising out of certain large scale financial frauds and manipulation of financial statements by banks, investment banks and large companies outside India including companies like Satyam in India. The Institute of Chartered Accountants of India have severely punished those who were found guilty in various financial frauds and even removed certain chartered accountants found guilty for Satyam scam for their life from the membership of the Institute. Most of these corporate failures did not had any Indian origin CA firm as their Auditors.
Designing training program for max new york lifeTanuj Poddar
Max New York Life provides extensive training programs for its agents over 2 years to ensure they have the skills and knowledge to properly advise customers. The document outlines Max New York Life's new employee orientation program which includes HR training, product training, and system training over 2 weeks or 152 hours. It also discusses the eligibility criteria used to select agents and the types of ongoing training programs provided to agents, including agency training, HR training, system training, and operations training. The goal of Max New York Life's thorough training approach is to develop high quality agents and financial advisors.
Impact of FDI on Indian Life Insurance SectorSanthosh Golla
The document discusses foreign direct investment (FDI) in the Indian insurance sector. It provides background on the liberalization of the insurance industry in India and the growth of private insurance companies. The summary analyzes data on three major life insurance companies (ICICI Prudential, HDFC Standard Life, and SBI Life) that have benefited from FDI. It shows increasing capitalization from foreign partners Prudential, Standard Life, and BNP Paribas over several years. FDI is playing a key role in the development and increased capacity of the private insurance industry in India.
IL&FS is an Indian infrastructure development and financial company with over 250 subsidiaries that has taken on significant debt over time. In 2018, IL&FS began defaulting on some of its debt obligations, triggering fears of a liquidity crisis in financial markets. The government then superseded IL&FS's board and appointed a new board led by Uday Kotak to address the company's debt issues and stabilize the financial markets.
The government has raised the ceiling for foreign investment in government and corporate bonds by $5 billion each to $10 billion and $20 billion respectively. This will ease pressure on banks to raise interest rates for funding infrastructure projects. Reliance Industries published annual reports of 94 of its 96 subsidiaries, increasing transparency but without details on 12 subsidiaries. Bank deposits saw their highest growth this year in September as interest rates on term deposits rose. The government reduced its gross borrowing for the current fiscal year by Rs. 10,000 crore to Rs. 4.47 lakh crore. Private equity firms Sandstone Capital and Sequoia Capital acquired a minority stake of under 10% in smartphone maker Micromax for approximately Rs.
CIBIL is India's first Credit Information Bureau established in 2000 as a repository of credit information on commercial and consumer borrowers. It collects data from its member institutions including banks, NBFCs, and other lenders to create credit reports on borrowers. These reports provide members with insights into applicants' credit histories and repayment records to facilitate more informed lending decisions. CIBIL's products and services help both lenders to better assess risk and price loans, and borrowers to demonstrate responsible credit behavior and more easily access financing.
The document summarizes the insurance sector in India. It discusses the evolution of the sector from being a public sector monopoly to allowing private players. It provides an overview of life and general insurance services and major public and private players. It notes that while LIC remains the largest insurer, private players have grown their market share in recent years. The insurance sector contributes significantly to the Indian economy through long-term savings and funding for development.
merger of bank and financial institutionswtnspicyaqua
The merger of HDFC Bank and Centurion Bank of Punjab in 2008 created the 7th largest bank in India. It strengthened HDFC Bank's distribution network and product portfolio. In the initial years, HDFC Bank saw improved margins and returns due to economies of scale. However, integration challenges such as technology and HR issues posed difficulties. Over time, as integration was completed, the merged entity saw continued growth in profits and returns. The merger positioned HDFC Bank for greater growth opportunities in retail banking.
Non-banking financial companies (NBFCs) provide financial services like loans and investing in stocks without taking deposits. Mahindra and Mahindra Financial Services is a leading NBFC in India that provides financing for vehicles and farm equipment, especially in rural areas. It has over 450 branches and aims to be the preferred financial services provider in rural India. The company focuses on inclusive growth and currently employs over 6,200 people locally. It offers a variety of loan and insurance products and has strong relationships with dealers and customers after over 70 years of operations.
Comparative analysis of insurance market in india on hdfc-life-1-1Flex
This document is a project report submitted by Vivek Kumar to SavitriBai Phule Pune University for the degree of Master of Business Administration. The report is about life insurance and taxation in India, with a focus on HDFC Standard Life Insurance. It includes approval letters for the internship and project, a certificate confirming the original work, and declarations. It also provides acknowledgements, preface, index, and executive summary sections.
