Mutual funds are investment vehicles that pool money from many investors and invest it in stocks, bonds, and other securities. An asset management company manages the fund's portfolio according to the fund's stated objectives. Investors can invest in mutual funds directly from the fund company or through a financial advisor. Mutual funds offer investors a professionally managed, diversified portfolio with the potential for growth or income depending on the type of fund. Risk and potential returns vary depending on the fund's investment objectives and strategy.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
This is the comprehensive and latest presentation on Indian Corporate Bond market. It starts with basic features, 3 Main pillars of Indian Corp bond market ecosystem & its importance. It then covers Primary Placement, Valuation/MTM as per RBI/FIMMDA norms, Valuation using excel IRR() function with example, Credit rating scales, Market timing & Reporting.
It also covers few topics like ISIN & ends with challenges and Limitation of India corp bond market.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
This is the comprehensive and latest presentation on Indian Corporate Bond market. It starts with basic features, 3 Main pillars of Indian Corp bond market ecosystem & its importance. It then covers Primary Placement, Valuation/MTM as per RBI/FIMMDA norms, Valuation using excel IRR() function with example, Credit rating scales, Market timing & Reporting.
It also covers few topics like ISIN & ends with challenges and Limitation of India corp bond market.
A mutual fund is the money pooled in by a large number of investors and offers an opportunity to invest in a diversified and professionally managed basket of securities at a relatively lower cost. Read for more details.
STUDY MATERIAL FOR NISM MUTUAL FUND EXAM (EARLIER AMFI). NISM,AMFI MOCK TEST ...Srinivasan Thiagarajan
DOWNLOAD STUDY MATERIAL FOR NISM MUTUAL FUND EXAM (EARLIER AMFI). AMFI MOCK TEST AT WWW.MODELEXAM.IN. NISM SERIES VA MUTUAL FUND DISTRIBUTORS EXAMINATION STUDY NOTES.EASY TO STUDY,USEFUL TO PASS,BASED ON LATEST SYLLABUS.NATIONAL INSTITUTE OF SECURITIES MARKETS. NISM MOCK TEST,NCFM MOCK TEST AT WWW.MODELEXAM.IN
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
A mutual fund is the money pooled in by a large number of investors and offers an opportunity to invest in a diversified and professionally managed basket of securities at a relatively lower cost. Read for more details.
STUDY MATERIAL FOR NISM MUTUAL FUND EXAM (EARLIER AMFI). NISM,AMFI MOCK TEST ...Srinivasan Thiagarajan
DOWNLOAD STUDY MATERIAL FOR NISM MUTUAL FUND EXAM (EARLIER AMFI). AMFI MOCK TEST AT WWW.MODELEXAM.IN. NISM SERIES VA MUTUAL FUND DISTRIBUTORS EXAMINATION STUDY NOTES.EASY TO STUDY,USEFUL TO PASS,BASED ON LATEST SYLLABUS.NATIONAL INSTITUTE OF SECURITIES MARKETS. NISM MOCK TEST,NCFM MOCK TEST AT WWW.MODELEXAM.IN
Investment management is a generic term that most commonly refers to the buying and selling of investments within a portfolio. Investment management can also include banking and budgeting duties, as well as taxes. The term most often refers to portfolio management and the trading of securities to achieve a specific investment objective.
Investment management – also referred to as money management, portfolio management or private banking – covers the professional management of different securities and assets, such as bonds, shares, real estate and other securities. Proper investment management aims to meet particular investment goals for the benefit of the investors. These investors may be individual investors – referred to as private investors – who have built investment contracts with fund managers, or institutional investors who may be pension fund corporations, governments, educational establishments or insurance companies.
Investment management services provide asset allocation, financial statement analysis, stock selection, monitoring of existing investments and plan implementation.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
2. DISCLAIMER
The information contained in this material is for only educational and awareness
purposes related to securities market and shall be used for non-profitable educational
and awareness activities for general public.
No part of this material can be reproduced or copied in any form or by any means or
reproduced on any disc, tape, perforate media or other information storage device, etc.
without acknowledging the SEBI or Stock Exchanges or Depositories.
