* Brief Overview of insurance industry and insurance products
*Develop comparative study of the portfolios-allocation and returns of IDBI Federal Life Insurance (Wealth insurance plan)with the other competitors like HDFC Life and ICICI Prudential
The document provides information about IDBI Federal Life Insurance Company:
1. It is a joint venture between IDBI Bank, Federal Bank and Ageas with 48%, 26% and 26% shares respectively.
2. The company offers a range of wealth management, protection and retirement solutions and achieved break-even in 2013 after commencing operations in 2008.
3. A PEST analysis is presented identifying various political, economic, social and technological factors impacting the insurance industry.
The document is a report on the marketing mix and promotional strategies of IDBI Federal Life Insurance Co. Ltd. It begins with declarations, acknowledgements, and an executive summary providing details about the organization, project guide, objectives, and methodology. The body of the report analyzes IDBI Federal's marketing mix, products, promotional strategies, and brand awareness. It concludes with recommendations to improve IDBI Federal's marketing and promotions.
This document discusses customer retention at IDBI Federal Life Insurance Co. Ltd. in Hyderabad, India. It aims to study the factors that help IDBI retain customers and identify ways to improve customer satisfaction. A survey was conducted of 120 existing customers. The results found that over 60% of customers were satisfied with their experience and benefits. However, only 33% felt IDBI offers higher benefits than competitors. The document recommends ways for IDBI to retain customers like offering rewards for continuous purchase, gifts, and membership programs. It suggests developing policies targeting unmarried customers and increasing promotions to educate all customer types.
Study of promotional strategy of icici prudential life insurance co ltdProjects Kart
This document is a certificate of participation for a student named Rajni Kant who completed a project titled "Advertisement Effectiveness Study (With reference to Life Insurance)" for the ICICI Prudential Life Insurance Co. Ltd. The project was conducted as part of the Post Graduate Program in Management and Insurance at the International School of Business and Media in Noida, India. The certificate certifies that Rajni Kant successfully completed the project, which analyzed and evaluated the media strategy of ICICI Prudential Life Insurance Co. Ltd.
This document provides an overview of a summer training project comparing HDFC Life insurance products to other insurance companies. It outlines HDFC Life's history and products offerings, including protection plans, retirement plans, health plans, and savings/investment plans. The objectives of the study are listed as analyzing product details, finding points of parity and difference, and determining factors that influence customer purchases. Suggestions are provided for HDFC Life to improve marketing and attract more customers.
ICICI Prudential Life Insurance is a joint venture between ICICI Bank and Prudential plc. It has over 13,000 employees and offers a wide range of insurance products including term plans, wealth plans, child plans, health plans, and retirement plans. The company has maintained its dominant position among private life insurers in India and has a vision to be the dominant life, health, and pensions player built on trust and world-class service.
0601077 study the brand image of icici prudential life insuranceSupa Buoy
This document provides a project report on studying the brand image of ICICI Prudential Life Insurance. It includes an executive summary that outlines the objectives and methodology of the research project. The document discusses the life insurance industry and types of insurance contracts. It also provides details about ICICI Prudential such as its joint venture partnership, capital infusion, ratings and growth. The objectives, introduction and company profile sections provide key information about the focus of the research project, which is to analyze the brand image of ICICI Prudential Life Insurance.
The document provides information about IDBI Federal Life Insurance Company:
1. It is a joint venture between IDBI Bank, Federal Bank and Ageas with 48%, 26% and 26% shares respectively.
2. The company offers a range of wealth management, protection and retirement solutions and achieved break-even in 2013 after commencing operations in 2008.
3. A PEST analysis is presented identifying various political, economic, social and technological factors impacting the insurance industry.
The document is a report on the marketing mix and promotional strategies of IDBI Federal Life Insurance Co. Ltd. It begins with declarations, acknowledgements, and an executive summary providing details about the organization, project guide, objectives, and methodology. The body of the report analyzes IDBI Federal's marketing mix, products, promotional strategies, and brand awareness. It concludes with recommendations to improve IDBI Federal's marketing and promotions.
This document discusses customer retention at IDBI Federal Life Insurance Co. Ltd. in Hyderabad, India. It aims to study the factors that help IDBI retain customers and identify ways to improve customer satisfaction. A survey was conducted of 120 existing customers. The results found that over 60% of customers were satisfied with their experience and benefits. However, only 33% felt IDBI offers higher benefits than competitors. The document recommends ways for IDBI to retain customers like offering rewards for continuous purchase, gifts, and membership programs. It suggests developing policies targeting unmarried customers and increasing promotions to educate all customer types.
