Jensen Edwards provides their resume detailing their work experience as a Supervisor and Credit Analyst at Republic Bank Limited from 2009 to present, where they were responsible for tasks like processing transactions, analyzing credit applications, and ensuring security items were properly handled. The resume also lists their education including a Bachelor's degree in Management Studies from the University of the West Indies and various banking related computer and safety qualifications.
This document contains the resume of Pooya Malhotra, who has over 8 years of experience in retail and private banking in India and the UAE. She is currently working as an Associate Director at Bank Julius Baer, where her responsibilities include account onboarding, client documentation, transaction processing, and client relationship management. Prior to this, she held private banking roles at Barclays Bank and Bank J. Safra Sarasin, and marketing roles at Bank of Singapore and Standard Chartered Bank. She has a Master's degree in Business Administration from Mahatma Gandhi University and a Bachelor's degree in Commerce from Delhi University.
Arindam Kopil is a 30-year-old Indian male currently working as a Manager of Customer Service and Operations at IndusInd Bank in Jorhat, Assam, India. He has over 7 years of experience in banking and currently holds a diploma in Investment Banking and is pursuing a Master's degree in Business Law. He is seeking opportunities in Gulf countries and has experience in developing client relationships, branch management, and operations.
Arindam Kopil is a 30-year-old Indian male currently working as a Manager of Customer Service and Operations at IndusInd Bank in Jorhat, Assam. He has over 7 years of experience in banking and previously worked at HDFC Bank as a Deputy Manager. He is pursuing a Master's degree in Business Law and holds certifications in investment planning, retirement planning, and IRDA. His skills include relationship management, team management, operations and systems management, and customer service.
Mariska Colleen January provides her curriculum vitae. She has over 15 years of experience in banking, including roles in customer service, sales, and credit management. She is highly skilled in areas like time management, communication, attention to detail, and teamwork. Her education includes a National Senior Certificate and extensive training in banking, finance, computer skills and more. She is currently seeking new opportunities and has held positions at Standard Bank in various locations like Robertson, Paarl, and Bredasdorp.
Rajesh Pandey has over 15 years of experience in operations and customer service roles in the financial services industry. He is currently the Manager of Operations and Customer Service at ICICI Securities Ltd, where he manages a team of 34. Prior to this, he held roles at Kotak Mahindra Prime Ltd, HDFC Bank Ltd, ABN AMRO, Hathway Cables & Datacom Pvt Ltd, and Lovelock and Lewis Services Pvt Ltd. Rajesh holds an MBA in Banking and Finance and a B.Com degree. He is looking to utilize his experience and skills to contribute to the success of an organization.
This document is a resume for Joseph Zeid. It outlines his education, including a Master's degree in Accounting and Financial Management from Keller Graduate School of Management and a Bachelor's degree in Business Administration with a concentration in Accounting from DeVry University. It also lists his relevant skills in accounting, business, and software. For work experience, it details his roles as a Staff Accountant, Dispatcher, Customer Service Representative, and Customer Care Specialist over the past several years.
Beth Diaz has over 20 years of experience in administrative, customer service, management, sales, collections, and client services roles. She is currently the Collection Division Assistant Manager/Team Leader at C-Tech Collection, Inc., where she assumes daily management responsibilities and trains new hires. Previously, she held positions such as Office Manager at American Footcare Centers and Manager/Customer Service Associate/Dispatch at Northern Business Systems, where she provided support to employees and customers. Diaz has strong skills in organization, communication, problem-solving and meeting goals.
Joann Kirks is a service-oriented Teller Supervisor with 15 years of experience in banking. She has strong skills in leadership, communication, time management, and handling tasks with accuracy and efficiency. Her experience includes roles as Head Teller/CSR at Hometrust Bank since 2014 and Teller Supervisor at Bank of America from 2009 to 2014, where she supervised staff and implemented policies. She also worked as a Drive Thru Teller at Virginia Bank and Trust from 2002 to 2009.
This document contains the resume of Pooya Malhotra, who has over 8 years of experience in retail and private banking in India and the UAE. She is currently working as an Associate Director at Bank Julius Baer, where her responsibilities include account onboarding, client documentation, transaction processing, and client relationship management. Prior to this, she held private banking roles at Barclays Bank and Bank J. Safra Sarasin, and marketing roles at Bank of Singapore and Standard Chartered Bank. She has a Master's degree in Business Administration from Mahatma Gandhi University and a Bachelor's degree in Commerce from Delhi University.
Arindam Kopil is a 30-year-old Indian male currently working as a Manager of Customer Service and Operations at IndusInd Bank in Jorhat, Assam, India. He has over 7 years of experience in banking and currently holds a diploma in Investment Banking and is pursuing a Master's degree in Business Law. He is seeking opportunities in Gulf countries and has experience in developing client relationships, branch management, and operations.
Arindam Kopil is a 30-year-old Indian male currently working as a Manager of Customer Service and Operations at IndusInd Bank in Jorhat, Assam. He has over 7 years of experience in banking and previously worked at HDFC Bank as a Deputy Manager. He is pursuing a Master's degree in Business Law and holds certifications in investment planning, retirement planning, and IRDA. His skills include relationship management, team management, operations and systems management, and customer service.
Mariska Colleen January provides her curriculum vitae. She has over 15 years of experience in banking, including roles in customer service, sales, and credit management. She is highly skilled in areas like time management, communication, attention to detail, and teamwork. Her education includes a National Senior Certificate and extensive training in banking, finance, computer skills and more. She is currently seeking new opportunities and has held positions at Standard Bank in various locations like Robertson, Paarl, and Bredasdorp.
Rajesh Pandey has over 15 years of experience in operations and customer service roles in the financial services industry. He is currently the Manager of Operations and Customer Service at ICICI Securities Ltd, where he manages a team of 34. Prior to this, he held roles at Kotak Mahindra Prime Ltd, HDFC Bank Ltd, ABN AMRO, Hathway Cables & Datacom Pvt Ltd, and Lovelock and Lewis Services Pvt Ltd. Rajesh holds an MBA in Banking and Finance and a B.Com degree. He is looking to utilize his experience and skills to contribute to the success of an organization.