Overseas investment refers to investments made by Indian entities in foreign companies through equity contributions or subsidiary setups. There are automatic and approval routes for such investments. Indian companies must comply with regulatory and capital adequacy norms. Key sectors for Indian investment overseas include manufacturing, energy and IT. Major destinations include the US, UK, Africa and Southeast Asia. Recent government initiatives have relaxed norms to encourage more overseas investments.
The document discusses the Indian banking sector, including non-banking financial companies (NBFCs). It notes that robust demand, innovation in services, and policy support have contributed to growth in the sector. Some key points:
- Total banking assets in India are projected to grow from ₹90.12 trillion in FY12 to ₹1712.28 trillion in FY25, driven by rising incomes and the growing unbanked population.
- NBFCs play an important role by providing financial services to those without access to banks and by taking on higher risks than banks in sectors like infrastructure and SME financing.
- Major types of NBFCs include housing finance companies, investment companies
Group 7 presented on the IT sector in India and the Satyam fraud scandal. Key points:
1) The IT sector contributes 7.5% of India's GDP with major cities like Bangalore, Delhi, and Mumbai accounting for 90% of exports.
2) Satyam was founded in 1987 and grew to $2 billion in revenue before the scandal.
3) In 2009, Ramalinga Raju confessed to inflating Satyam's finances by over $1 billion, leading to his arrest and the sale of Satyam to Tech Mahindra.
The document discusses reforms needed for India's financial system. It notes that India's financial system is underdeveloped but its economy has made progress. Key steps discussed to mobilize funds more effectively include: increasing bank penetration in India by reducing dormant accounts and encouraging debit card usage; reducing the cost of bank intermediation by improving property rights and contract enforcement; lowering the fiscal deficit by cutting government spending or increasing taxes; and developing capital markets through investor education, innovative products, and encouraging domestic institutional investment. Overall the recommendations are for India to capture more savings, privatize industries, reduce subsidies, improve tax collection, and create a more organized business environment to strengthen its financial system.
Yubi is an Indian fintech company that operates a digital platform connecting businesses with financial institutions and lenders. It offers various debt-related services including loans, supply chain financing, and securitization. Yubi facilitates over $11 billion in transactions annually for over 2,200 institutional and 1.1 million retail borrowers. It aims to create an efficient digital marketplace for investors, borrowers, and lenders in the debt space.
1. The document discusses the evolution and growth of the insurance sector in India from its beginnings in the 19th century to modern reforms and the growing role of private players.
2. It describes some of the major global players in the Indian insurance market like Aviva, AIG, and Prudential and their strategies for growth.
3. The future of the Indian insurance industry is seen as highly promising with projections of over 500% growth by 2010 and the potential to become a $60 billion industry as more of the population gains access to insurance products and services.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Event Report - SAP Sapphire 2024 Orlando - lots of innovation and old challengesHolger Mueller
Holger Mueller of Constellation Research shares his key takeaways from SAP's Sapphire confernece, held in Orlando, June 3rd till 5th 2024, in the Orange Convention Center.
HDFC Bank and Jio Financial Services both offer similar financial products like loans, credit cards, mortgages, and investment products. While Jio Financial Services has the backing of parent company Reliance, HDFC Bank currently has a stronger reputation and wider distribution network in India. A consumer survey showed that HDFC Bank is the preferred brand for most Indians due to its trusted reputation and quality of services. For Jio Financial Services to compete, it will need to focus on building its brand and expanding its customer base.
The Indian profession of Chartered Accountants has in recent past faced a large number of challenges including aspersions on their integrity and independence arising out of certain large scale financial frauds and manipulation of financial statements by banks, investment banks and large companies outside India including companies like Satyam in India. The Institute of Chartered Accountants of India have severely punished those who were found guilty in various financial frauds and even removed certain chartered accountants found guilty for Satyam scam for their life from the membership of the Institute. Most of these corporate failures did not had any Indian origin CA firm as their Auditors.
Designing training program for max new york lifeTanuj Poddar
Max New York Life provides extensive training programs for its agents over 2 years to ensure they have the skills and knowledge to properly advise customers. The document outlines Max New York Life's new employee orientation program which includes HR training, product training, and system training over 2 weeks or 152 hours. It also discusses the eligibility criteria used to select agents and the types of ongoing training programs provided to agents, including agency training, HR training, system training, and operations training. The goal of Max New York Life's thorough training approach is to develop high quality agents and financial advisors.
Impact of FDI on Indian Life Insurance SectorSanthosh Golla
The document discusses foreign direct investment (FDI) in the Indian insurance sector. It provides background on the liberalization of the insurance industry in India and the growth of private insurance companies. The summary analyzes data on three major life insurance companies (ICICI Prudential, HDFC Standard Life, and SBI Life) that have benefited from FDI. It shows increasing capitalization from foreign partners Prudential, Standard Life, and BNP Paribas over several years. FDI is playing a key role in the development and increased capacity of the private insurance industry in India.