Study of promotional strategy of icici prudential life insurance co ltdProjects Kart
This document is a certificate of participation for a student named Rajni Kant who completed a project titled "Advertisement Effectiveness Study (With reference to Life Insurance)" for the ICICI Prudential Life Insurance Co. Ltd. The project was conducted as part of the Post Graduate Program in Management and Insurance at the International School of Business and Media in Noida, India. The certificate certifies that Rajni Kant successfully completed the project, which analyzed and evaluated the media strategy of ICICI Prudential Life Insurance Co. Ltd.
This document provides an overview of a summer training project comparing HDFC Life insurance products to other insurance companies. It outlines HDFC Life's history and products offerings, including protection plans, retirement plans, health plans, and savings/investment plans. The objectives of the study are listed as analyzing product details, finding points of parity and difference, and determining factors that influence customer purchases. Suggestions are provided for HDFC Life to improve marketing and attract more customers.
ICICI Prudential Life Insurance is a joint venture between ICICI Bank and Prudential plc. It has over 13,000 employees and offers a wide range of insurance products including term plans, wealth plans, child plans, health plans, and retirement plans. The company has maintained its dominant position among private life insurers in India and has a vision to be the dominant life, health, and pensions player built on trust and world-class service.
0601077 study the brand image of icici prudential life insuranceSupa Buoy
This document provides a project report on studying the brand image of ICICI Prudential Life Insurance. It includes an executive summary that outlines the objectives and methodology of the research project. The document discusses the life insurance industry and types of insurance contracts. It also provides details about ICICI Prudential such as its joint venture partnership, capital infusion, ratings and growth. The objectives, introduction and company profile sections provide key information about the focus of the research project, which is to analyze the brand image of ICICI Prudential Life Insurance.
A SUMMER INTERNSHIP PROJECT REPORT ON “CONSUMER BEHAVIOR” AT IDBI FEDERAL LIF...Gaurav Mehta
The document is a summer internship project report submitted by a student to Gujarat Technological University. It analyzes consumer behavior for IDBI Federal Life Insurance Company. The report provides an overview of IDBI Federal, discusses its strengths, weaknesses, opportunities and threats. It then describes the research methodology used, including hypotheses tested, data collection instruments, sample size and limitations. Key findings are that while people prefer life insurance for security, tax benefits and investment, awareness remains low, especially in rural areas.
This document provides an executive summary of a project report that compares ULIP plans offered by various life insurance companies in India. The objectives of the study were to analyze how ULIP plans work, conduct a SWOT analysis of ULIP products, compare competitors in the market, study available tax planning solutions, and understand how insurance plans allocate assets. A comparative analysis was done of LIC, HDFC, Birla Sun Life, and Bajaj Allianz. Primary data was collected through direct customer interactions and a survey of 100 people, while secondary data came from magazines. The research methodology involved gathering information from various sources and conducting a market survey.
ICICI PruLife Customer awareness and customer satisfactionDeloitte
This document presents a study on consumer behavior and customer satisfaction towards life insurance products from ICICI Prudential Life Insurance. The objectives are to understand consumer preferences for insurance products and the growth of ICICI Prudential. The methodology includes surveys of 200 consumers and 50 advisors. Key findings are that 79% of consumers prefer life over general insurance, with 49% preferring LIC and 24% preferring ICICI Prudential. Television and internet are the most effective promotion methods. The recommendations suggest low-cost marketing strategies like giveaways and community events to increase awareness and sales.
This document provides a summary of a project report on recruitment and selection at HDFC Standard Life Insurance Company. It includes sections on the organization overview, product range and variety, areas of operation, and advertisements and sales promotions of HDFC Standard Life. The summary discusses the key points about HDFC Standard Life's history and partnership with HDFC and Standard Life, its vision, values and executive summary of the project report. It also briefly outlines some of HDFC Standard Life's major products and services. The summary is concise at 3 sentences.
A Research on Venture Capital investments of IDBI Federal Life Insurance coma...yours sunil
This document is a research project report on venture capital investments at IDBI Federal Life Insurance Co. Ltd. It includes:
1. An introduction providing background on the insurance industry in India and the importance of properly analyzing venture capital investments to provide maximum returns to customers.
2. A literature review on the concept and features of venture capital, including the stages, investment process, and methods of venture capital financing.
3. Details about the author's internship experience at IDBI Federal Life Insurance Co. Ltd. and the project objectives to study venture capital financing.
The report examines factors considered by venture capitalists in investment decisions and how companies can employ venture capital to yield good profits.
