Presentation Bob Credit Flow
•Download as PPT, PDF•
0 likes•548 views
This study examines the loan approval process at Bank of Baroda branches in Jamshedpur, India. It analyzes the documents, verifications, and procedures required to grant loans to small and medium enterprise customers. While over 100 loan files were reviewed, limitations included time constraints preventing analysis of all files. Bank of Baroda is India's third largest bank and has several branches in Jamshedpur serving local industrial customers. However, greater awareness of SME loan products needs to be created to address the basic problem of low customer awareness.
Report
Share
Report
Share
![[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Recommended
Federal Bank----by Mehar Ali
Federal Bank was founded in 1931 as Travancore Federal Bank Limited with authorized capital of Rs. 5000. It has 952 branches across 24 Indian states and 1029 ATMs nationwide. The bank offers personal, business, and corporate banking services including savings and deposit accounts, loans, credit and debit cards, internet banking, mobile banking, ATM services, and insurance. Federal Bank has received several awards for innovation and performance between 2016-2017. It has strengths in branch network and technology but faces threats from competition and economic conditions.
Profile Of Federal Bank
The document summarizes information about Federal Bank, a private sector bank in India. It was founded in 1931 by Kulangara Paulo Hormis. Over the years it has expanded to over 500 branches across India, with over 300 branches in Kerala. Federal Bank has pioneered new technology-assisted banking services in India such as internet banking and branch automation. The bank's CEO expects the number of employees to grow to 10,000 by 2011 as it expands its branch network to nearly 1,000 branches.
Depository
This document provides information about Surjit Singh's industrial training project report on his internship at ThinkNEXT Technologies Pvt. Ltd. It includes declarations, acknowledgements, details about the company such as its vision, management team, and services provided. The objectives of the study are to understand the functioning of depositories, benefits to investors and brokers, and dematerialization process. Key points covered are the history of depositories in India including the establishment of National Securities Depository Limited and its role in developing the financial services industry.
Foreign sector bank
Foreign banks operate in India under regulations set by the Reserve Bank of India. Major foreign banks have a presence in India and have introduced new technologies and services. An example is HSBC, which was founded in Hong Kong in 1865 and now provides 24-hour banking services across India. The future of foreign banks in India is positive as the economy and banking sector continue to grow.
0601085 perceptible analysis of depository services
This document is a project report submitted by Gajendra R. Hyderabadwale for his Master's in Business Administration. The report provides an acknowledgments section thanking those who contributed to the project. It then includes an index of topics to be covered, abbreviations, objectives, scope, limitations and research methodology. An executive summary overviews that the report does a competitive analysis of depository and broking services provided by India Infoline and major competitors in Solapur, India based on a 7P framework. The report finds that while India Infoline has the largest market share, there is still room for improvement on various factors.
Vijay orignal sbi.ppt
State Bank of India (SBI) is India's largest bank and oldest bank. It was formed in 1955 by the nationalization and consolidation of eight banks in India. SBI has over 21,500 branches across India and 172 foreign offices globally. It has a strong domestic market position and growing Indian banking sector but also faces threats from competitors and risks from non-performing assets and political intervention.
State bank of india
State Bank of India (SBI) is India's largest public sector bank. It has its headquarters in Mumbai and traces its ancestry back to 1806, making it the oldest commercial bank in India. SBI nationalized the Imperial Bank of India in 1955 and has expanded significantly since then. Today, SBI has over 21,500 branches across India and 172 offices worldwide. It provides a variety of banking and financial services to individual and corporate customers.
General banking at kotak mahindra bank
The document is a summer internship project report submitted by Shravan Gupta to the School of Business Studies. During his 4-week internship at Kotak Mahindra Bank in Ranchi, Shravan learned about various banking operations like customer service, loans, deposits, mutual funds, credits, and more. He gained practical work experience by rotating through different departments. The report provides an overview of Kotak Mahindra Bank, including its history, organizational structure, products, and the activities Shravan participated in during his internship.
Recommended
Federal Bank----by Mehar Ali
Federal Bank was founded in 1931 as Travancore Federal Bank Limited with authorized capital of Rs. 5000. It has 952 branches across 24 Indian states and 1029 ATMs nationwide. The bank offers personal, business, and corporate banking services including savings and deposit accounts, loans, credit and debit cards, internet banking, mobile banking, ATM services, and insurance. Federal Bank has received several awards for innovation and performance between 2016-2017. It has strengths in branch network and technology but faces threats from competition and economic conditions.
Profile Of Federal Bank
The document summarizes information about Federal Bank, a private sector bank in India. It was founded in 1931 by Kulangara Paulo Hormis. Over the years it has expanded to over 500 branches across India, with over 300 branches in Kerala. Federal Bank has pioneered new technology-assisted banking services in India such as internet banking and branch automation. The bank's CEO expects the number of employees to grow to 10,000 by 2011 as it expands its branch network to nearly 1,000 branches.