This document is a resume for Joseph Zeid. It outlines his education, including a Master's degree in Accounting and Financial Management from Keller Graduate School of Management and a Bachelor's degree in Business Administration with a concentration in Accounting from DeVry University. It also lists his relevant skills in accounting, business, and software. For work experience, it details his roles as a Staff Accountant, Dispatcher, Customer Service Representative, and Customer Care Specialist over the past several years.
Beth Diaz has over 20 years of experience in administrative, customer service, management, sales, collections, and client services roles. She is currently the Collection Division Assistant Manager/Team Leader at C-Tech Collection, Inc., where she assumes daily management responsibilities and trains new hires. Previously, she held positions such as Office Manager at American Footcare Centers and Manager/Customer Service Associate/Dispatch at Northern Business Systems, where she provided support to employees and customers. Diaz has strong skills in organization, communication, problem-solving and meeting goals.
Joann Kirks is a service-oriented Teller Supervisor with 15 years of experience in banking. She has strong skills in leadership, communication, time management, and handling tasks with accuracy and efficiency. Her experience includes roles as Head Teller/CSR at Hometrust Bank since 2014 and Teller Supervisor at Bank of America from 2009 to 2014, where she supervised staff and implemented policies. She also worked as a Drive Thru Teller at Virginia Bank and Trust from 2002 to 2009.
The document provides details about Martin N. Gachukia's career and qualifications. It summarizes his 7 years of experience in credit risk analysis, credit administration, collections, portfolio management, and operations at National Bank of Kenya. It also lists his educational background, including a Master's degree in Project Planning and Management from the University of Nairobi.
Joy Angela Canery-Blakeney has over 15 years of experience in various roles including contract processing, customer service, title and mortgage processing, and administrative support. She is seeking a challenging career opportunity where she can utilize her knowledge and skills. Her background includes positions at J.G. Wentworth, Nationwide, Pitney Bowes, Hartford Insurance, Gleason Personnel Inc., Silk Abstract Company, Home Connects, Citizens Bank, Triage Para-Transit, and GMAC Mortgage Company.
- The document contains the resume of Kennith M. Quimson, who has over 23 years of experience in banking, including 10 years as a bank manager in the Philippines.
- He is seeking a managerial position and offers his extensive experience in areas like business development, operations, marketing, sales, risk management, and financial analysis.
- His resume details his educational background and work history in various banking roles of increasing responsibility, demonstrating a track record of success in meeting sales targets and growing business.
Renea Kelly-Hatcher has over 15 years of experience in insurance claims, accounting, and human resources. She holds a Bachelor's degree in Business Administration and an Associate's degree in Accounting. Her resume highlights experience as an insurance claims adjuster, account representative, sales associate, and finance/HR manager. She is proficient in Microsoft Office, QuickBooks, and various insurance software.
Vinay Tonk has over 6 years of experience in accounts payable and receivables. He currently works as a senior accounts executive at Capgemini, where he is responsible for managing accounts payable operations for a US client. Previously, he has worked for companies in India and Oman, handling accounts payable, receivables, and financial reporting. He has expertise in ERP systems like Oracle, SAP, and other accounting software.
Humera Chunawala has over 9 years of experience in operations and client service roles at Standard Chartered Bank. She currently works as a Service Manager, where her responsibilities include solving customer queries, processing transactions, generating leads, and onboarding clients to digital channels. Previously she held roles in wholesale banking operations, handling corporate client queries, transactions, and cash management. She holds an M.Com and B.Com and is proficient in English, Hindi, Marathi and Urdu. Her hobbies include reading, singing, dancing and painting.
Lameisha Bolden has over 10 years of experience in customer service and administrative roles. She currently works as a Customer Service Specialist at Liberty Mutual Insurance, where she assists policyholders and solves billing and coverage issues. Previously, she worked in various administrative roles at Liberty Mutual, Convergent Revenue Cycle Management, and Sound Communications, demonstrating skills in customer service, records management, report preparation, and software proficiency. She holds a high school diploma with advanced computer and technical training.
M. Elaine Dy is a Senior Customer Relationship Officer at Rizal Commercial Banking Corp with over 6 years of experience in retail banking including marketing, sales, credit analysis, and branch operations. She has a Bachelor's degree in Management Accounting from Ateneo de Davao University and various banking certifications. Her responsibilities in her current role include managing client relationships, conducting sales activities, and assisting the branch manager in achieving sales goals.
Jocelyn Mendoza is applying for a position in a servicing company. She has over 10 years of experience in banking, primarily in loan documentation and review roles. Her experience includes positions at China Bank, Security Bank, Banco de Oro, and East West Banking Corporation. She is proficient in Microsoft Office programs and has strong skills in loan processing, documentation compliance checking, and report preparation.
This document is a resume for Ashish Kumar Mukherjee seeking a managerial role in operations management or functional consultancy in the banking sector in India. The resume summarizes his nearly 8 years of experience in operations management roles at HDFC Bank and ICICI Bank in Kolkata, where he was responsible for retail banking operations, customer service, meeting targets, and ensuring regulatory compliance. It also briefly outlines his educational qualifications and areas of expertise relevant to the banking sector.
Pardeep Singh Majitha has over 13 years of experience in treasury, operations, and branch management roles in the UAE. He currently serves as Manager - Treasury and Operations at Mawarid Exchange LLC in Dubai, where he oversees treasury, cash management, correspondent banking relationships, and a team of 60 people across multiple branches. Prior to his current role, Pardeep worked at UAE Exchange Centre for over 7 years in supervisory and assistant manager roles. He holds an M.Sc. in Computer Science, PGDCA, and B.Com degrees from universities in India.
This document is a salary guide for various industries in Indonesia in 2008/2009 published by Kelly Services. It provides salary ranges in Rupiah for roles in banking and finance, call centers, engineering and technical, human resources, information technology, logistics and warehousing, office support, sales and marketing. The guide notes that most companies are forecasting modest salary increases in 2008 of 11-16% due to optimistic economic growth forecasts. Individual performance remains a key factor in determining salary increases.
