Regional Rural Banks 1.pptx
•Download as PPTX, PDF•
0 likes•231 views
Regional Rural Banks (RRBs) are government-owned commercial banks in India that operate locally in different states. RRBs were established to provide credit and other services to small farmers, rural artisans, and small businesses. They mobilize rural savings and channel funds into agriculture and rural development. RRBs are jointly owned by the central government, state government, and sponsoring commercial bank in a 50:15:35 ratio. Their key functions include accepting deposits, providing loans to small/marginal farmers and businesses, and distributing wages and pensions in rural areas.
Report
Share
Report
Share
Recommended
Regional Rural Banks
What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .
Regional rural banks
Meaning, Features of RRBs, Objectives of Regional Rural Banks, Formation and Development of Regional Rural Banks, Reform process of RRBs, For Development/ Promotion/ & Effectiveness of RRBs., Working of RRBs, Functions of RRBs, Structure of Rural Credit
Regional Rural Bank
Regional Rural Banks were created to serve rural areas of India with basic banking and financial services and provide credit facilities to the agriculture and rural sectors. They are local level banking organizations operating in different Indian states, with equity divided between the Government of India, state governments, and sponsor banks. The first Regional Rural Bank called Prathama Bank was established in Moradabad in 1975 with Syndicate Bank as the lead sponsor bank.
Microfinance in India
This document discusses microfinance and its role in providing financial services to low-income populations. It defines microfinance as the provision of small loans, savings opportunities, and other basic financial services to the poor. Microfinance helps the poor generate income through self-employment and smooth consumption. The major models of microfinance delivery in India are the self-help group (SHG) bank linkage model and non-banking financial companies (NBFCs). The SHG model involves groups of women saving regularly and taking small loans, with banks later providing larger loans. NBFCs encourage joint liability groups (JLGs) and make individual loans to members.
P 3619--co-operative-banking-project
Cooperative banking provides an introduction to cooperative banks in India. Cooperative banks are financial institutions owned by members who are both customers and owners. They were established to provide financial services like loans and deposits to help people avoid money lenders' high interest rates. Cooperative banks differ from private banks in their organization, goals, values and governance. They mainly focus on local communities and micro-banking for low and middle income groups. Cooperative banks play an important role in rural financing and increasing access to institutional credit for farmers and small businesses. They are more important in India than other countries due to their outreach and role in development schemes.
Nabard
NABARD was established in 1982 to promote rural prosperity in India. It replaced existing agricultural credit and rural development institutions. NABARD operates nationwide with regional and district offices. Its mission is to support sustainable agriculture and integrated rural development through credit and other services. NABARD provides refinancing to banks and cooperatives, promotes rural policies, and works to enhance financial inclusion in rural areas through programs like Kisan Credit Cards, self-help groups, and watershed development.
Nabard ppt
NABARD is the apex development bank in India that was established in 1982 to facilitate credit and other support services for agriculture and other rural sectors. It has its headquarters in Mumbai and branches across all states and union territories. NABARD's vision is to facilitate sustained access to financial services for unreached rural poor through microfinance innovations. It plays a key role in providing refinance to rural lending institutions and promoting rural development through programs like production credit, farm loans, and rural infrastructure development. The recent union budget allocated additional funds to schemes supported by NABARD and increased agricultural credit targets, which will help boost rural development.
Agricultural credit (1) mgt of cooperative
This document provides information on various types of agricultural credit societies and cooperative credit movements in India. It discusses the classification of credit into short term, medium term, and long term. It also describes the different types of cooperative credit societies including primary agricultural credit societies, multipurpose cooperative societies, large sized credit societies, service cooperative societies/banks, and farmers service cooperative societies. The functions, management, and issues faced by primary agricultural credit societies and service cooperative societies/banks are explained. The roles of central cooperative banks, state cooperative banks, and organizations like the National Federation of State Cooperative Banks are summarized as well.
Recommended
Regional Rural Banks
What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .
Regional rural banks
Meaning, Features of RRBs, Objectives of Regional Rural Banks, Formation and Development of Regional Rural Banks, Reform process of RRBs, For Development/ Promotion/ & Effectiveness of RRBs., Working of RRBs, Functions of RRBs, Structure of Rural Credit
Regional Rural Bank
Regional Rural Banks were created to serve rural areas of India with basic banking and financial services and provide credit facilities to the agriculture and rural sectors. They are local level banking organizations operating in different Indian states, with equity divided between the Government of India, state governments, and sponsor banks. The first Regional Rural Bank called Prathama Bank was established in Moradabad in 1975 with Syndicate Bank as the lead sponsor bank.
Microfinance in India
This document discusses microfinance and its role in providing financial services to low-income populations. It defines microfinance as the provision of small loans, savings opportunities, and other basic financial services to the poor. Microfinance helps the poor generate income through self-employment and smooth consumption. The major models of microfinance delivery in India are the self-help group (SHG) bank linkage model and non-banking financial companies (NBFCs). The SHG model involves groups of women saving regularly and taking small loans, with banks later providing larger loans. NBFCs encourage joint liability groups (JLGs) and make individual loans to members.