Depository
This document provides information about Surjit Singh's industrial training project report on his internship at ThinkNEXT Technologies Pvt. Ltd. It includes declarations, acknowledgements, details about the company such as its vision, management team, and services provided. The objectives of the study are to understand the functioning of depositories, benefits to investors and brokers, and dematerialization process. Key points covered are the history of depositories in India including the establishment of National Securities Depository Limited and its role in developing the financial services industry.
Foreign sector bank
Foreign banks operate in India under regulations set by the Reserve Bank of India. Major foreign banks have a presence in India and have introduced new technologies and services. An example is HSBC, which was founded in Hong Kong in 1865 and now provides 24-hour banking services across India. The future of foreign banks in India is positive as the economy and banking sector continue to grow.
0601085 perceptible analysis of depository services
This document is a project report submitted by Gajendra R. Hyderabadwale for his Master's in Business Administration. The report provides an acknowledgments section thanking those who contributed to the project. It then includes an index of topics to be covered, abbreviations, objectives, scope, limitations and research methodology. An executive summary overviews that the report does a competitive analysis of depository and broking services provided by India Infoline and major competitors in Solapur, India based on a 7P framework. The report finds that while India Infoline has the largest market share, there is still room for improvement on various factors.
Vijay orignal sbi.ppt
State Bank of India (SBI) is India's largest bank and oldest bank. It was formed in 1955 by the nationalization and consolidation of eight banks in India. SBI has over 21,500 branches across India and 172 foreign offices globally. It has a strong domestic market position and growing Indian banking sector but also faces threats from competitors and risks from non-performing assets and political intervention.
State bank of india
State Bank of India (SBI) is India's largest public sector bank. It has its headquarters in Mumbai and traces its ancestry back to 1806, making it the oldest commercial bank in India. SBI nationalized the Imperial Bank of India in 1955 and has expanded significantly since then. Today, SBI has over 21,500 branches across India and 172 offices worldwide. It provides a variety of banking and financial services to individual and corporate customers.
General banking at kotak mahindra bank
The document is a summer internship project report submitted by Shravan Gupta to the School of Business Studies. During his 4-week internship at Kotak Mahindra Bank in Ranchi, Shravan learned about various banking operations like customer service, loans, deposits, mutual funds, credits, and more. He gained practical work experience by rotating through different departments. The report provides an overview of Kotak Mahindra Bank, including its history, organizational structure, products, and the activities Shravan participated in during his internship.
bank of baroda
Bank of Baroda was founded in 1908 in Baroda, India by Maharaja Sayajirao Gaekwad III. It has since grown to become one of the largest public sector banks in India. Over the past century, Bank of Baroda expanded both within India and internationally, opening branches across Asia, Africa, and other regions. The bank offers a range of personal and commercial banking products and services. A financial analysis of Bank of Baroda from 2010-2014 found that its capital adequacy ratio, a measure of financial stability, fluctuated during this period but remained above regulatory requirements.
Bank of baroda
- Bank of Baroda (BOB) was founded in 1908 in Baroda, India as the third largest public sector bank.
- It was established by Maharaja Sayajirao Gaekwad III of Baroda with a paid up capital of Rs 10 Lacs.
- As of 2012, BOB had over 4,267 branches including 70 overseas with total staff of over 43,587 serving over 29 million customers globally.
- Over the years, BOB has expanded through mergers and acquisitions of other banks, and by opening branches within India and overseas in countries like Uganda, Kenya, New Zealand and UAE.
Brief introduction
Kotak Securities is a leading online stock trading company in India and is a 100% subsidiary of Kotak Mahindra Bank. It offers various trading account types for different needs, including AutoInvest for investment planning and Kotak Gateway for beginners. Trading can be done in BSE and NSE. Brokerage fees are variable based on trade type and amount traded. Accounts can be opened online, by phone, or by visiting a local branch. Standard documents like address and identity proof are required.
A study on scope of foreign banks in india
This document provides an overview of the scope of foreign banks in India. It begins with introducing foreign banks and their history in India. It then discusses key foreign banks operating in India like Citibank, HSBC, and Standard Chartered Bank. The document also covers the regulatory framework for foreign banks in India and how it has evolved. It concludes with providing details about specific foreign banks like ABN AMRO Bank and Royal Bank of Scotland, including their operations and products offered in India.
Foreign banks in india
This document discusses foreign banks operating in India. It notes that foreign banks are defined as banks headquartered in another country operating in India through branches. There are currently 45 foreign banks operating 286 branches in India. While foreign banks account for under 1% of branches, they control around 7% of banking sector assets and 11% of profits. The document outlines the advantages of foreign banks like increased competition and innovation, and the disadvantages like domestic banks facing greater competition.
29037262 yes-bank-project-report
This document is a summer training report submitted as part fulfillment of an MBA degree. It discusses conducting a study on business opportunities for Yes Bank Ltd. in FCRA (Foreign Contribution Regulation Act) accounts of charitable institutions in Delhi. The report provides an overview of FCRA, profiles Yes Bank and the banking industry, discusses the study's objectives and methodology, and presents an analysis and recommendations.
