Securter Systems is developing a payment system to help online merchants reduce payment fraud and false declines. Their solution will incorporate EMV payment technology to securely allow cardholders to tap credit or debit cards onto phones. This mimics physical card presence and is patent-pending. Securter will also provide artificial intelligence and machine learning tools to analyze risks. Their revenue model includes partnership with online commerce platforms and payment processors. The goal is to acquire early adopter customers in 2023 and expand from there through integrations and strategic partnerships.
A brief presentation highlighting some key innovations in the finance industry, including payment methods, capital raising, security and financial management.
We look at how these improvements apply to daily life. For instance, digitization has created so many alternative payment methods, capital raising innovations have eliminated the traditional financial intermediaries, while cyber security has led to better regulations aimed at protecting the innocent consumers.
Lastly, each subsection has highlighted potential challenges along the way.
Feel free to comment and share!
Steps To Create Your Own Payment GatewayITIO Innovex
Your decision to start your own payment gateway business requires a strategic approach, technological expertise, and a commitment to security and compliance. Visit us at: https://itio.in/
Business plan - Mobile Payment ApplicationPlan Writers
The purpose of this plan is to provide investors with the information necessary to evaluate the scope and future growth of Payment Company in the market place.
The OLB Group is a FinTech company offering a suite of product
solutions in the merchant services and payment facilitator verticals,
including a cloud-based omni-channel commerce platform for SMBs,
electronic payment processing, and crowd funding services for
issuers and broker/dealers.
The Power of Picture for Customer AcquisitionMitek Systems
During this webinar featuring Jim Marous of the Financial Brand, we’ll examine how photo functionality on a mobile device improves customer experience and data accuracy, as well as improving funnel metrics for mobile self-service.
We will also explore how photo functionality boosts customer satisfaction with the in-branch experience and explain how you can leverage mobile to move beyond the branch and engage consumers at community events.
A brief presentation highlighting some key innovations in the finance industry, including payment methods, capital raising, security and financial management.
We look at how these improvements apply to daily life. For instance, digitization has created so many alternative payment methods, capital raising innovations have eliminated the traditional financial intermediaries, while cyber security has led to better regulations aimed at protecting the innocent consumers.
Lastly, each subsection has highlighted potential challenges along the way.
Feel free to comment and share!
Steps To Create Your Own Payment GatewayITIO Innovex
Your decision to start your own payment gateway business requires a strategic approach, technological expertise, and a commitment to security and compliance. Visit us at: https://itio.in/
Business plan - Mobile Payment ApplicationPlan Writers
The purpose of this plan is to provide investors with the information necessary to evaluate the scope and future growth of Payment Company in the market place.
The OLB Group is a FinTech company offering a suite of product
solutions in the merchant services and payment facilitator verticals,
including a cloud-based omni-channel commerce platform for SMBs,
electronic payment processing, and crowd funding services for
issuers and broker/dealers.
The Power of Picture for Customer AcquisitionMitek Systems
During this webinar featuring Jim Marous of the Financial Brand, we’ll examine how photo functionality on a mobile device improves customer experience and data accuracy, as well as improving funnel metrics for mobile self-service.
We will also explore how photo functionality boosts customer satisfaction with the in-branch experience and explain how you can leverage mobile to move beyond the branch and engage consumers at community events.
At Alpha, we have following business priorities that our executives are trying to solve:
1. Can Alpha be the Transformation Pioneer in modernising Digital Banking?
Disruptions in the business landscape and the impact of technology are compelling banks to shift to innovative business models, while delivering superior experience with agility. Banks are challenged majorly on two fronts. On one hand, the changing customer expectations and the entry of innovative players in the market are driving them to be highly competitive to stay relevant. On the other hand, new regulations are striving for changes that promote more competition and collaboration in the ecosystem. They have created an undeniable need for the payment architecture and banking services to be highly flexible and efficient.
The team at Alpha constantly innovates and works towards shaping the future in payments, digital channels, credit services, digital core, and commercial and corporate banking. How can the team ensure growth and market leadership in the sector?
2. How can Alpha foray into consulting industry and become amongst the top 10 consulting companies in the next 5-10 years?
The pandemic has forced several sectors to adopt new ways of working. Even the primarily client-driven consulting sector has had to adapt to new methods of service, structure, technology and operation.The upcoming years will be all about going digital. Artificial Intelligence would be used to process, handle and analyse huge amounts of data efficiently and faster.
