RESPA in Plain English

[object Object],[object Object],[object Object],[object Object]

AGENDA ,[object Object],[object Object],[object Object],[object Object]

Clarify Key Requirements of Regulation ,[object Object],[object Object],[object Object],[object Object],[object Object]

Delivery of the GFE ,[object Object],[object Object],[object Object],[object Object]

Delivery of GFE ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Important Dates ,[object Object],[object Object],FLOAT LOCK

Disclosing Fees ,[object Object],[object Object],[object Object],[object Object],[object Object]

Disclosing Fees ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Box 2 Box 3 Box 1 NOTE: Only 1 box can be checked per loan.

Disclosing Fees ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Blocks 3 - 11 10% tolerance in aggregate (along with other services below where provider was chosen from the list) ,[object Object],[object Object],[object Object],10% aggregate tolerance Zero tolerance ,[object Object],[object Object],[object Object],Must be disclosed but not subject to tolerance

Changed Circumstance ,[object Object],[object Object],[object Object]

Changed Circumstance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The HUD-1 ,[object Object],[object Object],[object Object]

The HUD-1 ,[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Pricing Scenario Number 1 Retail Disclosure

Pricing Scenario Number 1 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Wholesale Disclosure

[object Object],Pricing Scenario Number 1 Wholesale Disclosure

Changed Circumstance ,[object Object],[object Object],[object Object],[object Object],[object Object],Retail Disclosure

Changed Circumstance ,[object Object],[object Object],[object Object],[object Object],[object Object],Wholesale Disclosure

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Pricing Scenario Number 2 $500 x $1,000 5.25 -$1,000 -$500

Pricing Scenario Number 2 ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],$4,500 x $5,000 5.25 -$5,000 -$500

Pricing Scenario Number 2 (HUD-1) ,[object Object],[object Object],Wholesale

Comparison Chart page 3 HUD- 1 Retail

Correcting HUD-1 to be in Tolerance in Aggregate Bucket ,[object Object],[object Object],[object Object],Page 3 of HUD-1 Page 1 of HUD-1

The HUD-1 Example ,[object Object],[object Object]

Other Things to Know ,[object Object],[object Object],[object Object]

RESPA in Plain English

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RESPA in Plain English