Presentation on bob
Bank of Baroda is the third largest bank in India based on assets. It was founded in 1908 in Gujarat and has over 3,500 branches within India and overseas. The bank provides a variety of personal and commercial banking services and has expanded internationally in recent years. It aims to be a top-ranked national bank committed to increasing shareholder value through concern, care, and competence.
Banking Industry of Bangladesh
This presentation provides an overview of the banking industry in Bangladesh. It discusses the historical background of banking after independence, including the six commercial banks and three foreign banks established. It also outlines the current state of the industry, including state-owned commercial banks, private commercial banks, foreign commercial banks and specialized banks. Key points about the Central Bank of Bangladesh and functions of commercial banks are summarized. The presentation also discusses Islamic banks, specialized banks, developments in the sector like e-banking and mobile banking, and challenges faced by the banking industry in Bangladesh such as an underdeveloped business environment.
Challenges for Foreign Banks Entering India Open New Opportunities for Consul...
Foreign banks face regulatory, technological, and social hurdles when entering the Indian market. Regulatory challenges include complying with priority sector lending requirements and obtaining a banking license. Marketplace challenges involve competing in a diverse banking environment and developing products suited to Indian customers. Social issues incorporate integrating into relationships-based Indian banking and overcoming perceptions. Infrastructure barriers relate to implementing specialized IT systems. Consulting firms can help foreign banks navigate these obstacles by providing regulatory expertise, market research, branding support, and assistance integrating new technology platforms.
Rahul presentation1
HDFC Bank is a major private sector bank in India that was incorporated in 1994. It has over 1,725 branches and 5,000 ATMs across India. In 2010-11, HDFC Bank reported a net profit of Rs. 3,926.30 crore, up 33.1% from the previous fiscal year. It focuses on wholesale banking, retail banking, and treasury services.
Bank of baroda presentation
The Bank of Baroda was founded in 1908 in India and was later nationalized by the Indian government in 1969. It is currently one of the largest banks in India with over 5,500 branches worldwide. In 2018, the Indian government proposed merging Bank of Baroda, Vijaya Bank, and Dena Bank to create the third largest bank in India in an effort to consolidate the country's banking system. Bank of Baroda offers a wide range of personal and commercial banking services both within India and internationally.
Foreign Banks in India
Foreign banks have operated in India for over 200 years, facilitating foreign trade. Since economic liberalization in 1991, the presence of foreign banks has increased significantly. While foreign banks now number over 40 with hundreds of branches, their market share remains around 5%. They have enhanced competition and technology transfer in Indian banking. However, some criticize foreign banks for prioritizing profits over social banking needs.
Federal bank
Federal Bank is an Indian private sector bank headquartered in Aluva, Kerala. It was established in 1931 under the name Travancore Federal Bank. The bank has over 950 branches across 24 states in India and over 1000 ATMs. It targets semi-urban sectors with banking products and services for individuals and industries. Federal Bank has expanded through acquisitions and mergers over the years and plans to further expand its branch network and workforce. The bank engages in various sponsorships and uses innovative marketing strategies.
Comparative Study of SBI and PNB Bank
This document is a project report on analyzing the banking sector in India, specifically focusing on State Bank of India. It includes an introduction to SBI covering its history, vision, board of directors, and awards. It also describes the research methodology used and provides an index of topics to be covered on SBI and another public sector bank. Finally, it contains declarations by the student and their guide certifying the original work. In summary, this document presents a student's research project on analyzing State Bank of India and another public sector bank in India for an MBA program.
Syndicate bank
Syndicate Bank is one of the major public sector banks in India established in 1925. It provides a range of financial products and services to retail customers, including various types of loans and investments. It delivers these products and services through an extensive branch network, ATMs, phone banking, and the internet. The key executives are Sudhir Kumar Jain as Chairman and Managing Director, and Ravi Chatterjee and M Anjaneya Prasad as Executive Directors.
Careers In Banking & Finance
The document discusses opportunities in the banking and financial services sector in India. It notes that the sector is rapidly expanding and diversifying. By 2020, India's banking industry has the potential to become the fifth largest in the world. Over the next decade, the sector is projected to create two million new jobs through expanding financial inclusion and the use of new technologies. The total banking sector credit is expected to grow significantly by 2017. The insurance market size is also expected to see substantial growth reaching $350-400 billion by 2020. The document outlines the major players in banks, non-banking financial companies, insurance, and mutual funds. It also discusses typical career opportunities in sales, operations, and entrepreneurship in the financial sector.
Foriegn banks
The document discusses the important role that commercial banks play in facilitating international trade and business. It describes how banks provide key services such as trade financing through letters of credit, foreign exchange, loans, and other services that allow money and goods to flow globally. Without these services provided by commercial banks, international finance and import/export would not function as efficiently.
Yes bank
Yes Bank aims to mainstream development into Indian banking through several initiatives. It focuses on agribusiness, rural and social banking, microfinance, and sustainable investment banking. For financial inclusion, Yes Bank partners with Nokia and Obopay to offer mobile banking services. It also uses business correspondents to expand rural banking through village-level agents. Overall, Yes Bank develops specialized business units to create viable development-focused businesses for the bank.