The task for Consulting firms therefore, would be to add value to their clients by using analytical tools and offer quantifiable results, combining the domain knowledge of SMEs with technology to provide products and solutions.
The team at Alpha wants to leverage its long drawn domain expertise and serve its client to become the most sought after consulting firms in the world.
E-commerce for Small and Medium Enterprises (SMEs)Unilog Corp
Small and Medium Enterprises (SMEs) are incubators for the growth of innovation and of employment. They not only play an important role in the United States where they account for 99% of all business establishments, and have generated 9.8 Million jobs between 1993 and 2009, but also contribute a chunk of profit to the global economy. In spite of this, SMEs face umpteen challenges like non-availability of suitable technologies, small production capacities, non-availability of skilled labour at affordable costs, and inability to compete with the marketing muscle of larger organizations.
Bhadale group of companies- services catalogue for banking and financial sectorVijayananda Mohire
This is our service offerings for BFSI industry. We offer AI based intelligent services for the various banking sector needs like intelligent front office and back office.
As Intellect transitions from a products to a platforms company, we take a giant leap into the future of FinTech with composable, contextual and cloud-native products. Deep dive into our NextGen solutions that solve the problems of the banking sector with ease, while accelerating their digital transformations.
Outlines the regulatory, privacy and security risks faced by FinTech companies and Financial Services firms if their digital strategy is not thought through.
Being Digital, Fast-forward to the Right Digital Strategy Fabio Mittelstaedt
Do my Company have the right Digital Strategy? Is it compelling enough to beat my competitors? Or to conquer the new digital customers from millenniums to baby boomers? Competing in a world shaped by digital technologies requires a fundamentally different approach to how strategies are developed and executed. 55% of business leaders admit that they do not yet have an enterprise-level digital strategy to support their corporate strategy. But there is a difference between developing some digital capabilities or being a digital lead in your industry. Digital disrupts business strategy. Business leaders must consider a new strategic approach.
Empower Your Corporate Bank with Finacle's Comprehensive Solutionsnehapaul23
Finacle Corporate Banking is a one-stop solution suit to help drive the digital modernization of your corporate bank. Enhance your corporate banking services with Finacle's suite of solutions designed to streamline operations, improve customer engagement, and drive growth. From corporate lending and cash management to trade finance and payments, discover how Finacle's solutions can help your bank stay ahead in the competitive corporate banking landscape.
Learn More: https://www.edgeverve.com/finacle/solutions/corporate-banks/
Collaborate and Build Solutions for the Bank and Fintech Industry.pdfTechugo
Banks will be equipped with cutting-edge technology, including machine learning and artificial intelligence, to improve their services and meet customers’ changing needs. Given the optimism surrounding them, one can only imagine how such partnerships will pan out in the future.
Hoof is an innovative financial services company now seeking investment for a highly scalable application and API platform aimed at growing SMEs. Every small merchant wants to grow. We exist to make that path easier.
How to Position Your Globus Data Portal for Success Ten Good PracticesGlobus
Science gateways allow science and engineering communities to access shared data, software, computing services, and instruments. Science gateways have gained a lot of traction in the last twenty years, as evidenced by projects such as the Science Gateways Community Institute (SGCI) and the Center of Excellence on Science Gateways (SGX3) in the US, The Australian Research Data Commons (ARDC) and its platforms in Australia, and the projects around Virtual Research Environments in Europe. A few mature frameworks have evolved with their different strengths and foci and have been taken up by a larger community such as the Globus Data Portal, Hubzero, Tapis, and Galaxy. However, even when gateways are built on successful frameworks, they continue to face the challenges of ongoing maintenance costs and how to meet the ever-expanding needs of the community they serve with enhanced features. It is not uncommon that gateways with compelling use cases are nonetheless unable to get past the prototype phase and become a full production service, or if they do, they don't survive more than a couple of years. While there is no guaranteed pathway to success, it seems likely that for any gateway there is a need for a strong community and/or solid funding streams to create and sustain its success. With over twenty years of examples to draw from, this presentation goes into detail for ten factors common to successful and enduring gateways that effectively serve as best practices for any new or developing gateway.
