Nadav Zeimer | What to Know about Fostering to AdoptNadav Zeimer
Fostering to adopt has several advantages over traditional adoption. It is typically free or low-cost since fees are covered by the state. While infants are rare, there are many older children aged 8 years on average in need of adoptive homes. Prospective parents must receive training to understand how trauma impacts children and how to help them heal. There is no guarantee on wait times, as reunification with birth families is the primary goal at first, but fostering offers a chance to expand one's family through adoption.
Suggestions on problems among SiblingsVaishnavi PS
The document provides suggestions for resolving conflicts between siblings and dealing with sibling rivalry. It notes that sibling rivalry is common when a new baby receives more attention. Parents should involve older children before and after the birth, continue showing the older child love, and watch for signs of jealousy like behavior changes. Sibling fighting that becomes abusive needs attention from a trusted adult. Overall, the document offers tips for parents to help siblings get along better and adjust to changes in the family.
The document discusses how children of different ages will deal with divorce differently and what parents can expect from children in various age groups. It explains that very young children may exhibit changes in behavior, eating, sleeping and have trouble separating from parents. Children ages 3-5 will start asking questions about the divorce. Children 6-11 will likely know other divorced families and have more emotions like anger but may not understand their feelings. Older children ages 12 and up are more likely to understand divorce but may blame themselves or want more details about the marriage problems. The document advises parents to be prepared to address the unique needs of children based on their developmental stage during a divorce.
Find out about grandparents rights in New Jersey. Can a grandparent get custody of their grandchild or children? Do they have rights to visitation time with their grandkids? Find out in this presentation on Grandparents Rights in New Jersey.
Critical illness insurance problems of disclosureKelly Shultis
Critical illness insurance often covers claims for cancer, which many people are diagnosed with. Insurers thoroughly check applicants' medical histories and smoking status when claims are filed to check for non-disclosure of health information when the policy was obtained. Non-disclosure, even if accidental, can allow insurers to deny a claim by arguing the policy may not have been provided had full information been disclosed originally. While insurers say this protects the system, intense scrutiny of claims creates bad press. Larger insurers have tried to address problems by allowing customers to provide new information without penalty during a temporary period.
12 Favourite Sales Pitches Of A Life Insurancekktv
The document discusses common misleading sales pitches used by life insurance agents to sell unit-linked insurance plans (ULIPs). Some examples provided include pitching ULIPs as "mutual funds with free insurance" when there are actually mortality charges, focusing only on past high returns of equity funds without mentioning benchmarks, and claiming plans can remain active after stopping premium payments for three years when costs will still be deducted. The reality is ULIPs bundle insurance with investment and have various charges, and past returns are not indicative of future performance. Consumers are advised to understand the product, check claims against benchmarks, and only take premium holidays if truly unable to pay otherwise it may erode returns.
This document discusses strategies for selling life insurance, including role-playing introductions, calculating clients' human life value to determine insurance needs, milestone planning for retirement and education, highlighting unfelt needs, providing solutions, learning from objections, using resources like friends and colleagues, and having discussions rather than just cold calling. It advises impressing the need for rather than want of insurance, using one's brain rather than just muscle for sales, and providing contact information for training on these strategies.
Nadav Zeimer | What to Know about Fostering to AdoptNadav Zeimer
Fostering to adopt has several advantages over traditional adoption. It is typically free or low-cost since fees are covered by the state. While infants are rare, there are many older children aged 8 years on average in need of adoptive homes. Prospective parents must receive training to understand how trauma impacts children and how to help them heal. There is no guarantee on wait times, as reunification with birth families is the primary goal at first, but fostering offers a chance to expand one's family through adoption.
Suggestions on problems among SiblingsVaishnavi PS
The document provides suggestions for resolving conflicts between siblings and dealing with sibling rivalry. It notes that sibling rivalry is common when a new baby receives more attention. Parents should involve older children before and after the birth, continue showing the older child love, and watch for signs of jealousy like behavior changes. Sibling fighting that becomes abusive needs attention from a trusted adult. Overall, the document offers tips for parents to help siblings get along better and adjust to changes in the family.
The document discusses how children of different ages will deal with divorce differently and what parents can expect from children in various age groups. It explains that very young children may exhibit changes in behavior, eating, sleeping and have trouble separating from parents. Children ages 3-5 will start asking questions about the divorce. Children 6-11 will likely know other divorced families and have more emotions like anger but may not understand their feelings. Older children ages 12 and up are more likely to understand divorce but may blame themselves or want more details about the marriage problems. The document advises parents to be prepared to address the unique needs of children based on their developmental stage during a divorce.