Profitability of banks in India- A statistical analysis
: In this research paper, we have made an attempt to identify the key determinants of profitability of all the banks in India. The analysis is based on pool regression and fixed effect regression model(in the cases of time and individual banks). We used panel data from the year 2008 to 2012. The study has brought out that the explanatory power of some variables is significantly high. Such variables include Net Spread, Non Interest Income and Cash And Reserve. However, some variables namely Profit per employee, Cash-Deposit Ratio, Operating Expense, Rate Of Equity, Offices, Non Performing Assets and Business per employee are found with low explanatory power. Hence the variables Net spread, non interest income (NII) and cash and reserve (CNR) have a significant relationship with Net Profit, where spread has the maximum influence and Cash - Deposit Ratio has the least effect on net profit. On introducing Time and Bank Dummies under the fixed effect model, we have found that only Cash And Reserve has an effect on bank profitability.
Bank Of Baroda
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
Tourism Finance Corporation of India(TFCI)
The Tourism Finance Corporation of India (TFCI) was set up in 1989 as a public limited company by the IFCI and other banks to provide financing for tourism and tourism-related activities and services in India. TFCI provides loans, guarantees, and advisory services to projects in areas like hotels, restaurants, resorts, transport, travel agencies and more. It aims to promote tourism development and investment across various locations in India. IFCI remains the largest shareholder of TFCI, holding around 42.5% of its shares.
More Related Content
What's hot
bank of baroda
Bank of Baroda was founded in 1908 in Baroda, India by Maharaja Sayajirao Gaekwad III. It has since grown to become one of the largest public sector banks in India. Over the past century, Bank of Baroda expanded both within India and internationally, opening branches across Asia, Africa, and other regions. The bank offers a range of personal and commercial banking products and services. A financial analysis of Bank of Baroda from 2010-2014 found that its capital adequacy ratio, a measure of financial stability, fluctuated during this period but remained above regulatory requirements.
Bank of baroda
- Bank of Baroda (BOB) was founded in 1908 in Baroda, India as the third largest public sector bank.
- It was established by Maharaja Sayajirao Gaekwad III of Baroda with a paid up capital of Rs 10 Lacs.
- As of 2012, BOB had over 4,267 branches including 70 overseas with total staff of over 43,587 serving over 29 million customers globally.
- Over the years, BOB has expanded through mergers and acquisitions of other banks, and by opening branches within India and overseas in countries like Uganda, Kenya, New Zealand and UAE.
Brief introduction
Kotak Securities is a leading online stock trading company in India and is a 100% subsidiary of Kotak Mahindra Bank. It offers various trading account types for different needs, including AutoInvest for investment planning and Kotak Gateway for beginners. Trading can be done in BSE and NSE. Brokerage fees are variable based on trade type and amount traded. Accounts can be opened online, by phone, or by visiting a local branch. Standard documents like address and identity proof are required.
A study on scope of foreign banks in india
This document provides an overview of the scope of foreign banks in India. It begins with introducing foreign banks and their history in India. It then discusses key foreign banks operating in India like Citibank, HSBC, and Standard Chartered Bank. The document also covers the regulatory framework for foreign banks in India and how it has evolved. It concludes with providing details about specific foreign banks like ABN AMRO Bank and Royal Bank of Scotland, including their operations and products offered in India.
Foreign banks in india
This document discusses foreign banks operating in India. It notes that foreign banks are defined as banks headquartered in another country operating in India through branches. There are currently 45 foreign banks operating 286 branches in India. While foreign banks account for under 1% of branches, they control around 7% of banking sector assets and 11% of profits. The document outlines the advantages of foreign banks like increased competition and innovation, and the disadvantages like domestic banks facing greater competition.
29037262 yes-bank-project-report
This document is a summer training report submitted as part fulfillment of an MBA degree. It discusses conducting a study on business opportunities for Yes Bank Ltd. in FCRA (Foreign Contribution Regulation Act) accounts of charitable institutions in Delhi. The report provides an overview of FCRA, profiles Yes Bank and the banking industry, discusses the study's objectives and methodology, and presents an analysis and recommendations.
Presentation on bob
Bank of Baroda is the third largest bank in India based on assets. It was founded in 1908 in Gujarat and has over 3,500 branches within India and overseas. The bank provides a variety of personal and commercial banking services and has expanded internationally in recent years. It aims to be a top-ranked national bank committed to increasing shareholder value through concern, care, and competence.
Banking Industry of Bangladesh
This presentation provides an overview of the banking industry in Bangladesh. It discusses the historical background of banking after independence, including the six commercial banks and three foreign banks established. It also outlines the current state of the industry, including state-owned commercial banks, private commercial banks, foreign commercial banks and specialized banks. Key points about the Central Bank of Bangladesh and functions of commercial banks are summarized. The presentation also discusses Islamic banks, specialized banks, developments in the sector like e-banking and mobile banking, and challenges faced by the banking industry in Bangladesh such as an underdeveloped business environment.
Challenges for Foreign Banks Entering India Open New Opportunities for Consul...