P 3619--co-operative-banking-project
Cooperative banking provides an introduction to cooperative banks in India. Cooperative banks are financial institutions owned by members who are both customers and owners. They were established to provide financial services like loans and deposits to help people avoid money lenders' high interest rates. Cooperative banks differ from private banks in their organization, goals, values and governance. They mainly focus on local communities and micro-banking for low and middle income groups. Cooperative banks play an important role in rural financing and increasing access to institutional credit for farmers and small businesses. They are more important in India than other countries due to their outreach and role in development schemes.
Nabard
NABARD was established in 1982 to promote rural prosperity in India. It replaced existing agricultural credit and rural development institutions. NABARD operates nationwide with regional and district offices. Its mission is to support sustainable agriculture and integrated rural development through credit and other services. NABARD provides refinancing to banks and cooperatives, promotes rural policies, and works to enhance financial inclusion in rural areas through programs like Kisan Credit Cards, self-help groups, and watershed development.
Nabard ppt
NABARD is the apex development bank in India that was established in 1982 to facilitate credit and other support services for agriculture and other rural sectors. It has its headquarters in Mumbai and branches across all states and union territories. NABARD's vision is to facilitate sustained access to financial services for unreached rural poor through microfinance innovations. It plays a key role in providing refinance to rural lending institutions and promoting rural development through programs like production credit, farm loans, and rural infrastructure development. The recent union budget allocated additional funds to schemes supported by NABARD and increased agricultural credit targets, which will help boost rural development.
Agricultural credit (1) mgt of cooperative
This document provides information on various types of agricultural credit societies and cooperative credit movements in India. It discusses the classification of credit into short term, medium term, and long term. It also describes the different types of cooperative credit societies including primary agricultural credit societies, multipurpose cooperative societies, large sized credit societies, service cooperative societies/banks, and farmers service cooperative societies. The functions, management, and issues faced by primary agricultural credit societies and service cooperative societies/banks are explained. The roles of central cooperative banks, state cooperative banks, and organizations like the National Federation of State Cooperative Banks are summarized as well.
Co operative banking in india
Co-operative banking in India originated from the Co-operative Societies Act of 1904, which aimed to help small farmers and artisans access credit. It has a three-tier structure including primary agricultural credit societies, central co-operative banks, and state co-operative banks. Co-operative banks are owned and controlled by their members and operate according to cooperative principles rather than for pure profit. They play an important role in providing credit to farmers but have also faced challenges including dual control by regulatory bodies.
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
This document summarizes a presentation on microfinance and its role in women's empowerment. The presentation covered:
1. The objectives of understanding microfinance concepts and its role in empowering women as well as reviewing related research studies.
2. The history and evolution of microfinance including pioneers like Muhammad Yunus and models like Grameen Bank and self-help groups.
3. Research on how microfinance contributes to women's economic, social, educational and political empowerment through increased incomes, decision making power, and participation in local government.
PPT ON MICRO FINANCE
FREE PPT ON MICRO FINANCE|| PROJECT REPORT PPT MICRO FINANCE || SMU MBA FINANCE PROJECT ON MICRO FINANCE PPT || MICRO FINANCE PPT || MBA PROJECT REPORT ON MICRO FINANCE PPT|| FREE PPT || HOW TO MAKE PPT || FREE PROJECT PPT
co-operative bank
This document provides an introduction to cooperative banks. It defines a cooperative bank as a financial institution that is owned and controlled by its members, who are both customers and owners. Cooperative banks take deposits and lend money, especially in rural areas for farming, cattle, and personal financing. They differ from stockholder banks and follow prudent banking regulations. Cooperative banks are owned and managed democratically by their members on principles of cooperation, self-help and mutual assistance.
Rural Banking in India
Rural banking in India faces several challenges. NABARD plays an important role by providing refinance to rural banks, promoting rural development, and supervising cooperative banks. It offers long-term and short-term loans for agriculture and allied activities, as well as financial products for rural infrastructure, MSMEs, and deposits. However, rural banking faces challenges like competition, high investment needs due to scattered customers, inadequate rural infrastructure, irregular repayments, operational difficulties in rural areas, and achieving profitability. NABARD aims to overcome these challenges and promote sustainable rural prosperity through its various developmental and financial functions.
Financial Exclusion and financial inclusion
This document discusses financial exclusion, which refers to the lack of access to basic banking services for low-income individuals. It prevents the poor from escaping poverty. Financial exclusion includes not having deposit accounts, savings accounts, money transfers, loans, insurance, and other services. It can lead to both financial and social exclusion over time by limiting access to education, health services, and adequate housing. The document outlines various forms of financial exclusion including banking, savings, credit, and insurance exclusion and their impacts. It also discusses reasons for financial exclusion from both the supply side, such as lack of access to financial institutions, and demand side, such as services not meeting low-income customers' needs. Financial inclusion aims to ensure all individuals have access
Unit 2 co-operative banking in india
Cooperative banks are owned and operated by their members. They are registered under cooperative laws and provide banking services like loans and deposits to their members. Cooperative banking in India has a 3-tier structure - at the bottom are Primary Credit Societies (PCS) in villages, then Central Cooperative Banks (DCCBs) at the district level, and State Cooperative Banks (SCBs) at the apex level in each state. PCS provide credit to local farmers and collect savings, DCCBs provide funds to PCS and oversee their functioning, and SCBs coordinate activities between DCCBs and act as a link between cooperative banks and money markets.