Advertising startegies of idbi federal life insuranceChanchal Sharma
This document provides an overview of IDBI Federal Life Insurance Co. Ltd., including details about the company, its joint venture partners, products offered, market presence, and financial performance. Some key points:
- IDBI Federal is a joint venture between IDBI Bank, Federal Bank, and Ageas, a multinational insurance company.
- It offers life insurance products through over 3,000 bank branches of its joint venture partners across India.
- As of March 2015, IDBI Federal has issued over 835,000 policies with a total sum assured of over Rs. 53,918 crore.
A project report on the study of solvency margin in icici prudential life in...Babasab Patil
The document provides an overview of a study conducted on the solvency margin of ICICI Prudential Life Insurance Company. It discusses the objectives and need for the study, as well as the research methodology used. The findings indicate that ICICI Prudential's solvency margin increased over the period of 2005-2009, demonstrating the company's financial strength. Suggestions for improving solvency margin regulations and limitations of the study are also presented.
Internship at Birla Sun Life Insurance CompanyVamsi bodavula
This document summarizes a student's internship report on analyzing the pharmaceutical sector for equity research and investment opportunities. The internship included studying the pharmaceutical sector using macroeconomic and microeconomic factors, creating sector-specific mutual funds, and analyzing their performance against benchmarks. It also involved selling an insurance policy and researching new product designs. The objective was to understand how proper company analysis can minimize investment risks. This helped the student learn skills in capital market analysis, company evaluation, and insurance sales.
The document provides details about Gaurav Tripathi's summer training project report on the investment habits of Indian investors for Birla Sun Life Insurance. It includes an introduction, acknowledgements, objectives of the study, and outlines of each chapter covering the insurance industry, company overview, CSR practices, research methodology, findings and conclusions. The report was submitted in partial fulfillment of the requirements for Gaurav's post-graduate diploma in management from New Delhi Institute of Management.
Marketing Strategies of HDFC Standard LifeAnshiMalaiya
This document appears to be a project report submitted for a Bachelor's degree that studies the marketing strategies of HDFC Standard Life Insurance in Sagar, Madhya Pradesh, India. It includes an introduction covering the insurance industry and HDFC Standard Life profile. The report is divided into 5 chapters: introduction, literature review, research methodology, data analysis and interpretation, and findings, suggestions and conclusion. It aims to understand HDFC Standard Life's brand image and the impact of its marketing strategies on customers in the Sagar region through a questionnaire survey and data analysis.
This document is a project report submitted to SRM University by Anand.N to fulfill the requirements of a Master's degree in Business Administration. The project examines customer buying behavior in the life insurance industry, with a focus on HDFC Standard Life Insurance Company Ltd. The report includes an introduction outlining the objectives and scope of the study. It also provides information on the research methodology used. Several chapters analyze and interpret data collected on customer perceptions and satisfaction with HDFC Standard Life. The report concludes with findings and suggestions.
A project report on hdfc standard life insuranceProjects Kart
This document provides an acknowledgement and index for a project report on HDFC Standard Life Insurance Company. It thanks the company and project guide for their support and guidance. The index outlines the contents of the report, which will cover topics like the history of insurance, HDFC's products and services, barriers to entry in the insurance sector, growth potential, and recommendations.
This document provides a project report on a comparative study of ULIP plans offered by ICICI Prudential and other life insurance companies. It includes an introduction, preface by the student, certificate by the faculty guide, table of contents, and literature review sections. The introduction discusses the objectives of the project which are to conduct a comparative study of ULIP plans, analyze customer response, and study various tax planning solutions available in the market. It aims to understand the workings of ULIP plans and conduct a SWOT analysis of the product.
This document appears to be a project report submitted by a student named Aakash Singh for their Bachelor of Business Administration degree. The report focuses on enhancing the distribution of insurance products for HDFC Standard Life Insurance Company in India. The report provides background on HDFC Standard Life, including its vision to be the most trusted and customer-centric life insurance company. It discusses the company's recruitment strategies and objectives to increase insurance coverage and offer customers a wide range of product options.
This document provides a project report on studying the recruitment and selection policy of IDBI Federal Life Insurance Company Ltd. It includes an introduction, objectives of the study, company profile, literature review and various chapters on data presentation, analysis, findings and conclusions. The company profile provides details on the history, products, and operations of IDBI Federal Life Insurance. The literature review covers concepts related to human resource management, recruitment policies and procedures. The overall report aims to analyze the recruitment and selection process at IDBI Federal Life Insurance.
