The document provides information about financial stewardship and parenting resources from The Life Group organization. It encourages downloading notes, signing up for a newsletter, and seeking a personal review of one's legacy data. It also contains multiple biblical passages and principles about financial stewardship, teaching children, being proactive parents, and building one's life on biblical foundations rather than worldly philosophies.

1. Copies of our notes and Power
Point can be downloaded at:
WWW .T HE L IFE G ROUP . ORG
You may also download our Legacy Family Data Sheet if you
would like a personal review and specific recommendations
related to your overall Stewardship.
You may also sign up for our free quarterly financial
newsletter.

2. HOW
WELL
DO YOU
KNOW
GOD?
Jeremiah 9:23-24
You can boast 

3. DID YOU
KNOW OUR
LORD HAS
EMOTIONS?
HE
REJOICES
IN THE
CHOICES
WE MAKE. Zephaniah 3:17

4. Does GOD
Forget?
Does He
Need
To Be
Reminded
? Malachi 3:16
Why is there a book?

5. STEWARDSHIP
WHAT IS IT?
It’s the management of your
family, time, money, body, ho
use, car, and everything God
entrusts to our care

6. THE WHY
OF STEWARDSHIP?
It’s commanded in scripture.
Wise and Faithful
Stewardship is not an option
but a command to the
Believer.

7. THE HOW OF
STEWARDSHIP?
Give thought to your ways,
read, follow and obey the
Scriptures.
Pray and seek godly counsel.
Joshua 1:8, Psalms 1:1,
1 Timothy 6:6-19

8. Parents - A Beacon to follow
Tools to train your children
because…
“Principles without Application lead to frustration”
Roy L. Russell, CFP

9. Question:
 Who learns more?
The Student
The Teacher
Are you a Teacher?
Kids are watching
and learning from you!

10. Are You a Proactive Parent?
 Take an active role teaching our children and
grandchildren.
 Deut 4:1-9
 Act differently than those around us.
 Rom 12:2, Eph 4:17
 Look ahead and prepare for upcoming dangers.
 Prov 22:3
 Become pro-active and train our children.
 Eph 6:4
 Amos 3:3 & 1 Cor 11:11 – agree with spouse.

11. Proactive vs. Reactive
 Discipline – why, when and how
 Planning for the future – vacations, holidays, marriage
 Balancing a checkbook – age 15 or 16
 Their first job – what to expect
 Buying their first car – no borrowing
 Planning for college – have children pay ½
 Their first credit card – never carry balance
 Gifts or Inheritances - Sudden wealth: often Misused
or Mismanaged and gone in 18 months.

12. People remember:
 – 10% of what we read
 – 20% of what we hear
 – 30% of what we see
 – 50% of what we both see and hear
 – 70% of what we say
 – 90% of what we both say and do
Active learning requires that we are
involved in the learning;
we need to hear it, see it, and do it
to really get it!

13. Three ways we learn:
 Seeing it – Visual (reading and watching others)
 Hearing it – Listening or Auditory (preaching &
training)
 Doing it – Experience or Kinesthetic (hands-on)

14.  What we learn depends on who influences us
the most.
 The world’s philosophy from the god of this world
 Biblical Priorities from the God of the universe
 As parents we need to develop convictions to
live by a standard.
 The shifting sands of the world’s philosophy
 The rock solid, consistent teachings from God’s Word.
 We must adjust our view of life: Rom 12:1-2; Eph 4-5:12
 Our old nature vs. The new nature

15. Notice God’s judgment for doing nothing
~ Man’s natural tendency ~
 Fig tree - Luke 13:6-9; Matt 21:18-19
 Ten Virgins - Matt 25:1-13
 Talents of silver - Matt 25:14-30
 Building on rock or sand - Matt 7:24-27

16. Our Children Learn
By seeing it
(watching others)
 Influenced by peer pressure – Luke 12:15
 What is teaching your children – The World or the Word?
 Deceitfulness of wealth – Mark 4:19
 Divorce rate is 50% - this applies to us and our
children!
 Dangers of credit cards - Proverbs 22:3
 a wise man looks ahead… and makes provision.

17. Dangers of Credit Cards
 Me first – buy now pay later
 Credit cards – average balance $8,000+ and the
typical family carries 10 different cards.
 Using Plastic – we spend on average 34% more
money when using credit cards.
My wants
Sacrificial
Luxuries Giving
& Spending
Pleasures
Giving Saving

18. Citibank Ad
Now you can Borrow
Enough Money
To be
Completely
Out of Debt!

19. Children Learn by our Priorities
1. Teach them to keep these LIFEstyle
Priorities in order. What do they hear?
 Your Faith
 Salvation, Sanctification, avoiding Stagnation
 Your Family
 Spouse, Children, Parents and Peers
 Your Finances
 Give, Save, Spend, Offerings and Luxuries
 Your Future
 A Christian’s Will

20. Children learn through experience
1. The Four Quarter Method of Stewardship
Weekly repetitive training reinforces priorities.
 Weekly allowance starting at Age 6
 Share the household income
 Train them to manage money
 Not directly related to chores
 Four Quarters every Sunday morning
 1stQuarter , 2nd Quarter
 3rd Quarter , 4th Quarter
 Increase each year with age

21. 4 Quarter Method of Stewardship
~ some helpful hints ~
 Accountability and Reward
 If you don’t inspect it you can not expect it!
 Match Long-Term savings and invest every Christmas
 No borrowing, No Advances
 Never spend it all
 Earnings >$25 in any one week
 – no allowance needed that week
 - simply not needed. Not an entitlement!

22. 2. The Surprise Package Company -
Look for opportunities to Give –
in the church & in the community.
a. Planned giving – help children look for individuals or
families, saved or unsaved, who have a financial need.
 Staple $100 to a paper with the words:
“From the Surprise Package Company from your
friends at Trinity Bible Fellowship Church.”
 Each Child delivers envelope secretly to house. Knocks
on door and hides. They never tell anyone.

23. b. Benefits to the Family:
 God will not hear our prayers if we close
our ears to the cry of the poor - Prov 21:13
 Children begin to give of their own money.
 Children begin to discern who should
receive gifts, when they should be given
and how much should be given.
 Children learn to be much more
thankful as they see the needs of
others.

24. How are You Doing?
Here are a few suggestions that may help you teach
your children money habits for life.
These are general aids
for all children. The stage
of development of the
child will dictate how
involved you get with
the topics presented.

25. 1. Give each of your children some money to manage.
2. Help your children set up a Giving, Savings and
Spending plan. Teach them to invest.
3. Avoid using money as a reward or punishment.
4. Avoid paying children for regular household chores
that are shared family responsibilities such as
washing the dishes, taking out the trash, cleaning
floors, etc. Consider paying them for special jobs
(e.g. cleaning the garage)

26. 5. Set a good example by being truthful about
money matters.
6. Give your children more financial responsibilities
as they get older.
7. Be a good money manager, giving my children a
good example to follow.
8. Help your children understand the difference
between necessities and luxuries.

27. 9. Praise your children if they have made wise
decisions with their money.
10. Help your children find ways to earn extra
money that is age appropriate and suits their
abilities and skills.
11. Allow your children to make mistakes related to
money and help them to understand the consequences.
12. Help your children look for the needs of others.

28. Our You Ready?
We must take the challenge
to learn, apply & teach these
principles to our children
Luke 6:46-49
 Are you building your life and your
family on the Rock of the Word or on the
shifting sands of the world’s philosophy?