A combination of factors − the pandemic, catastrophic weather events, evolving policyholder expectations, and insurers’ drive for operational efficiency and future relevance − are sparking P&C industry changes.
In a post-COVID, new-normal environment, the most strategic insurers are building resilient, crisis-proof enterprises poised to take advantage of emerging and future business opportunities. They are leveraging advanced data analytics and novel technologies to assure agility and achieve positive revenue and customer satisfaction outcomes. Competitive advantage will hinge on accelerated digitalization and faster go-to-market. Therefore, win-win partnerships and embedded services with InsurTechs and other ecosystem players are critical.
Read Capgemini’s Top P&C Insurance Trends 2022 for a glimpse at the tactical and strategic initiatives carriers are undertaking to boost customer-centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future-readiness.
Cloud innovation has been a global endeavor for more than two decades, transforming entire industries—now, India is an emerging global leader driving technological innovation and noteworthy entrepreneurship.
Aspects of the life insurance industry have remained constant for years – and so have premiums. Traditional savings products have taken a huge hit in terms of attractiveness because low interest-rates prevail. Meanwhile, the risk landscape is shifting, and insurers need to align better with the emerging business environment, manage changing customer preferences, and improve operational efficiencies. Within today’s scenario, industry players are undertaking tactical and strategic shifts in attempts to manage unpredictable market dynamics. Insurers must develop alternative products to breathe new life into policies and leverage emerging technologies (artificial intelligence (AI), analytics, and blockchain) to improve efficiency, agility, flexibility, and customer-centricity.
Read Top Trends in Life Insurance: 2020 for a look at the innovative steps future-focused insurers are considering to meet industry challenges and opportunities.
Digitising Consumers in India - BCG & Matrix Studyssuserf1f48a
The document discusses trends in the Indian consumer technology space. It notes that the Indian economy has grown rapidly in recent decades and the pandemic further accelerated digital adoption. As incomes rise in India, discretionary spending is also increasing. The consumer technology sector has seen significant investment and growth, with over $250 billion in valuation and 40 unicorns. Emerging trends include the increasing relevance of omni-channel retail, social commerce, marketplace platforms surpassing search engines, and demand for quicker delivery options. Future growth is expected to come from categories like beauty, food, FMCG and furniture. Success for companies will depend on identifying customer needs, optimizing costs, expanding distribution and building capabilities for scale.
Entertainment & Advertising | Riding the Digital WaveRedSeer
Josh – Fares higher on the NPS primarily on the back
of best satisfaction (53%) among Tier 1 users, primarily
emerging from the Hindi-belt of India
Moj – Secures the highest satisfaction (46%) across the
competition in Metro cities, and second best (45%) in
Tier 2+ cities
MX Takatak – Performs well in the vernacular region,
leading to higher NPS (46%) in Tier 1 cities
Roposo – While Roposo does reasonably well in Tier 2+
cities (garnering ~57% NPS), it’s Metro users’ satisfaction
is at 21%
A combination of factors − the pandemic, catastrophic weather events, evolving policyholder expectations, and insurers’ drive for operational efficiency and future relevance − are sparking P&C industry changes.
In a post-COVID, new-normal environment, the most strategic insurers are building resilient, crisis-proof enterprises poised to take advantage of emerging and future business opportunities. They are leveraging advanced data analytics and novel technologies to assure agility and achieve positive revenue and customer satisfaction outcomes. Competitive advantage will hinge on accelerated digitalization and faster go-to-market. Therefore, win-win partnerships and embedded services with InsurTechs and other ecosystem players are critical.
Read Capgemini’s Top P&C Insurance Trends 2022 for a glimpse at the tactical and strategic initiatives carriers are undertaking to boost customer-centricity, product agility, intelligent processes, and an open ecosystem to ensure profitable growth and future-readiness.
Cloud innovation has been a global endeavor for more than two decades, transforming entire industries—now, India is an emerging global leader driving technological innovation and noteworthy entrepreneurship.
Aspects of the life insurance industry have remained constant for years – and so have premiums. Traditional savings products have taken a huge hit in terms of attractiveness because low interest-rates prevail. Meanwhile, the risk landscape is shifting, and insurers need to align better with the emerging business environment, manage changing customer preferences, and improve operational efficiencies. Within today’s scenario, industry players are undertaking tactical and strategic shifts in attempts to manage unpredictable market dynamics. Insurers must develop alternative products to breathe new life into policies and leverage emerging technologies (artificial intelligence (AI), analytics, and blockchain) to improve efficiency, agility, flexibility, and customer-centricity.
Read Top Trends in Life Insurance: 2020 for a look at the innovative steps future-focused insurers are considering to meet industry challenges and opportunities.
Digitising Consumers in India - BCG & Matrix Studyssuserf1f48a
The document discusses trends in the Indian consumer technology space. It notes that the Indian economy has grown rapidly in recent decades and the pandemic further accelerated digital adoption. As incomes rise in India, discretionary spending is also increasing. The consumer technology sector has seen significant investment and growth, with over $250 billion in valuation and 40 unicorns. Emerging trends include the increasing relevance of omni-channel retail, social commerce, marketplace platforms surpassing search engines, and demand for quicker delivery options. Future growth is expected to come from categories like beauty, food, FMCG and furniture. Success for companies will depend on identifying customer needs, optimizing costs, expanding distribution and building capabilities for scale.