Foreign banks face regulatory, technological, and social hurdles when entering the Indian market. Regulatory challenges include complying with priority sector lending requirements and obtaining a banking license. Marketplace challenges involve competing in a diverse banking environment and developing products suited to Indian customers. Social issues incorporate integrating into relationships-based Indian banking and overcoming perceptions. Infrastructure barriers relate to implementing specialized IT systems. Consulting firms can help foreign banks navigate these obstacles by providing regulatory expertise, market research, branding support, and assistance integrating new technology platforms.
Rahul presentation1
HDFC Bank is a major private sector bank in India that was incorporated in 1994. It has over 1,725 branches and 5,000 ATMs across India. In 2010-11, HDFC Bank reported a net profit of Rs. 3,926.30 crore, up 33.1% from the previous fiscal year. It focuses on wholesale banking, retail banking, and treasury services.
Bank of baroda presentation
The Bank of Baroda was founded in 1908 in India and was later nationalized by the Indian government in 1969. It is currently one of the largest banks in India with over 5,500 branches worldwide. In 2018, the Indian government proposed merging Bank of Baroda, Vijaya Bank, and Dena Bank to create the third largest bank in India in an effort to consolidate the country's banking system. Bank of Baroda offers a wide range of personal and commercial banking services both within India and internationally.
Foreign Banks in India
Foreign banks have operated in India for over 200 years, facilitating foreign trade. Since economic liberalization in 1991, the presence of foreign banks has increased significantly. While foreign banks now number over 40 with hundreds of branches, their market share remains around 5%. They have enhanced competition and technology transfer in Indian banking. However, some criticize foreign banks for prioritizing profits over social banking needs.
Federal bank
Federal Bank is an Indian private sector bank headquartered in Aluva, Kerala. It was established in 1931 under the name Travancore Federal Bank. The bank has over 950 branches across 24 states in India and over 1000 ATMs. It targets semi-urban sectors with banking products and services for individuals and industries. Federal Bank has expanded through acquisitions and mergers over the years and plans to further expand its branch network and workforce. The bank engages in various sponsorships and uses innovative marketing strategies.
Comparative Study of SBI and PNB Bank
This document is a project report on analyzing the banking sector in India, specifically focusing on State Bank of India. It includes an introduction to SBI covering its history, vision, board of directors, and awards. It also describes the research methodology used and provides an index of topics to be covered on SBI and another public sector bank. Finally, it contains declarations by the student and their guide certifying the original work. In summary, this document presents a student's research project on analyzing State Bank of India and another public sector bank in India for an MBA program.
Syndicate bank
Syndicate Bank is one of the major public sector banks in India established in 1925. It provides a range of financial products and services to retail customers, including various types of loans and investments. It delivers these products and services through an extensive branch network, ATMs, phone banking, and the internet. The key executives are Sudhir Kumar Jain as Chairman and Managing Director, and Ravi Chatterjee and M Anjaneya Prasad as Executive Directors.
Careers In Banking & Finance
The document discusses opportunities in the banking and financial services sector in India. It notes that the sector is rapidly expanding and diversifying. By 2020, India's banking industry has the potential to become the fifth largest in the world. Over the next decade, the sector is projected to create two million new jobs through expanding financial inclusion and the use of new technologies. The total banking sector credit is expected to grow significantly by 2017. The insurance market size is also expected to see substantial growth reaching $350-400 billion by 2020. The document outlines the major players in banks, non-banking financial companies, insurance, and mutual funds. It also discusses typical career opportunities in sales, operations, and entrepreneurship in the financial sector.
Foriegn banks
The document discusses the important role that commercial banks play in facilitating international trade and business. It describes how banks provide key services such as trade financing through letters of credit, foreign exchange, loans, and other services that allow money and goods to flow globally. Without these services provided by commercial banks, international finance and import/export would not function as efficiently.
Yes bank
Yes Bank aims to mainstream development into Indian banking through several initiatives. It focuses on agribusiness, rural and social banking, microfinance, and sustainable investment banking. For financial inclusion, Yes Bank partners with Nokia and Obopay to offer mobile banking services. It also uses business correspondents to expand rural banking through village-level agents. Overall, Yes Bank develops specialized business units to create viable development-focused businesses for the bank.
Profitability of banks in India- A statistical analysis
: In this research paper, we have made an attempt to identify the key determinants of profitability of all the banks in India. The analysis is based on pool regression and fixed effect regression model(in the cases of time and individual banks). We used panel data from the year 2008 to 2012. The study has brought out that the explanatory power of some variables is significantly high. Such variables include Net Spread, Non Interest Income and Cash And Reserve. However, some variables namely Profit per employee, Cash-Deposit Ratio, Operating Expense, Rate Of Equity, Offices, Non Performing Assets and Business per employee are found with low explanatory power. Hence the variables Net spread, non interest income (NII) and cash and reserve (CNR) have a significant relationship with Net Profit, where spread has the maximum influence and Cash - Deposit Ratio has the least effect on net profit. On introducing Time and Bank Dummies under the fixed effect model, we have found that only Cash And Reserve has an effect on bank profitability.
