Samir Ali Siddiqui is seeking a dynamic career in a prestigious organization. He has over 10 years of experience in banking, including roles as a Country Credit Analyst, Consumer Risk Officer, and Service Relationship Manager for home loans at various banks. He holds a B.Com degree and is pursuing an MBA. He has received several achievement awards for his work in product knowledge and customer service.

1. SAMIR ALI SIDDIQUI
C-17/1 BLOCK 3 GULSHAN IQBAL KARACHI PAKISTAN
MOBILE : (092)0333-3965686 TEL : (092)021-4811244
O BJECT IV E
To pursue a dynamic and challenging career in a prestigious organization which allows me to establish myself as a
successful professional.
E XPE RI ENC E
Country Credit Analyst
Feb 2007 to date EGIBL (Head Office)
 Analyzing of cases and finding out discrepancies.
 Execution of legal, valuation & income estimation reports to agencies.
 Execution of ECIB, Datacheck and verisys.
 Sending of Rejection letters.
 Preparation of Credit Line Proposal to offer the best possible loans.
 Issuance of Provisional offer letters.
 Coordinating with CAD for the disbursements of loans.
 Maintain MIS to monitor Daily Mortgage Activities.
Consumer Risk Officer
EGIBL (Head Office)
 Monitoring of regulatory limits as per SBP’s PR (consumer finance) and bank’s internal limits.
 To review market and product department plans for introduction/promotion of consumer products from the risk
perspective.
 To identify gaps and flaws in product process and procedures, providing solutions and road map to the users.
 To generate periodic updates to the Head CR/CRO pertaining to risk for the relevant product and overall
consumer portfolio.
 Reviewing of all consumer products in the light of risk management.
Special Project (Product Development NRP- Mortgages)
EGIBL (Head office)
 Product designing with Compliance, Risk and Shariah
 Arranging Agency and Financing agreements with Lawyers
 Arrangement of payments to External Agencies
 Preparation of Legal Agreements for Diminishing Musharka and Ijarah.
 Maintaining Company’s profiles and managing their enlisting.
Service Relationship Manager for (Home Loans)
Aug 2005 Till Dec 2006 ABN AMRO Bank (Head office)
 Maintain monthly mortgage Customer Engagement survey.
 Maintain monthly mortgage Key Service Indicator analysis report.
 Taking initiatives to increase customer satisfaction level.
 Monitor customer complaints / requests as per Turn around Time.
 Monitor sales & credit agenda for mortgage loan processing.
 Maintain monthly mortgage booking profile country wide.
 Customer calling on revision of markup rates.

2.  Provide pay off & partial payments instruction to credit for adjustment of loan.
 Maintain monthly RM performance.
 Coordinate with consumer credit & operation for the rectification of system error.
Country Sales Analyst (Home Loans)
March 2005 Till Aug 2005 ABN AMRO Bank (Head office)
 Arrange stage II documents for the disbursement of mortgage loan.
 Opening of account for the monthly deduction of mortgage loan repayments.
 Renewal of life and property insurance premium on yearly basis with insurance companies.
 Coordinate with lawyer for the registration of the property.
 Arrange credit meetings between customer & the bank for final decision of mortgage loan.
 Issue pay orders from consumer credit & coordinate with operation for the generation of the pay order to
proceed toward registration of the property.
 Maintain Mortgage MIS on monthly and daily basis.
Sales Executive (Auto Loans) Standard Chartered Bank
January 2005 Till March 2005
 Dealing with walk in customers solving their complains/requests.
 Analyzing customer requirements and offering them the best possible deal.
 Coordinating with Head Office for submission/processing of each case.
 Problem solving of customer complains.
QUALIFICATION
 MBA (In Process) Hamdard University
 B.Com D.H.A College
ACHIEVEMENT
 Achievement award presented by ABN AMRO for being the best Country Service Relationship Manager.
 Achievement award presented by ABN AMRO for being the best Country Service Relationship Manager.
 Achievement award presented by ABN AMRO for being the best in Product Knowledge .
 Achievement award presented by ABN AMRO for being the best in Product Knowledge.
 Certification by THE INSTITUTE OF BANKERS PAKISTAN on Islamic Banking Principles & Products.
 Certification of workshop by BANKERS DEVELOPMENT INSTITUTE on Basel-II.
 Certification by EGIBL on Communication Skills.
 Certification by EGIBL on Team Work.
 Certification by EGIBL on Stress Management & Positive Thinking.
INTEREST
 Browsing Internet for information.
 Watching movies and driving.
 Play Bowling
REFERENCES
Available upon request.