Entertainment & Advertising | Riding the Digital WaveRedSeer
Josh – Fares higher on the NPS primarily on the back
of best satisfaction (53%) among Tier 1 users, primarily
emerging from the Hindi-belt of India
Moj – Secures the highest satisfaction (46%) across the
competition in Metro cities, and second best (45%) in
Tier 2+ cities
MX Takatak – Performs well in the vernacular region,
leading to higher NPS (46%) in Tier 1 cities
Roposo – While Roposo does reasonably well in Tier 2+
cities (garnering ~57% NPS), it’s Metro users’ satisfaction
is at 21%
Designing Enhanced Supervision for the Evolving Wealth Management Ecosystemaccenture
Converging and rapidly evolving industry trends are creating a new wealth management environment demanding Wealth Managers redefine supervisory governance to best support the firm’s growth strategies while balancing strong risk management. In this new Accenture Finance & Risk presentation we explore the evolving wealth management trends and challenges and outline four key business supervision design questions to support sustainable, long-term growth.
Metaverse opportunities for the communications industryaccenture
The document discusses the opportunity for communications service providers (CSPs) in the growing metaverse market. It outlines that while CSPs enabled the growth of the internet, other companies captured most of the value. The metaverse could unlock the next wave of growth for CSPs. CSPs are well-positioned due to their network infrastructure, identity/billing capabilities, and trusted relationships. The document identifies three potential archetypes for CSPs in the metaverse - performance player, orchestrator, and disruptor. It provides examples of use cases and emphasizes the need for CSPs to develop metaverse-ready networks through products, platforms, performance, and partnerships.
The Future of Fintech in Southeast AsiaFinch Capital
The document discusses the future of fintech in Southeast Asia. It notes that Southeast Asia provides a massive opportunity for both local and European fintech companies due to the region's growing internet and mobile adoption. Covid-19 is accelerating the digital adoption of financial services in Southeast Asia. The document highlights that Indonesia, Singapore, and Vietnam are currently the most attractive markets due to their large internet user bases and growth of their internet economies and fintech investment. Key trends include the rise of digital payments, peer-to-peer lending, and artificial intelligence and blockchain enabled fintech startups. New models of financing outside traditional sectors are also emerging across Southeast Asia.
The value of digitally influenced spending in emerging markets will approach $4 trillion by 2022, amounting to about 50% of all retail spending in Asia, Latin America, and Africa. But the dynamics will vary widely between markets, requiring B2C companies to “de-average” their offerings in order to succeed.
The Industrialist: Trends & Innovations - July 2022accenture
GE has been awarded two projects by the US Department of Energy to accelerate the development of hydrogen combustion gas turbines. The projects will involve creating turbine components to test natural gas and hydrogen mixtures, and increasing power plant efficiency. GE's goal is to achieve 100% hydrogen combustion in retrofitted systems within ten years.
Yokogawa Electric and Mitsubishi Heavy Industries will develop an automatic offshore safety inspection system using AI and robots. They will deliver a proof-of-concept test using MHI's explosion-proof robot to collect image, sound and gas data to identify and predict hazards.
Wärtsilä has introduced decarbonization services to help customers reduce emissions and energy costs through optimizations like renew
Brazilians have become more pessimistic about the duration of the pandemic, expecting it to last longer. However, expectations about the financial impact are now matching the real impact. Consumers' routines have remained stable since May, with more time spent on digital entertainment and less time working. Demand is falling compared to the start of the pandemic, with spending on essential categories expected to drop 5-25% long-term. Online spending continues to grow while offline spending declines.
Double 11 is the world’s largest e-commerce shopping festival. Created in 2009 by Chinese e-commerce giant Alibaba to celebrate “Singles’ Day” in China, it was soon adopted by all major Chinese e-commerce platforms to become the massive event it is today. Starting late October with pre-sales, the peak of the sales festival is November 11th, offering massive discounts for all sorts of product categories, allowing many businesses to make a significant portion of their annual turnover in just a few days. In the ever-more competitive Chinese market, brands have tapped into omnichannel marketing campaigns as well as livestreaming to increase sales.
In this Double 11 2022 Guide, you will be the first to see trends and opportunities for brands for this year’s festival as well as gain insights into marketing strategies brands leverage to maximize profits during the most important period of the year for online sales in China.
Download the Double 11 2022 Guide to learn:
- What’s new on this year’s Double 11’s agenda
- The new trends to look out for in this year’s Double 11
- What are the emerging opportunities for brands to leverage this year
- What tools are there for brands to leverage to launch their products on Double 11
- From KOL marketing to livestreaming: how brands advertise their products during the Double 11
Key stats on China’s Singles’ Day 2022:
- According to a survey by PL Daren, almost 32% of brands surveyed declared they will launch promotional campaigns on Taobao and Tmall, the leading e-commerce platforms in China.
- The stock of men’s imported makeup products increased by more than 3,000% year-on-year during the Double 11 2021.
- From November 1st to November 11th, 2021, the livestreaming Gross Merchandise Volume (GMV) on Taobao Live was up to 131.9 billion RMB.
During 11.11 of 2021, the sales of pet smart products on Tmall increased by 990% year-on-year.
- On the first day of D11, the sales of the museum’s cultural and creative products surged by more than 400% year-on-year
China travel retail market report by daxue consultingDaxue Consulting
China's domestic travel retail market has benefited from COVID-19, as travel restrictions led Chinese tourists to spend domestically. The market is expected to reach ¥150 billion by 2025, up from ¥54.5 billion in 2019. The China Duty Free Group dominates the market with over 85% share and saw sales increase 9.5% in 2020 despite the pandemic. Luxury brands have also shifted focus to online channels and partnerships with domestic retailers and destinations to cope with the loss of international tourists and daigou sales under COVID-19.
WealthTech - Robo-Advisors & digital brokeragesKannagi Mishra
WealthTech is a booming field under FinTech industry. This article talks about how technology has disrupted the value chain within the wealth & asset management, particularly Robo-Advisor & Digital Brokerage segment
The COVID-19 crisis is threatening the lives and well-being of the global community. Health, political, societal, and business leaders must drive an integrated response to navigate, manage, and lead through it.