SEBI or Stock Exchanges or Depositories shall not be responsible for any damage or
loss to any one of any manner, from use of this material.
Every effort has been made to avoid errors or omissions in this material. For recent
market developments and initiatives, readers are requested to refer to recent laws,
guidelines, directives framed thereunder and other relevant documents, as being
declared from time to time. For any suggestions or feedback, you may send the same
to visitsebi@sebi.gov.in.
2
3. Flow of Presentation
What is a Mutual Fund ?
Structure of Mutual Fund
What is an Asset Management
Company (AMC)?
How does a Mutual Fund Work?
Classificationof Mutual Funds
Based on Structure
Based on Investment Objective
Investment Portfolio
Risk vs Return
Categorizationof Mutual Funds
3
How to invest in Mutual Funds?
Centralized KYC
Mutual Fund investment procedure
Investment Modes in Mutual Funds
Mutual Funds
Plans – Growth vs Dividend Options
How to check information about the
Mutual Funds (Offer Document)?
Risk-o-Meter
4. What is a Mutual Fund (MF)?
4
Common pool of funds contributed by investors and
invested in accordance to the objectives.
Investments are held in a trust of which the
investors alone are the joint beneficial owners.
Trustees oversee the management by investment
manager.
6. What is an Asset Management Company (AMC)?
6
• Investment manager of the mutual fund.
• Appointed by the trustees, with SEBI approval.
• Trustees and AMC enter into an investment management agreement.
• Required to invest seed capital of 1% of amount raised subject to a maximum of Rs.50 lakh in
all open-ended schemes.
• Should have a net worth of at least Rs.50 crore at all times.
• At least 50% of members of the board of an AMC have to be independent.
• AMC of one mutual fund cannot be an AMC or trustee of another fund.
• AMCs cannot engage in any business other than that of financial advisory and investment
management
7. How does a Mutual Fund Work?
7
• Pool of investors
money.
• Invested according to
pre-specified
investment objectives.
• Benefits accrue to
those that contribute to
this pool.
• There is thus mutuality
in the contribution and
the benefit.
• Hence the name
‘mutual’fund.
8. Classification of Mutual Funds
8
Classification of Mutual Funds
Based on Structure
Based on Investment
Objective
Based on
Investment Style
Open Ended
Funds
Closed Ended
Funds
Interval Funds
Debt Funds
EquityFunds
Hybrid Funds
Passive Funds
Active Funds
9. Classification - Based on Structure
9
• No fixed maturity date.
• Accept continuous sale and re-purchase requests.
• Transactions are NAV-based.
• Unit capital is not fixed.
Open Ended
Funds
• Run for a specific period.
• Offered in an NFO but are closed for further
purchases after NFO.
• Unit capital is kept constant.
Closed
Ended Funds
• Variant of closed-ended funds.
• Becomes open-ended at specific intervals.
• Have to be mandatorily listed.
Interval
Funds
10. Classification - Based on Investment Objective
10
• Invest in short and long term debt instruments.
• Aim to provide regular income.
Debt
Funds
• Invest in equity securities.
• Aim to provide growth and capital appreciation over
long term.
Equity
Funds
• Invest in a combination of equity and debt securities.
• Proportion of equity and debt may vary.
• Aim to provide for both income and capital
appreciation.
Hybrid
Funds
11. Classification - Based on Investment Style
11
• Replicate a market index.
• Invest in same securities and in same proportion as that of
index.
• No active selection of any stock / sector.
• Expenses are lower.
• Portfolio is modified every time index composition changes.
Passive
Funds
• Invests in securities and sectors that may offer a better return
than the index.
• Actively manage the allocation to market securities and cash.
• May perform better or worse than the market index.
• Incur a higher cost than passive funds.
Active
Funds
12. Categorization of open-end mutual funds:
- To ensure uniformity in characteristics of similar type of schemes launched by
different mutual funds.
- Helps investors to evaluate different options available before making informed
decision to invest.