What's hot (20)
Challenges for Foreign Banks Entering India Open New Opportunities for Consul...
Challenges for Foreign Banks Entering India Open New Opportunities for Consul...
Profitability of banks in India- A statistical analysis
Profitability of banks in India- A statistical analysis
Viewers also liked
Bank Of Baroda
Bank Of Baroda , Third largest Public Sector bank in India,
after State Bank of India and Punjab National Bank
Founded in 1908
Headquartered at Baroda
It has total of 3159 branches including 70 overseas
Has a total staff of 38063
CMD of BOB is M.D.Mallaya
Tourism Finance Corporation of India(TFCI)
The Tourism Finance Corporation of India (TFCI) was set up in 1989 as a public limited company by the IFCI and other banks to provide financing for tourism and tourism-related activities and services in India. TFCI provides loans, guarantees, and advisory services to projects in areas like hotels, restaurants, resorts, transport, travel agencies and more. It aims to promote tourism development and investment across various locations in India. IFCI remains the largest shareholder of TFCI, holding around 42.5% of its shares.
Product & services of bank of baroda
This document discusses the history and initiatives of Bank of Baroda, one of India's largest public sector banks. It traces the bank's origins back to 1908 when it was established in Baroda by the Maharaja of Baroda. Over the decades, the bank expanded both within India and internationally, growing to have over 2,700 branches across 21 countries. The document highlights some of the bank's key initiatives including expanding customer services, developing its people, strengthening finances, and advancing digitization. It recognizes the important role played by both leadership and ordinary employees in building the institution over the past century.
Idbi, then and now
Industrial Development Bank of India (IDBI) was established in 1964 as a wholly owned subsidiary of the Reserve Bank of India to play the role of coordinator at the all India level and to provide financial assistance to industrial enterprises. It pioneered capital market development by setting up institutions like the National Stock Exchange and National Securities Depository Limited. After liberalization in the 1990s, IDBI faced problems like declining profits and rising non-performing assets. In 2004, it merged with its banking subsidiary IDBI Bank to form a universal bank and address challenges in the financial sector. The merger created a firm foundation for IDBI to compete with other banks through operational synergies and access to low-cost deposits.
Bank of Baroda
Bank of Baroda is the third largest public sector bank in India. It was founded in 1908 and is headquartered in Baroda. As of fiscal year 2009, it had over 3,000 branches including 70 overseas, with total assets of Rs. 2.27 trillion and net profits of Rs. 2.22 trillion. The bank focuses on increasing retail credit, maintaining high asset quality ratios, and growing its total business while protecting asset quality. Going forward, it aims to achieve 20-22% total business growth by focusing on low-cost deposits and adding 2.5-3 million new customers annually.
Punjab national bank
Punjab National Bank (PNB) is one of the oldest and largest banks in India, established in 1894. It has over 5,000 branches across India and internationally. PNB provides various personal and corporate banking services and caters to over 37 million customers. It aims to be the best bank through quality customer service and technological innovation.
Project on Bank of Baroda
Bank of Baroda (BoB) is one of the largest public sector banks in India with over 5000 branches globally. It was founded in 1908 in Baroda, Gujarat by the Maharaja of Baroda. Over the years, BoB has expanded both within India and internationally. In 1969, it was nationalized along with 13 other major banks. Today, BoB offers a wide range of banking products and services to corporate and retail customers. It has received several awards recognizing its leadership and customer service. BoB has a strong presence both within India and globally across over 20 countries.
Industrial relation
Industrial relations deal with the relationships between workers, employers, and the government. The main aspects are how proceeds from work are divided as wages between different levels of employees. The objectives of industrial relations are to safeguard interests, avoid conflicts, establish growth, raise productivity, and have government control. The main actors in industrial relations are workers represented by trade unions, employers represented by employer associations, and the government representing society. In Nepal, there is mutual hostility between these groups, and disputes are often resolved through strikes with unacceptable labor practices still occurring and disputes handled through power rather than transparency.
Viewers also liked (8)
Similar to Presentation Bob Credit Flow
Sbi, pnb, sb
This presentation summarizes the profiles and geographical presences of three major public sector banks in India - State Bank of India, Punjab National Bank, and Syndicate Bank. State Bank of India is the largest bank in India with over 16,000 branches and a presence across India and overseas. Punjab National Bank has over 5,937 branches primarily in northern states. Syndicate Bank has over 2,708 branches focused in southern states like Karnataka. The presentation provides details on the establishment year, headquarters, number of employees, income/profit figures, and logos of each bank.
Credit Risk Management- SBI
This document is a project report submitted by P. Pavithra in partial fulfillment of the requirements for a Master of Business Administration degree from Saveetha School of Management. The project focuses on credit risk management at State Bank of India's Park Town branch. It includes a certificate verifying the project as Pavithra's original work. It also includes an acknowledgment, declaration, abstract, and table of contents sections.
state Bank of India
This document provides an introduction and overview of State Bank of India's (SBI) financing activities for small and medium enterprises (SMEs) based on a project report and survey conducted in Rajkot, Gujarat, India. It discusses SBI's history and operations, defines SMEs, describes the importance of SME financing for economic development, and outlines SBI's procedures and services for financing SMEs. The survey found that marketing efforts by SBI helped the bank earn 18 crores of new business from SMEs in the industrial areas surveyed in Rajkot.