History of micro finance
Modern microfinance has its roots in informal credit systems that have long existed worldwide. In the 1970s, Muhammad Yunus pioneered lending to poor women in Bangladesh using group peer monitoring rather than physical collateral. He went on to found Grameen Bank in 1983. Since then, microfinance has expanded, with the World Bank now estimating 160 million people served globally. Microfinance has evolved from early government and donor subsidized rural credit programs to focus more on commercial small loans for microenterprises as an effective poverty reduction strategy. Understanding of effective microfinance models continues to improve as the field expands to systematically serve both formal and informal sectors.
Nabard
NABARD was established in 1982 to facilitate credit flow for rural development in India. It replaced the Agricultural Credit Department and Rural Planning and Credit Cell of the Reserve Bank of India. NABARD's vision is to empower rural poor through improved access to formal credit, and its mission is to promote sustainable agriculture and rural development through credit support, institution building, and other initiatives. NABARD's key functions include credit provision and refinance, developmental and promotional activities, and supervision of rural banks. It has contributed to the growth of the dairy, fisheries, and storage industries in India.
nabard ppt
India prospers if rural areas prosper. Through its credit and development initiatives, NABARD ensures that India's food needs are met season after season and year after year by focusing on rural development. NABARD provides refinancing, direct lending, and development support to promote sustainable agriculture and rural development. It works to strengthen rural financial institutions and ensure access to credit for farmers and rural communities.
Nabard ppt
The document discusses NABARD (National Bank for Agriculture and Rural Development), an apex development bank established in 1982 to facilitate credit flow for rural development in India. It outlines NABARD's vision, mission, organizational structure, roles and functions, which include providing refinance support and loans to rural banks and institutions, developing model agriculture projects, and building capacity through training. The document also describes some of NABARD's promotional efforts like providing technology support to NGOs and innovative microfinance projects.
Presentation on Microfinance
The document summarizes microfinance as small loans provided to low-income individuals who lack access to traditional banking. It discusses the history and philosophy of microfinance, how it works through peer lending circles, and its growth centers globally. Key risks for microfinance investors include foreign exchange risk, difficulty assessing credit risk for many small borrowers, and potential volatility. The document also analyzes financial performance and growth metrics for microfinance institutions.
28501658 nabard-report
This document provides an overview of microfinance in India, including:
1. It discusses the evolution and current status of microfinance in India, noting that only about 5% of rural poor have access despite growing programs.
2. It outlines the need for microfinance to address the large gap between demand and supply of financial services for the poor.
3. It describes NABARD's role in microfinance through its self-help group bank linkage program, which has reached over 1.4 crore households through 9.4 lakh self-help groups.
Micro finance
Microfinance provides financial services to low-income individuals who lack access to traditional banking services. It began in the 1970s when Muhammad Yunus pioneered the concept of lending small amounts to groups of poor women in Bangladesh without collateral. This joint liability model produced very high repayment rates. Yunus went on to establish Grameen Bank based on this group lending approach. Microfinance has since expanded globally and within India, supported by the establishment of organizations like NABARD, SEWA, and SIDBI to promote self-help groups and connect them to banking institutions.
Priority sector lending
The document discusses priority sector lending in India. It defines priority sectors as agriculture, small scale industries, and other identified sectors of economic importance. It provides details on categories of lending covered under priority sectors such as short term crop loans, medium and long term agriculture loans, small scale industry loans, and loans to weaker sections. It also outlines priority sector lending targets for domestic and foreign banks in India and monitoring of priority sector lending by the Reserve Bank of India.
Nababrd
NABARD is India's apex development bank that provides credit and related services to rural areas. It was established in 1982 to implement the National Bank for Agriculture and Rural Development Act. NABARD replaced previous institutions and aims to promote rural prosperity through credit provision, institutional development, and monitoring client banks. It works to increase agriculture and rural credit through refinancing banks and supporting rural infrastructure. NABARD also undertakes supervisory functions for cooperative banks and regional rural banks.
Role of rrb and fi in india
Regional Rural Banks (RRBs) are government-owned banks that operate regionally in India to promote financial inclusion. RRBs are regulated by NABARD and have the central government, state government, and sponsor banks (public sector banks like SBI) as shareholders. They provide banking services in rural areas, offer loans to rural livelihoods and small businesses at lower interest rates, encourage savings, and implement various government schemes. Financial inclusion aims to provide all individuals access to banking and financial services without discrimination through initiatives like expanding access points, financial literacy programs, and tailored financial products. RRBs and the increased digitization of financial transactions through technologies like UPI and USSD help advance India's financial inclusion objectives.
Co operative banking in india
Co-operative banks were established to encourage thrift and provide credit to small farmers and businesses. They have a three-tier structure with primary co-operative societies at the local level that are owned by their members. These societies are federated into central co-operative banks at the district level and ultimately state co-operative banks at the state level. While co-operative banks perform basic banking functions, they differ from commercial banks in having a cooperative structure and partial regulation by the RBI. The document provides an overview of the origins and structure of co-operative banking in India.
MICROFINANCE
Microfinance, also called microcredit, is a type of banking service provided to unemployed or low-income individuals or groups who otherwise would have no other access to financial service.
District central cooperative banks (dccb
This document provides an overview of District Central Co-operative Banks (DCCBs) in India. DCCBs are located in district headquarters and have both individual and cooperative members. They have three sources of funds: share capital and reserves, public deposits, and loans from state cooperative banks. DCCBs provide credit and banking services to member cooperatives like primary agricultural credit societies. They also distribute short and long term loans to farmers, and oversee inspection of primary cooperatives to ensure compliance with banking regulations.