IL&FS is an Indian infrastructure development and financial company with over 250 subsidiaries that has taken on significant debt over time. In 2018, IL&FS began defaulting on some of its debt obligations, triggering fears of a liquidity crisis in financial markets. The government then superseded IL&FS's board and appointed a new board led by Uday Kotak to address the company's debt issues and stabilize the financial markets.
The government has raised the ceiling for foreign investment in government and corporate bonds by $5 billion each to $10 billion and $20 billion respectively. This will ease pressure on banks to raise interest rates for funding infrastructure projects. Reliance Industries published annual reports of 94 of its 96 subsidiaries, increasing transparency but without details on 12 subsidiaries. Bank deposits saw their highest growth this year in September as interest rates on term deposits rose. The government reduced its gross borrowing for the current fiscal year by Rs. 10,000 crore to Rs. 4.47 lakh crore. Private equity firms Sandstone Capital and Sequoia Capital acquired a minority stake of under 10% in smartphone maker Micromax for approximately Rs.
CIBIL is India's first Credit Information Bureau established in 2000 as a repository of credit information on commercial and consumer borrowers. It collects data from its member institutions including banks, NBFCs, and other lenders to create credit reports on borrowers. These reports provide members with insights into applicants' credit histories and repayment records to facilitate more informed lending decisions. CIBIL's products and services help both lenders to better assess risk and price loans, and borrowers to demonstrate responsible credit behavior and more easily access financing.
The document summarizes the insurance sector in India. It discusses the evolution of the sector from being a public sector monopoly to allowing private players. It provides an overview of life and general insurance services and major public and private players. It notes that while LIC remains the largest insurer, private players have grown their market share in recent years. The insurance sector contributes significantly to the Indian economy through long-term savings and funding for development.
merger of bank and financial institutionswtnspicyaqua
The merger of HDFC Bank and Centurion Bank of Punjab in 2008 created the 7th largest bank in India. It strengthened HDFC Bank's distribution network and product portfolio. In the initial years, HDFC Bank saw improved margins and returns due to economies of scale. However, integration challenges such as technology and HR issues posed difficulties. Over time, as integration was completed, the merged entity saw continued growth in profits and returns. The merger positioned HDFC Bank for greater growth opportunities in retail banking.
Non-banking financial companies (NBFCs) provide financial services like loans and investing in stocks without taking deposits. Mahindra and Mahindra Financial Services is a leading NBFC in India that provides financing for vehicles and farm equipment, especially in rural areas. It has over 450 branches and aims to be the preferred financial services provider in rural India. The company focuses on inclusive growth and currently employs over 6,200 people locally. It offers a variety of loan and insurance products and has strong relationships with dealers and customers after over 70 years of operations.
Comparative analysis of insurance market in india on hdfc-life-1-1Flex
This document is a project report submitted by Vivek Kumar to SavitriBai Phule Pune University for the degree of Master of Business Administration. The report is about life insurance and taxation in India, with a focus on HDFC Standard Life Insurance. It includes approval letters for the internship and project, a certificate confirming the original work, and declarations. It also provides acknowledgements, preface, index, and executive summary sections.
Overseas investment refers to investments made by Indian entities in foreign companies through equity contributions or subsidiary setups. There are automatic and approval routes for such investments. Indian companies must comply with regulatory and capital adequacy norms. Key sectors for Indian investment overseas include manufacturing, energy and IT. Major destinations include the US, UK, Africa and Southeast Asia. Recent government initiatives have relaxed norms to encourage more overseas investments.
The document discusses the Indian banking sector, including non-banking financial companies (NBFCs). It notes that robust demand, innovation in services, and policy support have contributed to growth in the sector. Some key points:
- Total banking assets in India are projected to grow from ₹90.12 trillion in FY12 to ₹1712.28 trillion in FY25, driven by rising incomes and the growing unbanked population.
- NBFCs play an important role by providing financial services to those without access to banks and by taking on higher risks than banks in sectors like infrastructure and SME financing.
- Major types of NBFCs include housing finance companies, investment companies
Group 7 presented on the IT sector in India and the Satyam fraud scandal. Key points:
1) The IT sector contributes 7.5% of India's GDP with major cities like Bangalore, Delhi, and Mumbai accounting for 90% of exports.
2) Satyam was founded in 1987 and grew to $2 billion in revenue before the scandal.
3) In 2009, Ramalinga Raju confessed to inflating Satyam's finances by over $1 billion, leading to his arrest and the sale of Satyam to Tech Mahindra.