Enhancing Research Orchestration Capabilities at ORNL.pdfGlobus
Cross-facility research orchestration comes with ever-changing constraints regarding the availability and suitability of various compute and data resources. In short, a flexible data and processing fabric is needed to enable the dynamic redirection of data and compute tasks throughout the lifecycle of an experiment. In this talk, we illustrate how we easily leveraged Globus services to instrument the ACE research testbed at the Oak Ridge Leadership Computing Facility with flexible data and task orchestration capabilities.
At Alpha, we have following business priorities that our executives are trying to solve:
1. Can Alpha be the Transformation Pioneer in modernising Digital Banking?
Disruptions in the business landscape and the impact of technology are compelling banks to shift to innovative business models, while delivering superior experience with agility. Banks are challenged majorly on two fronts. On one hand, the changing customer expectations and the entry of innovative players in the market are driving them to be highly competitive to stay relevant. On the other hand, new regulations are striving for changes that promote more competition and collaboration in the ecosystem. They have created an undeniable need for the payment architecture and banking services to be highly flexible and efficient.
The team at Alpha constantly innovates and works towards shaping the future in payments, digital channels, credit services, digital core, and commercial and corporate banking. How can the team ensure growth and market leadership in the sector?
2. How can Alpha foray into consulting industry and become amongst the top 10 consulting companies in the next 5-10 years?
The pandemic has forced several sectors to adopt new ways of working. Even the primarily client-driven consulting sector has had to adapt to new methods of service, structure, technology and operation.The upcoming years will be all about going digital. Artificial Intelligence would be used to process, handle and analyse huge amounts of data efficiently and faster.
The task for Consulting firms therefore, would be to add value to their clients by using analytical tools and offer quantifiable results, combining the domain knowledge of SMEs with technology to provide products and solutions.
The team at Alpha wants to leverage its long drawn domain expertise and serve its client to become the most sought after consulting firms in the world.
E-commerce for Small and Medium Enterprises (SMEs)Unilog Corp
Small and Medium Enterprises (SMEs) are incubators for the growth of innovation and of employment. They not only play an important role in the United States where they account for 99% of all business establishments, and have generated 9.8 Million jobs between 1993 and 2009, but also contribute a chunk of profit to the global economy. In spite of this, SMEs face umpteen challenges like non-availability of suitable technologies, small production capacities, non-availability of skilled labour at affordable costs, and inability to compete with the marketing muscle of larger organizations.
Bhadale group of companies- services catalogue for banking and financial sectorVijayananda Mohire
This is our service offerings for BFSI industry. We offer AI based intelligent services for the various banking sector needs like intelligent front office and back office.
As Intellect transitions from a products to a platforms company, we take a giant leap into the future of FinTech with composable, contextual and cloud-native products. Deep dive into our NextGen solutions that solve the problems of the banking sector with ease, while accelerating their digital transformations.
Outlines the regulatory, privacy and security risks faced by FinTech companies and Financial Services firms if their digital strategy is not thought through.
Being Digital, Fast-forward to the Right Digital Strategy Fabio Mittelstaedt
Do my Company have the right Digital Strategy? Is it compelling enough to beat my competitors? Or to conquer the new digital customers from millenniums to baby boomers? Competing in a world shaped by digital technologies requires a fundamentally different approach to how strategies are developed and executed. 55% of business leaders admit that they do not yet have an enterprise-level digital strategy to support their corporate strategy. But there is a difference between developing some digital capabilities or being a digital lead in your industry. Digital disrupts business strategy. Business leaders must consider a new strategic approach.
Empower Your Corporate Bank with Finacle's Comprehensive Solutionsnehapaul23
Finacle Corporate Banking is a one-stop solution suit to help drive the digital modernization of your corporate bank. Enhance your corporate banking services with Finacle's suite of solutions designed to streamline operations, improve customer engagement, and drive growth. From corporate lending and cash management to trade finance and payments, discover how Finacle's solutions can help your bank stay ahead in the competitive corporate banking landscape.
Learn More: https://www.edgeverve.com/finacle/solutions/corporate-banks/
Collaborate and Build Solutions for the Bank and Fintech Industry.pdfTechugo
Banks will be equipped with cutting-edge technology, including machine learning and artificial intelligence, to improve their services and meet customers’ changing needs. Given the optimism surrounding them, one can only imagine how such partnerships will pan out in the future.
