Shashikant Malji is seeking a career opportunity with multifaceted skills to be an asset to an organization. He has over 5 years of experience in banking operations, credit, auditing, accounting and taxation. Currently, he works as a Junior Officer in Operations at HDFC Bank in Solapur, where his responsibilities include clearing, cash management, and reconciliation. Previously he worked as a Credit Coordinator at HDFC Bank processing two-wheeler loan applications. He holds a B.Com degree and additional qualifications in computer skills.

1. SHASHIKANT MALJI
Contact Address: Plot No.33/3/91 New Pachha Peth,
Vijay Nagar, Radio Center Road,
Solapur – 413 006.
Mob No: 9881150155
E-mail: shashikant11284@yahoo.com
S.MALJI@REDIFFMAIL.COM
CAREER OBJECTIVE :
To grow and evolve into a true professional with multifaceted skills so as to be an invaluable as
Asset to the organisation.
QUALIFICATION :
B’Com with Hon’s.
H.S.C. Board exam in the subject Bookkeeping and Accountancy have secure 100 out of 100 Marks.
Registered for AMFI (Advisory Module).
Registered for NCFM (Depository Operations Module).
EXPERIENCES :
Total experience 5 Years and 3 Month.
Banking Operations (Clearing) currently working - 2 Year
Two Wheeler Loans – Credit - 1 Year 9 Months
Audit, Accounting and Taxation - 1 Year 6 Months
Good knowledge of Excel.
Good accounting knowledge.
EDUCATION :
B’Com Shivaji University
D.A.V.Velankar College of Commerce, Solapur 2004
Cleared with Higher Second Class ( 59%)
H.S.C. Maharashtra Board
D.A.V.Velankar College of Commerce,Solapur 2001
Cleared with First Class ( 67.50%)
S.S.C Maharashtra Board
Shri Ramchandra Prashala,Solapur 1999
Cleared with Second Class ( 54.55%)
ADDITIONAL QUALIFICATION :
Computer Literacy
Windows, MS Office
Diploma in Computer Management
PROFESSIONAL EXPERIENCE :
I started of my Banking and Finance career in FEB 2005 with HDFC BANK LTD.

2. Presently working with one of the biggest private sector bank in India i.e. HDFC Bank Ltd.Solapur Branch
as a Junior Officer -Operations. The Bank at present has an enviable network of over 675
branches spread over 148 cities across the country.
Job activities are based on four core values: Operational Excellence, Customer Focus, Product Leadership
and People, controlling and working with Team members for smooth, effective and tactful working which I
carry out with great challenge.
PRESENT JOB :
 Organisation : HDFC Bank Ltd.
 Designation : Junior Officer
 Department : Operations (WBO)
 Duration : From 27th
Nov 2006 to Till Date
 Location : Solapur (at New Branch Opening)
 Job Profile :
Key Responsibility Areas:
My job profile includes working carries out all back office activities like Centralised Clearing,
Cash Management Services, ECS and Depository Services etc. Monitoring of all Suspense
Accounts on daily basis and daily Reconciliation of Nostro Accounts.
Arranging and making sure that all MIS sending on monthly basis to HO.
Business Process :
Cash Management Services: Have handled IPO collection, mutual fund collection and other
primary market collections as per the requirements and directives of the Registrar to Issues. Other activities
in CMS include CBDT Collection, Outstation Cheques for Collection, managed to keep a clean
record of keeping the Clean Hub realisation.
Clearing: Have managed to shoulder the responsibility for managing Centralised Inward Clearing
Transactions smoothly by effective and tactful teamwork. Clearing activity includes processing of cheques
up to the decision making. Also handled ECS Clearing system with accuracy as per clearing rules.
MIS: Fortnightly reporting of Suspense/Monthly Nostro Accounts after due verification and with relevant
details.
Monitoring: Monitoring of all Suspense Accounts on daily basis.
JOB ACHIVEMENTS:
Assist to the Manager to successfully setup of Clearing Dept at New Branch (Solapur,Maharashtra).
Trained and able to handle Depository Services, RTGS etc.
PAST JOB SECOND :
 Organisation : HDFC Bank Ltd (Back office Two Wheeler Loans-out sourced
through Marcus Finch Services Pvt Ltd)
 Designation : Credit Coordinator
 Department : Two Wheeler Loans- Credit
 Duration : Feb-2005 to Nov-2006
 Location : Solapur.
 Job Profile :
Key Responsibility Areas:
My job profile includes processing of Loan Applications. Processing includes from Pre Sanction to
the Final Disbursal of the Loan Application and making sure that all the documents are in place and
dispatch the documents to the Head Office.
Arranging for the Payment to the respective Dealers.

3. Business Process :
Giving Loan Appraisals as per Company Policy and customer profile for Two Wheeler Loans. Handing
dealerships and sales canvassers and maintaining co-ordination with them and the Higher Credit
Authorities.
Analyzing the risk as per customer profile as per company norms.
Daily follow-up on hold cases.
Preparing reports life TAT report and Agency Bills pertaining to FI and End-to-End TAT report and
calculations of penalty report for CPV Agency.
PAST JOB FIRST :
Organization : S.L.Sarangi (Firm of Chartered Accountant)
Designation : Clerk
Duration : Aug.2003 – Jan.2005
Location : Solapur.
Job Profile :
Key Responsibility Areas:
Maintaining Accounts of Proprietorship Firm.
Making Financial Audits & Financial Audit Reports under Income Tax Act.
PERSONAL INFORMATION
Father’s Name : Nagusa Malji
Date of Birth : 11th February 1984
Sex : Male
Marital Status : Single
Permanent Address : Same as Contact Address
Contact No. : 9881150155
Interest :
 Traveling.
 Playing Cricket.
Personal Profile:
My major strength is the ability to adjust in any working environment. I am a person who believes in being
more of an achiever than a performer and to achieve quality in everything I do. I strongly believe that hard
work and perseverance can achieve everything. My strength is that I set high standards for others and
myself.
(Shashikant N. Malji)