Yubi is an Indian fintech company that operates a digital platform connecting businesses with financial institutions and lenders. It offers various debt-related services including loans, supply chain financing, and securitization. Yubi facilitates over $11 billion in transactions annually for over 2,200 institutional and 1.1 million retail borrowers. It aims to create an efficient digital marketplace for investors, borrowers, and lenders in the debt space.

1. Reimagine your business with
forward-thinking debt solutions

2. Yubi, formerly known as CredAvenue, is an Indian fintech company
that connects businesses with financial institutions, banks and
other lenders through its digital platform.
In March 2022, it became a unicorn company with a valuation of
US$1.3 billion.
Yubi
Legal name- CredAvenue Pvt. Ltd.
Founded- August 2020
Founder- Gaurav Kumar
Headquarters- Chennai, Tamil Nadu
Area Served- India and MENA region
The company also has offices in Bengaluru, Chennai, Delhi and
Mumbai. It also operates in the MENA region (through its
subsidiary- Spocto). It has facilitated transactions worth around
$11.3 billion to help around 2,200 institutional borrowers and 1.1
million retail borrowers as of January 2022.
Yubi is a fully integrated, unified digital platform that helps
discover, trade, execute and fulfill debt solutions for investors.
What does Yubi do?
Yubi Offers A Debt Marketplace To Free The Financial Flow
Between Borrowers, Lenders, And Investors.

3. Yubi Co.lend
Enable lenders to discover, go-live
and collaborate with multiple
partners and disburse joint loans
to the Priority Sector
Yubi Flow Yubi Invest
Yubi Loans
Help businesses get quick access to
funds at competitive rates by
connecting them with India's top
lenders on one platform.
Yubi Build SPOCTO
Yubi Pools
CORPOSITORY
Connect anchors with investors on
a fully integrated/easy-to-use
platform, to finance their supply
chain and strengthen their channel
partner ecosystem.
Facilitates discovery, trading
and analysis of fixed income
securities.
A one-stop solution for all
securitisation needs.
Banks and NBFCs can discover a
wide array of lending partners and
disburse joint loans to the
borrowers with just a few clicks!
Real estate and Infrastructure
financing
Leader in digital collections (acquired
on 14th Feb-2022)
AI-enabled credit management
platform.
Simplifies and enhances collection
process throughout the debt lifecycle
with best-in-class compliance.
Acquired on 26th April 2022
• Predictive analytics for portfolio
monitoring and management
• Corpository is a SaaS-based credit
analytics platform for corporate
lending, providing access to over
100 public information sources,
including MCA, court records,
tribunals, and more.

4. Digital credit analytics firm for the retail
segment
FinFort offers advanced tech
infrastructure and data analytics for
private data to banks and NBFCs.
Credit
analytics firm
Acquired on 25th
May 2023
FinFort at a Glance
"FinFort's deep knowledge of digital
credit analytics, coupled with
Corpository's strengths, will enable us to
provide comprehensive solutions and
services to our customers, enhancing
their credit experience. This strategic
move brings us closer to building an end-
to-end credit stack that fuels India's
credit landscape,"
--Gaurav Kumar
It provides financial services
applications that are designed for banks,
traditional finance companies, online
lenders and lessors.

8. GARAV KUMAR, CEO
Co-Founder, CEO, & Board
Member.
Former Chief Business
Officer and ex-CEO of
Northern Arc Capital after
which he co-founded Vivriti
Capital.
KARANPREET BINDRA, CMO
Chief Marketing Officer
Ex Mktg Manager and
Product Head at Marico,
Head of Marketing at
Rupeek, Product+Brand
Manager at Akzonobel
HARSH MITTAL, CTO
Chief Technology Officer
Former Engineering Leader
at Facebook, Head of
Engineering at Circles.Life,
Reliance Jio Financial
Innovation Group, Senior
Engineering Manager at
Flipkart
IRFAN MOHAMMED, CBO
Chief Business Officer &
Founding Member.
Vivriti Capital, SBL Housing
Finance, Investment
analyst at IFMR Mezzanine
Finance
ABHISHEK MEHROTRA, CHRO
Chief Human Resources
Officer
Former Region HR Leader -
TikTok - India & South East
Asia,
Huawei Technologies,
Nokia, IBM
ATANU CHAKRABORTY
Independent Chairman of the Board.
He also chairs the Board of HDFC Bank,
has served on the Board of The World Bank
as Governor and on the Central Board of
Directors of RBI. Secretary to Govt. of India
in the Ministry of Finance (Dept. of
Economic Affairs) during 2019-2020.

9. Signing Procedure

10. Sign up as an Investor

11. Sign up as a Borrower

12. Sign up as a Trader