M. Sajid Jamal Musvi has over 7 years of experience in finance and banking. He currently works as a Counter Services Officer at Soneri Bank in Islamabad, where he is responsible for account openings, transactions, and maintenance. Previously, he worked at Barclays Bank for over 2 years in roles involving operations, cash management, and account openings. He holds a BS in Economics and Finance from the National University of Modern Languages.

1. M. SAJID JAMAL MUSVI
House No. 1-D, Street No. 04, Block - H
Soan Garden, Islamabad 44000
sajidmusvi@yahoo.com
(+923335434640)
Profile
An experienced officer within the finance / Banking sector with excellent communication
and analytical skills
Career History
27th
Nov 2014 to Date SoneriBank Limited
Working as “Counter Services Officer” CSO Grade III in Soneri Bank Soan Garden Branch
Islamabad. CSO mainly deals in all the tasks of operations front end as well as back office.
 Opening of A/C Individual as well as Commercial Accounts
 Requesting Cheque books & Debit Cards
 Dormancy Removals of block accounts
 Address updates & other maintenances in accounts
 Addition of mandate in account
 Account closures.
 Lockers Handling
 Captured Cards
 ATM Replenishment
 PO / DD making
 Cancellation of PO/DD
 PO/ DD Encashments
 Account to Account transfers
 Online Transfers to other branches accounts
 Salary Transfers
 Clearing only includes Outward Clearing
 Payments to vendors, expense bills,
 Bill transfers IESCO ,SNGPL and PTCL
1st
Nov 2011 – 4th
Sep 2014 BarclaysBank PLC Pakistan
A. 1st Nov 2011 – 5th April 2013 Account Opening and Maintenance Dept.
I started working with Barclays Bank PLC Pakistan as a contractual (AMD Processor). I
used to check requirements of accounts which were compulsory for account opening
after checking used to enter data in system and generate account numbers. Beside this
my other responsibilities were:

2.  A/C opening Individual as well as Commercial Accounts
 Issue Cheque books
 Requesting Debit cards
 Account Block Removals
 Address Updates
 Signature Updates
 Add Mandate in account
 Account closures
 Zakat Marking
 Tax Deduction
B. 8th April 2013 – 1st June 2013 Branch Operations
After getting permanent slot I switched to branch operations and appointed as a
Universal Teller. Here I got an opportunity to get experienced in Cash Handling in both
PKR and Foreign Currency. Other tasks were mentioned below
 Cash Deposit and Withdrawals
 Cash Balancing
 ATM Balancing
 Cheque Book Balancing
 DEBIT CARD Pin Balancing
 IFE Pin Balancing
 Record Management
C. 3rd June 2013 – 4th Sep 2014 CMO (Cash Management Operations)
On 3rd June 2013 shifted to CMO as an Officer – Cash Management Operations. Major
tasks performed are mentioned below
 Pay order / Demand Drafts and Internal transfers.
 Retail and commercial PO / DD
 Account Closure PO / DD,
 Transfer of funds i.e salaries, commercial funds transfers, bonuses etc
 Conversions of different accounts i.e PKR to USD, GBP to USD
 Inward Clearing
 Requirementof inward clearing cheques,
 Mark Returns,
 Deduction of charges applies on Inward returns
 Term Deposit and Encashment
 TD booking
 Calculate and credit profit amount
 Penalty charges on encashment
 Tax Deduction

3.  Outward Clearing
 Same day, Normal and Intercity outward clearing
 GL balancing
 Sending realization reports to corporate clients
 Deduction of charges on same day and intercity
clearing
 FCY and LCY collection
 Deduction of charges on FCY and LCY collection
 Also deduction of charges on reissuing cheque
books and Debit cards
April2011- Aug 2011 InterfaithLeagueagainstPoverty(I-LAP)NGO
Work as an Internee – Research and Development. It was full time paid internship
provide assistance to manager in research works, designing tools for Monitoring and
Evaluation, arrange surveys etc. Major responsibilitieswere
 Research Work
 Monitoring & Evaluation
 Proposal And Report Writing
 Conducting surveys and DataAnalysis
Education / Qualifications
2007 – 2010 NATIONAL UNIVERSITY OF MODERN LANGUAGES - ISLAMABAD
BS (Hon’s) In Economics and Finance
Achievements
 A proposal written for the assistance of slums affected due to heavy rainfalls,
successfully accepted and funded by CRWRC (Christian Reformed World Relief
committee) a Canadiannonprofit organization.
 Successfully completed Ratio Analysis of OGDCL. Led the team and got highest
grades. Analyzed sales growth, assets liabilities and profitability ratios of
consecutive three years.
 Conducted Research work on LOW SAVINGS IN PAKISTAN, gathered primary
data on savings, incomes and expenses of individuals by the help of questionnaire
and structured interviews.
 A mini thesis was conducted successfully on Currency Devaluation in Pakistan,
pointed out those strong factors that are really affecting the value of Pakistani
currency. Highly appreciated bythe lecturer.

4. Professional Trainings
 Barcop – An introduction to the Performance and Learning Management
System (PLMS/ LMS) by kineo LLP [BC]
 Barcop – Sanctions Module 2012 by Compliasnce [BC]
 Leadership development, hardworking and Motivation by Saqauf Yasir [I-LAP]
Skills
 PROFICIENCY IN MS Office: Word, Excel, PowerPoint,
 Worked on Statistical Software ( SPSS, E-views, Minitab, Pop tools)
 MS PROJECT software about Project Management
 Internet, Installation and trouble shooting
 Presentationskills
 Team building skill
Personal Details
Status: Single
Date of Birth: 6th January 1988
References
Available on request