Birla Sunlife Insurance Summer InternshipANSHU SINGH
Birla Sun Life Insurance is a joint venture between the Aditya Birla Group and Sun Life Financial. It has a 2% market share in India. The document discusses Birla Sun Life's work process, including generating awareness, campaigns, analyzing competitors, and building trust. It also summarizes a project where the group selected a dummy product from Kickstarter, targeted customers in South Delhi, created advertisements, and analyzed sales. Strengths include a large distribution network and customer-centric products, while weaknesses are a lack of rural and low-income penetration.
BIRLA SUNLIFE INSURANCE BSLI. SUMMER INTERNSHIP PROJECT Chandan Sah
This document provides an overview of the life insurance sector in India and Birla Sun Life Insurance Company. It discusses the current market scenario and government initiatives to boost the insurance industry. It also outlines the future prospects for growth in the Indian insurance market. Birla Sun Life Insurance is one of the major private players in the rapidly growing life insurance sector. The document examines Birla Sun Life Insurance's management, products, and target market in detail to provide context for developing an effective marketing strategy for the company.
This document provides a summary of a report comparing Unit Linked Insurance Plans (ULIPs) offered by IDBI Fortis Life Insurance Company to those of other major insurance companies in India. The report was submitted as part of an internship program. It includes an analysis of secondary data on ULIPs from IDBI Fortis, Tata AIG Life Insurance, Bajaj Allianz Life Insurance, LIC, HDFC Standard Life Insurance, and ICICI Prudential Life Insurance. Primary data was also collected through a survey of 133 respondents in Hyderabad on their preferences, awareness and perceptions of various insurance products and companies. The report evaluates the strengths and weaknesses of IDBI Fortis based on the
This document is a summer training report submitted by Naresh Kumar to Pacific Business School about a study of the strategy and functioning of field forces at Bajaj Allianz General Insurance. It includes an introduction, acknowledgements, index, and sections on the insurance need and introduction to the organization. The report was submitted in partial fulfillment of an MBA program and provides an overview of Bajaj Allianz General Insurance and the insurance sector in India.
A comparative study of uli ps with mutual funds at IDBI federal life insuranc...Yashmin Revawala
This document presents a comparative study of unit-linked insurance plans (ULIPs) and mutual funds offered by IDBI Federal Life Insurance Co. Ltd. The study aims to analyze the performance, risk, and return relationship of select ULIP and mutual fund products. It finds that the actual performance of HDFC mutual funds was better than IDBI Federal funds over 2008-2015. However, the equity ULIP product was less risky and more closely tracked the index. The conclusion recommends ULIPs for those seeking life insurance with investment returns, and mutual funds for those able to invest regularly after market research. It suggests insurers increase awareness of ULIPs especially among middle-income customers.
A SUMMER INTERNSHIP PROJECT REPORT ON “CONSUMER BEHAVIOR” AT IDBI FEDERAL LIF...Gaurav Mehta
The document is a summer internship project report submitted by a student to Gujarat Technological University. It analyzes consumer behavior for IDBI Federal Life Insurance Company. The report provides an overview of IDBI Federal, discusses its strengths, weaknesses, opportunities and threats. It then describes the research methodology used, including hypotheses tested, data collection instruments, sample size and limitations. Key findings are that while people prefer life insurance for security, tax benefits and investment, awareness remains low, especially in rural areas.
This document provides an executive summary of a project report that compares ULIP plans offered by various life insurance companies in India. The objectives of the study were to analyze how ULIP plans work, conduct a SWOT analysis of ULIP products, compare competitors in the market, study available tax planning solutions, and understand how insurance plans allocate assets. A comparative analysis was done of LIC, HDFC, Birla Sun Life, and Bajaj Allianz. Primary data was collected through direct customer interactions and a survey of 100 people, while secondary data came from magazines. The research methodology involved gathering information from various sources and conducting a market survey.
ICICI PruLife Customer awareness and customer satisfactionDeloitte
This document presents a study on consumer behavior and customer satisfaction towards life insurance products from ICICI Prudential Life Insurance. The objectives are to understand consumer preferences for insurance products and the growth of ICICI Prudential. The methodology includes surveys of 200 consumers and 50 advisors. Key findings are that 79% of consumers prefer life over general insurance, with 49% preferring LIC and 24% preferring ICICI Prudential. Television and internet are the most effective promotion methods. The recommendations suggest low-cost marketing strategies like giveaways and community events to increase awareness and sales.