Payments banks
Payment banks are a new type of bank in India that were created by the Reserve Bank of India to encourage financial inclusion. Payment banks can accept deposits up to Rs. 100,000 per customer, issue debit cards, and provide services like ATMs, net banking, and mobile banking. However, they cannot issue credit cards or make loans. The main objectives of payment banks are to provide payment and remittance services to low-income groups and expand access to financial services. Currently, several payment banks are active in India including Paytm, Airtel, India Post, and others.
State Bank of India Summer Internship Presentation.
This document provides an overview of a study conducted on SBI's SME loan products in the Damoh region. It includes an introduction, objectives, background on SMEs, scope and limitations of the study which was focused on existing loan customers in Damoh and Panna. A SWOT analysis of SBI identifies strengths in market share and operations but weaknesses in customer service. Opportunities exist in rural banking and technology, while threats include loss of market share. Recommendations focus on increasing customer awareness, improving service, retaining customers through customized products and gathering feedback. The conclusion is that customers responded positively but SBI should focus on innovation, services and retention.
Ppt
Project financing involves using project debt and equity to finance long-term infrastructure and industrial projects. It uses a complex structure with multiple equity investors and banks providing loans secured by the project's assets and cash flows. A special purpose entity is typically created to shield other sponsor assets from project failure. Project finance is commonly used in industries like mining, transportation, telecommunications and utilities. The presentation then discusses the history and operations of J&K Bank, including its products, mission, vision and financial performance over time.
J&K Bank
This document appears to be a student project report on analyzing working capital in the banking sector, specifically focusing on Jammu & Kashmir Bank. It includes an introduction to the bank, outlining its history and operations. Several chapters are proposed to cover conceptual discussions of working capital, the financials and analysis of working capital at J&K Bank through ratio analysis, funds flow analysis and budgeting. Case studies on working capital management at the bank are also mentioned. The objective is to understand how working capital is managed in corporate banking.
retail report
This document provides an overview of RDC Bank, a cooperative bank located in Rajkot, India. It discusses the bank's history, founding in 1959; organizational structure with 131 branches; services offered including deposits, loans, and agricultural lending; vision, mission and values of being customer-focused and empowering members; and awards received for financial performance. Key metrics on deposits, investments, profits and other indicators from 1984-2009 are presented. The document also covers principles of cooperative banking around voluntary membership, democratic control, and members' economic participation.
MeghaAgarwal_ResearchPaper
This document provides an overview of changing business practices in the Indian banking sector due to technological adaptations. It discusses the introduction of payment banks in India, which are non-full service niche banks allowed to accept deposits and provide remittance services but not lending. Regulations for payment banks regarding financial requirements, ownership structures, and permissible activities are outlined. Recent developments and a list of new payment banks launching in India are also mentioned. Mobile wallets and small finance banks, which are other emerging technologies being adopted in the banking sector, are briefly discussed as well.
Government Banks in Bangladesh: Study on Janata Bank Ltd.
This is the formal presentation I have made recently based on the Janata Bank Ltd. and the government (or stated-owned) banks in Bangladesh. I have included, covered and discussed every detail focusing on the financial institutions and markets for the Janata Bank Ltd. Feel free to download this slide. Please don't forget to like, comment and share this slide.
Newsletter dated 24th December, 2015
- Grandhi Mallikarjuna Rao is an Indian billionaire industrialist and founder of the GMR Group, a global infrastructure developer.
- He started his career as a mechanical engineer for the Andhra Pradesh government before entering commodities trading and acquiring failing businesses, using the profits to build his infrastructure portfolio.
- Today, GMR Group operates in 7 countries and is a leader in the energy, highways, and airports sectors in India, known for developing and operating major national assets like Hyderabad International Airport.
- Rao is considered the richest person from the Telugu community and is respected for his simplicity despite his large fortune, having received awards for his entrepreneurship and donating over $250
Situation Analysis Of Banking Sector In India
The document provides an overview of the banking sector in India. It discusses the role and functions of the Reserve Bank of India as the central bank. It then summarizes the differences between nationalized and private banks. The document also provides details about ICICI Bank and State Bank of India, including their services, SWOT analyses, and the current scenario and requirements of the banking sector.
Brijal bfsi
The document provides an overview of the Banking, Financial Services and Insurance (BFSI) sector in Ahmedabad, India. It discusses 5 key players in the banking sector - State Bank of India, ICICI Bank, Dena Bank, HSBC Bank, and Kalupur Bank. For State Bank of India, it outlines the various products and services offered, including deposit accounts, personal finance options, and agriculture banking services. Overall, the document analyzes the major BFSI players in Ahmedabad and their offerings.