Hoof is an innovative financial services company now seeking investment for a highly scalable application and API platform aimed at growing SMEs. Every small merchant wants to grow. We exist to make that path easier.
How to Position Your Globus Data Portal for Success Ten Good PracticesGlobus
Science gateways allow science and engineering communities to access shared data, software, computing services, and instruments. Science gateways have gained a lot of traction in the last twenty years, as evidenced by projects such as the Science Gateways Community Institute (SGCI) and the Center of Excellence on Science Gateways (SGX3) in the US, The Australian Research Data Commons (ARDC) and its platforms in Australia, and the projects around Virtual Research Environments in Europe. A few mature frameworks have evolved with their different strengths and foci and have been taken up by a larger community such as the Globus Data Portal, Hubzero, Tapis, and Galaxy. However, even when gateways are built on successful frameworks, they continue to face the challenges of ongoing maintenance costs and how to meet the ever-expanding needs of the community they serve with enhanced features. It is not uncommon that gateways with compelling use cases are nonetheless unable to get past the prototype phase and become a full production service, or if they do, they don't survive more than a couple of years. While there is no guaranteed pathway to success, it seems likely that for any gateway there is a need for a strong community and/or solid funding streams to create and sustain its success. With over twenty years of examples to draw from, this presentation goes into detail for ten factors common to successful and enduring gateways that effectively serve as best practices for any new or developing gateway.
Enhancing Research Orchestration Capabilities at ORNL.pdfGlobus
Cross-facility research orchestration comes with ever-changing constraints regarding the availability and suitability of various compute and data resources. In short, a flexible data and processing fabric is needed to enable the dynamic redirection of data and compute tasks throughout the lifecycle of an experiment. In this talk, we illustrate how we easily leveraged Globus services to instrument the ACE research testbed at the Oak Ridge Leadership Computing Facility with flexible data and task orchestration capabilities.
How Recreation Management Software Can Streamline Your Operations.pptxwottaspaceseo
Recreation management software streamlines operations by automating key tasks such as scheduling, registration, and payment processing, reducing manual workload and errors. It provides centralized management of facilities, classes, and events, ensuring efficient resource allocation and facility usage. The software offers user-friendly online portals for easy access to bookings and program information, enhancing customer experience. Real-time reporting and data analytics deliver insights into attendance and preferences, aiding in strategic decision-making. Additionally, effective communication tools keep participants and staff informed with timely updates. Overall, recreation management software enhances efficiency, improves service delivery, and boosts customer satisfaction.
May Marketo Masterclass, London MUG May 22 2024.pdfAdele Miller
Can't make Adobe Summit in Vegas? No sweat because the EMEA Marketo Engage Champions are coming to London to share their Summit sessions, insights and more!
This is a MUG with a twist you don't want to miss.
Paketo Buildpacks : la meilleure façon de construire des images OCI? DevopsDa...Anthony Dahanne
Les Buildpacks existent depuis plus de 10 ans ! D’abord, ils étaient utilisés pour détecter et construire une application avant de la déployer sur certains PaaS. Ensuite, nous avons pu créer des images Docker (OCI) avec leur dernière génération, les Cloud Native Buildpacks (CNCF en incubation). Sont-ils une bonne alternative au Dockerfile ? Que sont les buildpacks Paketo ? Quelles communautés les soutiennent et comment ?
Venez le découvrir lors de cette session ignite
Globus Compute wth IRI Workflows - GlobusWorld 2024Globus
As part of the DOE Integrated Research Infrastructure (IRI) program, NERSC at Lawrence Berkeley National Lab and ALCF at Argonne National Lab are working closely with General Atomics on accelerating the computing requirements of the DIII-D experiment. As part of the work the team is investigating ways to speedup the time to solution for many different parts of the DIII-D workflow including how they run jobs on HPC systems. One of these routes is looking at Globus Compute as a way to replace the current method for managing tasks and we describe a brief proof of concept showing how Globus Compute could help to schedule jobs and be a tool to connect compute at different facilities.