The document discusses reforms needed for India's financial system. It notes that India's financial system is underdeveloped but its economy has made progress. Key steps discussed to mobilize funds more effectively include: increasing bank penetration in India by reducing dormant accounts and encouraging debit card usage; reducing the cost of bank intermediation by improving property rights and contract enforcement; lowering the fiscal deficit by cutting government spending or increasing taxes; and developing capital markets through investor education, innovative products, and encouraging domestic institutional investment. Overall the recommendations are for India to capture more savings, privatize industries, reduce subsidies, improve tax collection, and create a more organized business environment to strengthen its financial system.
Yubi is an Indian fintech company that operates a digital platform connecting businesses with financial institutions and lenders. It offers various debt-related services including loans, supply chain financing, and securitization. Yubi facilitates over $11 billion in transactions annually for over 2,200 institutional and 1.1 million retail borrowers. It aims to create an efficient digital marketplace for investors, borrowers, and lenders in the debt space.
1. The document discusses the evolution and growth of the insurance sector in India from its beginnings in the 19th century to modern reforms and the growing role of private players.
2. It describes some of the major global players in the Indian insurance market like Aviva, AIG, and Prudential and their strategies for growth.
3. The future of the Indian insurance industry is seen as highly promising with projections of over 500% growth by 2010 and the potential to become a $60 billion industry as more of the population gains access to insurance products and services.
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....Lacey Max
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Event Report - SAP Sapphire 2024 Orlando - lots of innovation and old challengesHolger Mueller
Holger Mueller of Constellation Research shares his key takeaways from SAP's Sapphire confernece, held in Orlando, June 3rd till 5th 2024, in the Orange Convention Center.
Top mailing list providers in the USA.pptxJeremyPeirce1
Discover the top mailing list providers in the USA, offering targeted lists, segmentation, and analytics to optimize your marketing campaigns and drive engagement.
HOW TO START UP A COMPANY A STEP-BY-STEP GUIDE.pdf46adnanshahzad
How to Start Up a Company: A Step-by-Step Guide Starting a company is an exciting adventure that combines creativity, strategy, and hard work. It can seem overwhelming at first, but with the right guidance, anyone can transform a great idea into a successful business. Let's dive into how to start up a company, from the initial spark of an idea to securing funding and launching your startup.
Introduction
Have you ever dreamed of turning your innovative idea into a thriving business? Starting a company involves numerous steps and decisions, but don't worry—we're here to help. Whether you're exploring how to start a startup company or wondering how to start up a small business, this guide will walk you through the process, step by step.
Structural Design Process: Step-by-Step Guide for BuildingsChandresh Chudasama
The structural design process is explained: Follow our step-by-step guide to understand building design intricacies and ensure structural integrity. Learn how to build wonderful buildings with the help of our detailed information. Learn how to create structures with durability and reliability and also gain insights on ways of managing structures.
How to Implement a Real Estate CRM SoftwareSalesTown
To implement a CRM for real estate, set clear goals, choose a CRM with key real estate features, and customize it to your needs. Migrate your data, train your team, and use automation to save time. Monitor performance, ensure data security, and use the CRM to enhance marketing. Regularly check its effectiveness to improve your business.
Industrial Tech SW: Category Renewal and CreationChristian Dahlen
Every industrial revolution has created a new set of categories and a new set of players.
Multiple new technologies have emerged, but Samsara and C3.ai are only two companies which have gone public so far.
Manufacturing startups constitute the largest pipeline share of unicorns and IPO candidates in the SF Bay Area, and software startups dominate in Germany.
Taurus Zodiac Sign: Unveiling the Traits, Dates, and Horoscope Insights of th...my Pandit
Dive into the steadfast world of the Taurus Zodiac Sign. Discover the grounded, stable, and logical nature of Taurus individuals, and explore their key personality traits, important dates, and horoscope insights. Learn how the determination and patience of the Taurus sign make them the rock-steady achievers and anchors of the zodiac.
How to Implement a Strategy: Transform Your Strategy with BSC Designer's Comp...Aleksey Savkin
The Strategy Implementation System offers a structured approach to translating stakeholder needs into actionable strategies using high-level and low-level scorecards. It involves stakeholder analysis, strategy decomposition, adoption of strategic frameworks like Balanced Scorecard or OKR, and alignment of goals, initiatives, and KPIs.
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- Strategy Decomposition
- Adoption of Business Frameworks
- Goal Setting
- Initiatives and Action Plans
- KPIs and Performance Metrics
- Learning and Adaptation
- Alignment and Cascading of Scorecards
Benefits:
- Systematic strategy formulation and execution.
- Framework flexibility and automation.