This document provides a summary of a project report on recruitment and selection at HDFC Standard Life Insurance Company. It includes sections on the organization overview, product range and variety, areas of operation, and advertisements and sales promotions of HDFC Standard Life. The summary discusses the key points about HDFC Standard Life's history and partnership with HDFC and Standard Life, its vision, values and executive summary of the project report. It also briefly outlines some of HDFC Standard Life's major products and services. The summary is concise at 3 sentences.
A Research on Venture Capital investments of IDBI Federal Life Insurance coma...yours sunil
This document is a research project report on venture capital investments at IDBI Federal Life Insurance Co. Ltd. It includes:
1. An introduction providing background on the insurance industry in India and the importance of properly analyzing venture capital investments to provide maximum returns to customers.
2. A literature review on the concept and features of venture capital, including the stages, investment process, and methods of venture capital financing.
3. Details about the author's internship experience at IDBI Federal Life Insurance Co. Ltd. and the project objectives to study venture capital financing.
The report examines factors considered by venture capitalists in investment decisions and how companies can employ venture capital to yield good profits.
Advertising startegies of idbi federal life insuranceChanchal Sharma
This document provides an overview of IDBI Federal Life Insurance Co. Ltd., including details about the company, its joint venture partners, products offered, market presence, and financial performance. Some key points:
- IDBI Federal is a joint venture between IDBI Bank, Federal Bank, and Ageas, a multinational insurance company.
- It offers life insurance products through over 3,000 bank branches of its joint venture partners across India.
- As of March 2015, IDBI Federal has issued over 835,000 policies with a total sum assured of over Rs. 53,918 crore.
A project report on the study of solvency margin in icici prudential life in...Babasab Patil
The document provides an overview of a study conducted on the solvency margin of ICICI Prudential Life Insurance Company. It discusses the objectives and need for the study, as well as the research methodology used. The findings indicate that ICICI Prudential's solvency margin increased over the period of 2005-2009, demonstrating the company's financial strength. Suggestions for improving solvency margin regulations and limitations of the study are also presented.
Internship at Birla Sun Life Insurance CompanyVamsi bodavula
This document summarizes a student's internship report on analyzing the pharmaceutical sector for equity research and investment opportunities. The internship included studying the pharmaceutical sector using macroeconomic and microeconomic factors, creating sector-specific mutual funds, and analyzing their performance against benchmarks. It also involved selling an insurance policy and researching new product designs. The objective was to understand how proper company analysis can minimize investment risks. This helped the student learn skills in capital market analysis, company evaluation, and insurance sales.
The document provides details about Gaurav Tripathi's summer training project report on the investment habits of Indian investors for Birla Sun Life Insurance. It includes an introduction, acknowledgements, objectives of the study, and outlines of each chapter covering the insurance industry, company overview, CSR practices, research methodology, findings and conclusions. The report was submitted in partial fulfillment of the requirements for Gaurav's post-graduate diploma in management from New Delhi Institute of Management.
Marketing Strategies of HDFC Standard LifeAnshiMalaiya
This document appears to be a project report submitted for a Bachelor's degree that studies the marketing strategies of HDFC Standard Life Insurance in Sagar, Madhya Pradesh, India. It includes an introduction covering the insurance industry and HDFC Standard Life profile. The report is divided into 5 chapters: introduction, literature review, research methodology, data analysis and interpretation, and findings, suggestions and conclusion. It aims to understand HDFC Standard Life's brand image and the impact of its marketing strategies on customers in the Sagar region through a questionnaire survey and data analysis.
This document is a project report submitted to SRM University by Anand.N to fulfill the requirements of a Master's degree in Business Administration. The project examines customer buying behavior in the life insurance industry, with a focus on HDFC Standard Life Insurance Company Ltd. The report includes an introduction outlining the objectives and scope of the study. It also provides information on the research methodology used. Several chapters analyze and interpret data collected on customer perceptions and satisfaction with HDFC Standard Life. The report concludes with findings and suggestions.
A project report on hdfc standard life insuranceProjects Kart
This document provides an acknowledgement and index for a project report on HDFC Standard Life Insurance Company. It thanks the company and project guide for their support and guidance. The index outlines the contents of the report, which will cover topics like the history of insurance, HDFC's products and services, barriers to entry in the insurance sector, growth potential, and recommendations.
This document provides a project report on a comparative study of ULIP plans offered by ICICI Prudential and other life insurance companies. It includes an introduction, preface by the student, certificate by the faculty guide, table of contents, and literature review sections. The introduction discusses the objectives of the project which are to conduct a comparative study of ULIP plans, analyze customer response, and study various tax planning solutions available in the market. It aims to understand the workings of ULIP plans and conduct a SWOT analysis of the product.