Find out about grandparents rights in New Jersey. Can a grandparent get custody of their grandchild or children? Do they have rights to visitation time with their grandkids? Find out in this presentation on Grandparents Rights in New Jersey.
Critical illness insurance problems of disclosureKelly Shultis
Critical illness insurance often covers claims for cancer, which many people are diagnosed with. Insurers thoroughly check applicants' medical histories and smoking status when claims are filed to check for non-disclosure of health information when the policy was obtained. Non-disclosure, even if accidental, can allow insurers to deny a claim by arguing the policy may not have been provided had full information been disclosed originally. While insurers say this protects the system, intense scrutiny of claims creates bad press. Larger insurers have tried to address problems by allowing customers to provide new information without penalty during a temporary period.
12 Favourite Sales Pitches Of A Life Insurancekktv
The document discusses common misleading sales pitches used by life insurance agents to sell unit-linked insurance plans (ULIPs). Some examples provided include pitching ULIPs as "mutual funds with free insurance" when there are actually mortality charges, focusing only on past high returns of equity funds without mentioning benchmarks, and claiming plans can remain active after stopping premium payments for three years when costs will still be deducted. The reality is ULIPs bundle insurance with investment and have various charges, and past returns are not indicative of future performance. Consumers are advised to understand the product, check claims against benchmarks, and only take premium holidays if truly unable to pay otherwise it may erode returns.
This document discusses strategies for selling life insurance, including role-playing introductions, calculating clients' human life value to determine insurance needs, milestone planning for retirement and education, highlighting unfelt needs, providing solutions, learning from objections, using resources like friends and colleagues, and having discussions rather than just cold calling. It advises impressing the need for rather than want of insurance, using one's brain rather than just muscle for sales, and providing contact information for training on these strategies.
The document discusses the top five estate planning concerns people should consider: 1) appointing someone to make healthcare and financial decisions if incapacitated, 2) appointing a guardian for minor children, 3) protecting any inheritance for beneficiaries, 4) minimizing court control over assets after death, and 5) creating an appropriate estate plan with a lawyer. It provides questions under each concern and emphasizes the importance of estate planning to make decisions instead of leaving it up to the courts. Speaking with an estate planning attorney can help provide options, confidentiality, asset protection, possible probate avoidance, and peace of mind.
This document discusses various housing options for older individuals, including staying in their current home with assistance, moving in with family, assisted living facilities, and nursing homes. It provides factors to consider for each option such as privacy, cost, level of care needed, and financial and family implications. The options range from remaining independent with help to requiring full medical care.
In a seminar titled, “Get Your Ducks In A Row,” Fraser Trebilcock attorney Marlaine C. Teahan shared her legal experience with families on topics that included: differences between wills and trusts and how to choose between them, the best planning ideas for minor and special needs children, and more.
In a seminar titled, “Get Your Ducks In A Row,” Fraser Trebilcock attorney Marlaine C. Teahan shared her legal experience with families on topics that included: differences between wills and trusts and how to choose between them, the best planning ideas for minor and special needs children, and more.
Are you ready to take care of an aging Parents?? Many of us are faced with these challenges in our life and have no Idea about the ramifications on your life. It is a great to discuss ideas with your parents and family members about a strong network plan for the possibilities.
Getting into a child custody battle can be extremely difficult for you and your family.
Even if the divorce went smoothly, it is normal to be upset at the newly divided family unit.
In the search to obtain child custody, the well-being of the child is always looked at as the most important factor by the courts.
Here are five myths about Child Custody that need to be set straight…
How to Handle Child Custody Disputes in San Jose Divorce Cases.pdfHamdy Abdelgawad
Child custody disputes are difficult, but it's essential to prioritize your child's best
interests and find ways to cope with the emotional strain. Whether you choose
mediation or litigation, being prepared and having a clear understanding of your
rights and responsibilities can help you navigate the process. Remember to prioritize
self-care and seek support when needed. With the right strategies and mindset, you
can handle child custody disputes in San Jose divorce cases.
If you need legal assistance with your child custody dispute in San Jose, visit
affordableandexpresslegal.com for affordable and experienced family law
representation.
Things you may need to know about your parents, before it's too late. Having the talk with aging parents can often be difficult, however, not having the talk, will likely prove to be much more difficult, later! This information will help you guard against some of the estate pitfalls that are about to hit the baby-boomers.
If you're like most parents who have a child with a disability, one of the most
important questions you ask yourself is…
What's going to happen to my child when I'm no longer here?
A guardianship is a legal process where a court appoints an adult to care for a child or manage their property if their parents are unavailable due to death, incapacity, imprisonment, or loss of parental rights. There are two types of guardianships - a guardian of the person is responsible for the child's care and custody, while a guardian of the estate manages the child's money and assets. The court considers nominations from the parents and input from others to appoint guardians, so it is important for parents to formally nominate preferred guardians and backups in their wills.