Providing Globus Services to Users of JASMIN for Environmental Data AnalysisGlobus
JASMIN is the UK’s high-performance data analysis platform for environmental science, operated by STFC on behalf of the UK Natural Environment Research Council (NERC). In addition to its role in hosting the CEDA Archive (NERC’s long-term repository for climate, atmospheric science & Earth observation data in the UK), JASMIN provides a collaborative platform to a community of around 2,000 scientists in the UK and beyond, providing nearly 400 environmental science projects with working space, compute resources and tools to facilitate their work. High-performance data transfer into and out of JASMIN has always been a key feature, with many scientists bringing model outputs from supercomputers elsewhere in the UK, to analyse against observational or other model data in the CEDA Archive. A growing number of JASMIN users are now realising the benefits of using the Globus service to provide reliable and efficient data movement and other tasks in this and other contexts. Further use cases involve long-distance (intercontinental) transfers to and from JASMIN, and collecting results from a mobile atmospheric radar system, pushing data to JASMIN via a lightweight Globus deployment. We provide details of how Globus fits into our current infrastructure, our experience of the recent migration to GCSv5.4, and of our interest in developing use of the wider ecosystem of Globus services for the benefit of our user community.
Software Engineering, Software Consulting, Tech Lead.
Spring Boot, Spring Cloud, Spring Core, Spring JDBC, Spring Security,
Spring Transaction, Spring MVC,
Log4j, REST/SOAP WEB-SERVICES.
Experience our free, in-depth three-part Tendenci Platform Corporate Membership Management workshop series! In Session 1 on May 14th, 2024, we began with an Introduction and Setup, mastering the configuration of your Corporate Membership Module settings to establish membership types, applications, and more. Then, on May 16th, 2024, in Session 2, we focused on binding individual members to a Corporate Membership and Corporate Reps, teaching you how to add individual members and assign Corporate Representatives to manage dues, renewals, and associated members. Finally, on May 28th, 2024, in Session 3, we covered questions and concerns, addressing any queries or issues you may have.
For more Tendenci AMS events, check out www.tendenci.com/events
TROUBLESHOOTING 9 TYPES OF OUTOFMEMORYERRORTier1 app
Even though at surface level ‘java.lang.OutOfMemoryError’ appears as one single error; underlyingly there are 9 types of OutOfMemoryError. Each type of OutOfMemoryError has different causes, diagnosis approaches and solutions. This session equips you with the knowledge, tools, and techniques needed to troubleshoot and conquer OutOfMemoryError in all its forms, ensuring smoother, more efficient Java applications.
Code reviews are vital for ensuring good code quality. They serve as one of our last lines of defense against bugs and subpar code reaching production.
Yet, they often turn into annoying tasks riddled with frustration, hostility, unclear feedback and lack of standards. How can we improve this crucial process?
In this session we will cover:
- The Art of Effective Code Reviews
- Streamlining the Review Process
- Elevating Reviews with Automated Tools
By the end of this presentation, you'll have the knowledge on how to organize and improve your code review proces
Check out the webinar slides to learn more about how XfilesPro transforms Salesforce document management by leveraging its world-class applications. For more details, please connect with sales@xfilespro.com
If you want to watch the on-demand webinar, please click here: https://www.xfilespro.com/webinars/salesforce-document-management-2-0-smarter-faster-better/
Listen to the keynote address and hear about the latest developments from Rachana Ananthakrishnan and Ian Foster who review the updates to the Globus Platform and Service, and the relevance of Globus to the scientific community as an automation platform to accelerate scientific discovery.
Large Language Models and the End of ProgrammingMatt Welsh
Talk by Matt Welsh at Craft Conference 2024 on the impact that Large Language Models will have on the future of software development. In this talk, I discuss the ways in which LLMs will impact the software industry, from replacing human software developers with AI, to replacing conventional software with models that perform reasoning, computation, and problem-solving.
Prosigns: Transforming Business with Tailored Technology SolutionsProsigns
Unlocking Business Potential: Tailored Technology Solutions by Prosigns
Discover how Prosigns, a leading technology solutions provider, partners with businesses to drive innovation and success. Our presentation showcases our comprehensive range of services, including custom software development, web and mobile app development, AI & ML solutions, blockchain integration, DevOps services, and Microsoft Dynamics 365 support.
Custom Software Development: Prosigns specializes in creating bespoke software solutions that cater to your unique business needs. Our team of experts works closely with you to understand your requirements and deliver tailor-made software that enhances efficiency and drives growth.
Web and Mobile App Development: From responsive websites to intuitive mobile applications, Prosigns develops cutting-edge solutions that engage users and deliver seamless experiences across devices.
