This document outlines the investment objectives of various types of mutual funds in India. It discusses equity funds, which invest in shares and aim to provide capital appreciation over the long term; debt funds, which invest in bonds and aim to provide regular income; and balanced funds, which invest in both equities and fixed income to provide income and capital appreciation. It also covers tax saving funds, liquid funds, gilt funds, and other fund categories, explaining their risk-return profiles and investment objectives.

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2. Investment Objective
 Equity funds
 Debt funds
 Balanced funds
 Child care funds
 Tax saving funds
 Retirement saving funds
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3. Investment
Objective
Equity funds
Debt scheme
Balanced scheme
Tax saving scheme
Liquid(MM) scheme
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “high risk and high return”
 Invest the funds in Shares
 Its aim to provide capital
appreciation over long term.
 Its only suitable for long term
investors
 Its not suitable for need money
short time.
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4. Investment Objective
1. Large cap funds – 80% large cap
2. Large & Mid cap fund – 35% each cap
3. Multi cap funds – 65% equity in All cap
4. Focussed funds - 30 stocks max.
5. Mid cap funds – 65% mid cap
6. Small cap funds – 65% small cap.
7. Dividend Yield funds – Dividend yield stocks.
8. Value Funds – Under valued stocks
9. Sectoral funds – 80% equity in sector.
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5. Investment
Objective
Equity scheme
Debt funds
Balanced scheme
Tax saving scheme
Liquid(MM) scheme
Gilt schemes
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “Low risk and Less return”
 Invest the funds in Bonds, Govt.
Securities, Debentures, etc.
 Its aim to provide regular and
steady income
 Its suitable for Short term investors
 This will not be capital
appreciation
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6. Investment Objective
1. Overnight funds – 1 night
2. Liquid funds – <=91 days
3. Ultra short duration funds – 3-6 months
4. Low duration funds – 6-12 months
5. Money market funds – 1 year
6. Short duration funds- 1-3 years
7. Medium duration funds- 3-4 years
8. M to Long duration funds- 4-7 years
9. Long duration funds- >7 years
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7. Investment Objective
10. Dynamic bonds- All durations
11. Corporate bond funds- 80% highest rated instruments
12. Credit risk funds – 65% below highest rated instruments
13. Banks and PSU funds- 80% Banks and Public sector units
14. Gilt funds – 80% Govt. Securities across maturity
15. Gilt funds with 10 year constant duration
16. Floater funds- 65% floating rate instruments
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8. Investment
Objective
Equity scheme
Debt scheme
Balanced funds
Tax saving scheme
Liquid(MM) scheme
Gilt scheme
Tax saving scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “Medium risk and Medium
return”
 Invest the funds in Equity and
fixed income instruments
 Its aim to provide regular
income and capital appreciation.
 Its suitable for looking modern
growth.
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9. Investment Objective
1. Conservative hybrid funds - 75-90% Debt
2. Balanced hybrid funds - 40-60% Debt/Equity
3. Aggressive hybrid funds - 65-80% Equity
4. Dynamic asset allocation funds(BAF)
5. Multi asset allocation funds - 10% Each assets
6. Arbitrage funds
7. Equity saving funds - >=65% Equity + 10%Debt.
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10. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving funds
Liquid(MM) scheme
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 This scheme provide Tax benefits
to investor as per the I.T. Act 80(c).
example. ELSS
 It provide capital appreciation and
tax benefits.
 This scheme come with lock-in
period only 3 Yrs.
 Funds invest mainly in Equities
and hence “high risk, high return”.
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11. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving scheme
Liquid funds
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s provide easy liquidity
 Invest the funds in safe and
short term instruments. example
Treasury bills etc.
 Its aim to provide modern
income and capital protection
 Its affect based on the interest
retes in the market..
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12. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving scheme
Liquid(MM) scheme
Gilt funds
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 In this scheme invest the
funds exclusively in Govt.
Securities.
 NAV of this scheme affects
based on the interest rates in
the market..
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