According to a report released by strategy consulting firm Redseer Strategy Consultants in collaboration with Plural by Pine labs, 85% of the businesses in India will be digitally enabled by FY26. From bustling cities to remote villages, digital payments are on the fast track to change the way users transact. Penetration of smartphones and the internet, and favorable government policies have been key drivers in the adoption of digital payments in the country. With more than 70 crore internet users, India has the second-highest number of internet users in the world, trailing only behind China. With a population of 140 Cr, India is poised to become a global leader in digital payments in the coming years.
Zero-COVID Impact on Chinese Consumption Report by daxue consultingDaxue Consulting
The outbreak of the COVID-19 pandemic in 2019 and the consequent containment measures have forced consumers to stay at home, as a result, shopping habits significantly shifted. From group-buying to online counseling, and less demand for inconspicuous luxury products to growing demand for pet ownership. What should brands be aware of once China returns to normality? Did any industries benefit from the lockdown? Which industries are likely to continue prospering and who is at risk once the pandemic is over? Daxue Consulting investigated seven hypotheses on the impacts of Chinese consumption caused by recent lockdowns, from short to medium to long-term effects.
Power plays for Monetizing Open Banking APIsaccenture
Accenture examines how incumbent banks can use Open Banking as an opportunity to capture significant new revenue streams and efficiencies from the application programming interface (API) economy. Learn more: www.accenture.com/MonetizeOpenBanking
650 million Indians are expected to be online by 2020, driving growth in the beauty and hygiene industry. Digital influence is rising, with 2/3rds of beauty and hygiene spending expected to be digitally influenced by 2020 and 20% of sales moving online. Digital households spend twice as much on beauty and hygiene products compared to non-digital households, and have higher penetration of new categories. FMCGs need to plot their digital transformation journey to leverage opportunities online while addressing challenges of measuring return on digital investments and creating experiential shopping experiences.
Tips for the Food sector: To keep up with this constantly shifting consumer behavior, look for early signs by using Google Trends to see how demand for certain food products or delivery services is changing to meet people’s needs.
Tips for Travel marketers: Our APAC travel recovery itinerary revealed that people have local trips and safety in mind, so marketers should seek to provide safety information upfront and present local product offerings and fun activities.
Tips for keeping people entertained: Though some people who signed up for a new entertainment source might stay, there’s also a higher likelihood of churn when their trial period ends. If you saw an increase in people signing up for your online products and services, focus on retention to keep them coming back, especially if you offered a free trial during the pandemic.
Tips for merchants: Make sure you integrate digital payment options for your consumers. Digital payments are expected to see a continued boost post-COVID-19, and trust in e-Wallets will likely increase.
Although there is still some instability, the internet sector in SEA is set to emerge stronger than ever in a post-COVID-19 world. The digital economy remains a bright spot in a very challenging economic environment, and e-Commerce remains a key driver of growth. The biggest takeaway for brands and marketers is the need to focus on people and their changing habits online, as well as keeping up with changing trends, as we continue to understand what our new normal will look like in the future.
Optii is an AI-powered supply chain optimization solution that automates supply chain planning. It uses advanced modeling and machine intelligence to identify the optimal configuration of a supply chain network to maximize service levels while minimizing costs. Optii targets businesses that currently use manual planning systems by automating the configuration without requiring replacements of existing infrastructure. The company has validated its solution through proofs-of-concept and pilots with industry-leading customers. It is seeking seed funding to further develop its capabilities and expand its sales and marketing efforts.
The document provides an overview of the current global Islamic fintech landscape, estimating the 2020 Islamic fintech transaction volume within OIC countries to be $49 billion, with 241 Islamic fintech firms identified globally operating across various sectors. It outlines the enabling technologies and segments within the Islamic fintech ecosystem such as payments, deposits and lending, digital assets, and more. Several case studies of leading Islamic fintech firms are also highlighted to showcase success factors and stages of funding.
India 2018 - An investment destination for FDI and FIIsDr.V.V.L.N. Sastry
Investing in India in 2018 is a good opportunity for FIIs and also for those investors who wants to invest through FDI route. What makes India an attractive investment destination in 2018 is what elucidated in the presentation.
IDFC Bank provides a risk profiling report for a student. The report discusses various types of risks including systematic risk, unsystematic risk, credit risk, market risk, operational risk, and moral hazard. It analyzes IDFC Bank using a SWOT analysis and discusses the bank's mission, values, businesses, and industry landscape. The report also provides an overview of the growth and structure of banking in India.
Designing Enhanced Supervision for the Evolving Wealth Management Ecosystemaccenture
Converging and rapidly evolving industry trends are creating a new wealth management environment demanding Wealth Managers redefine supervisory governance to best support the firm’s growth strategies while balancing strong risk management. In this new Accenture Finance & Risk presentation we explore the evolving wealth management trends and challenges and outline four key business supervision design questions to support sustainable, long-term growth.
Metaverse opportunities for the communications industryaccenture
The document discusses the opportunity for communications service providers (CSPs) in the growing metaverse market. It outlines that while CSPs enabled the growth of the internet, other companies captured most of the value. The metaverse could unlock the next wave of growth for CSPs. CSPs are well-positioned due to their network infrastructure, identity/billing capabilities, and trusted relationships. The document identifies three potential archetypes for CSPs in the metaverse - performance player, orchestrator, and disruptor. It provides examples of use cases and emphasizes the need for CSPs to develop metaverse-ready networks through products, platforms, performance, and partnerships.