This document appears to be a project report submitted by a student named Aakash Singh for their Bachelor of Business Administration degree. The report focuses on enhancing the distribution of insurance products for HDFC Standard Life Insurance Company in India. The report provides background on HDFC Standard Life, including its vision to be the most trusted and customer-centric life insurance company. It discusses the company's recruitment strategies and objectives to increase insurance coverage and offer customers a wide range of product options.
This document provides a project report on studying the recruitment and selection policy of IDBI Federal Life Insurance Company Ltd. It includes an introduction, objectives of the study, company profile, literature review and various chapters on data presentation, analysis, findings and conclusions. The company profile provides details on the history, products, and operations of IDBI Federal Life Insurance. The literature review covers concepts related to human resource management, recruitment policies and procedures. The overall report aims to analyze the recruitment and selection process at IDBI Federal Life Insurance.
Birla Sunlife Insurance Summer InternshipANSHU SINGH
Birla Sun Life Insurance is a joint venture between the Aditya Birla Group and Sun Life Financial. It has a 2% market share in India. The document discusses Birla Sun Life's work process, including generating awareness, campaigns, analyzing competitors, and building trust. It also summarizes a project where the group selected a dummy product from Kickstarter, targeted customers in South Delhi, created advertisements, and analyzed sales. Strengths include a large distribution network and customer-centric products, while weaknesses are a lack of rural and low-income penetration.
BIRLA SUNLIFE INSURANCE BSLI. SUMMER INTERNSHIP PROJECT Chandan Sah
This document provides an overview of the life insurance sector in India and Birla Sun Life Insurance Company. It discusses the current market scenario and government initiatives to boost the insurance industry. It also outlines the future prospects for growth in the Indian insurance market. Birla Sun Life Insurance is one of the major private players in the rapidly growing life insurance sector. The document examines Birla Sun Life Insurance's management, products, and target market in detail to provide context for developing an effective marketing strategy for the company.
This document provides a summary of a report comparing Unit Linked Insurance Plans (ULIPs) offered by IDBI Fortis Life Insurance Company to those of other major insurance companies in India. The report was submitted as part of an internship program. It includes an analysis of secondary data on ULIPs from IDBI Fortis, Tata AIG Life Insurance, Bajaj Allianz Life Insurance, LIC, HDFC Standard Life Insurance, and ICICI Prudential Life Insurance. Primary data was also collected through a survey of 133 respondents in Hyderabad on their preferences, awareness and perceptions of various insurance products and companies. The report evaluates the strengths and weaknesses of IDBI Fortis based on the
This document is a summer training report submitted by Naresh Kumar to Pacific Business School about a study of the strategy and functioning of field forces at Bajaj Allianz General Insurance. It includes an introduction, acknowledgements, index, and sections on the insurance need and introduction to the organization. The report was submitted in partial fulfillment of an MBA program and provides an overview of Bajaj Allianz General Insurance and the insurance sector in India.
A comparative study of uli ps with mutual funds at IDBI federal life insuranc...Yashmin Revawala
This document presents a comparative study of unit-linked insurance plans (ULIPs) and mutual funds offered by IDBI Federal Life Insurance Co. Ltd. The study aims to analyze the performance, risk, and return relationship of select ULIP and mutual fund products. It finds that the actual performance of HDFC mutual funds was better than IDBI Federal funds over 2008-2015. However, the equity ULIP product was less risky and more closely tracked the index. The conclusion recommends ULIPs for those seeking life insurance with investment returns, and mutual funds for those able to invest regularly after market research. It suggests insurers increase awareness of ULIPs especially among middle-income customers.
This document provides a comparative analysis of mutual fund schemes. It discusses types of mutual funds according to maturity period and investment objective. The facilities provided by mutual funds to investors are also outlined. The document analyzes the performance of various mutual fund schemes of different companies using metrics like beta, alpha, and standard deviation. Key findings are that ICICI PRU and Franklin Templeton funds have strong stock picking styles and risk management. Reliance funds can provide high returns but are not suitable for conservative investors. HDFC funds provide stability through large cap exposure. In conclusion, mutual funds provide a good investment option for committed, long term investors.
This document is a summer training project report submitted by Rahul Pal for their MBA program. The report analyzes the financial statements of IDBI Federal Life Insurance Co. Ltd. over several years. It includes an introduction to the insurance industry in India and background on IDBI Federal Life Insurance. The report then covers literature review, research methodology, analysis of financial statements including comparative statements, ratios, findings and suggestions. The analysis examines the financial performance and strength of IDBI Federal Life Insurance.