Summer Internship Report 2019
The document is an internship report submitted by Mayank Mulchandani to Medi-Caps University for their MBA program. It details their 8 week internship at State Bank of India in the Credit Division. It includes sections on the company profile of SBI, describing it as a major public sector bank in India. It provides information on SBI's history dating back to 1806, its current position and services offered which include personal, rural, SME and corporate banking. The report was prepared under the supervision of Mr. Prakash Kumar Shukla, Branch Head of SBI's MG Road branch.
60087744-CUSTOMER-S-PERCEPTION-TOWARDS-THE-LOAN-PRODUCT-OF-STATE-BANK-OF-INDI...
The document provides an overview of State Bank of India, including its history dating back to 1806, key areas of operations such as national banking, international banking, and corporate banking, and its large branch network across India and overseas. It discusses SBI's management structure and awards, as well as its competitors and strengths/opportunities and weaknesses/threats. The document aims to give background information on SBI to understand its loan products and customers' perceptions of those products.
Jebasingh project report
This document is a summer training project report submitted for a Master's degree. It discusses a study conducted at HDFC Corporate Bank on assistance provided to multinational companies. HDFC Bank was established in 1994 as one of the first private sector banks in India. It has grown significantly over the years through strategic mergers and acquisitions. The report provides background details on HDFC Bank, its promoters, business focus, and capital structure. It also includes sections on the bank's competitors and some financial data.
Basic Terms of Financial Institution & market
The document discusses various types of money market instruments and their characteristics such as maturities ranging from 1 day to 1 year and high liquidity. It also compares bonds and shares in terms of interest payment, voting rights, income type and maturity date. Furthermore, it provides details on the total number of scheduled banks, specialized banks, foreign banks and non-scheduled banks operating in Bangladesh as well as sectors of listed companies on the Dhaka and Chittagong stock exchanges.
KOTAK REPORT
The document is a report on the practical training completed by Vaibhavi Yogesh Shah at Kotak Mahindra Bank Ltd from May 14, 2013 to June 15, 2013. It provides an overview of Kotak Mahindra Bank, including its vision, history, products and services offered such as savings accounts, current accounts, and loans. The report also describes the various branches, awards received, and milestones achieved by Kotak Mahindra Bank since its establishment in 1985.
Indian Overseas Bank Presentation For BCBF Student
Indian Overseas Bank Presentation For BCBF Student With Bank Details.
Introduction
First Chairman
Product and services
Example of Bank Cheque, Payment Slip
Banking Apps
How to Open Saving Bank A/C
Mrp on the banking industry in india
The document provides an overview of HDFC Bank Limited, including:
1) HDFC Bank was established in 1994 and has grown to have over 760 branches and 1,977 ATMs across India.
2) In 2000, HDFC Bank merged with Times Bank, adding to its branch network and customer base.
3) As of 2007, HDFC Bank had total assets of over Rs. 23,507,700 thousand, with current assets of over Rs. 1,968,200 thousand and long term investments of Rs. 19,512,200 thousand. Total liabilities were over Rs. 21,987,800 thousand.
Similar to Presentation Bob Credit Flow (20)
State Bank of India Summer Internship Presentation.
State Bank of India Summer Internship Presentation.
Government Banks in Bangladesh: Study on Janata Bank Ltd.
Government Banks in Bangladesh: Study on Janata Bank Ltd.
60087744-CUSTOMER-S-PERCEPTION-TOWARDS-THE-LOAN-PRODUCT-OF-STATE-BANK-OF-INDI...
60087744-CUSTOMER-S-PERCEPTION-TOWARDS-THE-LOAN-PRODUCT-OF-STATE-BANK-OF-INDI...
Indian Overseas Bank Presentation For BCBF Student
Indian Overseas Bank Presentation For BCBF Student
Presentation Bob Credit Flow
- 3. In India SME is the largest provider of employment after Agriculture. It accounts to about 95% of industrial and about 40% of all industrial output.
- 6. Strengths Industrial activity in the state of Jharkhand is scattered in the entire state such as in districts of Ranchi, Ramgarh, Hazaribagh, giridigh etc. where we have our presence and our branches can generate leads. Weakness It has been experienced that most of the walk in leads have been cold leads Opportunities Lot of industrial activity is going on in the state of Jharkhand due to the presence of abundant raw materials i.e. iron ore & coal. Jamshedpur is the hub of industrial activity in the state. All the downstream industries of Tata Steel and ancillaries of Telco are situated in and around JSR Threats Various legislations are coming in the way of customers in meeting out the requirements of collateral securities. Telco has around 400 ancillary units. All these units are enjoying Bill Drawing Arrangements with SBI and Canara Bank as per pre-arrangements. We are yet to tap sizeable business.
- 10. M/S JAMSHED IRON & STEEL Pvt Ltd
- 11. Number of loans sanctioned by SME loan factory (JSR main branch) 2007 2008 2009 2010(till may) Fund based Cash Credit 19 32 44 18 Term loan 13 24 23 5 O/D 4 1 1 0 Non-Fund based Bank Guarantee 1 1 9 3 Total 37 58 77 26 Total amount sanctioned in lakhs 5238.2 9994.2 11317.32 3575.21