Rising loan delinquencies are keeping Los Angeles real estate specialist RA Law Group busy. According to financial data, delinquencies increased across all real estate and commercial loan categories in Los Angeles and surrounding counties in 2010. The specialist attributes this increase to rising vacancy rates, rental concessions, falling rental rates, and increased operating expenses. With many commercial loans from 2005-2007 reaching maturity and property values declining 25-50% since then, lenders are increasingly declining to refinance or renew loans. The specialist recommends that borrowers with maturing commercial real estate loans in 2011-2012 seek legal counsel now to negotiate loan workouts.