HDFC Standard Life Insurance Co- Group 1.pptxParthGarg58
HDFC Standard Life Insurance Co. Ltd. is one of India's leading private life insurance companies established in 2000 as a joint venture between HDFC Ltd. and Standard Life. It has over 400 offices across India and provides life insurance, investment management, and pension products. The company has strong distribution networks through agents and partnerships with banks. It has grown to become one of the largest private insurers in India with over $29 billion in total assets and has expanded operations to Dubai.
- The document is an investment report on New Look Eyewear (TSE: BCI) prepared by David Fortino, Dylan Mulrain, and Jan-Cayo Fiebig.
- Key points include BCI acquiring Vogue Optical for $74 million, which is expected to be accretive. BCI has a strong competitive position in eastern Canada and steady financial performance. Valuation methods indicate the stock is undervalued and represents a buy.
- Risks are assessed as low to medium and include successfully integrating the Vogue Optical acquisition and industry challenges like increasing online retail and laser eye surgery.
XLRI-VIL: Financial Analysis and Equity Research (FA & ER)xlrivil
Financial Analysis and Equity Research is a 3 month, fully online Executive Development Program by XLRI.
This program is designed for aspiring and practicing equity analysts from both sell side and buy side.
Care Ratings Ltd is an Indian credit rating agency established in 1993. It is the second largest credit rating agency in India with over 5,000 clients. The company earns high returns on equity of around 35% while employing little debt. It pays out a large portion of earnings in dividends, with a dividend payout ratio of 50% in FY2013. The management is led by an experienced CEO with over 33 years in the financial sector. At its current market cap of Rs. 1,500 crores, Care Ratings trades at a discount to its estimated fair value, providing a margin of safety.
1) The document discusses a study on the risk-return profile of mutual funds in India, specifically looking at funds offered by SBI Mutual Fund.
2) It analyzes 10 SBI mutual fund schemes using various risk metrics like beta, Sharpe ratio, Treynor ratio, and Jensen ratio to evaluate their performance over 5 years.
3) The results show that SBI Focused Equity Fund had the lowest risk as measured by beta and highest returns as measured by Sharpe, Treynor, and Jensen ratios, indicating it performed better than other funds in managing risk and return.
A short presentation on early-stage financing with a primer on how angel investors consider risk and reward for equity investments in high-growth companies at their earliest stages.
Edelweiss Mid Cap Fund Details | Edelweiss MFJuneRobert1
Edelweiss midcap fund seeks to generate capital appreciation from a diversified portfolio investment in midcap companies. To invest in mid cap mutual funds visit Edelweiss MF today.
Finally, it provides recommendations to improve Air India's performance by adopting strict cost controls, revising wages, limiting government control, investing in fleet and maintenance, rebranding the company, and paying employee salaries on time.
A dessertation report of market research on financial consultant for hdfcslic...Projects Kart
The document provides an overview of HDFC Standard Life Insurance and its formation through a joint venture between Housing Development Finance Corporation and Standard Life. It discusses HDFC Standard Life's product scope, covering both individual and group insurance solutions. The company aims to mirror the success of its parent companies and be a leader in the Indian life insurance industry through ethical practices and financial strength.
2017-01-25 A Framework for Strengthening Your Nonprofit’s Investment Reserve ...Raffa Learning Community
Nonprofit Executives and their Boards know they must periodically review reserve or investment policies. They don’t always know, however, what’s involved. Through his work on the Study on Nonprofit Investing (SONI), Dennis Gogarty of Raffa Wealth Management has developed an easy-to-follow investment policy framework which will assist nonprofits in developing or strengthening their organization’s policy and procedures.
1) The document presents on a summer training project conducted at HDFC Standard Life Insurance on their claims process.
2) It includes an introduction to insurance and HDFC-SLIC, objectives of the research, methodology used including sample size of 60 respondents, findings from data analysis, and suggestions.
3) Key findings indicate customers faced issues with documentation and non-cooperation of agents in claims, but were satisfied with employee behavior. There is a need to simplify processes and decrease time for claims settlement.
2016-10-27 A Framework for Strengthening Your Nonprofits Investment Reserve P...Raffa Learning Community
This document summarizes the results of a survey of 722 nonprofit finance executives about their organization's investment policies and results. It finds that nonprofit investment policies often do not fully align with strategic plans or asset allocation strategies. Additionally, many nonprofits do not have clear expectations around investment performance benchmarks and risk tolerances. The document recommends that nonprofits review their policies to ensure goals, governance, reporting, policy components, and key considerations are addressed when evaluating investment strategies.