Sagar Kadam has over 13 years of experience in customer relationship management, credit management, digital marketing, and collections. He has worked in leadership roles at companies like Tata Consultancy Services, Barclays Bank, and Option One Mortgage India, where he managed teams, ensured regulatory compliance, and improved business processes. Kadam holds an MBA in Marketing and is seeking senior level roles involving customer relationship management, credit and risk management, analytics, or digital marketing.
This document provides a summary of Kiran Kori's professional experience and qualifications. Kiran has over 6 years of experience in customer service and administrative roles. He currently works as an Assistant Manager at ICICI Bank, where he performs ATM and POS reconciliation duties. Previously, he held officer roles at Axis Bank in cash management services, CMS payments, administrative operations, and CMS collections. Kiran holds a bachelor's degree in management studies from S. K. Somaiya College and has also worked in human resources roles at outsourcing companies.
Michelle L. Martin has over 10 years of experience in accounts receivable, credit and collections, customer service, and project management. She currently serves as the Accounts Receivable Team Lead at Witmer Public Safety Group, where she oversees the department's daily functionality and ensures timely completion of processes. Previously, she held accounts receivable and credit collection roles at A. Duie Pyle and customer service positions at Harleysville Bank. Martin has an Associate's degree in Business Management and Accounting and is an EMT certified through Goodfellowship Ambulance Corp. She is actively involved as a volunteer firefighter and EMT.
Muhammad Zahirul is seeking new opportunities leveraging over 9 years of experience in banking and finance. He has extensive experience in accounts payable, receivable, budgeting, asset management, and reconciliation. Currently a senior finance officer, his experience includes roles such as payments and reconciliation supervisor, finance officer, and assistant accountant. He has a master's degree in professional accounting and is highly skilled in systems such as SAP, MYOB, and Excel.
Melody Brightwell has over 30 years of experience in credit, collections, and accounts receivable management. She is currently a Global Commercial Credit Card Customer Service Specialist at Bank of America in Newark, DE, where she assists commercial credit card customers and trains new employees. Prior to her current role, she held credit management and collection roles at several food distribution and import companies in Philadelphia and Delaware.
Venkatesh Rathnam has over 15 years of experience in banking operations including clearing, back office operations, accounting, and administration. He is currently a Process Lead/Senior Consultant at Capgemini India in Bangalore. Prior to this, he held roles at Levis Strauss, Barclays Bank, Transworld ICT Solutions, and HDFC Bank. He has extensive experience in banking systems and applications including FlexCube, Query Management, PEGAWEB, and SWIFT messaging. He also has skills in Microsoft Office, Oracle, and other technologies. He aims to achieve organizational goals through effective leadership, decision making, and problem solving.
Ma. Teresita A. Madrinico has over 20 years of experience in accounting, bookkeeping, payroll processing, and financial reporting. She has worked as a Senior Manager for BPO International Inc. for 13 years, where she manages a team that processes payroll for over 70 client accounts. Prior to this, she worked for SGV & Co. for nearly 20 years in various accounting roles, including as a Customer Service Assistant Manager. She has expertise in accounting software such as QuickBooks and Microsoft Office applications.
Nester Maramba is seeking a challenging opportunity in administration or customer service. She has over 15 years of experience in roles such as accounts clerk, back office supervisor, secretary, and assistant administrator. Her experience includes tasks like invoicing, debtors/creditors control, bookkeeping, and customer service. She has qualifications in accounting, business management, and banking, and is proficient in Pastel, QuickBooks, and Microsoft Office.
An independent distributor like Warp Films would be a good match for the media product because it is an independent film company based in Sheffield that distributes DVDs and some films theatrically. As the film is set locally and aimed at teenagers and young adults, an independent distributor focused on a similar audience could successfully distribute it, as other independent horror films like Sinister and The Ring that targeted this demographic have been very successful. A major studio like Warner Bros could also distribute the film widely due to its large budget and wide-reaching distribution channels, but it may be a better fit for an independent company.
The document provides details about Martin N. Gachukia's career and qualifications. It summarizes his 7 years of experience in credit risk analysis, credit administration, collections, portfolio management, and operations at National Bank of Kenya. It also lists his educational background, including a Master's degree in Project Planning and Management from the University of Nairobi.
Joy Angela Canery-Blakeney has over 15 years of experience in various roles including contract processing, customer service, title and mortgage processing, and administrative support. She is seeking a challenging career opportunity where she can utilize her knowledge and skills. Her background includes positions at J.G. Wentworth, Nationwide, Pitney Bowes, Hartford Insurance, Gleason Personnel Inc., Silk Abstract Company, Home Connects, Citizens Bank, Triage Para-Transit, and GMAC Mortgage Company.
- The document contains the resume of Kennith M. Quimson, who has over 23 years of experience in banking, including 10 years as a bank manager in the Philippines.
- He is seeking a managerial position and offers his extensive experience in areas like business development, operations, marketing, sales, risk management, and financial analysis.
- His resume details his educational background and work history in various banking roles of increasing responsibility, demonstrating a track record of success in meeting sales targets and growing business.
Renea Kelly-Hatcher has over 15 years of experience in insurance claims, accounting, and human resources. She holds a Bachelor's degree in Business Administration and an Associate's degree in Accounting. Her resume highlights experience as an insurance claims adjuster, account representative, sales associate, and finance/HR manager. She is proficient in Microsoft Office, QuickBooks, and various insurance software.
Vinay Tonk has over 6 years of experience in accounts payable and receivables. He currently works as a senior accounts executive at Capgemini, where he is responsible for managing accounts payable operations for a US client. Previously, he has worked for companies in India and Oman, handling accounts payable, receivables, and financial reporting. He has expertise in ERP systems like Oracle, SAP, and other accounting software.
Humera Chunawala has over 9 years of experience in operations and client service roles at Standard Chartered Bank. She currently works as a Service Manager, where her responsibilities include solving customer queries, processing transactions, generating leads, and onboarding clients to digital channels. Previously she held roles in wholesale banking operations, handling corporate client queries, transactions, and cash management. She holds an M.Com and B.Com and is proficient in English, Hindi, Marathi and Urdu. Her hobbies include reading, singing, dancing and painting.
