The document contains information about PL/NPL (performing loan/non-performing loan) accounts and balances over multiple months. It shows the number of accounts and outstanding balances in thousands of euros for different loan statuses (current, 1-30 days past due, etc.) and how those changed over time, from January through April. It also shows a "roll back" analysis, displaying the same information but with changes depicted as arrows moving between status categories from month to month.

1. PL/NPL flow model
20 (3%) 12 (1.6%) 5 (0.7%)
120 (4.5%) 90 (2.5%) 45 (1.2%)
PL Jan NPL / PL Feb NPL / PL Mar NPL / PL Apr
NPL Jan PL Apr
95 (13.5%)
13 (10.6%)
No. of Accounts
Outstanding in 000 EURs

2. Roll Forward Portfolio Analysis
Number of Accounts and Outstanding in 000 EURs
200 (15.5%)
Current (no dpd) 1−30 dpd
3132.5 (17.1%)
2700.2 (12.8%)
90 (11.4%)
45 (17.4%) 32 (10.5%)
31−60 dpd 61−90 dpd 91−120 dpd
3023.9 (19.9%) 1509.7 (12.3%)
890.2 (17.5%)
25 (12.3%)
20 (7.5%) 32 (9.9%)
121−150 dpd 151−180 dpd 181+ dpd
1200.2 (9%) 990.1 (11.9%)
Number of Accounts
* dpd − Days Past Due Outstanding in 000 EURs

3. Roll Back Portfolio Analysis
Number of Accounts
181+ dpd
5
9
5
151−180 dpd Current (no dpd)
9
7
3
4 7
10
5 1
6
5 9
6
121−150 dpd 1−30 dpd
7
4 4
8 3
5 6
7 9
3
91−120 dpd 31−60 dpd
9 3
4
61−90 dpd

4. Roll Back Portfolio Analysis
Outstanding in 000 EURs
181+ dpd
119
59
73
151−180 dpd Current (no dpd)
90
99
69
66 56
91
78 72
87
115 108
65
121−150 dpd 1−30 dpd
51
89 67
77 114
120 111
110 63
113
91−120 dpd 31−60 dpd
100 104
118
61−90 dpd