The Future of Fintech in Southeast AsiaFinch Capital
The document discusses the future of fintech in Southeast Asia. It notes that Southeast Asia provides a massive opportunity for both local and European fintech companies due to the region's growing internet and mobile adoption. Covid-19 is accelerating the digital adoption of financial services in Southeast Asia. The document highlights that Indonesia, Singapore, and Vietnam are currently the most attractive markets due to their large internet user bases and growth of their internet economies and fintech investment. Key trends include the rise of digital payments, peer-to-peer lending, and artificial intelligence and blockchain enabled fintech startups. New models of financing outside traditional sectors are also emerging across Southeast Asia.
The value of digitally influenced spending in emerging markets will approach $4 trillion by 2022, amounting to about 50% of all retail spending in Asia, Latin America, and Africa. But the dynamics will vary widely between markets, requiring B2C companies to “de-average” their offerings in order to succeed.
The Industrialist: Trends & Innovations - July 2022accenture
GE has been awarded two projects by the US Department of Energy to accelerate the development of hydrogen combustion gas turbines. The projects will involve creating turbine components to test natural gas and hydrogen mixtures, and increasing power plant efficiency. GE's goal is to achieve 100% hydrogen combustion in retrofitted systems within ten years.
Yokogawa Electric and Mitsubishi Heavy Industries will develop an automatic offshore safety inspection system using AI and robots. They will deliver a proof-of-concept test using MHI's explosion-proof robot to collect image, sound and gas data to identify and predict hazards.
Wärtsilä has introduced decarbonization services to help customers reduce emissions and energy costs through optimizations like renew
Brazilians have become more pessimistic about the duration of the pandemic, expecting it to last longer. However, expectations about the financial impact are now matching the real impact. Consumers' routines have remained stable since May, with more time spent on digital entertainment and less time working. Demand is falling compared to the start of the pandemic, with spending on essential categories expected to drop 5-25% long-term. Online spending continues to grow while offline spending declines.
Double 11 is the world’s largest e-commerce shopping festival. Created in 2009 by Chinese e-commerce giant Alibaba to celebrate “Singles’ Day” in China, it was soon adopted by all major Chinese e-commerce platforms to become the massive event it is today. Starting late October with pre-sales, the peak of the sales festival is November 11th, offering massive discounts for all sorts of product categories, allowing many businesses to make a significant portion of their annual turnover in just a few days. In the ever-more competitive Chinese market, brands have tapped into omnichannel marketing campaigns as well as livestreaming to increase sales.
In this Double 11 2022 Guide, you will be the first to see trends and opportunities for brands for this year’s festival as well as gain insights into marketing strategies brands leverage to maximize profits during the most important period of the year for online sales in China.
Download the Double 11 2022 Guide to learn:
- What’s new on this year’s Double 11’s agenda
- The new trends to look out for in this year’s Double 11
- What are the emerging opportunities for brands to leverage this year
- What tools are there for brands to leverage to launch their products on Double 11
- From KOL marketing to livestreaming: how brands advertise their products during the Double 11
Key stats on China’s Singles’ Day 2022:
- According to a survey by PL Daren, almost 32% of brands surveyed declared they will launch promotional campaigns on Taobao and Tmall, the leading e-commerce platforms in China.
- The stock of men’s imported makeup products increased by more than 3,000% year-on-year during the Double 11 2021.
- From November 1st to November 11th, 2021, the livestreaming Gross Merchandise Volume (GMV) on Taobao Live was up to 131.9 billion RMB.
During 11.11 of 2021, the sales of pet smart products on Tmall increased by 990% year-on-year.
- On the first day of D11, the sales of the museum’s cultural and creative products surged by more than 400% year-on-year
China travel retail market report by daxue consultingDaxue Consulting
China's domestic travel retail market has benefited from COVID-19, as travel restrictions led Chinese tourists to spend domestically. The market is expected to reach ¥150 billion by 2025, up from ¥54.5 billion in 2019. The China Duty Free Group dominates the market with over 85% share and saw sales increase 9.5% in 2020 despite the pandemic. Luxury brands have also shifted focus to online channels and partnerships with domestic retailers and destinations to cope with the loss of international tourists and daigou sales under COVID-19.
WealthTech - Robo-Advisors & digital brokeragesKannagi Mishra
WealthTech is a booming field under FinTech industry. This article talks about how technology has disrupted the value chain within the wealth & asset management, particularly Robo-Advisor & Digital Brokerage segment
The COVID-19 crisis is threatening the lives and well-being of the global community. Health, political, societal, and business leaders must drive an integrated response to navigate, manage, and lead through it.
According to a report released by strategy consulting firm Redseer Strategy Consultants in collaboration with Plural by Pine labs, 85% of the businesses in India will be digitally enabled by FY26. From bustling cities to remote villages, digital payments are on the fast track to change the way users transact. Penetration of smartphones and the internet, and favorable government policies have been key drivers in the adoption of digital payments in the country. With more than 70 crore internet users, India has the second-highest number of internet users in the world, trailing only behind China. With a population of 140 Cr, India is poised to become a global leader in digital payments in the coming years.
Zero-COVID Impact on Chinese Consumption Report by daxue consultingDaxue Consulting
The outbreak of the COVID-19 pandemic in 2019 and the consequent containment measures have forced consumers to stay at home, as a result, shopping habits significantly shifted. From group-buying to online counseling, and less demand for inconspicuous luxury products to growing demand for pet ownership. What should brands be aware of once China returns to normality? Did any industries benefit from the lockdown? Which industries are likely to continue prospering and who is at risk once the pandemic is over? Daxue Consulting investigated seven hypotheses on the impacts of Chinese consumption caused by recent lockdowns, from short to medium to long-term effects.