- Enhanced alignment and strategic focus across the organization.
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This PowerPoint compilation offers a comprehensive overview of 20 leading innovation management frameworks and methodologies, selected for their broad applicability across various industries and organizational contexts. These frameworks are valuable resources for a wide range of users, including business professionals, educators, and consultants.
Each framework is presented with visually engaging diagrams and templates, ensuring the content is both informative and appealing. While this compilation is thorough, please note that the slides are intended as supplementary resources and may not be sufficient for standalone instructional purposes.
This compilation is ideal for anyone looking to enhance their understanding of innovation management and drive meaningful change within their organization. Whether you aim to improve product development processes, enhance customer experiences, or drive digital transformation, these frameworks offer valuable insights and tools to help you achieve your goals.
INCLUDED FRAMEWORKS/MODELS:
1. Stanford’s Design Thinking
2. IDEO’s Human-Centered Design
3. Strategyzer’s Business Model Innovation
4. Lean Startup Methodology
5. Agile Innovation Framework
6. Doblin’s Ten Types of Innovation
7. McKinsey’s Three Horizons of Growth
8. Customer Journey Map
9. Christensen’s Disruptive Innovation Theory
10. Blue Ocean Strategy
11. Strategyn’s Jobs-To-Be-Done (JTBD) Framework with Job Map
12. Design Sprint Framework
13. The Double Diamond
14. Lean Six Sigma DMAIC
15. TRIZ Problem-Solving Framework
16. Edward de Bono’s Six Thinking Hats
17. Stage-Gate Model
18. Toyota’s Six Steps of Kaizen
19. Microsoft’s Digital Transformation Framework
20. Design for Six Sigma (DFSS)
To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations
Digital Marketing with a Focus on Sustainabilitysssourabhsharma
Digital Marketing best practices including influencer marketing, content creators, and omnichannel marketing for Sustainable Brands at the Sustainable Cosmetics Summit 2024 in New York
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3. About Gautam Adani
• Gautam Adani becomes world’s third richest person , first Asian
4. The Rise
• Adani, 60, has spent the past
few years expanding his coal-to-
ports conglomerate, venturing
into everything from data
centers to cement, media and
aluminium.
• The group now owns India’s
largest private-sector port and
airport operator, city-gas
distributor and coal mine.
5. The Rise
• Valuations notwithstanding,
Adani’s recent push into green
energy has been the biggest
contributor to his wealth gain.
• Shares of Adani Green Energy
have surged over 5,500% in the
past three years and at $40
billion, it has become the
group’s most valued company.
6. The Rise …
• In 2022 alone, Adani added $64.8 billion to his wealth
• Thanks to the following jewels in his crown
• Adani Enterprises
• Adani Green
• Adani Ports
• Adani Total Gas
8. Shopping Spree
• On April 22, 2022, Adani ports and Special Economic Zone (APSEZ)
acquired a 100% stake in India’s largest marine service company
Ocean Sparkle for Rs 1700 crores.
• Last year (2021) Adani Ports and Special Economic Zone (APSEZ)
acquired key stakes in Gangavaram Port.
• Adani groups acquired Ambuja Cements and ACC after raising funds
of $5.25 Billion from global banks in 2022.
9. Then A Report
• However, many experts raise concerns over the rapid expansion and
growth of Adani’s wealth.
• CreditSights in its reports mentioned that the Port-to-Power
conglomerate of Adani is “deeply leveraged”.
• CreditSights also claims that the Adani Group is investing heavily in
existing and emerging businesses by predominantly using debts.
10. More Reports
• Adani has built up an extraordinary fortune through a mix of
aggressive risk-taking, rapid debt accumulation and canny political
connections,” said James Crabtree, author of “The Billionaire Raj,” a
book about India’s wealthy and inequality.
• “His rapid rise over barely a decade to the summit of India and Asia’s
tycoon class represents the possibilities and rampant inequality of
India’s new Gilded Age.”
11. The Report
Some lawmakers and market
watchers have also raised concerns
over opaque shareholder structures
and a lack of analyst coverage at
Adani
Yet the shares have soared -- some
of them more than 1,000% since
2020, with valuations hitting 750
times earnings -- as the tycoon
focused on areas that Prime Minister
Narendra Modi deems crucial to
meeting India’s long-term goals.
13. About
• NDTV was founded in 1984 by Prannoy Roy and Radhika Roy. It
currently operates two news channels and is known for being a
watchdog of democracy by fearlessly questioning those in power,
irrespective of which political party they belong to.
• As such, it has the reputation of being one of the few remaining
independent – and therefore credible – news outlets in India
• With a market capitalization of $310 million, NDTV reported 2021
revenues of $45 million.
