Michelle Lin has over 7 years of experience in banking, sales, and marketing. She holds a Bachelor's degree in Business Administration from National Taipei University. Her experience includes working as an Assistant Credit Analyst and Relationship Manager at CTBC Bank, Sales Manager at SHEICO Group, and Marketing Intern at Anyong Biotechnology. She has strong skills in data analysis, financial modeling, and client relationship management. Lin is fluent in Mandarin, English, and has a beginner level of French. She also volunteers as a fact checker and editor for Cofacts.

1. Michelle (Wenchi) Lin
+886 910283729 | wenchi.michelle.lin@gmail.com | No. 8, Ln. 701, Liming Rd., Yilan, Taiwan
EDUCATION
National Taipei University Taipei, Taiwan
Bachelor of Business Administration Sep. 2011-Jun. 2015
• Young Entrepreneurs of The Future, associate team lead (2014): Organized team of 10 to build startup providing housing for
disadvantaged women; proposed innovation business plan among 43 groups & acquired angel round funding
• Peking University Honor Program (2013): Earned financial sponsorship; selected for summer development program (30 among 380)
• Voice Radio, treasurer (2012-2013) & presenter (2013-2014):
Negotiated pay with musical performers; applied US$3k to 4-night music festival (1.2k attendees) through grants from Office of
Student Affairs; recorded online podcasts introducing indie films & music for 15-episode series
ESC Rennes School of Business Rennes, France
Undergraduate Transfer Credit Program Sep. 2014-Jun. 2015
• Awarded full tuition scholarship sponsored by Ministry of Education
WORK EXPERIENCE
CTBC Bank Taipei, Taiwan
Assistant Credit Analyst Jan. 2019-May 2019
• Reduced credit line risk exposure 3%: Extracted 3-year financial statements & 11k transaction data from internal/external databases,
identified repayment source & applicability of credit facilities
Reviewed applicant repayment ability based on financial reports, market price, law compliance & comparative financial analysis
Completed 15 cases in 5 months; evaluated 8 potential lines of credit monthly; coached junior assistants to write reports
• Conducted US$85m M&A financing of display firm alongside credit analyst: Used SQL & MS Excel to perform 5-year financial
forecast & analysis among industry competitors; resulted in original 3-month acquisition loan closing within 1 month
Identified ratio may not meet requirements in 3rd
year according to forecasts, resulting in risk warnings; set up credit terms
requiring clients to increase capital before acquisition & requesting receivables be remitted to bank to protect creditor rights
Assistant Relationship Manager Jul. 2017-Dec. 2018
• Fulfilled trade & capital demand for 137 accounts to expand market shares & factory capacities across APAC: Developed credit
facilities of US$68m, ranging from forfeiting, accounts receivable financing & collateral loans
• Achieved 20% annual revenue growth (reaching US$2.5m) with relationship manager in 2018: Expanded lending services, including
promotion for corporate clients to open foreign accounts in HK, Singapore & Vietnam
• Collaborated with strategic planning & risk management divisions to transform CTBC Bank loan application workflow; reduced
human error in supervisory committee audit credit reporting by resetting SOP schedule & adding examination requirements
1
SHEICO Group (Sportswear manufacturer for leading apparel brands; US$350m annual revenue) Yilan, Taiwan
Sales Manager Jul. 2016-Jun. 2017
• Led 3 salespeople to build client relationships; achieved 2% growth in annual sales (reaching US$1.3m)
• Generated 50 fabric sample requests & 77% follow-up apparel prototyping rate: Demonstrated new textile techniques alongside
marketing staff through 20 client visits (e.g. Nike Taiwan, Skechers USA) & 3 US outdoor retailer exhibitions
• Co-owner of SAP Enterprise Resource Planning system import for emerging land sports business unit: Shortened accounting
procedures from 3 days-2 hours; helped reduce profit loss 20% due to previous discrepancy between quotation & production cost
Account Manager Aug. 2015-Jun. 2016
• Spearheaded activewear collection (35 SKUs/season): Communicated with client PMs/buyers; increased profits US$500k for 2 seasons
• Monitored client on-time payment within 2 weeks after bulk release & reduced outstanding balance from 10% to 2%
1
Anyong Biotechnology Taipei, Taiwan
Marketing Intern Jul. 2014-Aug.2014
• Boosted FMCG online sales growth 12% by launching blogger outreach campaign with US$1.5k budget: Analyzed consumer board of
16k purchase orders through A/B testing; identified customer acquisition/retention KPIs
ADDITIONAL ACTIVITIES
Certifications: DataCamp certificate, Introduction to Python (2019); National Taiwan University, Information System Training Program
– R Programming (2019-2020)
Programming Languages: Python (Numpy, Pandas); R; SQL; Microsoft Power BI; Google Data Studio
Languages: Mandarin (native); English (fluent); French (beginner)Languages: Mandarin (native); English (fluent); French (beginner)
Volunteer: Cofacts, factchecker & editor (2017-2020) (conducted web analysis to uncover disinformation); Godot Theatre, soundboard
operator (2011-2012); Plight of the Child International, math instructor (Jan. 2012) (mentored Ghanaian children in math & English)