Power plays for Monetizing Open Banking APIsaccenture
Accenture examines how incumbent banks can use Open Banking as an opportunity to capture significant new revenue streams and efficiencies from the application programming interface (API) economy. Learn more: www.accenture.com/MonetizeOpenBanking
650 million Indians are expected to be online by 2020, driving growth in the beauty and hygiene industry. Digital influence is rising, with 2/3rds of beauty and hygiene spending expected to be digitally influenced by 2020 and 20% of sales moving online. Digital households spend twice as much on beauty and hygiene products compared to non-digital households, and have higher penetration of new categories. FMCGs need to plot their digital transformation journey to leverage opportunities online while addressing challenges of measuring return on digital investments and creating experiential shopping experiences.
Tips for the Food sector: To keep up with this constantly shifting consumer behavior, look for early signs by using Google Trends to see how demand for certain food products or delivery services is changing to meet people’s needs.
Tips for Travel marketers: Our APAC travel recovery itinerary revealed that people have local trips and safety in mind, so marketers should seek to provide safety information upfront and present local product offerings and fun activities.
Tips for keeping people entertained: Though some people who signed up for a new entertainment source might stay, there’s also a higher likelihood of churn when their trial period ends. If you saw an increase in people signing up for your online products and services, focus on retention to keep them coming back, especially if you offered a free trial during the pandemic.
Tips for merchants: Make sure you integrate digital payment options for your consumers. Digital payments are expected to see a continued boost post-COVID-19, and trust in e-Wallets will likely increase.
Although there is still some instability, the internet sector in SEA is set to emerge stronger than ever in a post-COVID-19 world. The digital economy remains a bright spot in a very challenging economic environment, and e-Commerce remains a key driver of growth. The biggest takeaway for brands and marketers is the need to focus on people and their changing habits online, as well as keeping up with changing trends, as we continue to understand what our new normal will look like in the future.
Optii is an AI-powered supply chain optimization solution that automates supply chain planning. It uses advanced modeling and machine intelligence to identify the optimal configuration of a supply chain network to maximize service levels while minimizing costs. Optii targets businesses that currently use manual planning systems by automating the configuration without requiring replacements of existing infrastructure. The company has validated its solution through proofs-of-concept and pilots with industry-leading customers. It is seeking seed funding to further develop its capabilities and expand its sales and marketing efforts.
The document provides an overview of the current global Islamic fintech landscape, estimating the 2020 Islamic fintech transaction volume within OIC countries to be $49 billion, with 241 Islamic fintech firms identified globally operating across various sectors. It outlines the enabling technologies and segments within the Islamic fintech ecosystem such as payments, deposits and lending, digital assets, and more. Several case studies of leading Islamic fintech firms are also highlighted to showcase success factors and stages of funding.
India 2018 - An investment destination for FDI and FIIsDr.V.V.L.N. Sastry
Investing in India in 2018 is a good opportunity for FIIs and also for those investors who wants to invest through FDI route. What makes India an attractive investment destination in 2018 is what elucidated in the presentation.
IDFC Bank provides a risk profiling report for a student. The report discusses various types of risks including systematic risk, unsystematic risk, credit risk, market risk, operational risk, and moral hazard. It analyzes IDFC Bank using a SWOT analysis and discusses the bank's mission, values, businesses, and industry landscape. The report also provides an overview of the growth and structure of banking in India.
Past month has been a
volatile month for
Indian Equity Market !
‘Why India will be third world’s largest economy in next 10 Years?
shift of orders from China and
even Europe.
ICICI Prudential Housing Opportunities Fund - Brochureiciciprumf
Give your portfolio the keys to success by investing in the growing housing theme. The ICICI Prudential Housing Opportunities Fund allows you to potentially build wealth as the housing sector continues to grow. Hurry! NFO closes on April 11, 2022. Click on the link to know more: https://bit.ly/3tPVTvH
The topic was delivered by Shri B.S. Mubarak IFS, Director (South) – Ministry of External Affairs, Government of India, Delhi | Former Consul General of India in Saudi Arabia.
The document discusses how Dynamic Asset Allocation Funds can be used to create a passive income. It shares the story of Mr. Srikanth who invested Rs. 10 lakhs in such funds 6 years ago. His portfolio has now grown substantially, allowing him to withdraw Rs. 40k per month in passive income while benefiting from capital appreciation. Dynamic Asset Allocation Funds manage risk through debt-equity balancing and provide tax benefits, liquidity, and inflation protection over traditional fixed income products for retirement planning and annuity goals.
We were born in India and spent our careers investing professionally in the US. Every time we thought about investing in Indian stocks, we worried about corporate governance and shareholder returns. Our answer: INDF. Here is the story of why we like Indian financial companies. For more information and important disclosures, please visit www.indiafinancials.com.
- ETFs are mutual funds that are listed and traded on a stock exchange. They consist of a basket of stocks that replicate the performance of an index.
- Sector/thematic ETFs invest specifically in stocks of a particular industry or sector. This allows investors to gain exposure to an entire industry without having to purchase individual stocks.
- The consumption sector in India has significant growth potential due to factors such as a large young population, rising incomes, increasing urbanization, and growing middle class consumption.
The hotel and restaurant industry in India is growing rapidly due to increasing tourism within India and from foreign visitors. Various types of tourism such as medical, wellness, and MICE tourism are boosting growth in the hospitality industry. The industry provides many jobs and is interconnected with other industries like agriculture, transportation and construction. Both Indian and international hotel and restaurant chains operate in India. The government supports the industry through policies like allowing 100% FDI and tax holidays for new hotels.
