This document summarizes a presentation about mutual funds. It explains that a mutual fund collects money from many investors and invests it in various asset classes like equity, debt, and liquid assets. All profits, losses, risks, and dividends from the investments are shared among investors according to their contributions. The presentation discusses how mutual funds can help investors achieve different life goals by earning returns higher than traditional savings methods to offset inflation. It outlines the benefits of mutual funds such as diversification, professional management, affordability, liquidity, tax benefits, and regulation. The presentation also describes the different types of mutual funds and documents required to invest in them.

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2. Presentation by
Mr. V. Sreenivasa Murthy M.Sc., M.Tech.
...with MUTUAL FUNDS
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3.  A Mutual fund is a trust that collects money from
many investors like us and invest various asset
classes like. Equity, Debt, Liquid asset, treasury bills,
etc.
We called “Mutual” because all the profit, loss,
risks and dividends from the investments are shared
among all the investors according to their contribution.
Photo album
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4. Investors
Fund Managers
Securities
(Stocks, Bonds,
MM etc.)
Returns
Pools their money
(thru MFDistrbtrs)
Invested inGenerates
Passed
back to
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5. Goals of Life
 Own house
 Children’s Education
 Children’s Marriage
 Retirement Life
 Legacy for next
generation
How to Achieve
 Save part of the
earnings
 Make the earnings
sweat to expedite
reaching the goal..
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6. 1. Saving:- Its alone will not enough to meet the goals,
2. Because, Costs of inflation. for example
Investment
Amount
Naminal value
after 10 years
Market value
after 10 years
Cash in house Rs. 1000/- Rs. 1000/- Rs. 610.4/-(at 5%
inflation)
Invested in FD
(6% return)
Rs. 1000/- Rs. 1790/- Rs. 1100/-(at 5%
inflation)
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7. 23 August 2018 7
Present
Value
After 10 Yrs
without
invest
After 10 Yrs.
With invest
@ 7%
interest.
After 10 Yrs.
With invest
@ 15% in
like MF etc
I kg Sugar with
inflation(5%)
Rs. 40/- Rs. 65/- Rs. 65/- Rs. 65/-
Value of Rs.
1000/-
Rs. 1000/- Rs. 1000/- Rs. 1970/- Rs. 4045
Qty. Of Sugar
brought
1000/40=
25 Kgs
15.4 Kgs. 30.3 Kgs. 62.2 Kgs.

8. Avenue Average
growth
Amount invested
10 years ago
Value of
investment now!
Saving account 3.50% Rs. 10,000/- Rs. 14,106/-
Fixed deposits 6.00% Rs. 10,000/- Rs. 17,900/-
Mutual funds 12% * Rs. 10,000/- Rs. 31,060/-
Stock Markets 15% * Rs. 10,000/- Rs. 40,555/-
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9. Investment Avenue Acquisition Cost Liquidation Cost
Savings Account No No
Gold No Yes
Real Estate Yes (very high) Yes (very high)
Equity Yes Yes
Mutual Funds No Yes (<1 year)
No (>1 year)
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10. Low Savings Account, F.Ds, PPFs, Post Office
Schemes etc
Medium Company Deposits, ULIPs, Mutual Funds,
Gold, Properties etc
High Stock Market Trading, Forex Trading etc
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11. Low Real Estate, Agricultural Land,
Automobiles etc
Medium Fixed Deposits, Gold etc
High Money, Cash, Stocks, Mutual Funds
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14.  These are the benefits of mutual funds
1. Diversification
2. Professionals managed
3. Affordability
4. Liquidity
5. Tax benefits
6. Well regulated (SEBI)
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15.  There are variety of Mutual funds..
Kinds of mutual funds by
1. Company size
2. Structure
3. Investment objective
4. Payout
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16. So, Take the decision early..!
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17.  The following documents required
PAN card.
Address proof.
CKYC Applicant form
Common Application form
Recent color photograph of individuals.
Cancelled cheque with A/c number printed.
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20.  Co n tact:-
V. Sr een iv asa Mu r th y M.F.T.
A RN o . - 129501
Emp. ID. - E212360
Palace Road, Kuppam
Chittoor Dist. Andhra Pradesh
India, PIN - 517425
Mo b - 9908681637
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