Lameisha Bolden has over 10 years of experience in customer service and administrative roles. She currently works as a Customer Service Specialist at Liberty Mutual Insurance, where she assists policyholders and solves billing and coverage issues. Previously, she worked in various administrative roles at Liberty Mutual, Convergent Revenue Cycle Management, and Sound Communications, demonstrating skills in customer service, records management, report preparation, and software proficiency. She holds a high school diploma with advanced computer and technical training.
M. Elaine Dy is a Senior Customer Relationship Officer at Rizal Commercial Banking Corp with over 6 years of experience in retail banking including marketing, sales, credit analysis, and branch operations. She has a Bachelor's degree in Management Accounting from Ateneo de Davao University and various banking certifications. Her responsibilities in her current role include managing client relationships, conducting sales activities, and assisting the branch manager in achieving sales goals.
Jocelyn Mendoza is applying for a position in a servicing company. She has over 10 years of experience in banking, primarily in loan documentation and review roles. Her experience includes positions at China Bank, Security Bank, Banco de Oro, and East West Banking Corporation. She is proficient in Microsoft Office programs and has strong skills in loan processing, documentation compliance checking, and report preparation.
This document is a resume for Ashish Kumar Mukherjee seeking a managerial role in operations management or functional consultancy in the banking sector in India. The resume summarizes his nearly 8 years of experience in operations management roles at HDFC Bank and ICICI Bank in Kolkata, where he was responsible for retail banking operations, customer service, meeting targets, and ensuring regulatory compliance. It also briefly outlines his educational qualifications and areas of expertise relevant to the banking sector.
Pardeep Singh Majitha has over 13 years of experience in treasury, operations, and branch management roles in the UAE. He currently serves as Manager - Treasury and Operations at Mawarid Exchange LLC in Dubai, where he oversees treasury, cash management, correspondent banking relationships, and a team of 60 people across multiple branches. Prior to his current role, Pardeep worked at UAE Exchange Centre for over 7 years in supervisory and assistant manager roles. He holds an M.Sc. in Computer Science, PGDCA, and B.Com degrees from universities in India.
This document is a salary guide for various industries in Indonesia in 2008/2009 published by Kelly Services. It provides salary ranges in Rupiah for roles in banking and finance, call centers, engineering and technical, human resources, information technology, logistics and warehousing, office support, sales and marketing. The guide notes that most companies are forecasting modest salary increases in 2008 of 11-16% due to optimistic economic growth forecasts. Individual performance remains a key factor in determining salary increases.
Sagar Kadam has over 13 years of experience in customer relationship management, credit management, digital marketing, and collections. He has worked in leadership roles at companies like Tata Consultancy Services, Barclays Bank, and Option One Mortgage India, where he managed teams, ensured regulatory compliance, and improved business processes. Kadam holds an MBA in Marketing and is seeking senior level roles involving customer relationship management, credit and risk management, analytics, or digital marketing.
This document provides a summary of Kiran Kori's professional experience and qualifications. Kiran has over 6 years of experience in customer service and administrative roles. He currently works as an Assistant Manager at ICICI Bank, where he performs ATM and POS reconciliation duties. Previously, he held officer roles at Axis Bank in cash management services, CMS payments, administrative operations, and CMS collections. Kiran holds a bachelor's degree in management studies from S. K. Somaiya College and has also worked in human resources roles at outsourcing companies.
Michelle L. Martin has over 10 years of experience in accounts receivable, credit and collections, customer service, and project management. She currently serves as the Accounts Receivable Team Lead at Witmer Public Safety Group, where she oversees the department's daily functionality and ensures timely completion of processes. Previously, she held accounts receivable and credit collection roles at A. Duie Pyle and customer service positions at Harleysville Bank. Martin has an Associate's degree in Business Management and Accounting and is an EMT certified through Goodfellowship Ambulance Corp. She is actively involved as a volunteer firefighter and EMT.
Muhammad Zahirul is seeking new opportunities leveraging over 9 years of experience in banking and finance. He has extensive experience in accounts payable, receivable, budgeting, asset management, and reconciliation. Currently a senior finance officer, his experience includes roles such as payments and reconciliation supervisor, finance officer, and assistant accountant. He has a master's degree in professional accounting and is highly skilled in systems such as SAP, MYOB, and Excel.
Melody Brightwell has over 30 years of experience in credit, collections, and accounts receivable management. She is currently a Global Commercial Credit Card Customer Service Specialist at Bank of America in Newark, DE, where she assists commercial credit card customers and trains new employees. Prior to her current role, she held credit management and collection roles at several food distribution and import companies in Philadelphia and Delaware.
Venkatesh Rathnam has over 15 years of experience in banking operations including clearing, back office operations, accounting, and administration. He is currently a Process Lead/Senior Consultant at Capgemini India in Bangalore. Prior to this, he held roles at Levis Strauss, Barclays Bank, Transworld ICT Solutions, and HDFC Bank. He has extensive experience in banking systems and applications including FlexCube, Query Management, PEGAWEB, and SWIFT messaging. He also has skills in Microsoft Office, Oracle, and other technologies. He aims to achieve organizational goals through effective leadership, decision making, and problem solving.
Ma. Teresita A. Madrinico has over 20 years of experience in accounting, bookkeeping, payroll processing, and financial reporting. She has worked as a Senior Manager for BPO International Inc. for 13 years, where she manages a team that processes payroll for over 70 client accounts. Prior to this, she worked for SGV & Co. for nearly 20 years in various accounting roles, including as a Customer Service Assistant Manager. She has expertise in accounting software such as QuickBooks and Microsoft Office applications.
Nester Maramba is seeking a challenging opportunity in administration or customer service. She has over 15 years of experience in roles such as accounts clerk, back office supervisor, secretary, and assistant administrator. Her experience includes tasks like invoicing, debtors/creditors control, bookkeeping, and customer service. She has qualifications in accounting, business management, and banking, and is proficient in Pastel, QuickBooks, and Microsoft Office.
