This document describes Goldbex's gold accumulation plans called Direct Plans (DP). It outlines four DP plans (DP100, DP300, DP500, DP1000) that allow customers to purchase gold ingots and earn profits through recommendations. Customers pay 50% upfront and can earn their 50% profit by recommending two new customers or paying the remaining balance. The document provides details on how the plans work, payouts, cycling contracts, and gold repurchase. It encourages people to register and start accumulating gold and profits through Goldbex's accumulation plans.