Right help - Right Time, Safeguarding guidance from Birmingham CouncilThe Pathway Group
On the 14th February 2020, the Birmingham Safeguarding Children Partnership published the refreshed threshold guidance “Right Help, Right Time” – Delivering effective support for children and families in Birmingham. (Version 4 - February 2020).
What (and How) To Ask Your Parents About Their Estate PlanningCohen and Company
Discussion on estate planning for aging parents, including three fundamental documents every parent must have, why proper titling of assets is so important, benefits of having a trust and more.
The document provides information about financial stewardship and parenting resources from The Life Group organization. It encourages downloading notes, signing up for a newsletter, and seeking a personal review of one's legacy data. It also contains multiple biblical passages and principles about financial stewardship, teaching children, being proactive parents, and building one's life on biblical foundations rather than worldly philosophies.
5 Things to Consider Before Drafting Your WillEasy Legal Help
Wills are very important when looking at estate planning. Without them, you’ve got no way to ensure that your wishes after you are gone can be carried out how you want them.
Here’s how you can avoid having that happen to your family. We’ve put together a quick list and tips of what you need to consider before you hire a lawyer to draft a will for you.
Information Brochure - Oct 2019
Info brochure created to give advice and details about what is involved in becoming a Foster Carer and who can become a Foster Carer.
This document provides guidance on how to win child custody battles. It discusses preparing for child custody trials by keeping detailed records of parenting activities and a child's development. It also discusses getting character witnesses and documenting any issues with the other parent, like lack of involvement, failure to provide support, abuse, or instability. Maintaining medical records, attending school activities, and spending quality time with children are recommended. Father's rights in custody battles have increased over time but mothers still tend to be favored, though the goal should be determining the better parent regardless of gender. Child psychologists provide input to determine the child's best interests in custody decisions.
This document provides a guide for parents on choosing childcare. It discusses the importance of finding quality care that meets both parent and child needs. The guide outlines six sections: 1) considering your and your child's needs, 2) types of care options, 3) making a choice, 4) developing a partnership with providers, 5) financial factors, and 6) tax information. It provides information on different care arrangements, questions for parents to ask providers, and resources for finding and paying for care.
The document discusses the top five estate planning concerns people should consider: 1) appointing someone to make healthcare and financial decisions if incapacitated, 2) appointing a guardian for minor children, 3) protecting any inheritance for beneficiaries, 4) minimizing court control over assets after death, and 5) creating an appropriate estate plan with a lawyer. It provides questions under each concern and emphasizes the importance of estate planning to make decisions instead of leaving it up to the courts. Speaking with an estate planning attorney can help provide options, confidentiality, asset protection, possible probate avoidance, and peace of mind.
This document discusses various housing options for older individuals, including staying in their current home with assistance, moving in with family, assisted living facilities, and nursing homes. It provides factors to consider for each option such as privacy, cost, level of care needed, and financial and family implications. The options range from remaining independent with help to requiring full medical care.
In a seminar titled, “Get Your Ducks In A Row,” Fraser Trebilcock attorney Marlaine C. Teahan shared her legal experience with families on topics that included: differences between wills and trusts and how to choose between them, the best planning ideas for minor and special needs children, and more.
In a seminar titled, “Get Your Ducks In A Row,” Fraser Trebilcock attorney Marlaine C. Teahan shared her legal experience with families on topics that included: differences between wills and trusts and how to choose between them, the best planning ideas for minor and special needs children, and more.
Are you ready to take care of an aging Parents?? Many of us are faced with these challenges in our life and have no Idea about the ramifications on your life. It is a great to discuss ideas with your parents and family members about a strong network plan for the possibilities.
Getting into a child custody battle can be extremely difficult for you and your family.
Even if the divorce went smoothly, it is normal to be upset at the newly divided family unit.
In the search to obtain child custody, the well-being of the child is always looked at as the most important factor by the courts.
Here are five myths about Child Custody that need to be set straight…
How to Handle Child Custody Disputes in San Jose Divorce Cases.pdfHamdy Abdelgawad
Child custody disputes are difficult, but it's essential to prioritize your child's best
interests and find ways to cope with the emotional strain. Whether you choose
mediation or litigation, being prepared and having a clear understanding of your
rights and responsibilities can help you navigate the process. Remember to prioritize
self-care and seek support when needed. With the right strategies and mindset, you
can handle child custody disputes in San Jose divorce cases.
If you need legal assistance with your child custody dispute in San Jose, visit
affordableandexpresslegal.com for affordable and experienced family law
representation.
