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Financial Plan
(a) Capital Required
Total Cost of the Project
S. No Particulars Cost Rs
1 Room (Rental) 96,000
2 Machines 33,000
3 Furniture 45,400
4 Gold 55,50,000
5 Utilities (bills) 42,000
Total cost of the project 57,66,400
6 Interest-Annual (loan) 4,61,312
Total cost after including loan
interest
62,27,712
(b) Source of Funds
Total Cost of the Project(Excluding Interest): 57,66,400
Own Investment(8,00,000 per partner) : 40,00,000
Bank Loan :17,66,400
(c) Use of Funds
Land & Building
S. No Particulars Area required Total Value Annualy Remarks
1 Room 40 sq.ft 8,000 96,000 Rental
Total 96,000
Machines
S. No Description No. required Value Total
1 Computer Systems 1 33,000 33,000
Total 33,000
Furniture
S. No Description No. Required Rate Rs Total Rs
1 Table 2 20,000 40,000
2 Chair 6 900 5,400
Total 45,400
jewellery
S. No Particulars Expenses
1 Gold 55,50,000
Total 55,50,000
Utilities (Bills)
S. No Particulars Expenditure Rs Annual Rs
1 Electricity 2,500 30,000
2 Water 1,000 12,000
Total 42,000
Interest
Loan Amount Interest Annual
4,61,312 4,61,312
(e) Projected Revenue (Profitability Analysis)
S. No Particulars AmountRs
(Annualy)
A Capital 40,00,000
B Total cost of the project-annual 57,66,400
C Cost of jewellery sold 25,80,000
D Revenue from companies 50,70,000
E Loan interest 4,61,312
D Gross Profit[A+D - (B+C+E)] 2,62,288
Break Even Point
Break Even Point =(Fixed Cost*100)/(Fixed Cost+ Profit)
(8,40,600*100)/(8,40,600+2,62,288) = 76.21%

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Shivani financial plan

  • 1. Financial Plan (a) Capital Required Total Cost of the Project S. No Particulars Cost Rs 1 Room (Rental) 96,000 2 Machines 33,000 3 Furniture 45,400 4 Gold 55,50,000 5 Utilities (bills) 42,000 Total cost of the project 57,66,400 6 Interest-Annual (loan) 4,61,312 Total cost after including loan interest 62,27,712 (b) Source of Funds Total Cost of the Project(Excluding Interest): 57,66,400 Own Investment(8,00,000 per partner) : 40,00,000 Bank Loan :17,66,400 (c) Use of Funds Land & Building S. No Particulars Area required Total Value Annualy Remarks 1 Room 40 sq.ft 8,000 96,000 Rental Total 96,000
  • 2. Machines S. No Description No. required Value Total 1 Computer Systems 1 33,000 33,000 Total 33,000 Furniture S. No Description No. Required Rate Rs Total Rs 1 Table 2 20,000 40,000 2 Chair 6 900 5,400 Total 45,400 jewellery S. No Particulars Expenses 1 Gold 55,50,000 Total 55,50,000 Utilities (Bills) S. No Particulars Expenditure Rs Annual Rs 1 Electricity 2,500 30,000 2 Water 1,000 12,000 Total 42,000 Interest Loan Amount Interest Annual 4,61,312 4,61,312
  • 3. (e) Projected Revenue (Profitability Analysis) S. No Particulars AmountRs (Annualy) A Capital 40,00,000 B Total cost of the project-annual 57,66,400 C Cost of jewellery sold 25,80,000 D Revenue from companies 50,70,000 E Loan interest 4,61,312 D Gross Profit[A+D - (B+C+E)] 2,62,288 Break Even Point Break Even Point =(Fixed Cost*100)/(Fixed Cost+ Profit) (8,40,600*100)/(8,40,600+2,62,288) = 76.21%