Banking industry of india analysis - PDF
Let’s have an analysis of Indian Banking industries. This PDF Contains various banking overview, and a dig at the segmentation of the Indian banking industry, as well as classification, NBFCs, Digitalization of banking, and role of RBI.
Agricultural credit institution
The document discusses different types of banks in India including cooperative banks, commercial banks, and regional rural banks (RRBs). It notes that cooperative banks are owned by their members and regulated by state laws as well as the Reserve Bank of India. Commercial banks include public sector banks, private banks, and foreign banks. RRBs were established to provide credit to rural areas and weaker sections of society. They are jointly owned by the central government, state government, and a sponsoring commercial bank.
More Related Content
What's hot
Co operative banking in india
Co-operative banking in India originated from the Co-operative Societies Act of 1904, which aimed to help small farmers and artisans access credit. It has a three-tier structure including primary agricultural credit societies, central co-operative banks, and state co-operative banks. Co-operative banks are owned and controlled by their members and operate according to cooperative principles rather than for pure profit. They play an important role in providing credit to farmers but have also faced challenges including dual control by regulatory bodies.
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
This document summarizes a presentation on microfinance and its role in women's empowerment. The presentation covered:
1. The objectives of understanding microfinance concepts and its role in empowering women as well as reviewing related research studies.
2. The history and evolution of microfinance including pioneers like Muhammad Yunus and models like Grameen Bank and self-help groups.
3. Research on how microfinance contributes to women's economic, social, educational and political empowerment through increased incomes, decision making power, and participation in local government.
PPT ON MICRO FINANCE
FREE PPT ON MICRO FINANCE|| PROJECT REPORT PPT MICRO FINANCE || SMU MBA FINANCE PROJECT ON MICRO FINANCE PPT || MICRO FINANCE PPT || MBA PROJECT REPORT ON MICRO FINANCE PPT|| FREE PPT || HOW TO MAKE PPT || FREE PROJECT PPT
co-operative bank
This document provides an introduction to cooperative banks. It defines a cooperative bank as a financial institution that is owned and controlled by its members, who are both customers and owners. Cooperative banks take deposits and lend money, especially in rural areas for farming, cattle, and personal financing. They differ from stockholder banks and follow prudent banking regulations. Cooperative banks are owned and managed democratically by their members on principles of cooperation, self-help and mutual assistance.
Rural Banking in India
Rural banking in India faces several challenges. NABARD plays an important role by providing refinance to rural banks, promoting rural development, and supervising cooperative banks. It offers long-term and short-term loans for agriculture and allied activities, as well as financial products for rural infrastructure, MSMEs, and deposits. However, rural banking faces challenges like competition, high investment needs due to scattered customers, inadequate rural infrastructure, irregular repayments, operational difficulties in rural areas, and achieving profitability. NABARD aims to overcome these challenges and promote sustainable rural prosperity through its various developmental and financial functions.
Financial Exclusion and financial inclusion
This document discusses financial exclusion, which refers to the lack of access to basic banking services for low-income individuals. It prevents the poor from escaping poverty. Financial exclusion includes not having deposit accounts, savings accounts, money transfers, loans, insurance, and other services. It can lead to both financial and social exclusion over time by limiting access to education, health services, and adequate housing. The document outlines various forms of financial exclusion including banking, savings, credit, and insurance exclusion and their impacts. It also discusses reasons for financial exclusion from both the supply side, such as lack of access to financial institutions, and demand side, such as services not meeting low-income customers' needs. Financial inclusion aims to ensure all individuals have access
Unit 2 co-operative banking in india
Cooperative banks are owned and operated by their members. They are registered under cooperative laws and provide banking services like loans and deposits to their members. Cooperative banking in India has a 3-tier structure - at the bottom are Primary Credit Societies (PCS) in villages, then Central Cooperative Banks (DCCBs) at the district level, and State Cooperative Banks (SCBs) at the apex level in each state. PCS provide credit to local farmers and collect savings, DCCBs provide funds to PCS and oversee their functioning, and SCBs coordinate activities between DCCBs and act as a link between cooperative banks and money markets.
History of micro finance
Modern microfinance has its roots in informal credit systems that have long existed worldwide. In the 1970s, Muhammad Yunus pioneered lending to poor women in Bangladesh using group peer monitoring rather than physical collateral. He went on to found Grameen Bank in 1983. Since then, microfinance has expanded, with the World Bank now estimating 160 million people served globally. Microfinance has evolved from early government and donor subsidized rural credit programs to focus more on commercial small loans for microenterprises as an effective poverty reduction strategy. Understanding of effective microfinance models continues to improve as the field expands to systematically serve both formal and informal sectors.
Nabard
NABARD was established in 1982 to facilitate credit flow for rural development in India. It replaced the Agricultural Credit Department and Rural Planning and Credit Cell of the Reserve Bank of India. NABARD's vision is to empower rural poor through improved access to formal credit, and its mission is to promote sustainable agriculture and rural development through credit support, institution building, and other initiatives. NABARD's key functions include credit provision and refinance, developmental and promotional activities, and supervision of rural banks. It has contributed to the growth of the dairy, fisheries, and storage industries in India.
nabard ppt
India prospers if rural areas prosper. Through its credit and development initiatives, NABARD ensures that India's food needs are met season after season and year after year by focusing on rural development. NABARD provides refinancing, direct lending, and development support to promote sustainable agriculture and rural development. It works to strengthen rural financial institutions and ensure access to credit for farmers and rural communities.