Things you may need to know about your parents, before it's too late. Having the talk with aging parents can often be difficult, however, not having the talk, will likely prove to be much more difficult, later! This information will help you guard against some of the estate pitfalls that are about to hit the baby-boomers.
If you're like most parents who have a child with a disability, one of the most
important questions you ask yourself is…
What's going to happen to my child when I'm no longer here?
A guardianship is a legal process where a court appoints an adult to care for a child or manage their property if their parents are unavailable due to death, incapacity, imprisonment, or loss of parental rights. There are two types of guardianships - a guardian of the person is responsible for the child's care and custody, while a guardian of the estate manages the child's money and assets. The court considers nominations from the parents and input from others to appoint guardians, so it is important for parents to formally nominate preferred guardians and backups in their wills.
Right help - Right Time, Safeguarding guidance from Birmingham CouncilThe Pathway Group
On the 14th February 2020, the Birmingham Safeguarding Children Partnership published the refreshed threshold guidance “Right Help, Right Time” – Delivering effective support for children and families in Birmingham. (Version 4 - February 2020).
What (and How) To Ask Your Parents About Their Estate PlanningCohen and Company
Discussion on estate planning for aging parents, including three fundamental documents every parent must have, why proper titling of assets is so important, benefits of having a trust and more.
The document provides information about financial stewardship and parenting resources from The Life Group organization. It encourages downloading notes, signing up for a newsletter, and seeking a personal review of one's legacy data. It also contains multiple biblical passages and principles about financial stewardship, teaching children, being proactive parents, and building one's life on biblical foundations rather than worldly philosophies.
5 Things to Consider Before Drafting Your WillEasy Legal Help
Wills are very important when looking at estate planning. Without them, you’ve got no way to ensure that your wishes after you are gone can be carried out how you want them.
Here’s how you can avoid having that happen to your family. We’ve put together a quick list and tips of what you need to consider before you hire a lawyer to draft a will for you.
Information Brochure - Oct 2019
Info brochure created to give advice and details about what is involved in becoming a Foster Carer and who can become a Foster Carer.
This document provides guidance on how to win child custody battles. It discusses preparing for child custody trials by keeping detailed records of parenting activities and a child's development. It also discusses getting character witnesses and documenting any issues with the other parent, like lack of involvement, failure to provide support, abuse, or instability. Maintaining medical records, attending school activities, and spending quality time with children are recommended. Father's rights in custody battles have increased over time but mothers still tend to be favored, though the goal should be determining the better parent regardless of gender. Child psychologists provide input to determine the child's best interests in custody decisions.
This document provides a guide for parents on choosing childcare. It discusses the importance of finding quality care that meets both parent and child needs. The guide outlines six sections: 1) considering your and your child's needs, 2) types of care options, 3) making a choice, 4) developing a partnership with providers, 5) financial factors, and 6) tax information. It provides information on different care arrangements, questions for parents to ask providers, and resources for finding and paying for care.
12. The importance of a Will. . . . . . and how does it protect my kids?
13. A Will accomplishes three things. . . Appoints a guardian for your children Allows you to create a tangible personal property list Distributes property to your trust
22. Do they share your values, ethics, spiritual beliefs and morals? Do you practice the same religion as your proposed guardians? Do they attend church regularly? Does it matter to you whether your child is exposed to a different religion or potentially none at all?
23. Question #4: Do you have the same child rearing techniques as your proposed guardian?
31. What is a Temporary Custodian Designation? A Temporary Custodian Designation is a written document naming a standby or temporary custodian who may act if you become incapacitated, incompetent or if you die.
32. Why do I need to designate a temporary custodian? A Temporary Custodian Designation can avoid your children having to be placed temporarily into a foster home
38. In addition!!! Without a Trust. . . A conservator must be Court appointed to manage your children’s inheritance Your children receive their lump sum share when they turn 18 At the age of 18 your children are in charge of managing their lump sum distribution and can spend it on the purchase of their choice
40. By Establishing a Trust Avoids Probate Accelerates Distributions to your Beneficiaries Keeps your Estate Plan Private Cost Savings to your Beneficiaries You are able to plan for your Disability or Incapacity
41. How does a Trust work? Probate Court Assets held in Trust Beneficiaries
42. With a trust, there is no delay in the availability of your estate assets for your children
43. Why should I establish a trust for my children? A trust can prevent your children from receiving a large lump sum distribution when your children turn 18!
44. Why should I establish a trust for my children? You can determine appropriate expenses for your children such as. . .
45. Why should I establish a trust for my children? You can determine when and under what conditions they are able to receive their inheritance!
46. Why should I establish a trust for my children? TRUST = PROTECTION PEACE OF MIND CONTROL GUIDANCE