Categorization of
Mutual Fund
Schemes
Equity
Schemes
Debt
Schemes
Hybrid
Schemes
Solution oriented
Schemes
Other
Schemes
Categorization of Mutual Fund Schemes
12
13. How to invest in Mutual Funds?
13
Via Physical Mutual
Fund Application
Form
Via Online Mode
(Website of Mutual
Fund)
Via Mobile App of
Mutual Fund
Via AMFI Registered
Mutual Fund
Distributor (using
physical form/ online/
mobile app)
14. Centralized KYC (C-KYC) in Securities Market
KYC registration is centralized through KYC Registration
Agencies (KRAs) registered with SEBI.
Each investor to undergo KYC process only once in securities
market and details would be shared with other intermediaries by
the KRAs.
Standard Account Opening form (AOF) has 2 parts:
- Part I : Basic and uniform KYC details of the investor
- Part II : Additional KYC information as may be sought
separately by the Mutual Fund
14
15. Mutual Funds investment procedure
15
Indicate whether you are a First Time Investor/ Existing Investor.
Visit official website of KRA and check whether you are KYC compliant or not.
You must submit this KYC status.
Provide your details like name, address, etc.
Submit Bank account details and copy of “Cancelled Cheque”.
Once documents are accepted by Mutual Fund Company, you may start
making investment.
16. Investment Modes in Mutual Funds
16
• One time investment.
• Usually, large sum of money is invested in one go.
• Investor faces risk of volatility in markets.
Lump-sum
Investment
• Staggered Investment.
• Period of commitment - 6 months, 1 / 3 / 5 years.
• Specific intervals - monthly, quarterly, half-yearly.
• Made on specific dates e.g. 1st, 5th, 10th, 15th of
every month.
Systematic
Investment
Plan (SIP)
17. Investment Modes in Mutual Funds
17
Direct MutualFund
• Directly offered by fund house.
• No involvement of third party
agents – brokers or
distributors.
• No commissions and
brokerage.
• Have low Expense ratio
(because of no commissions).
• Have high NAV.
• Return is higher due to a lower
expense ratio
Regular Mutual Fund
• Bought through an
intermediary.
• Intermediaries can be brokers,
advisors or distributors.
• Commissions and brokerage
paid.
• High Expense ratio as there
are commissions to pay.
• Low NAV.
• Return is lower due to a higher
expense ratio
18. Mutual Fund Plans – Growth vs Dividend Options
18
• Gains made in portfolio are retained and reflectedin NAV.
• Realized profit/loss is treated as capital gains or loss.
• No increase or decrease in number of units, except if units
are purchased or sold, by the investor.
Growth
Option
• Fund declares dividend from realized profits.
• Amount and frequency varies and depends upon distributable
surplus.
• NAV falls after dividend payout to the extent of dividend paid.
Dividend
Payout
Option
• Dividend is re-invested in same scheme by buying additional
units at ex-dividend NAV.
• Number of units standing to the credit of the investor,
increases each time a dividend is declared, and reinvested
back into the scheme.
Dividend
Reinvestment
Option
19. How to check information about
the Mutual Funds (Offer Document)?
19
• Contains generic and statutory information of
mutual fund.
• Contains financial information of mutual fund.
• Lays down rights of investor.
• Other additional information.
Statement
of additional
information
(SAI)
• Scheme type (open or closed end).
• Investment objective.
• Asset allocation.
• Investment strategies.
• Terms with regard to liquidity.
• Fees and expenses.
• Other information relating to the scheme.
Scheme
information
document
(SID)
20. Risk-o-Meter and its importance
20
Six levels of risk for mutual fund
schemes:
i. Low Risk
ii. Low to Moderate Risk
iii. Moderate Risk
iv. Moderately High Risk
v. High Risk and
vi. Very High Risk
Importance of Risk-o-meter :
- Helps align risk that a fund carries with
the risk profile of the investor.
- Equity as asset class: Volatile: High risk
- Debt as asset class: Stable: Low risk
- Hybrid: Moderate: Depends on
allocation and concentration