Vibrant Gujarat Summit Profile on Financial services Opportunity in GujaratVibrant Gujarat
1. Growing importance of emerging markets like Asia and Africa
2. IT Platform sharing: Immediate access to information and integration along product lines and geography are a must for future success
3. E‐ Banking: With increasing penetration of the internet services and increasing number of people with cell phones; an expected 10‐20 percent year over year growth, personal and business banking transactions will be conducted phones more and more
4. Mobile Money: The increase of mobile phone usage in emerging markets makes mobile money a safe, low cost initiative for the financial sector. Customer questions and concerns should be addressed more quickly. This will result in improved service delivery and greater customer.
Key Takeaways:
- History of Fund Management in India
- India's Fund Management Potential
- Investing Population in India
- India as an IFSC
- Various Funds and Regulators
EY India Attractiveness Survey 2015 – Reasons to Invest in India & Key Factor...EY
With leading 32% of the investors ranking India as the most attractive market this year, India has emerged as No. 1 FDI destination in the world during the first half of 2015. Download the India Attractive Survey to know more.
The document provides an overview of the positive economic developments and outlook for India in 2023 and going into 2024. It discusses how India emerged from 2023 with increased stability and optimism for growth following a successful moon mission and hosting the G20 summit. Key factors contributing to India's strong position include growth in manufacturing attracting global companies, efforts to reduce logistics costs to participate more in global supply chains, and policies to enhance infrastructure and attract investment. Economic indicators like GDP growth, the stock market, and the manufacturing PMI were positive. The outlook for 2024 remains optimistic, though some volatility is possible due to global factors like elections and inflation.
This document discusses investment opportunities in the Indian equity markets. It notes that corporate earnings are poised to pick up pace over the next few years, which could provide many opportunities. There is typically performance divergence across different sectors and stocks within sectors. A diversified portfolio selecting the best ideas across sectors and market caps could generate outsized returns. It then introduces the DSP Equity Opportunities Fund, an actively managed large and mid cap fund that aims to take advantage of opportunities by having a high conviction portfolio of 40-60 stocks across sectors.
PM Gati Shakti master plan
Inclusive development
Productivity enhancement
Sunrise opportunities
Energy Transition
Climate Action
Financing of Investments
PM Gati Shakti master plan
Inclusive development
Productivity enhancement
Sunrise opportunities
Energy Transition
Climate Action
Financing of Investments
INFLATION
FISCAL DEFICIT
Sector weekly perfomance 21 st mar - 2020stockquint
This document provides a weekly sector performance report covering several industries in India. It discusses how the continued spread of COVID-19 is negatively impacting the automobile sector through supply chain disruptions from China and potential declines in demand. It also notes challenges for the banking sector from the pandemic's economic effects. The FMCG sector continues to see a slowdown, especially in rural areas. The pharmaceutical industry may need to reduce dependence on China for active pharmaceutical ingredients. The NBFC, oil and gas, and stressed asset management sectors are also addressed.
- The passage discusses how Mr. Shrikanth created a passive income through dynamic asset allocation funds, which allocate assets dynamically between equity and debt.
- When he was 46, he moved Rs. 30 lakhs from FDs to three such funds. By age 50, he started withdrawing Rs. 24,000 per month without depleting capital.
- His portfolio appreciated by Rs. 20 lakhs, increasing the total value to Rs. 50 lakhs. This now allows him to withdraw Rs. 40,000 per month while preserving capital.
The document discusses India's growing economy and consumption market. It notes that India took 60 years after independence to reach $1 trillion GDP but only 7 years to double that size. With a large young population, growing incomes, and nuclear families on the rise, consumption is seen as a long-term growth driver. The middle class is expanding and consumer spending patterns are shifting towards discretionary spending on areas like consumer durables, automobiles, healthcare, and education. Various sectors such as automobiles, consumer durables, and healthcare are seen as offering opportunities to participate in India's growing consumption story.
Similar to Indian Wealthtech – A $60 Bn opportunity by FY25 (20)
The report *State of D2C in India: A Logistics Update* talks about the evolving dynamics of the d2C landscape with a particular focus on how brands navigate the complexities of logistics. Third Party Logistics enablers emerge indispensable partners in facilitating the growth journey of D2C brands, offering cost-effective solutions tailored to their specific needs. As D2C brands continue to expand, they encounter heightened operational complexities with logistics standing out as a significant challenge. Logistics not only represents a substantial cost component for the brands but also directly influences the customer experience. Establishing efficient logistics operations while keeping costs low is therefore a crucial objective for brands. The report highlights how 3PLs are meeting the rising demands of D2C brands, supporting their expansion both online and offline, and paving the way for sustainable, scalable growth in this fast-paced market.
In “Decoding Omnichannel,” the report delves into the intricacies of this retail revolution, drawing insights from trailblazing companies like Caratlane, Lenskart, and Mamaearth. By offering actionable strategies and insights, we aim to empower entrepreneurs and brands to navigate this dynamic landscape with confidence. As India’s retail market hurtles towards a projected $2.2 trillion by 2030, the convergence of offline and online influences presents a transformative opportunity for consumer engagement. Embracing this fusion not only as a necessity but as a strategic imperative, businesses can position themselves at the forefront of innovation, driving sustainable growth and resonating deeply with the diverse needs of the Indian consumer
For an in-depth exploration, download the full report now!
MENA e-commerce: A unique ecosystem, in a period of transitionRedSeer
Amidst the turbulence of the pandemic, the digital economy surged globally, but nowhere more profoundly than in the MENA region. This is because we were still in the period of customer acquisition where the marketing spends are extremely high. The pandemic helped leapfrog these days, placing our region on a pedestal of growth.
Now, as we enter a post pandemic era, where the only constant is change, it is important to acknowledge some unique aspects of our digital economy that make it one of the most attractive ones globally.