An independent distributor like Warp Films would be a good match for the media product because it is an independent film company based in Sheffield that distributes DVDs and some films theatrically. As the film is set locally and aimed at teenagers and young adults, an independent distributor focused on a similar audience could successfully distribute it, as other independent horror films like Sinister and The Ring that targeted this demographic have been very successful. A major studio like Warner Bros could also distribute the film widely due to its large budget and wide-reaching distribution channels, but it may be a better fit for an independent company.
El documento discute los riesgos a la propiedad intelectual en la era digital, incluyendo la piratería y el cierre del sitio Megaupload. También describe las leyes propuestas SOPA y PIPA en los EE.UU. para combatir el tráfico online de contenido protegido por derechos de autor.
We speak not very well to people who simply aren't listening in an environment that's all about noise and bad acoustics. What would the world be like if we were speaking powerfully to people who were listening consciously in environments which were actually fit for purpose? Or to make that a bit larger, what would the world be like if we were creating sound consciously and consuming sound consciously and designing all our environments consciously for sound? That would be a world that does sound beautiful, and one where understanding would be the norm, and that is an idea worth spreading.
This document outlines the terms and conditions for a rental agreement between John Doe and Jane Doe for the property located at 123 Main St. It specifies the monthly rent amount and due date, the security deposit required, the utilities included, and policies regarding pets, parking, maintenance, and early termination of the lease. The agreement is for a 12-month term beginning January 1, 2023 and ending December 31, 2023.
Este documento proporciona instrucciones para elaborar cables de red RJ-45 y rosetas de red, así como cables de fibra óptica. Explica los materiales y herramientas necesarios, los pasos para pelar, ordenar y crimpar los cables, y cómo comprobar que funcionan correctamente. También incluye los costos aproximados de los materiales requeridos.
The report highlights the importance of tourism SMEs to the Canadian economy—they account for 99.9 percent of businesses in tourism industries. A detailed analysis of recent financing activities, innovation activities and financial performance follows.
The report reveals that:
Tourism SMEs tend to be younger and larger businesses that are more growth oriented than other SMEs. There are also relatively more female, immigrant and visible minority entrepreneurs operating in tourism industries.
Principal challenges faced by tourism SME owners include the rising cost of inputs, increasing competition and fluctuations in demand.
Personal financing; credit from financial institutions, such as domestic chartered banks; and leasing remain the three main sources of financing used by tourism SMEs. However, tourism SMEs experience more difficulty obtaining financing from domestic chartered banks—the main providers of external financing to SMEs—than other SMEs.
Debt financing is the most common type of financing sought by both tourism and other SMEs. However, both groups experience more difficulty obtaining this type of financing than other types of financing that are less risky.
Tourism SMEs are more likely to introduce product innovation than other SMEs. They are also more likely to benefit from increased sales and reduced costs as a result of their innovations.
On average, small businesses in tourism industries have higher total revenues than small businesses in other industries, but they also have lower average profits due to higher total expenses.
This circular from Fairmont rugby school provides information to parents on upcoming events and important dates:
1) It reminds parents of support plans being put in place for students struggling academically and lists the remaining teaching days before exams.
2) It includes the testing schedule for August with dates and subjects. All students must attend school on test days even if not writing. Medical documentation is required for missed tests.
3) It announces upcoming school events like music evenings, productions, and sports days in August and September as well as the Grade 9 subject choice meeting on August 17th.
4) It promotes the MADCO Rock Royalty fundraising show on August 1st and provides details about the performance.
The document is a parent handbook for the Progressive Schoolhouse that provides an overview of the school's educational philosophy and programs. It discusses that the school takes a developmental approach to education that individualizes learning for each student's unique needs and potential. It also describes the school's curriculum, director Lori Tennant's qualifications, and the school's affiliation with the International Institute for Education Through the Arts nonprofit organization.
The document lists dates from 2006 to 2015 related to various Rotary Club meetings and events, including club meetings, Pat Devin's 80th birthday, the Grapes, Grains, & Grooves event in 2014, and the Harvest Classic in 2014. It also mentions the Early Edition Rotary Go 4th Wagon from 2013.
O documento descreve a história de 111 anos de ensino no Instituto Oswaldo Cruz (IOC), incluindo: (1) O início do ensino no IOC em 1900 com o Curso de Aplicação; (2) O desenvolvimento da pós-graduação stricto sensu no IOC a partir de 1976; (3) A diversificação dos cursos de pós-graduação lato sensu, técnicos e de formação continuada ao longo dos anos.
This document summarizes research into improving the impact strength and heat deflection temperature of poly(lactic acid) (PLA) biocomposites. The researchers created biocomposites from a ternary blend of PLA, poly(ether-b-amide), and ethylene-methyl acrylate-glycidyl methacrylate with 10% miscanthus fibers. Adding 1% of the nucleating agent Lak-301 and molding at 110°C resulted in biocomposites with 42% crystallinity, a 4-fold increase in impact strength over neat PLA, and an increased heat deflection temperature from 55°C to 85°C. The presence of the nucleating agent significantly
This document provides an inventory of the Samuel H. Beer personal archive, which documents the life and career of Samuel Hutchison Beer (1911-2009), a distinguished scholar of British politics and theorist of American federalism who taught at Harvard University. The collection contains materials from 1898-2009 that reflect Beer's work as an academic, writer, advisor, consultant, and political activist. It was acquired by Harvard University Archives in two accessions in 2005 and 2011 and is open for research use with some restrictions.
This short document promotes creating presentations using Haiku Deck on SlideShare. It encourages the reader to get started making their own Haiku Deck presentation by providing a button to click to begin the process. The document is advertising the creation of presentations on Haiku Deck and SlideShare.
La carrera Dakar 2014 comenzó el 11 de febrero en San Cefarino, con la largada de autos y camiones a las 7:10 horas. Dos helicópteros de la organización estuvieron presentes para supervisar el inicio de la competencia, que incluyó la participación de Hollowzyk en su Mini y de Carlos Saiz con su SMG.
This document warns that legalizing gay marriage will lead to losing important debates around marriage and limited government, and could undermine American civilization. The author, Dr. James Dobson, urges readers to stand firm in opposition to gay marriage, and notes that the real battle is spiritual rather than against people.