16. Dominance in Media Sector
• Unlike the other major billionaire-led group in India, Mukesh
Ambani’s Reliance Industries, which has significant media holdings,
including digital ownership rights of IPL
• Adani’s media holdings are modest. AMNL was set up to be in “the
business of publishing, broadcasting, distributing and advertising,”
per a filing to the Bombay Stock Exchange.
• The first step in building the Adani media empire was the May
acquisition of a 49% stake in Quintillion Business Media, a digital
business news platform.
17. The official statement
• AMNL seeks to empower Indian citizens, consumers and those
interested in India, with information and knowledge. With its
leading position in news and its strong and diverse reach across
genres and geographies, NDTV is the most suitable broadcast and
digital platform to deliver on our vision.
• We look forward to strengthening NDTV’s leadership in news
delivery,” the statement added.
19. The Heart of the Story - VCPL
we need to rewind the clock back to June 2008
NDTV raised a loan of Rs 540 crore from Indiabulls Financial Services Private
Limited. While incurring the loan, the Roys pledged their shareholding in
NDTV as security.
Barely four months later in October 2008, the Roys took another loan of Rs
375 crore from ICICI Bank to pay off the earlier loan disbursed by Indiabulls
Housing Finance.
This loan was doled out at an eye-popping rate of 19% per annum, and the
Roys encumbered their entire shareholding in NDTV to secure this loan.
20. The Heart of The Story …
• In July 2009, the NDTV promoters, once again, took a loan of Rs 350
crore from VCPL in order to repay the loan taken from ICICI Bank. This
loan was disbursed at zero interest rate. Subsequently, VCPL
advanced Rs 350 crore to RRPR holdings, which, rightfully, paid off
ICICI Bank.
• VCPL also advanced another loan of Rs 53.85 crore to NDTV
promoters.
21. The Bait
• An important term of the loan agreement was that RRPR was to issue
convertible warrants to VCPL which were convertible into equity
shares aggregating to 99.99% of equity share capital of RRPR.
Intriguingly, this conversion could be carried out at any time during
the tenure of the loan or thereafter.
• As long as the warrants weren’t exercised, the Roys were able to
continue leading their channel without any real threat of a takeover.
22. The Bait
• There are two other important clauses in the loan agreement :
• The loan agreement was tailored in a manner to protect the interests
of NDTV promoters.
• Essentially, one of the clauses states that VCPL and its affiliates cannot
purchase shares of NDTV which will increase their holding to more
than 26% in NDTV without the consent of the promoters.
23. Enter Reliance Industries
• Meanwhile, VCPL is a shell company which reportedly has had no
assets in the 14 years since its incorporation barring the RRPR
warrants it holds.
• The loan that VCPL disbursed to NDTV made its way through a chain
of transactions that trace their route back to Reliance Industries.
• VCPL’s loan to RRPR came from Shinano Retail private limited, a
wholly-owned subsidiary of Reliance.
24. Fall out of The Deal ( June 2019)
Sebi barred NDTV Ltd's three key promoters -- Prannoy Roy, Radhika
Roy and their holding firm RRPR from the capital markets for two years
and also restrained the two individuals from holding any board or top
management role at the company in this period.
termed as violation of various regulations by keeping minority
shareholders in the dark about three loan agreements.
25. Fall out of the Deal
• In its latest 51-page order, the Securities and Exchange Board of India
(Sebi) said all its directions, including debarment of RRPR, Prannoy
Roy and Radhika Roy from buying, selling or otherwise dealing
directly or indirectly in securities, or being associated with the
securities market, will come into effect immediately.
• Their existing holdings, including mutual fund units, will remain
frozen during the prohibition period, Sebi said.
26. Fall Out of The Deal
• A second loan agreement for Rs 53.85 crore was also signed with
VCPL a year later that provided for the promoters of NDTV allowing
the lender to indirectly acquire 30 per cent stake in the media
company through conversion of their warrants into equity shares of
RRPR Holdings.
• It was alleged that by concealing such material information from the
public shareholders for a period when the promoters were
themselves dealing in the company shares, they had committed a
fraud on the minority public shareholders.
27. Fall Out of The Deal
• Sebi said Roys have been the face of NDTV and the prime movers of
all its activities, while they were also actively running the day-to-day
management as Chairman and Managing Director (MD).
• Under the circumstances, they had "avowed duty to act in a fair and
transparent manner to protect the interest of their minority
shareholders and not to indulge in any fraudulent activity or any
activity detrimental to the interest of the shareholders of NDTV".
28. Fall Out of The Deal
• The regulator also accused them of having violated the Code of
Conduct of NDTV, which they were supposed to abide by as Chairman
and MD.