Nabard ppt
The document discusses NABARD (National Bank for Agriculture and Rural Development), an apex development bank established in 1982 to facilitate credit flow for rural development in India. It outlines NABARD's vision, mission, organizational structure, roles and functions, which include providing refinance support and loans to rural banks and institutions, developing model agriculture projects, and building capacity through training. The document also describes some of NABARD's promotional efforts like providing technology support to NGOs and innovative microfinance projects.
Presentation on Microfinance
The document summarizes microfinance as small loans provided to low-income individuals who lack access to traditional banking. It discusses the history and philosophy of microfinance, how it works through peer lending circles, and its growth centers globally. Key risks for microfinance investors include foreign exchange risk, difficulty assessing credit risk for many small borrowers, and potential volatility. The document also analyzes financial performance and growth metrics for microfinance institutions.
28501658 nabard-report
This document provides an overview of microfinance in India, including:
1. It discusses the evolution and current status of microfinance in India, noting that only about 5% of rural poor have access despite growing programs.
2. It outlines the need for microfinance to address the large gap between demand and supply of financial services for the poor.
3. It describes NABARD's role in microfinance through its self-help group bank linkage program, which has reached over 1.4 crore households through 9.4 lakh self-help groups.
Micro finance
Microfinance provides financial services to low-income individuals who lack access to traditional banking services. It began in the 1970s when Muhammad Yunus pioneered the concept of lending small amounts to groups of poor women in Bangladesh without collateral. This joint liability model produced very high repayment rates. Yunus went on to establish Grameen Bank based on this group lending approach. Microfinance has since expanded globally and within India, supported by the establishment of organizations like NABARD, SEWA, and SIDBI to promote self-help groups and connect them to banking institutions.
Priority sector lending
The document discusses priority sector lending in India. It defines priority sectors as agriculture, small scale industries, and other identified sectors of economic importance. It provides details on categories of lending covered under priority sectors such as short term crop loans, medium and long term agriculture loans, small scale industry loans, and loans to weaker sections. It also outlines priority sector lending targets for domestic and foreign banks in India and monitoring of priority sector lending by the Reserve Bank of India.
Nababrd
NABARD is India's apex development bank that provides credit and related services to rural areas. It was established in 1982 to implement the National Bank for Agriculture and Rural Development Act. NABARD replaced previous institutions and aims to promote rural prosperity through credit provision, institutional development, and monitoring client banks. It works to increase agriculture and rural credit through refinancing banks and supporting rural infrastructure. NABARD also undertakes supervisory functions for cooperative banks and regional rural banks.
Role of rrb and fi in india
Regional Rural Banks (RRBs) are government-owned banks that operate regionally in India to promote financial inclusion. RRBs are regulated by NABARD and have the central government, state government, and sponsor banks (public sector banks like SBI) as shareholders. They provide banking services in rural areas, offer loans to rural livelihoods and small businesses at lower interest rates, encourage savings, and implement various government schemes. Financial inclusion aims to provide all individuals access to banking and financial services without discrimination through initiatives like expanding access points, financial literacy programs, and tailored financial products. RRBs and the increased digitization of financial transactions through technologies like UPI and USSD help advance India's financial inclusion objectives.
Co operative banking in india
Co-operative banks were established to encourage thrift and provide credit to small farmers and businesses. They have a three-tier structure with primary co-operative societies at the local level that are owned by their members. These societies are federated into central co-operative banks at the district level and ultimately state co-operative banks at the state level. While co-operative banks perform basic banking functions, they differ from commercial banks in having a cooperative structure and partial regulation by the RBI. The document provides an overview of the origins and structure of co-operative banking in India.
MICROFINANCE
Microfinance, also called microcredit, is a type of banking service provided to unemployed or low-income individuals or groups who otherwise would have no other access to financial service.
District central cooperative banks (dccb
This document provides an overview of District Central Co-operative Banks (DCCBs) in India. DCCBs are located in district headquarters and have both individual and cooperative members. They have three sources of funds: share capital and reserves, public deposits, and loans from state cooperative banks. DCCBs provide credit and banking services to member cooperatives like primary agricultural credit societies. They also distribute short and long term loans to farmers, and oversee inspection of primary cooperatives to ensure compliance with banking regulations.
What's hot (20)
Similar to Regional Rural Banks 1.pptx
Banking industry of india analysis - PDF
Let’s have an analysis of Indian Banking industries. This PDF Contains various banking overview, and a dig at the segmentation of the Indian banking industry, as well as classification, NBFCs, Digitalization of banking, and role of RBI.
Agricultural credit institution
The document discusses different types of banks in India including cooperative banks, commercial banks, and regional rural banks (RRBs). It notes that cooperative banks are owned by their members and regulated by state laws as well as the Reserve Bank of India. Commercial banks include public sector banks, private banks, and foreign banks. RRBs were established to provide credit to rural areas and weaker sections of society. They are jointly owned by the central government, state government, and a sponsoring commercial bank.