AI & ML Solutions: Harnessing the power of Artificial Intelligence and Machine Learning, Prosigns provides smart solutions that automate processes, provide valuable insights, and drive informed decision-making.
Blockchain Integration: Prosigns offers comprehensive blockchain solutions, including development, integration, and consulting services, enabling businesses to leverage blockchain technology for enhanced security, transparency, and efficiency.
DevOps Services: Prosigns' DevOps services streamline development and operations processes, ensuring faster and more reliable software delivery through automation and continuous integration.
Microsoft Dynamics 365 Support: Prosigns provides comprehensive support and maintenance services for Microsoft Dynamics 365, ensuring your system is always up-to-date, secure, and running smoothly.
Learn how our collaborative approach and dedication to excellence help businesses achieve their goals and stay ahead in today's digital landscape. From concept to deployment, Prosigns is your trusted partner for transforming ideas into reality and unlocking the full potential of your business.
Join us on a journey of innovation and growth. Let's partner for success with Prosigns.
We describe the deployment and use of Globus Compute for remote computation. This content is aimed at researchers who wish to compute on remote resources using a unified programming interface, as well as system administrators who will deploy and operate Globus Compute services on their research computing infrastructure.
Innovating Inference - Remote Triggering of Large Language Models on HPC Clus...Globus
Large Language Models (LLMs) are currently the center of attention in the tech world, particularly for their potential to advance research. In this presentation, we'll explore a straightforward and effective method for quickly initiating inference runs on supercomputers using the vLLM tool with Globus Compute, specifically on the Polaris system at ALCF. We'll begin by briefly discussing the popularity and applications of LLMs in various fields. Following this, we will introduce the vLLM tool, and explain how it integrates with Globus Compute to efficiently manage LLM operations on Polaris. Attendees will learn the practical aspects of setting up and remotely triggering LLMs from local machines, focusing on ease of use and efficiency. This talk is ideal for researchers and practitioners looking to leverage the power of LLMs in their work, offering a clear guide to harnessing supercomputing resources for quick and effective LLM inference.
top nidhi software solution freedownloadvrstrong314
This presentation emphasizes the importance of data security and legal compliance for Nidhi companies in India. It highlights how online Nidhi software solutions, like Vector Nidhi Software, offer advanced features tailored to these needs. Key aspects include encryption, access controls, and audit trails to ensure data security. The software complies with regulatory guidelines from the MCA and RBI and adheres to Nidhi Rules, 2014. With customizable, user-friendly interfaces and real-time features, these Nidhi software solutions enhance efficiency, support growth, and provide exceptional member services. The presentation concludes with contact information for further inquiries.
2. The Problem
2
● Credit Card Information Obtained by criminals for Card Not Present (CNP) Fraud through
hacking, skimming or phishing.
● Online Card Not Present Fraud is a multi-billion-a-year problem for both merchants and
buyers.
● Though people often focus on the way CNP fraud affects individuals, it also has a significant
impact on businesses:
- Fraudulent chargeback fees
- False-positive decline rates
- Loss of consumer trust and loyalty
- High PCI compliance costs
- https://www.merchantfraudjournal.com/card-not-present-fraud/
3. Technology
3
The most advanced fraud prevention feature, the crown jewel of the company's assets will incorporate
the reliable EMV payment method. The technology behind EMV makes it much more difficult for
fraudsters to use stolen card information online.
• Technology allows cardholders to tap credit or debit cards onto cell phones and input the bank's PIN
• Mimics the physical presence of the cardholder in front of the merchant
• Patent-pending technology to be certified upon completion
- Demo: "Tap-on-phone" feature done by one of Securter’s technology development lead.
https://drive.google.com/file/d/1ZelExnAUMoZ008FY3wtTbgLMJnQ3EInG/view?usp=sharing
4. Services for online merchants
4
AI Helps
Control Risk
Enterprise Grade,
Cost-effective,
Artificial Intelligence
(AI) tools to reduce
fraud & false declines.
.
3DS 2.0 Protocol
For Better User
Authentication
Compliance under
PSD2*,
Liability shift will occur
and the responsibility
will be with the issuer,
the merchant will
enjoy protection from
fraudulent
chargebacks.
Payment
Processing
The Securter solution
is payment processor
agnostic. Merchants
can use Securter with
their existing payment
processor.
Know Your
Client (KYC)
Enhanced Customer
Verification
KYC solution
provides an ID
based, in person
user verification.