• All the entities have violated Prohibition of Insider Trading (PIT)
Regulations, Sebi said in three separate orders
• Sebi noted that Prannoy Roy and Radhika Roy together made a gain of
Rs 16.97 crore while indulging in insider trading in the shares of NDTV
while in possession of UPSI relating to the proposed reorganization of
the company.( Unpublished Price Sensitive Information )
29. Another OnHere is why Prannoy Roy and Radhika Roy were
stopped at the airport and were not allowed to leave the country
• The FIR against Prannoy and Radhika Roy of NDTV in the ICICI loan
fraud case (June 2017)
The crux of the issue in the ICICI case is that allegedly, Prannoy Roy and
Radhika Roy caused ICICI a loss of Rs. 48 crores, took unlawful favours
and had profit transferred to them.
ICICI allegedly also involved in the promoters of NDTV to transfer the
ownership of their news broadcasting company to a shell company. The
charges in the FIR also include the laundering of Rs. 403.85 crores in
order to create interest in favour of a benami party to gain illegal
control of NDTV.
30. The Steal Deal and entry of two more
companies …..
• AMG Media Network private limited acquired a 100% equity stake in
VCPL from Nextwave Televentures Private Limited and Eminent
Networks Private Limited,
• both of them being Nahata-linked companies,
( Mahendra Nahata , Director at Jio)
31. The Steal Deal
• NDTV operates three national news channels - English news channel
NDTV 24x7, Hindi news channel NDTV India and business news
channel NDTV Profit.
• It also has a strong online presence and remains one of the most
followed news handles on social media with more than 35 million
followers across various platforms.
• Adani said it bought VCPL for Rs 114 crore.
• Incorporated in 2008, VCPL was initially linked to Ambani's group but
its ownership was transferred to a firm run by an associate with links
to Delhi-based Nahata Group in 2012.
32. Check Mate ….
• Recall that when the Roys and RRPR raised a loan of Rs 350 crore and
Rs 53.85 crore from VCPL, they had given away convertible warrants
to VCPL.
• The Adani-acquired VCPL is now exercising these convertible
warrants.
33. More to This than the Eye Can see
• Why did VCPL agree to enter into a loss-making deal with Adani
Enterprises? VCPL originally gave a loan of Rs 403.85 crore to RRPR
and VCPL was acquired by Adani for a mere Rs 113.74 crore.
• Was Ambani’s aide forced to sell VCPL to Adani at a lower price?
Hopefully, more details will be uncovered in the coming days.
34. What's Coming …..
• The acquisition of RRPR by VCPL results in an indirect acquisition of
voting rights in excess of 25% equity shares of NDTV, which, in turn,
triggered an open offer by VCPL for NDTV shares.
• Will public shareholders respond to the open offer?
In August , shares of NDTV hit the upper circuit of 5% to scale new
heights and reach a 52-week high of Rs 384.50.
35. Cost To Adani
• Adani Enterprises will spend ₹492.81 crore to acquire an additional
26 per cent stake via an open offer from the public shareholders of
NDTV.
36. Whats Coming …
Raising the open offer price above the market rates is not the only way
for the Adani group to strengthen its holding in the broadcaster.
The Adani group can still scrounge up a stake of nearly 50% in NDTV,
helping it establish firm control over the company’s operations, by
striking deals with other bigger and institutional shareholders.
Out of these, there are two investors that have come into the public
eye – LTS Investment Fund (9.75%)
Vikasa India EIF I Fund which owns 4.42% stake.
Both funds have their own connections to the Adani Group.
37. What’s Coming ….
There are also four other entities including Drolia Agencies, GRD
Securities, Adesh Broking and Confirm Rebuild who together own
about 7% stake in NDTV.
( They will be easily bought )
38. But The Roys are Giving a Tough Fight
The only way the Roys can get out of this is to finds loopholes with
the way Adani acquired VPCL
#1 The Timing :
In what seems like a hurried takeover, we need to ask if Adani
Enterprises followed due procedure while acquiring VPCL.
There have to be resolutions and approvals even for a private company.
If any of that was violated, then NDTV can challenge the takeover
39. What Can the Roys Do?
• Acquired Without Discussion Consent or Notice’: NDTV
• Following the takeover, NDTV alleged that the move had come
without “notice.”
• "The NDTV founders and the Company would like to make it clear that
this exercise of rights by VPCL was executed without any input from,
conversation with, or consent of the NDTV founders," the statement
read.
40. The Big Fight ….
• Was Adani Legally Obligated to Serve Notice?