Jose Valencia has over 15 years of experience in operations, customer service, and management roles. He currently works as an Ops Control Specialist II at Citi Group/Banamex USA, where he performs tasks such as customer due diligence checks, quality control reviews, and fraud investigation. Previously, he held roles as a Senior Account Executive and Customer Service Rep at Citi Group, and worked as an Assistant Manager at a supermarket, where he oversaw store operations and a staff of 45-50 employees. Jose Valencia has degrees from Universidad De Guadalajara and Centro De Estudios Tecnológico Industrial y De Servicios.
This resume is for Kelly Ward, who has extensive experience in bookkeeping, payroll, and customer service roles in banking and other industries. The resume lists Kelly's knowledge, skills, and abilities including expertise in banking regulations and operations, strong communication and customer service skills, and proficiency in Microsoft Office and accounting software. Kelly's professional experience includes roles as a bookkeeper, payroll clerk, accounts payable clerk, and customer service manager and loan department supervisor at a bank, demonstrating a track record of managing teams and accounting responsibilities.
This document is a resume for Johnnie Lynn Coleman. It includes contact information, objective, education history with an Associate's Degree from John Tyler Community College, and extensive work experience including roles as an Account Resolution Analyst at Travelers Insurance, Assistant Site Manager at Colonial Downs, Operations Manager at American Veteran Construction Company, and Teller Manager at Wachovia Bank. It also provides two references and additional skills and training information.
Anuj Gupta has over 10 years of experience in retail banking operations including roles at Fed Bank Financial Services Ltd., Home Loan Advisors Pvt. Ltd., Sunraj Industries, HDFC Bank, and HSBC Operations and Processing Enterprise Pvt. Ltd. His experience includes responsibilities like monitoring fund transfers, reconciliations, loan processing, customer service, and more. He has a Bachelor of Commerce degree from the University of Mumbai and has received several awards for his work in productivity and performance.
This document contains the resume of Stephen Akinbola Sowole. It summarizes his work experience from 2001 to present, including roles at UBA PLC as a Team Lead in Resolution & Operations and SLA Management, and at MTN Nigeria in various customer service and collection roles. It also lists his education credentials, including a BSc in Agricultural Economics from University of Ibadan from 1993-1998.
Diane M. Robinson has over 20 years of experience in administrative and customer service roles, most recently at General Motors Acceptance Corporation from 1987-2008 where she held various positions including customer service representative, leasing administrator, audit and dealer administrator, and wholesale and sales administrator. She has a bachelor's degree in technical management with a focus on sales and marketing from DeVry University. Her skills include business operations, administration, sales, marketing, training, development, client services, customer service, accounting, and database management.
Andrea Douglas is seeking a federal civilian position and has a background in finance. She has a Bachelor's degree in Business Administration with a major in finance from the University of North Texas and is currently pursuing an MBA from the University of Phoenix. Her work experience includes positions as a teller at Wells Fargo Bank and personal banker roles at First Convenience Bank and Whataburger. She also has experience tutoring math, finance, and accounting courses.
Maurice Hedgepeth has over 30 years of experience in customer service roles. He has a track record of effectively managing customer service teams and resolving customer issues. His skills include strong communication, problem solving, and workflow management. Currently he is an Administrative Coordinator for the City of Houston Benefits Division where he investigates benefits inquiries, ensures quality customer service, and manages team productivity.
Diana Mwila is a KYC remediation analyst with extensive experience ensuring compliance with KYC and AML policies at major financial institutions. She has expertise investigating client profiles, obtaining documentation, and identifying high-risk entities. Previously, she handled past business reviews and compliance cases at Deloitte, investigating mis-sold PPI claims and ensuring client files met regulatory guidelines. Mwila also has retail experience from her time as a checkout operator and administrative assistant at ASDA Stores.
Nayline Cruz Cordero is seeking a challenging position utilizing her Bachelor's degree in Business Administration from the University of Puerto Rico Ponce. She has over 15 years of experience in banking and credit management roles, including her current position as Credit Manager at Star Ready Mix Gurabo. Her experience also includes roles as an Administrator at Banco Popular Caguas and Operational Supervisor at Westernbank of Puerto Rico.
Melissa Mathena has over 20 years of experience in retail management, administration, and maintenance. She has a background in retail operations, inventory management, customer service, supervising staff, and safety compliance. Currently she is seeking a new opportunity where she can utilize her leadership, organizational, and people skills.
Sami A. Mohamed has over 14 years of experience in customer care, accounting, banking operations, and management. He currently works as a Senior Officer for the National Bank of Abu Dhabi, where his responsibilities include supervising cheque clearing operations and ensuring processes are accurate, compliant with policies, and meet deadlines. Previously, he worked as a Senior Accountant for Al Saeed Food Stuff Group, where he managed accounts, processed payroll, reconciled bank statements, and ensured accounting records were accurate. He aims to effectively manage teams and processes to provide excellent client service while optimizing available resources.
Jennifer Mullenmeister is seeking a new position and has over 20 years of experience in administrative and office management roles. She has extensive experience with Microsoft Office, payroll systems, expense reporting software, meeting planning and dispatching software. Her past roles include administrative assistant at Xcel Energy where she coordinated department functions and events for over 40 employees. She also has experience as a bank teller and personal banker at various financial institutions in Minnesota. Jennifer holds a Bachelor's degree in Finance from Minnesota State University, Mankato.
Dickson Karani is currently an Assistant Manager at NIC Bank in Nakuru, Kenya. He has over 10 years of experience in banking, including roles as a Cash Officer and Section Head of Customer Service and Back Office Operations. He holds a BSc in Mathematics and Statistics from Moi University and is pursuing an MBA in Finance. His responsibilities as Assistant Manager include operational controls, business development, personal development of staff, and ensuring excellent customer service. He aims to achieve excellent leadership, administrative, and managerial skills to enhance service delivery and productivity.
Rami Bahroun has over 8 years of experience in the banking industry. He holds a Bachelor's Degree in Commerce with a major in Accounting and is fluent in English, French, and Arabic. Currently, he works as a Senior Credit Control Officer at CIBC in Montreal, where his responsibilities include verifying loan documentation, reviewing security documents, analyzing issues, and ensuring compliance. Previously, he held credit and operations roles at Barclays Bank and worked in retail operations and sales at various companies in Saudi Arabia, Egypt, and Canada.