The MENA Digital Economy has been a silver lining amidst a global funding slowdown and is aided by strong consumer confidence. There are various emerging micro trends that hold the potential to redefine its landscape. For brands and retailers, the challenge lies in discerning and prioritizing the trends that not only address genuine customer needs but also align with sound business logic despite associated costs. At the heart of this evolution is personalization, where artificial intelligence stands poised to play a pivotal role.
In the report, we have also highlighted five overarching consumer trends which need to be kept in mind to emerge on the right side of the next period of growth for our digital economy.
KSA food aggregators to deliver million smilesRedSeer
The food service sector in Saudi Arabia is currently a massive SAR 100 Bn market that has displayed resilience and rebounded swiftly. The market witnessed a covid-led decline because of reduced mobility/ operational hours and restaurant closures. During this time, an emerging trend of in-home consumption emerged which created a unique opportunity for food delivery players to capitalize on.
Currently, the food delivery market in KSA is experiencing rapid growth, driven by high consumer satisfaction and Net Promoter Scores (NPS) for food aggregators in the region. This growth is driven by evolving consumer preferences, as there is a notable transition towards prioritizing convenience over mere affordability, especially after the pandemic.The market is currently dominated by two key players: Hungerstation and Jahez, collectively responsible for ~70% of the food aggregator market. The emergence of new players in the market underscores its vast potential and the expanding addressable market. Despite being new, players like Noon Food and Ninja warrant close attention to the market’s future growth potential.
Food aggregators market is projected to reach 1 million daily touchpoints by 2024, providing numerous opportunities to offer multiple services, including q-commerce, SaaS, dark store, and dark kitchen models. This can also enable a favorable environment for super apps and super brands to co-exist.
The narrative of India's digital advertising market unfolds amid a decade of digital transformation, propelled by the surge in smart devices and widespread internet access. This era witnessed remarkable increases in user engagement across various platforms, fueling unprecedented growth in digital advertising spend. Despite the challenges posed by COVID-19, which initially drove a surge in online activity, the subsequent stabilization and muted growth in digital advertising spend during FY23-24 were influenced by consumption slowdown, regulatory changes, and a funding lag. Nevertheless, the trajectory remains striking, with digital advertising expenditure outpacing traditional media, commanding a market share of approximately 55% by FY24.
To learn more about this dynamic landscape, download the report now.
KSA’s economy has witnessed the fastest GDP growth rate during 2021-22 period, driven by pro-business reforms and rising oil prices. Continuous improvement in ease of doing business, social and economic liberalization and initiatives to attract talent and global businesses will pave the way for future growth.
KSA has a thriving tech enabler ecosystem with a home to 60+ fintech startups and over 10 Mn IoT connections, actively participating in emerging digital technologies. Within KSA, despite the rapidly evolving digital landscape, there are numerous sectors that still hold vast untapped potential and significant opportunities for growth. This underscores the necessity for robust, localized businesses to confront region-specific challenges. With its impressive spending capacity, well-established infrastructure, and unwavering government backing, the KSA offers an ideal groundwork for developing and implementing effective solutions tailored to the unique needs of the region.
KSA ecosystem is vibrant with a balance between local talent, government support, international investors and partnerships. Its digital economy is poised to be a major driver of diversification, providing a ~25% boost to GDP growth. It is expected to emerge as the mecca of unicorns in the MENA.
Saudi Arabia's Rise to Global Entertainment DominanceRedSeer
n the aftermath of the global pandemic, the Kingdom of Saudi Arabia (KSA) is experiencing a remarkable transformation across various facets of society. Swift advancements in social, economic, and cultural realms underscore Saudi Arabia’s aspiration to become the hub of the region and the world. This transformative phase is driven by a growing acceptance of diverse entertainment formats such as movies, concerts, and various leisure and entertainment avenues. Key to this paradigm shift are government initiatives that are actively promoting a culture of leisure and entertainment in the country.
Ear-It-All: The booming world of audio seriesRedSeer
The Media & Entertainment (M&E) sector stands as a cornerstone of online content consumption, serving billions of internet users worldwide. Acting as a gateway to the digital economy, M&E has seen significant evolution over the years. While Social Media and Video Streaming have reached maturity, Audio Streaming, particularly Audio Series, emerges as a promising frontier in entertainment innovation. Mirroring the appeal of Video Series, Audio Series offer immersive content experiences, accessible anytime and anywhere, catering to the diverse entertainment needs of internet consumers. With approximately 1.3 billion potential users globally, the Audio Series market represented a lucrative US$ 21-25 billion opportunity in 2023, poised to double by 2027. Leading players in the entertainment industry are tapping into creator communities to drive content creation, while established platforms are exploring Audio Series offerings to broaden their market reach.
Winning Recipe for Food Brands in India- Redseer ReportRedSeer
The Indian organized food services market is projected to exceed $100 billion by 2028, growing at a CAGR of 8–12%. This growth, driven by evolving consumer behavior, is expected to double the market from $30 billion to $60 billion. To capitalize on the heterogenous nature of the market, brands are urged to embrace diverse cuisines. The House of Brands (HoBs) strategy emerges as a fitting approach, with an average HoBs revenue at least 5 times higher than that of a standalone brand. Successful implementation of the HoBs model hinges on the ability to build and scale multiple brands while ensuring operational excellence.
For an in-depth exploration, download the full report now!
Study reveals udaan winning on customer service excellence, after market cons...RedSeer
In a recent study conducted by Redseer Strategy Consultants (Redseer), India’s largest and renowned strategy consultancy firm with a global footprint and Udaan – India’s major eB2B player, delves deep into the eB2B market, offering key insights and strategic approach aimed at unlocking unparalleled growth opportunities for businesses operating in the segment.
