This document discusses using a personal economic model to plan investments and savings while considering one's current lifestyle, monthly cashflow, income sources, and lifetime capital potential to achieve financial security and prepare for emergencies or future lifestyle changes. Key aspects of the model include diversifying investments, accounting for taxes, and maintaining an emergency fund to optimize savings and plan for short- and long-term financial goals.

1. SAFERISK
Investments
Lifestyle
Regulator
Investment/Savings
Diverter
Current Lifestyle
Savings
Monthly Cashflow
Earned
Income
Inheritance &
Other Sources
Consumed and
Gone Forever
Lifetime Capital Potential
Personal
Economic
Model®
F
U
T
U
R
E
L
I
F
E
S
T
Y
L
E
Emergency Fund
Tax Filter
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