The document describes the One 2 One Rollover Physical Gold Certificate Accumulation Plan, which allows clients to invest in gold at a low cost by initially paying 50% of the gold's value and rolling over the remaining amount over 3, 6, or 12 months interest-free. Clients can lock in gold prices, participate in gold market fluctuations, and convert their certificates into cash or physical gold upon maturity. The plan aims to provide an accessible and efficient method for wealth preservation and growth through regular gold purchases.

1. One 2 One
Rollover
Accumulation Plan
>>

3. Former French president Charles De Gaulle
had said of gold, ‘it has no nationality and
is eternally and universally accepted as
the unalterable fiduciary value par
excellence'.

4. GOLD
CERTIFICATES
INVENTIVE SOLUTIONS FOR WEALTH PROTECTION

9. One 2 One Rollover
Physical Gold Certificate
Accumulation Plan

10. What if you could…
Have more Gold purchasing
power
Instantly take a position in gold
at a fraction of the cost
Buy now more gold than you
can currently fund, regardless
of changes in the gold price in
the future
Extend payment for the balance
over a 3,6, or 12 month period –
Interest free
And all that at a low minimum
entry level
10

11. What if you could… take advantage of gold
price variations for gold
purchases
reduce concerns
regarding volatility in the
gold price.
lock-in the price for the
whole quantity of gold
you had in mind, whilst
paying for half of it
top-up at regular
intervals over a 3 or 6 or
12 month period
At maturity - the end of the contract
Book Now a quantity of
gold (100 grams, 500 term you may:
surrender and
grams, 1000 grams) at exchange the
the current market certificate for
price, by making an initial physical gold at
payment of 50% designated precious
metals dealers of the
AMP international
network, or
convert the
certificate into cash
at the prevailing gold
price, or
keep the fully paid
certificate for future
action

12. A win-win
partnership
The One 2 One Rollover -
Physical Gold Certificate
Accumulation Plan is a very
practical way for clients
wishing to preserve and grow
their wealth in a cost-effective
and confidential way.

13. The One 2 One Rollover -
Physical Gold Certificate
Accumulation Plan is similar
to conventional savings
plans in that they are based
on the principle of putting
aside a sum of money at
regular intervals.
What makes the One 2 One
Rollover different from
ordinary savings plans is that
the sum of money is related
to gold purchases.
The Plan is structured in
such a way that extends
beyond the geographical
boundaries of their country of
residence.

14. A brand new physical
gold ownership product
The One 2 One Rollover Rollover -
Physical Gold Certificate Accumulation
Plan is the latest addition to the product
range, and caters for the retail client who
wants to accumulate gold on a regular
basis.
The One 2 One Rollover functions as a
savings gateway whereby clients invest a
certain amount of money at regular
intervals, regardless of changes in the gold
price.
The One 2 One Rollover offers clients the
opportunity to participate in an efficient and
transparent manner in the performance of
gold.

16. The One 2 One Rollover Rollover -
Physical Gold Certificate Accumulation
Plan allows clients to take advantage of
gold price variations for gold purchases.
Our accumulation plan also reduces
concerns regarding volatility in the gold
price, by:
• offering you the ability to lock-in the price
for the whole quantity of gold you had in
mind,
• whilst paying for half of it, and topping up
at regular intervals over a 3 or 6 or 12
month period.

17. The client commits to a deposit
(paying for half of the purchase
order value) and the remainder
amount is rolled over
(extended) over the chosen
period of 3, 6, or 12 months.
The rollover payments over the
period of the chosen plan, are
used to buy gold at the locked-
in price agreed in the contract
term.
Once trades are settled, cash
receipts are issued to client.

18. A golden opportunity that will yield rich dividends in the future
Now you can book a quantity of gold
(100 grams, 500 grams, 1000 grams)
at the current market price, by making
an initial payment of 50%, and AMP
will pay for the other 50% on your
behalf, allowing you to roll over
payment of the balance over a period
of time.
At maturity - the end of the contract term
(3, 6 or 12 months) clients can convert
the certificate into cash, or exchange it
for physical gold at designated precious
metals dealers of the AMP international
network, or keep the gold of the fully paid
certificate stored for future action.

19. AMP CERTIFICATE PROGRAM
Value Added services
Additionally clients could take advantage of AMP Value
Added services, by pledging their gold holdings as collateral
against a loan at low interest rates, payable in gold grams.
Low interest rates, (approx 0.66% per month - 8% per annum)
payable in gold grams on a quarterly basis.
This solution offers the client an immediate cash advance up
to 80% of current value of gold holding.