This resume is for Vidhyadhar Dashrath Pawar, who has over 20 years of experience in customer service and collections roles. His most recent role was as an Area Debts Manager at ICICI Bank, where he managed a collections team and portfolio. He is seeking a new position that allows him to apply his knowledge and skills in customer service and collections.
The document provides a summary of Mustanseer Shakir's professional profile as a senior level professional with over 11 years of experience in insurance, billing, financial and accounting management roles. It outlines his current role as Manager of Insurance at Oriana Hospital in Sharjah, UAE, and includes details of his educational qualifications and career history working in financial and insurance roles for Zulekha Hospital and Oriana Hospital.
This document is a resume for Sherri E. Page-Thomas summarizing her 30 years of experience in customer service roles across various industries. She has strong communication skills, proficiency in Microsoft Office, and a proven ability to resolve complex customer issues. Her background includes roles in banking, retail, and medical equipment providing phone support, account management, and administrative assistance.
This document provides a summary of an individual's skills and experience in banking operations. It summarizes over 16 years of experience implementing financial procedures and driving profit gains. The individual has comprehensive knowledge of managing branch operations and strategies to enhance business. They are skilled at building relationships and ensuring high quality customer service. The individual also has expertise in regulatory compliance and managing branch finances and operations in accordance with central bank guidelines.
Roxanne Butler is seeking a position that utilizes her 25+ years of experience in business administration, production management, and operations management. She has extensive experience in project management, production planning, customer service, team building, and accounting/financial tasks like expense control, payroll, and accounts receivable/payable. Her resume highlights leadership roles with responsibilities like production planning, vendor coordination, shipping logistics, and developing standard operating procedures. References are available upon request.
1. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
RESUME
WORK EXPERIENCE
REPUBLIC BANK LIMITED- CORPORATE BUSINESS DIVISION
Position: Supervisor I-Credit Administration 2013-Present
Received and submitted items of security in keeping with Bank’s standards.
Ensured that security items received are correctly taken/perfected
Items of security recorded and submitted to CSU within 24 hours of receipt
Ensured relevant submission forms are completed and filed in accordance with Bank’s standards
Ensured that discharged items of security and incomplete items returned by CSU are maintained
under the appropriate custody and control, and perfected/returned to customer on a timely basis
Discharged items handled in accordance with laid down procedures and forwarded to customers
within 7 days of receipt from CSU
Incomplete items of security returned from CSU returned to the relevant Manager/Senior Analyst
within 24 hours of receipt from CSU to follow up perfection
Maintained custody of vouchers and amendments emanating from the Corporate Centres for
processing and dispatch to ITMD
Vouchers maintained under the appropriate custody and control at all times
Vouchers submitted to ITMD on a daily basis
Manager’s cheques maintained in accordance with Bank’s policy
Courier bags dispatched to ITMD on a daily basis
Ensured payment of all bills and apportion of all expenses for the various Corporate Business
Centres and ensured filing and maintenance of all vouchers
Advanced loans/banker’s acceptances which includes authorizing draft and other documents
required within 24 hours upon receipt of instructions
Reviewed and signed documents - outgoing credit reports, audit confirmation reports, interest
letters, etc within 2 days of receipt
Authorized transactions within authorized limits on a daily basis
Coached and developed support staff
Developed and implemented training plans where improvement is required
Provided regular feedback on performance
Conducted two interim reviews with support staff by February and June month ends, and
annually by November month end.
Monitored staff attendance, overtime and subsistence payments, ensuring that data is correctly
recorded on Attendance Sheets and properly authorized.
Sorted and distributed incoming mail, record and assign work requests by 9.30 am daily and
follow up for completion of the tasks within the Service Level Agreement time lines.
Logged email requests and assigned work requests in a timely manner and follow up for
completion of the tasks within the Service Level Agreement time lines.
Handled more complex queries and ensured timely response to customers and Corporate Business
Centres’ queries/requests
Sorted and distributed incoming mail, recorded and assigned work requests by 9.30 am daily and
follow up for completion of the tasks within the Service Level Agreement time lines.
2. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
REPUBLIC BANK LIMITED- CORPORATE BUSINESS DIVISION
Position: Credit Analyst/Supervisor I 2009-2013
Attended to corporate customers in a professional and timely manner.
Provided feedback to customers on queries and requests.
Assisted with and authorized the availability of funds with respect to overdraft accounts.
Followed up for receipt of financial information and ensured the accurate and timely inputting of
same utilizing the Moody’s Risk Analysis software.
Analyzed the feasibility of a company’s credit request by assessing its stability through the
examination of its financial statements, industry, security and management.
Prepared credit applications for submission to Head Office, Corporate Business Centres and other
branches as appropriate.
Researched customer’s files for any aspect that may affect the operation/performance of the
company’s business, and are not of a standard consistent with sound banking principles and in
line with Bank’s lending policy
Ensured loan facilities are loaded on Phoenix system according to sanction and security
perfected.
Prepared Security documents such as Bonds, Bid Security, Guarantees and Letters of Credit.
Monitored security value where shares are held as security and test debenture formulae and
administer changes where necessary.
Visited mortgaged properties and update property forms accordingly.
Adjust installments and interest rates in line with changes in Base Customer Rate and ensure
clients are notified.
Processed transactions on the Phoenix system on a daily basis and in conformity with the Bank’s
systems and procedures.
Administered foreign exchange queue and allocate foreign currency.
Assisted, trained and mentored new hires and junior personnel on procedures to streamline
repetitive work and credit analysis.
Solicited and followed up new business leads for growth of portfolio.
Scheduled office personnel to ensure coverage and smooth work flow.
Ensured Audit Confirmations are accurately prepared by junior staff.
Assisted the Manager in ensuring excess on the Portfolio are maintained at a minimum and
financial targets (for example, Commissions, New Business, Delinquency, and Portfolio Growth)
are achieved.
Utilized Access to create, update, and maintain accurate and detailed databases and maintain
queries, reports and forms.
