Rural Devolopment and Agriculture credit

1. Sachidananda S N
B Sc (Ag), PGDMM, MARD.
Director: Vajra Biotech Pvt. Ltd.
Vice President: APART(NGO)
Mobil: 94481 57054
www.vajrabiotech.com
Email: snsachi@gmail.com

2. CONTENTS
1. INTRODUCTION
2. WHAT IS RURAL DEVELOPMENT ?
3. CREDIT AND MARKETING IN RURAL AREAS
4. AGRICULTURE MARKET SYSTEM
5. DIVERSIFICATION AND PRODUCTIVE
ACTIVITIES
6. SUSTAINABLE DEVELOPMENT AND ORGANIC
FARMING

3. INTRODUCTION
1. Agriculture is the major
source of livelihood in the
rural sector
2. The growth and expansion
of industrial urban centres
did not mean real
progress of India
3. The real progress of India
can be realized by
developing rural areas

6. WHAT ARE RURAL AREAS….?
1.Action plan for social & economic upliftment of rural areas
2.Some initiatives need for development rural areas includes :
i. Development in human resources
ii. Land reforms
iii. Development of productive resources
iv. Infrastructure development
v. Special measures

8. CREDIT & MARKETING IN RURAL AREAS
1.Rural credit
2.Type of loan for farming families
i. Gestation period
ii. To purchase inputs for farming
iii. To meet other family expenses
3. Establish of social banking & agency approach

17. AGRICULTURE MARKET SYSTEM
Agriculture marketing: It involves assembling, storage, transportation, packaging, grading, etc.
1. Measures initiated to improve marketing aspects are :
• First, Regulation of market
• Second, Provision for physical structure
• Third, Cooperative marketing
• Fourth, Policy instruments
i. Assurance of MSP
ii. Maintain of buffer stock
iii. Distribution of food grains & sugar through PDS

18. Emerging alternative
marketing channels
• A ray of hope
• Direct sale by farmers to consumers
• Direct sales contract with farmers
• FPO/Cs

19. DIVERSIFICATION AND PRODUCTIVE
ACTIVITIES
Diversification of crop production
1.Shift from single cropping system to multi
cropping system
2.Transfer from subsistence farming to commercial
farming
3. Minimize the risk of price fluctuation and
monsoon failure

20. Productive activities
Shifting from crop farming to non farming activities
Non- farming activities are :
1. Animal husbandry
2. Fisheries
3. Horticulture

21. SUSTAINABLE DEVELOPMENT AND
ORGANIC FARMING
Organic farming system of farming relies upon use of organic
inputs for cultivation Sustainable development using existing
resources optimally so future generation can use it
Merits of organic farming :
1. Disregards the use of non-renewable resources
2. environment friendly
3. Sustains soil fertility
4. Healthy and tastier food
5. Inexpensive technology for the small and marginal farmers

24. Sachidananda S N
B Sc (Ag), PGDMM, MARD.
Director: Vajra Biotech Pvt. Ltd.
Vice President: APART(NGO)
Mobil: 94481 57054
www.vajrabiotech.com
Email: snsachi@gmail.com