Small finance bank
Small finance banks (SFBs) were introduced in India to increase access to banking in rural and underserved areas. Before SFBs, 35% of adults lacked bank accounts, with many low-income households having unmet credit demands. SFBs aim to deepen financial inclusion by serving small businesses and low-income communities through low-cost operations. The Reserve Bank of India issued guidelines in 2014 allowing certain qualified non-banking financial institutions to transition into SFBs. SFBs must meet requirements around capital, ownership, lending priorities, and financial inclusion. Currently there are 10 SFBs operating in India to expand access to banking and credit for underserved populations.
205 fmbo unit4c
Banks and NBFCs: Types of Banks & NBFCs: Central Bank, Nationalized & Co Operative Banks, Regional Rural
Banks, Scheduled Banks, Private Banks & Foreign Banks, Mudra Bank, Small Finance Banks, Specialized Banks, NBFCs.
Types of Banking: Wholesale and Retail Banking, Investment Banking, Corporate Banking, Private Banking, Development
Banking.
SMALL FINANCE BANKS
INTRODUCTION, HISTORY, CAPITAL STRUCTURE, BENEFITS, LIMITATIONS , DIFFERENCE BETWEEN PAYMENT AND SMALL FINANCE BANKS
Banking Sector in India
INDUSTRY OVERVIEW
Evolution of Banking Sector in India
Structure of Banking in India
Parameters/ Indicator – banking Sector
Growth of the Industry with Examples
Prominent Companies in the Banking Sector
New entrants in the Banking Sector
Exit of Banks
Major Decisions take by the Government for Banking Sector
Payment bank ppt
The document discusses payment banks in India. Payment banks will help further financial inclusion by providing small savings accounts and payment/remittance services. They can accept deposits up to Rs. 1 lakh and enable digital payments and money transfers through mobile phones. Eleven firms have been granted licenses to start payment banks, including telecom and retail companies. Payment banks have the potential to transform financial services access for underserved populations by leveraging technology and existing customer bases.
Payments bank license
Payments banks is a new model of banks conceptualized by the Reserve Bank of India (RBI) . These banks cannot issue loans and credit cards. Both current account and savings accounts can be operated by such banks.
Payments banks can issue services like ATM cards, debit cards, net-banking and mobile-banking.
These banks will aim at providing high volume-low value transactions in deposits and Payments / remittance services in a secured technology-enabled environment.
For quick service click: https://enterslice.com/payments-banks-license
GET FREE CONSULTANCY
Helpline: +91 9069142028
Email: info@enterslice.com
Website: www.enterslice.com
2. payments banks and small banks
Payment banks and small banks were introduced in India to promote financial inclusion and provide banking services to underserved populations. The Reserve Bank of India issued licenses to 11 entities to launch payments banks and 10 entities to start small banks. These banks aim to offer basic banking services like deposits and remittances while focusing on rural and low-income customers. However, as they are restricted from lending, payments banks will need to rely on fee income from high transaction volumes to be profitable. The introduction of these banks was recommended by RBI committees to expand access to financial services across India.
banking in rural india : initiatives taken by sbi
Rural banking in India is important given that 69% of India's population lives in rural areas. State Bank of India has taken several initiatives to promote rural banking such as opening rural and semi-urban branches, partnering with regional rural banks, and developing programs like Kisan Credit Cards, self-help groups, and projects using smart cards and business correspondents. Overall, initiatives by the Reserve Bank of India and individual banks have helped increase access to banking in rural India, with the number of bank accounts, loans, and credit growing substantially in recent years. However, there is still progress needed to fully cover India's rural population with banking services.
rural banking india: initiatives taken by sbi
Rural banking in India aims to promote financial inclusion through various initiatives by the State Bank of India and Reserve Bank of India. The State Bank of India has established over 6,473 rural and semi-urban branches and works with 30 regional rural banks to expand access to banking services. It has also launched programs like tiny accounts, smart cards, and self-help groups to provide savings and credit options tailored to rural communities. The Reserve Bank of India has implemented priority sector lending, Kisan credit cards, regional rural banks, and a financial inclusion plan to boost rural credit and extend banking connectivity across India. Significant progress has been achieved, though expanding access through new technologies and education remains an ongoing priority.
Rural Banking in India
The document discusses rural banking in India and the need to address it for sustainable growth. It notes that over 500 million Indians still lack bank accounts and that rural areas represent about 50% of India's GDP. While banking networks have expanded, rural banking still faces challenges of regulation designed for urban areas and high staffing needs for distribution in rural contexts. Microfinance and self-help groups are discussed as approaches to expanding rural access to financial services.
15 dr kavita_kalkoti
- Rural banking in India has expanded significantly with over 30,000 rural branches now, however rural banking still only accounts for a small portion of overall banking profits and performance is often poor.
- Issues facing rural banks include an inability to close unprofitable branches, political pressure, and the negative impacts of loan waivers on the rural credit system and economy.
- Recommendations include increasing banker training and local knowledge, employing more local people, and utilizing specialists in rural sectors like agriculture to improve implementation and monitoring of rural banking programs.
Bandhan
Bandhan started as Bandhan Konnagar in 2001 as a non-governmental organisation
(NGO) providing microfinance services to socially and economically disadvantaged
women in rural West Bengal. Bandhan Financial Services (BFSL) started its microfinance
business in 2006. The NGO transferred its microfinance business to BFSL in 2009. Thus,
the entire microfinance business was undertaken by BFSL from 2009.