REPUBLIC BANK LIMITED- HEAD OFFICE
Positions: Full Time Scholarship recipient 2006-2009
First Republic Bank Full Time scholarship recipient from Tobago Branches.
REPUBLIC BANK LIMITED- TOBAGO BRANCHES
Positions: Clerical Assistant Commercial Credit, Clerical Officer Credit,
Customer Care Coordinator, Clerical Assistant Support,
Card Custodian, Bank Teller 2000-2006
Clerical Assistant Commercial Credit
Assisted with the monitoring and control of commercial credit/personal overdraft portfolio.
Identified opportunities for business growth.
Action the daily overdrawn and in excess accounts report.
3. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
Assisted with the preparation of excess reports and attachments.
Conducted reviews for accounts within the personal overdraft portfolio and made
recommendations as required.
Write customers advising them of facilities due for review.
Action sanctions and assisted with the processing of transactions.
Clerical Officer Credit
Provided support to Account Manager for effective control and monitoring of commercial credit
portfolio.
Identified and reported excesses.
Identified and referred accounts operating outside of prescribed limits.
Monitored delinquent loans.
Prepared proposals and other correspondences to Head Office and other Branches.
Interviewed new and existing applicants.
Analyzed Balance Sheets, Statement of Affairs and Financial Statements.
Prepared confidential reports.
Obtained and ensured perfection of security.
Maintained effective diary system.
Prepared follow-up letters, pre-qualification letters and advises of facilities letters.
Customer Care Coordinator
Assisted Branch Sales Manager in developing a Quality Service culture within the branch..
Monitored and managed customers flow, identified their needs and directed them to the
appropriate delivery channels.
Greeted customers and provided product/service information.
Received and resolved customer complaints.
Managed various queues and ensured that customers are prepared to receive service.
Obtained feedback on customers’ service experience and made recommendations for
improvement.
Assisted with implementation of service strategies.
Ensured voucher/brochure stands are well stocked and current promotional posters are well
displayed in banking hall and ABM.
Initiated and participated in Branch sales activities, campaigns and promotions.
Identified opportunities for business development.
Clerical Assistant Support
Audited and accounted for all RISA/unposted/Sundry Persons vouchers.
Action and filed computer reports.
Processed vouchers via phoenix/teller.
Filed and maintained Auto Transfer and Cheque Books.
Effected amendments (including additions/deletions) to signatures on the Signature Verification
System against customer’s instructions.
Load stop payment instructions on Phoenix System.
Card Custodian
Action and issued all cards.
Ensured timely delivery of cards.
Maintained accurate records of card register.
Ensured all cards, applications and equipment are secured at the end of the day.
Processed all requests for replacements and amendments to lost, stolen, captured, damaged and
uncollected cards.
4. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
Provided support to the Service Department.
Attended to customers on the Service Counter.
Dealt with customer queries
Assisted in marketing and selling the bank’s products and services and obtain feedback.
Teller
Provided prompt and efficient service.
Received and payout cash.
Processed non-cash transactions.
Processed transactions involving the purchase and sale of foreign currency.
Maintained proper control of till/cash negotiable items and vouchers and ensured they are
secured.
Balanced till/central teller cash holdings on a daily basis.
Processed transactions received through ABM and Night Safe depository system under dual
custody.
Prepared payrolls, pay envelopes under dual custody
5. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
EDUCATION
The Global Association of Risk Professionals
Energy Risk Professional (ERP) 2014-Present
The Society of Management Accountants of Nova Scotia
Certificate of Foundational Studies in Accounting 2010-2011
The University of the West Indies, St. Augustine Campus
Bachelor of Science in Management Studies 2006-2009
Second Class Honors
Majoring in Management Studies with minor in Finance
Modules studied:
Year 1
Introduction to Financial Accounting I
Introduction to Cost and Managerial Accounting
Introduction to Management
Introduction to Economics I
Introduction to Economics II
Introduction to Mathematics
Introduction to Statistics
Caribbean Civilization
English for Academic Purposes
Science Medicine and Technology in Society
Year 2
Cost & Managerial Accounting
Intermediate Financial Accounting I
Intermediate Financial Accounting II
Management Information Systems
Financial Management I
Organizational Behaviour
6. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
Principles of Marketing
Business Law
Quantitative Methods
Human Resource Management
Year 3
Management Accounting
Advanced Accounting
Financial Management II
Business Communication
Business Strategy and Policy
Money and Capital Markets
Investment Analysis
Applied Topics in Corporate Finance
Entrepreneurial Studies
International Business
Bishop’s High School, Tobago GCE Advanced Level 1998-2000
Accounting (D), Business Studies (D), Economics (D) and General paper (B)
CXC Ordinary Level 1993 – 1998
Mathematics (2), English Language (2), Principles of Account (2), Principles of Business (2), Caribbean
History (2)
COMPUTER & OTHER QUALIFICATIONS
Computer Literacy, Microsoft Office Suite, SPSS software, Moody’s Risk Analyst software,
First Aid and Cardio Pulmonary Resuscitation-The Red Cross Society of T&T
7. JENSEN EDWARDS #2 Morvant Avenue, Morvant, Trinidad
Telephone# 4802072/6244086
Email: jnsn_edwards@yahoo.com
2015
Principles of Marketing
Business Law
Quantitative Methods
Human Resource Management
Year 3
Management Accounting
Advanced Accounting
Financial Management II
Business Communication
Business Strategy and Policy
Money and Capital Markets
Investment Analysis
Applied Topics in Corporate Finance
Entrepreneurial Studies
International Business
Bishop’s High School, Tobago GCE Advanced Level 1998-2000
Accounting (D), Business Studies (D), Economics (D) and General paper (B)
CXC Ordinary Level 1993 – 1998
Mathematics (2), English Language (2), Principles of Account (2), Principles of Business (2), Caribbean
History (2)
COMPUTER & OTHER QUALIFICATIONS
Computer Literacy, Microsoft Office Suite, SPSS software, Moody’s Risk Analyst software,
First Aid and Cardio Pulmonary Resuscitation-The Red Cross Society of T&T