• Although issuing a notice is good business practice, Adani Enterprises
is not legally obligated to issue a notice if the terms of the loan
agreement don’t warrant it
• In fact, the terms of the loan agreement, were such that
Vishvapradhan, could convert it into 99.9% of the shares in Radhika
Roy-Prannoy Roy Private Limited “at any time during the tenure of the
loan or thereafter without requiring any further act or deed on the
part of the lender.”
41. The Big Fight
The loopholes
Even if we were to consider that the terms were such that the loan
would not get converted automatically, the market practice is that a
notice has to be given to RRPR, not to its subsidiary NDTV.
42. The Big Fight ….
Per the terms of the agreement, the Roys had to return the loan money
to VCPL in 2019, the failure of which has now given full control of RRPR
and consequently the company’s holding in NDTV to VCPL. To recover
its loan, VCPL has now sold the collateral it held to Adani.
43. The Big Fight
• Following this transaction, VCPL, AMG Media Networks (Adani
Group’s media arm) and An announcement by VCPL to the stock
exchanges said that it, along with the two Adani companies, would
offer to acquire the NDTV shares at ₹294 a piece. NDTV shares closed
at ₹366.20 on the BSE.
44. The Fight Back
• NDTV said the Roys were prohibited from dealing in India's securities
market until November this year due a 2020 SEBI decision in a case of
suspected insider trading and therefore RRPR cannot convert the
warrants it issued to VCPL.
• Although Adani said SEBI restrictions were not applicable on RRPR,
both Adani and NDTV have now sought clarifications from the
regulator.
45. The Big Fight …
• If SEBI takes a view, it could become part of the litigation.
• No response from the regulator could delay the deal.
• If SEBI gives up jurisdiction, Roys can take the matter to court.
• only way Roys can fend off the takeover attempt is to find
a white knight but that it’s a tough task.
46. As of Now …
• Meanwhile, Adani’s open offer for an additional 26% stake in NDTV
will tentatively open on October 17th. The response, however, could
be tepid, since NDTV shares are trading at a 75% premium to the
open offer price.
• While it’s uncertain if SEBI and Income Tax department will come
back with a quick response, the Roys could have a surprise to throw.
• They can bring up a clause from the original loan agreement which
states that VCPL and its affiliates cannot purchase shares of NDTV
which will increase their holding to more than 26% in the company
without the consent of the other parties.
48. Strategic Questions ….
• 1. What is Controlling Stake ?
• 2 What is the meaning of Hostile Takeover ? How can companies prevent
Hostile Take overs ?
• 3 How Does SEBI protect the interests of Minority Shareholders ?
• 4 What do you think is the best Course of Action for the Roy’s ?
• 5 Why does the Adani Group want Control of NDTV ?
• 6 How will the Political Climate in India impact the Deal ?
• 7 What is the future of Corporate –Media Relations ?
• 8 Why Do You Think The Roys did not pay off the loan ?
• 9 How did the Adani’s acquire VPCL at such a low cost ?
49. What We Need to Understand ?
• What’s a Controlling Stake ?
• A shareholder has controlling interest in a business when he or she
owns more than 50% of the company's voting shares, giving him or
her the deciding voice in shareholder meetings and control over
company direction.
• a shareholder who owns enough shares in a company to control its
management: With 30% of the equity and 65% of the voting rights,
they have become the corporation's new controlling shareholder
50. Controlling Stake
• Having a controlling interest provides a shareholder with significant
power and influence within a company.
• Ownership of operational and strategic decision-making processes is
given to a shareholder with a controlling interest.
• A controlling interest grants leverage to increase a shareholder's stake
in a company in a merger or acquisition.
51. Advanatges
• The upside of holding a controlling interest in a company can come in
many forms.
• First, a controlling interest gives a person or group of people
substantial influence.
• Since, by definition, the party with controlling interest automatically
has the majority vote, it allows an individual to veto or overturn
decisions made by existing board members.
• This gives people who have a controlling interest in a company the
ability to take ownership of the operational and strategic decision-
making processes.
52. Example
• Google's parent company Alphabet structured its shares strategically.
• Larry Page, Sergey Brin, and Eric Schmidt each have a controlling
interest, owning over 60% of the company’s B voting shares that carry
10 votes per share.
• In contrast, the Class A shares have only one vote per share, while
the company's Class C shares have no voting rights.
53. Managerial Ownership
• Managerial ownership is measured as the percentage of equity
shares owned by directors' and their immediate families at the
accounting year end.
• Businesses and the families that own and operate them, grow and
evolve. As startups gain momentum, non-family staff are hired and
assigned to various positions within the organization and external
shareholders may enter the business. With each new familial
generation, marriage, or partnerships, the number of shareholders
multiplies.