2. The Digital Transformation Vision
https://thefinancialbrand.com/83707/legacy-banking-institutions-digital-bank-chris-skinner/
3. Our Services Banking-as-a-service/Open Banking
Banking as a service (BaaS) is an end-to-
end process ensuring the overall execution
of a financial service provided over the
web. Such a digital banking service is
available on demand and is carried out
within a set time-frame.
CTO-as-a-Service
Hiring an in-house Chief Technology
Officer (CTO) is not a viable investment for
every Banks because having well qualified
individual handling all aspects of
technology is a challenge. We offer an
outsourcing service where we provide fully
qualified and dedicated resources to act as
CTO for your Bank. Instead of an individual
you are provided with a team.
Startup Consultancy Services
We provide startups with business
planning, strategic planning, design
strategy, marketing strategy, project
management, product strategy and
financial planning and management.
Software Consultancy Services
Software consulting services are aimed at
maximizing the ROI of a software development
initiative through effective planning, execution and
management of new software development project,
or setting to rights an ongoing project. Providing all-
round software consulting. We help keep end-to-end
software development fast and economically sound
and deliver high-quality software solutions. Our
concentrations include RPA/UIPath, Chatbots etc.
E-commerce Development
We provide ecommerce consulting and
development services and have the expertise
required to deliver ecommerce strategy,
integrations, migrations and support, and a full
range of ecommerce UX design and
coding services using Magento, Android &
IOS platforms.
Management Consultancy Services
We are hired by decision makers for advice
on setting technical strategy to enable
business growth. The proposed solutions
features the execution side of consulting
by utilizing technology to cut costs and
improve the efficiency of business
processes, the implementation of new IT
systems, outsourcing of non-core tasks, or
optimizing the supply chain.
4. 01
Concept
An end-to-end process ensuring the overall execution of a financial service provided over
the web
02
Popularity
2019 has been a banner year for Banking-as-a-Service (BaaS).
Big tech giants (e.g. Apple, Google) into offering their own branded financial
services such as Google Checking and the Apple Card.
Create and deliver financial services through data sharing, optimized
process management systems, and specialized innovation.
03
How it works
Bank as a service acts as a middleware implementing APIs of Fintech & Banks
either globally or locally
Further customization is then layered on top to set up deposit accounts, debit cards
or credit cards, and loans.
04
Benefits
It is a sector in Fintech that is disrupting the delivery of Banking Products. BaaS
providers are an intermediary between Banks & Fintech. BaaS provides the gateway
for Financial Data to stream back & forth between Banks & users.
Airlines, Insurance Companies, Kiosks, Mobile Agents etc. can offer their customers digital
banking services such as mobile bank accounts, debit cards, loans & payment services
by acting as Bank’s agents.
Online Web & Mobile Applications ensures that a single Baas Platform be used to open all
these services.
6. CTO-as-a-service
Project
Management
Software
Consultancy
Technology
Assessment
& Analysis
RFP
Evaluation
IT
Strategic
Planning
Well connected with Industry Standards Virtual
CTO a team of technology experts than one
individual in-house CTO.
Innovative
Scalability as in Operating Expenditure Model &
Fulfills Bangladesh Bank’s requirement of a
CTO
Cost
A sustainable firm means continuity in business
Continuity
Six to eight days in a month with full time team
of engineers/managers on site ideal for large
banks. Once a month meeting with Key
Stakeholders (CEO & Board members)
Service Model
7. Our Proposal
S
W
O
T
EAKNESS
PPORTUNITIES
T
R
E
N
G
T
H
S
H
R
E
A
T
S
We partner with you to develop Bangladesh’s first BaaS/Open Banking Platform
co-owned by Banks.
Partnership on BaaS/Open Banking
We identify all your processes and utilize RPA/UiPath Automation etc. to
automate your processes.
Management Consultancy
We take care of all your Software Development Needs.
Outsource with Software Consultancy Services
We provide you Virtual CTO-as-a-service facilities
Hire us as CTO-as-a-service
8. Open Banking Benefits
Corporate customers can be sold paid
APIs allowing easy Straight Through
Processing including instant reporting,
foreign exchange tools, API-driven
payments.
UpSell & CrossSell
European Union’s PSD2 is a sweeping
example of compliance requirement,
Hong Kong has its own API Framework,
Australia has Consumer Data Right, US
Treasury has recommended financial
data sharing regulations. Cross Border
payments can be done through
ClearingHouse at each country.
Compliance
Offer products & services to Customers from Fintechs & from international Non Resident
Bangladeshi’s at better rates than international economy i.e. post Covid19.
Wider Customer Base
Banks can tie up with 3rd party and
provide different customized user
experience and enhanced co-branding
with advanced technologies.
Co-branding, Advanced Tech
Ensuring that young customers receive
enhanced technically sound and user
friendly services which allows retaining
customers over a longer period,
improving long term profitability.
Increased Customer Satisfaction
9. Dispatch Management System
• GPS ensures that the package is
tracked .
• Route ensures less traffic jam &
expected delivery time.
• Cost of non-delivery calculated.
Route Optimization & GPS Tracking
• Partner Management
• Task Management
• Internal Invoice Management
• Package Tracking
• Delivery & Acceptance
• Invoice Management
• Escalation Matrix Management
• Schedule Management
• Analytics/Reports
• Incident Type Management
• Team Management
Dispatch Management
Based on the schedule management and location where each dispatcher can be assigned
and the number of such packages that can be handled by a dispatcher the dispatcher
assigned to the location is picked.
Automated Scheduling of Dispatch
• User menu rights
• User Group Management
• Maker Checker Management
User & Security Administration
• Lost package
• Misplaced package
• Damaged Package
• Stolen Package
• Escalation Matrix
Incident Management
• Document Management System
• Third Party/External Courier System
• Call Center
API Integration
• Order details contained in the QR code
• Contact information of the initiator and
recipient with Group & Sub ID
• Specific instructions that the drivers
must pay heed to
QR Code
• In-system Chats with
delivery
• Calls from Call center
logged in Dispatch
Call center Dispatch
10. Service-Oriented Architecture (SOA)
is a style of software design where a
number of services communicate with
each other, in one of two ways:
through passing data or through two
or more services coordinating an
activity
Integrated Dispatch Management System
• Each System can request a
document to be delivered to a
specified location without having to
have an API Integration
• The Dispatch Management System
responds to each requests by
responding back with parameters
of success and failure and other
details.
• Services from Dispatch
Management that can be allowed
include:
a) Tracking a package
b) Dispatching a package
c) Viewing Bill by Department
d) Dashboard customized to
Department
• From Mobile Agents, similar
services can be requested to
Dispatch Management.
.
11. Integrated Dispatch Management
Service Oriented Architecture
Service-Oriented Architecture (SOA) is a style of software design where a number of
services communicate with each other, in one of two ways: through passing data or
through two or more services coordinating an activity.
12. Our Team Style
Software Engineers,
Project Managers,
Software
Developers – a total
team of 5 member.
Proposed
Phase I
Continuation with 5
member team
Proposed
Phase II
Continuation with 5
member team..
Proposed
Phase III
With over 15 years of experience
in the Banking & Software & Data
Analytics Domain..
CTO & Founder
Md. Mahboob Ghani Huq