SFSK personal loan project Kolhapur
Shri Financial Services provides various financial services including investment consulting, mergers and acquisitions advisory, and debt syndication. It has a dedicated syndication department that arranges loans for corporate and personal needs. Shri Financial Services has emerged as a leading debt syndication player with strong banking relationships. It prepares thorough project reports that help convince participating banks and financial institutions to provide funding. Over the years, Shri Financial Services has developed trust and expertise in syndicating loans.
Unit 1 regional rural banks
Regional Rural Banks (RRBs) were established in India in 1975 to provide banking facilities to rural areas. They are jointly owned by the central government, state government and sponsoring commercial bank. RRBs focus on providing credit and banking services to small and marginal farmers, agricultural laborers and small businesses in rural areas. They accept deposits and offer loans, remittance facilities, and other banking services. However, over time RRBs have faced issues like inadequate finances, high loan defaults, and lack of coordination with other financial institutions which has impacted their effectiveness in developing rural regions of India.
Obtaining New Banking Licenses in India: Challenges and Opportunities
Banks applying for new banking licenses in India will be challenged by the Reserve Bank of India's (RBI) stringent new guidelines, which emphasize financial inclusion, rural banking, technology innovation and financial credibility. At the same time, these issues can open opportunities for consulting firms and service providers.
Lead bank scheme
Under the Lead Bank Scheme introduced in 1969:
1) Specific districts are allotted to commercial banks, which take the lead role in expanding banking and credit facilities.
2) As the lead bank, it is responsible for coordinating credit institutions to develop banking and provide credit in its allotted district.
3) The lead bank's functions include surveying potential banking areas, identifying credit needs, and formulating credit plans to generate employment and increase productivity and incomes.
Beacon August 2015
August 2015 Edition of BEACON, A Monthly Newsletter by SIMCON.
Inside this issue:
About Us
Our Team
INDUSTRY ANALYSIS : NBFC Industry
COMPANY ANALYSIS : HDFC Bank
BRAND ANALYSIS : Rolex
Concept of the month: Pricing Myopia
commercial banks.pdf
Commercial banks are financial institutions that accept deposits from the public and provide loans to earn a profit. Their main functions are accepting deposits, lending funds through various loans and credit facilities, and acting as an agent for other financial services. Commercial banks aim to earn profit by charging higher interest rates on loans than what they pay depositors. The key features of commercial banks are borrowing from depositors and lending funds to earn interest. In India, most commercial banks are joint stock banks like Punjab National Bank and Bank of Baroda.
Similar to Regional Rural Banks 1.pptx (20)
Obtaining New Banking Licenses in India: Challenges and Opportunities
Obtaining New Banking Licenses in India: Challenges and Opportunities
Recently uploaded
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"National Information Standards Organization (NISO)
This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.Temple of Asclepius in Thrace. Excavation results
The temple and the sanctuary around were dedicated to Asklepios Zmidrenus. This name has been known since 1875 when an inscription dedicated to him was discovered in Rome. The inscription is dated in 227 AD and was left by soldiers originating from the city of Philippopolis (modern Plovdiv).
BIOLOGY NATIONAL EXAMINATION COUNCIL (NECO) 2024 PRACTICAL MANUAL.pptx
Practical manual for National Examination Council, Nigeria.
Contains guides on answering questions on the specimens provided
BBR 2024 Summer Sessions Interview Training
Qualitative research interview training by Professor Katrina Pritchard and Dr Helen Williams
BÀI TẬP DẠY THÊM TIẾNG ANH LỚP 7 CẢ NĂM FRIENDS PLUS SÁCH CHÂN TRỜI SÁNG TẠO ...
BÀI TẬP DẠY THÊM TIẾNG ANH LỚP 7 CẢ NĂM FRIENDS PLUS SÁCH CHÂN TRỜI SÁNG TẠO ...Nguyen Thanh Tu Collection
https://app.box.com/s/qhtvq32h4ybf9t49ku85x0n3xl4jhr15Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.ppt
The History of NZ 1870-1900.
Making of a Nation.
From the NZ Wars to Liberals,
Richard Seddon, George Grey,
Social Laboratory, New Zealand,
Confiscations, Kotahitanga, Kingitanga, Parliament, Suffrage, Repudiation, Economic Change, Agriculture, Gold Mining, Timber, Flax, Sheep, Dairying,
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
-------------------------------------------------------------------------------
Find out more about ISO training and certification services
Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
General Data Protection Regulation (GDPR) - Training Courses - EN | PECB
Webinars: https://pecb.com/webinars
Article: https://pecb.com/article
-------------------------------------------------------------------------------
For more information about PECB:
Website: https://pecb.com/
LinkedIn: https://www.linkedin.com/company/pecb/
Facebook: https://www.facebook.com/PECBInternational/
Slideshare: http://www.slideshare.net/PECBCERTIFICATION
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh
Leveraging Generative AI to Drive Nonprofit Innovation
In this webinar, participants learned how to utilize Generative AI to streamline operations and elevate member engagement. Amazon Web Service experts provided a customer specific use cases and dived into low/no-code tools that are quick and easy to deploy through Amazon Web Service (AWS.)