- https://3dsecure2.com/
- Payment Services Directive 2 (PSD2) is a European Union (EU) regulation
Merchant
panel
Cool reports showing
merchant’s approval
rates, risk level etc.,
5. Competition
5
Mobeewave Inc. (recently acquired by Apple for $100 million) and Global Payments, in
partnership with Mastercard and NMI, are developing a Tap on Phone secure technology that
enables merchants to use their smartphones as card readers to accept payments from customers.
Apple Secure Enclave - dedicated hardware component stores encrypted payment information,
including the user's card details.
Android devices use a Trusted Execution Environment (TEE), a secure area within the main
processor or a separate co-processor. Unlike Apple's Secure Enclave, Android relies on a mix of
software and hardware security features to safeguard sensitive data, including biometric
information.
The Securter Payment App can be integrated with existing payment wallets or function as a
standalone payment wallet.
- Unpatchable flaw found in iPhone's Secure Enclave - all Apple chips between the A7 and the A11.
https://tech.hindustantimes.com/tech/news/-unpatchable-flaw-found-in-iphone-s-secure-enclave-here-s-what-it-means-for-the-user-71596515416940.html
6. Competition
6
Feature/Capability
Supervised Machine Learning
Unsupervised Machine Learning
Rule & policy engine
Case Management and Real-Time Investigation tools
15+ year enterprise ecommerce fraud prevention network data
Device fingerprinting
Payment processing functionality
Ability to integrate custom fraud ML models
Automated rule tuning
Know Your Client (KYC)
Tap on Phone payment solution (EMV payment method )
Company’s valuation
Powered
by
Simility
X
X
X
X
$43.3B
X
X
X
$986.8M
X
X
X
X
X
$89.4B
X
X
X
$1.3B
X
X
X
X
X
X
X
X
X
TBD
X
X
X
7. 7
● Global Digital Payments Market is projected to grow from USD 2.5 trillion in 2023 to USD
5.8 trillion, at a CAGR of 14.3% from 2023 to 2030.
● The global Fraud Detection and Prevention Market size is projected to grow from USD
43.97 billion in 2023 to USD 182.66 billion by 2030, exhibiting a CAGR of 22.6%
Market opportunity
- According to market research report published by Global Data
- Fraud Detection and Prevention Market
8. Market Response
8
• Pilot Agreements
-Pilot agreements Signed – 3 (incl. a merchant with over 55 locations and an online presence).
-Pilot Agreements under review – 3.
-Agreements In Pipeline – 12.
• Integrations effort
-The first integration with Global Payments was developed and tested early this year.
-The company is currently in a progressive state of integration and extension development for the
WordPress / WooCommerce plugin, with a staggering 6.5 million users.
• Securter signed an agreement with a major credit reporting agency and its affiliated company.
-Securter can use the “Strategic Partnership between affiliated company and Securter” term in its sales decks, PRs, etc.
-Go-to-market planning and collaboration on long-term business strategy.
-Comprehensive quarterly business reviews, Co-branded data sheets, sales decks, and additional artifacts.
-Hosted lead generation and networking events exclusive to Securter company.
9. 9
● The key financials are presented below:
Securter Systems Inc. is currently seeking 1.5M USD
To date, the Company has raised 610K USD and received in-kind, investment over 530K USD.
Capital Needed & Use of Funds
● Use of Funds:
-Finalize the Tap-on-Phone feature development, integrations with additional PSPs and website builder platforms.
-Certification acquisition and maintenance to ensure compliance with industry standards and regulations.
-Hiring additional staff with expertise in software development, security, and customer support.
-Upgrades and improvements to existing systems to enhance security, and reliability.
- Launch our core system; marketing and sales efforts to raise brand awareness and attract new customers.
Year 1 Year 2 Year 3 Year 4 Year 5
FPS* to Early adopters -
$ 3,939,066
$ 5,851,606
$ 7,764,146
$ 9,676,686
$
FPS via partnership with online commerce giants 687,083
$ 19,998,943
$ 45,292,898
$ 204,672,654
$ 357,277,565
$
FPS via partnership with online payment processors -
$ 5,361,300
$ 26,556,822
$ 100,527,118
$ 192,476,594
$
Total Securter's revenues 687,083
$ 29,299,309
$ 77,701,326
$ 312,963,917
$ 559,430,845
$
*FPS – Fraud Prevention Services
Note: all numbers in the table are in CAD
10. Securter developing a payment system for online merchants
linked to top tools and technologies to reduce payment fraud
and false declines. The uniqueness lies in adapting these
technologies for online payments and their optimization.