Venture capital refers to risk capital provided to growing companies, usually in the form of equity shares. In India, venture capital primarily focuses on seed funding, high-tech industries, and commercializing research. Several national organizations provide venture funding, including IDBI Venture Fund, ICICI Venture Funds, SIDBI Venture Capital, and IFCI Venture Capital Fund. Eligibility requires innovative projects with potential for high returns. Funding is typically through equity, convertible loans, or debt and investors may participate in management. The goal is to exit investments within 3-5 years through IPOs, strategic sales or buybacks.
Dai-ichi Life Holdings, Inc. - Insurer Innovation Award 2023The Digital Insurer
Dai-ichi Life Innovation Fund (DLIF) was launched to foster a culture of innovation within the Dai-ichi Life Group. The DLIF provides up to $5 million annually to fund bold ideas that are collaborative and align with the group's strategic themes. Ideas are submitted twice a year and pitched to senior executives, with the most promising receiving funding and support. Notable funded ideas include using dynamic pricing for vehicle insurance based on driving data, combining online and offline insurance sales in Cambodia, and an AI avatar to assist customers and agents. The DLIF aims to accelerate the group's innovation capabilities through developing talent and collaborating both internally and externally.
The document describes a 4-day finance training workshop for non-financial professionals. The workshop aims to help executives and managers understand key financial concepts and learn skills for making better informed financial decisions. Participants will learn about financial statements, analysis, budgeting, cost accounting, investment evaluation and other topics. The workshop is taught by an experienced instructor and CFO using presentations, examples and exercises. It is suitable for those without formal financial training who need to use financial data in their roles.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
2. INDUSTRY & COMPANY OVERVIEW
52 Branches across India ,rest cross
selling through IDBI bank
1941 employees
Insurance-52 in total,24-life insurance
and 28 non life insurance,49 % FDI
Ranked 17 in life insurance ,break even
in 5 years
Future Generali , Kotak , Bharti AXA
Term , wealth, income , home ,
child,retire,bond,loan
Rs 500 crores,10.29 lakh policies
sum assured -59000 crores
Insurance
Company
Standing
and
Prospects
Presence
Major
Competitors
Products
&plans
Turnovr
International Management Institute
3. Company overview
• Established 2008
• 1941 employees and 10000 roll on employees
48%
26%
26%
Equity
IDBI Bank
Federal Bank
Ageas
International Management Institute
4. Project Description
Problem Statement
• Develop comparative analysis on portfolios and return of Wealth
insurance product with a similar plan of its competitors
Methodology Adopted
• Defining a problem-comparative portfolio analysis of funds
• Laying the objectives of the research-identify one particular
insurance plan
• Sources of data-mostly secondary data
• Methods of data collection-websites ,financials & manuals
• Data analysis & processing-tools used like ms excel
• Conclusions & Recommendations
International Management Institute
5. Data Analysis & Interpretation
• 9 funds to invest in wealthsurance plan
• 10 years PPT, min age-18, max age -64
• Investment Account
• Insurance Account
• Equity growth gives good returns in 5th yr
• Income fund -7.45 to 8.44%
• Highest return-midcap fund
International Management Institute
6. IDBI income & equity fund
allocation
HDFC Income & equity fund
allocation
International Management Institute
7. • Equity Fund comparison • Income Fund comparison
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
40.00%
45.00%
IDBI Federal ICICI
PRUDENTIAL
HDFC LIFE
FUND RETURN
BENCHMARK RETURN
7.8
8
8.2
8.4
8.6
8.8
9
9.2
9.4
9.6
Idbi federal Icici prudential HDFC Life
Fund Performan
Benchmark
International Management Institute
8. Conclusions & Recommendations
Trust over LIC products
Lack of awareness about IDBI insurance and perception
as high priced
Policy duration quite big
IDBI ‘s NAV return of more than 100% since inception whereas the
benchmark or the peer is 74.32%.
IDBI has not given a good return in 1st year of wealthsurance equity growth
fund but grown to 42% return in 5th year
Not a great performance in income fund
Portfolio Diversification is necessary in order to manage the risk and maybe go
for MMI instruments or govt deposits.
International Management Institute
9. Learnings
• Comparison of different UIIP products of different
companies with their recent performance in all funds.
• Learnt many insights about insurance while my IRDA
Certification exam and during the whole course of my
internship as well.
• Revising Portfolio as per different types of plans.
• Selling process –natural and referral market
International Management Institute