The comprehensive analysis and in-depth market research reveal that udaan, India’s largest eB2B player, has emerged as a leader in customer service excellence following a phase of market consolidation. The focus on customer service excellence, especially after a period of market consolidation, indicates a strategic approach to stand out in a more concentrated and competitive market.
Digital Public Infrastructure (DPI) in India such as Aadhaar, eKYC, and UPI have transformed governance and fueled the growth of the startup ecosystem. Aadhaar enabled efficient delivery of government services and benefits, saving an estimated $34 billion. UPI became the dominant digital payment method in India, driving financial inclusion. DPIs have also impacted private businesses by streamlining operations and enhancing customer experiences. Emerging DPIs like ONDC aim to further democratize commerce across sectors. The synergistic relationship between DPIs and the startup ecosystem is poised to propel India's digital transformation and economic growth.
The document summarizes the key logistics needs of Indian direct-to-consumer brands. As the Indian D2C market grows to an estimated $35 billion by 2027, D2C brands will require robust logistics capabilities. This will create a large opportunity for third-party logistics providers, with the potential for up to 3 billion annual shipments by 2027. To succeed, 3PL providers must understand D2C brands' priorities around issues like returns management, reach and availability, pricing and payment terms, and time reliability. Fashion D2C brands especially emphasize efficient returns and reaching customers across various cities and regions.
1. The document discusses the success of pure-play beauty companies. It analyzes major pure-play beauty players globally and compares their approaches and key performance indicators to identify successful traits.
2. It finds that focus is a major driver of success, with pure-play beauty companies performing better on average than FMCG-led beauty companies. Pure-play companies are more adaptable to rapid consumer changes.
3. Indian pure-play beauty companies are also operating successfully using philosophies of localization, fast execution, and omnichannel disruption combined with learnings from incumbents. L'Oreal, Nykaa and Honasa are front-runners in India.
The fusion of shopping and social media is reshaping consumer behavior and advertising strategies, offering a potential windfall of over $10 billion for those who seize the moment.
The "India Digital SME Credit Report 2023," a collaboration between GetVantage and Redseer Strategy Consultants, reveals that a significant credit deficit of approximately $220 billion is impeding the economic progress of digitized businesses. Despite an infusion of $53 billion in FY22 and an estimated $165 billion being serviceable after accounting for unviable businesses, the current working capital deficit remains at $112 billion. The report predicts that the demand for credit will surpass $570 billion in the next five years as the number of digital SMEs doubles. This deficit hampers innovation, job creation, scaling, and efficiency building among new-economy businesses. The report underscores the crucial role of alternative financing platforms, such as revenue-based financing, in addressing this gap and fostering economic growth.
The report discusses the significance of mass consumers in the Indian retail and eCommerce industry. Mass consumers, earning between INR 2.5-10 lakhs annually, are a prominent consumer group projected to drive a substantial portion of eCommerce growth. They are increasingly shopping online, value-conscious, and comfortable with technology. The report highlights their potential as a US$ 1.3 Tn opportunity for brands, with online wallet share expansion being a key theme. Decision drivers include pricing, product quality, and trust in the platform. Successful business models targeting this segment have emerged both in eCommerce and offline retail. Overall, mass consumers are poised to shape the future of Indian retail, making them highly attractive to businesses and eCommerce platforms.
Dive into our comprehensive report that explores the dynamic transformation of India's economy, driven by the rapid formalization and digitalization of Micro, Small, and Medium Enterprises (MSMEs). Discover how these nimble businesses are leveraging the digital landscape to amplify their reach, reshape industries, and contribute significantly to India's economic growth story.
Redseer unlocking value of mass consumer PR Report.pdfRedSeer
The report discusses the significance of mass consumers in the Indian retail and eCommerce industry. Mass consumers, earning between INR 2.5-10 lakhs annually, are a prominent consumer group projected to drive a substantial portion of eCommerce growth. They are increasingly shopping online, value-conscious, and comfortable with technology. The report highlights their potential as a US$ 1.3 Tn opportunity for brands, with online wallet share expansion being a key theme. Decision drivers include pricing, product quality, and trust in the platform. Successful business models targeting this segment have emerged both in eCommerce and offline retail. Overall, mass consumers are poised to shape the future of Indian retail, making them highly attractive to businesses and eCommerce platforms.
From the playing field to television, OTT platforms, and fantasy gaming, various businesses are monetizing IPL audience engagement boosting, “The IPL Economy''. Redseer Strategy Consultants has been keeping a tab on how different avenues of engagement with IPL users are contributing to the tremendous growth of the IPL economy.
Ready to Unlock the Power of Blockchain!Toptal Tech
Imagine a world where data flows freely, yet remains secure. A world where trust is built into the fabric of every transaction. This is the promise of blockchain, a revolutionary technology poised to reshape our digital landscape.
Toptal Tech is at the forefront of this innovation, connecting you with the brightest minds in blockchain development. Together, we can unlock the potential of this transformative technology, building a future of transparency, security, and endless possibilities.
Discover the benefits of outsourcing SEO to Indiadavidjhones387
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HijackLoader Evolution: Interactive Process HollowingDonato Onofri
CrowdStrike researchers have identified a HijackLoader (aka IDAT Loader) sample that employs sophisticated evasion techniques to enhance the complexity of the threat. HijackLoader, an increasingly popular tool among adversaries for deploying additional payloads and tooling, continues to evolve as its developers experiment and enhance its capabilities.
In their analysis of a recent HijackLoader sample, CrowdStrike researchers discovered new techniques designed to increase the defense evasion capabilities of the loader. The malware developer used a standard process hollowing technique coupled with an additional trigger that was activated by the parent process writing to a pipe. This new approach, called "Interactive Process Hollowing", has the potential to make defense evasion stealthier.