Beyond Degrees - Empowering the Workforce in the Context of Skills-First.pptx
Iván Bornacelly, Policy Analyst at the OECD Centre for Skills, OECD, presents at the webinar 'Tackling job market gaps with a skills-first approach' on 12 June 2024
مصحف القراءات العشر أعد أحرف الخلاف سمير بسيوني.pdf
مصحف أحرف الخلاف للقراء العشرةأعد أحرف الخلاف بالتلوين وصلا سمير بسيوني غفر الله له
Gender and Mental Health - Counselling and Family Therapy Applications and In...
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
Chapter wise All Notes of First year Basic Civil Engineering.pptx
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
Lifelines of National Economy chapter for Class 10 STUDY MATERIAL PDF
The chapter Lifelines of National Economy in Class 10 Geography focuses on the various modes of transportation and communication that play a vital role in the economic development of a country. These lifelines are crucial for the movement of goods, services, and people, thereby connecting different regions and promoting economic activities.
Recently uploaded (20)
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"
BIOLOGY NATIONAL EXAMINATION COUNCIL (NECO) 2024 PRACTICAL MANUAL.pptx
BIOLOGY NATIONAL EXAMINATION COUNCIL (NECO) 2024 PRACTICAL MANUAL.pptx
BÀI TẬP DẠY THÊM TIẾNG ANH LỚP 7 CẢ NĂM FRIENDS PLUS SÁCH CHÂN TRỜI SÁNG TẠO ...
BÀI TẬP DẠY THÊM TIẾNG ANH LỚP 7 CẢ NĂM FRIENDS PLUS SÁCH CHÂN TRỜI SÁNG TẠO ...
REASIGNACION 2024 UGEL CHUPACA 2024 UGEL CHUPACA.pdf
REASIGNACION 2024 UGEL CHUPACA 2024 UGEL CHUPACA.pdf
Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.ppt
Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.ppt
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Leveraging Generative AI to Drive Nonprofit Innovation
Leveraging Generative AI to Drive Nonprofit Innovation
Beyond Degrees - Empowering the Workforce in the Context of Skills-First.pptx
Beyond Degrees - Empowering the Workforce in the Context of Skills-First.pptx
مصحف القراءات العشر أعد أحرف الخلاف سمير بسيوني.pdf
مصحف القراءات العشر أعد أحرف الخلاف سمير بسيوني.pdf
Gender and Mental Health - Counselling and Family Therapy Applications and In...
Gender and Mental Health - Counselling and Family Therapy Applications and In...
Chapter wise All Notes of First year Basic Civil Engineering.pptx
Chapter wise All Notes of First year Basic Civil Engineering.pptx
B. Ed Syllabus for babasaheb ambedkar education university.pdf
B. Ed Syllabus for babasaheb ambedkar education university.pdf
Lifelines of National Economy chapter for Class 10 STUDY MATERIAL PDF
Lifelines of National Economy chapter for Class 10 STUDY MATERIAL PDF
Regional Rural Banks 1.pptx
- 1. Regional Rural Banks Here is where presentation begins
- 2. Contained Content 1) Meaning 4) Sponsored of commercial banks 7) Working of RRBs 2) Objective 5) Share in the ratio 8) Facts and Current Affairs 3) Function Of RRBs 6) Special Features 9) Bibliography
- 3. Regional Rural Banks (RRBs) are government owned scheduled commercial banks of India that operate at regional level in different states of India. Meaning of RRBs
- 4. Providing loans for the development of the agricultural sector to small farmers. Objectives of RRBsProtecting Rural people from money lenders’ exploitation Opening branches of banks in the rural areas Generating employment opportunities in rural areas 01 02 03 03 04
- 5. 05 Mobilize rural savings and channelize Them for supporting productive activities In rural areas 06 To create the supplementary Channel for the flow the central money market to the rural areas through refinance
- 6. Accepting deposits from members in current or savings accounts. 02 Functions of RRBs As the Regional Rural Bank is a scheduled commercial bank, it is primarily responsible for accepting deposits and disbursing loans. Extending loans to the small and marginal farmers, craftsmen and artisans, medium and small scale enterprises, 01
- 7. 03 Disbursing wages is an important RRB function under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and the Pradhan Mantri Gram Sadak Yojana (PMGSY). It also disburses pensions under the poverty alleviation
- 8. Sponsored of Commercial banks ✳ Sponsor banks: The Act provides for RRBs to be sponsored by banks. These sponsor banks are required to (i) subscribe to the share capital of RRBs, (ii) train their personnel, and (iii) provide managerial and financial assistance for the first five years. The Bill removes the five year limit, thus allowing such assistance to continue beyond this duration.
- 9. Shares in the Ratio Central Government 50% State Government 15% Sponsored Bank 35%
- 10. Special Features of RRBs With the view to facilitates RRBs Operations, The RBI gave direct access to refinance assistance at a concessional rate of 3% below the bank rate. Allowed to maintain the lower level of SLR than Commercial banks 01 02 Allow to pay half percent more interest of all deposits except those deposits more than 3 years
- 11. The loses of initial year of RRBs may be met by shareholders and equity capital. The eligible business of commercial banks rural branches may be transferred to RRBs As these were more suitable for rural development works, Preference should be given to them to open branches in rural banks. 03 04 05
- 12. Lending to individual of weaker section without checking validity of action perposed to be undertaken Working of RRBs Grant loan or credit at cheap or concessional rate 02 01
- 13. www.Wikipedia.com Bibliography 01 0 2 R.K.Singla Business studies class 11 www.Testbook.com DSEU notes 04 0 3