For more information: steve.epstein@securter.com
https://securter.com/ | LinkedIn | Instagram | Twitter | Facebook
Summary
13. The Business Model
13
Securter’s initial core business model consists of three main revenue streams:
● 1st –Fraud prevention services for early adopter customers:
- High-risk customers, such as major online gaming platforms.
- Small and medium-sized online merchants
● 2nd - Fraud prevention services through partnerships with online commerce website builders:
- WooCommerce, Wix, and Shopify.
- Securter has engaged with the WordPress / WooCommerce (6.5 million users) and is currently
developing an extension integration tool for this platform.
● 3rd – Fraud prevention services via partnerships with online payment processing companies:
- Global Payments, Stripe, Moneris and others
14. Roadmap and Major Future Milestones
14
2025
• Expand Canadian and US sales
• Launch in Israel, UK, and Australia
• Expanding sales and technical support resources
2024
• Start Apple iOS Tap on Phone development
• A strategic engagement with online commerce platforms
• A strategic engagement with payment processing
platforms
• Massive acquisition effort of the merchants via the
platforms above
• 2023
• MVP of Tap on Phone feature
• Integrations with WooCommerce, WIX, Shopify
• Integrations with PSPs such as Moneris, and Stripe
• Lab testing and certifications
• Acquiring 1st early adaptors’ customers
2026
• Continue sales & marketing
activities and Launch in Asia
Goals and
Objectives
2023 2024 2025 2026
15. The Team
15
James D. Romano – President, CEO & Director
Involved in the management, strategic planning, corporate communications and
financing of public companies in the mining, oil and gas, and tech sectors.
These companies have been listed on public exchanges in both Canada and the
United States.
Steve Epstein – Co-Founder, Chief Operations & Innovation Officer and
Director - Practical Engineer (Architecture). 20 years of experience in
entrepreneurship. Previously developed social network techniques that have
since become widely adopted. Proficient in project management, budgeting,
procurement, process improvement, and learning new technologies. Highly
effective at coaching and mentoring Agile teams.
David Edmunds – CFO
Mr. Edmunds is a Chartered Professional Accountant with over 25 years’
experience as Chief Financial Officer or senior financial executive in mature and
early-stage companies, both public and private, in a wide range of industries,
including hi-tech manufacturing, software development and alternative energy.
Vitaly Vlasenko – CTO
IT specialist with more than 18 years of experience, specializing in IT Service
management, IT project management, leading product development and
communicating with stakeholders and clients. In the last 6 years, Vitaly was
working as a CTO for various companies and was responsible for the entire
technological aspect of the operation. Broad experience in leading development
teams, infrastructure teams, project and product management as well as audit
and compliance certification processes (for example ISO270001, GDPR, GLI,
PCI).
Michael Shmulevich – VP of Engineering
Well-known technology fintech designer and systems strategist with vast
experience guiding both start-ups and senior corporate planners. Michael has
held top technical management positions at several leading technology
companies and has led the software development for numerous increasingly
sophisticated financial technology projects that required world-class expertise in
trading, risk management, blockchain and cryptocurrency solutions.
Rob Clark – Director
A driven entrepreneur and venture capitalist with over twenty-five years of
business experience within both the private equity markets, domestic and
international equity markets. He has been a part of numerous transactions
including mergers, acquisitions, company buyouts, public offerings, and
corporate restructuring. Mr. Clark brings to his directorship an extensive
understanding and hands-on ability in business and management consulting as
well as public company advisory services.
Evgeniy Kharam - Cyber Security Consultant/Advisor
Mr. Kharam was formerly the VP of the Solution Architecture Division at Herjavec
Group - www.herjavecgroup.com, recognized as one of the world’s most
innovative cybersecurity enterprises. In his role at Herjavec, Evgeniy designed
security solutions for clients based on both their current infrastructure and
future needs, calculating and foreseeing how existing measures can be best
integrated with the addition of new protection solutions. Evgeniy recently started
the Security Architecture podcast to give back to communities and help
companies improve cybersecurity architecture.