20. … a safe, smart and profitable way of securing
your savings and plan together for your future

21. The One 2 One Rollover is
ideally suited for those that
wish to take a position in
gold at a fraction of the cost.
Clients are in a position to
decide the rollover period
that will bring them desired
results.
The One 2 One Rollover
offers the opportunity to
purchase small amounts of
gold over a period of 3, 6 or
12 months.
A further feature of the
product is the low minimum
entry level, of 100 grams,
which is based on an initial
purchase of 50 grams. AMP
buys the balance on your
behalf for the price agreed at
the time of contract.

22. Let’s say that on 1st November
2012 you decide to participate in
our One 2 One Rollover - Physical
Gold Certificate Accumulation
Plan.
You consider that the gold market
price (42.700 euro per kilogram, or
42.7 euro/gram) is good enough to
take a position in gold.
Your savings allow you to fund a
purchase of 50 grams, but if you
could, you would have bought
more at that price.

23. WHY OWN 50% WHEN YOU CAN
OWN 100% AND GET FULL
EXPOSURE TO GAINS REALIZED
TROUGHOUT THE PERIOD OF
YOUR ACCUMULATION PLAN?
50% 100%

24. The One 2 One Rollover
plan extends you the
privilege to buy 100 grams
instead of 50 and lock-in the
price for the whole quantity of
gold (100 grams).

25. 3 month accumulation plan – 100 Grams of Gold
16.6grams
Top-up 16.6%
Top-up 16.6 % 16.6grams
16.6grams
Top-up
16.6%
DEPOSIT
50% 50 grams
Extend payment of the balance INTEREST
FREE
over a 3, 6 or 12 month period

26. So you decide to take
advantage of the One 2
One Rollover plan for a
purchase of 100 grams,
pay for 50 grams now and
extend payment of the
balance over a 3 month
period.

27. Transaction >> DEPOSIT
>> ROLL OVER
Process >> MAXIMIZE
Initial payment
You pay for 50 grams
(45.94*50) = 2.297 euro
(VAT FREE)
AMP issues you an
invoice for a purchase
of 100 grams at
45.94 euro/gram,
(locked-in price)
for a total value of
4.594 euro
A cash receipt (VAT FREE)
for 2.297 euro, AMP issues a
implying that the
balance of 2.297
Gold
euro is still Ownership
outstanding on Certificate
interest-free credit.

28. Transaction >> DEPOSIT
>> ROLL OVER
Process Now you’re the
>> MAXIMIZE
holder of an
AMP Gold
Ownership
Certificate –
Face Value of
100 grams.
Dec 2012 – 765.66
Jan 2013 - 765.66
Feb 2013 - 765.66
You decide to roll AMP has issued
over the balance you three additional
over the 3 months cash receipts for
to be paid in 765.66 euro
3 monthly each, for the
installments as outstanding
follows: balance.
that you can
- Exchange for
Now you’re physical gold
or
the holder of
- Convert into
cash
or
A - Keep on hold
FULLY PAID
Gold Ownership
Certificate
Face Value of
100 grams.

29. (exchange – conversion – safekeeping)
At maturity - the end of the 3
month contract term you can:
•surrender and exchange the
certificate for physical gold at
designated precious metals
dealers of the AMP
international network, or
•convert the certificate into
cash at the prevailing gold
price, or
•keep the fully paid certificate
for future action.

31. The contract between the client and AMP Precious
Metals, states explicitly that both parties will fulfill
their respective obligations, being:
•For Amp to deliver the gold grams stated on the
certificate
•The client to pay up the outstanding balance within
the agreed extended period.
In the event of client’s inability to temporarily fulfill his
/ her obligations, AMP has certain options available.
The client could take advantage of the AMP Value
Added services, by pledging their gold holdings as
collateral against a loan at low interest rates, (approx
0.66% per month - 8% per annum) payable in gold
grams on a monthly basis for 3 month terms, or
quarterly basis for 6 month and yearly terms.
This solution offers the client an immediate cash
advance up to 80% of current value of gold holding
to bridge the gap.
In the event of client’s entire inability to fulfill his / her
obligations, AMP will at maturity - the end of the
rollover contract term – liquidate the gold holding and
deposit the proceeds (minus lock-out expenses
ranging from 0.35%-0.50% per month on outstanding
gold balance, payable in gold grams) to client bank
account, upon surrender of the issued Gold
Ownership Certificate. In that unlikely event, a sell
order and invoice will be issued.

32. AMP hereby provides no investment advice or offer any opinion on the
suitability of precious metals investments. This electronic brochure does not
constitute an offer to sell or a solicitation to buy. Precious metals markets are
volatile. An investment in precious metals provides no interest or yield. As
with any investment, clients should check with their financial professional
regarding suitability, tax consequences and other matters involving their own
particular financial circumstances. >>