Earn 36% more on your current Gold investment Net of taxes. The investment objective of the Plan is to be an alternative to buying GOLD itself. The Plan lets you benefit from an increase in the price of GOLD while keeping your capital protected in case there is a fall in GOLD Price. The percentage increase in GOLD price is multiplied with a ‘Multiplier’ of 136% to calculate the Final Return net of taxes. If GOLD increases by say 50% over the term of the deposit then the return on investment would be 1.36x 50% = 68% plus your initial investment of 100% i.e. Final Return = 168% net of taxes If, at maturity, the Final Price of GOLD is lower than the Initial Price, you will not receive an investment return but your original capital will be repaid. * Final Return at Maturity = 136% of the percentage increase in Gold Price (Net of Taxes) * Investment term = 5 Years * Capital protection = 100% * Minimum investment = INR 10 Lakhs * The ‘Multiplier’ can be increased by decreasing capital protection For investment queries please contact: invest@augustoffshore.com

1. Gold linked Deposit: 136% leverage
(Net of taxes)
For
investment
queries
contact:
invest@augustoffshore.com
+91-­‐9167199908
www.augustoffshore.com

2. Gold
has
delivered
27.19%
annualised
return
in
the
past
five
years
compared
to
just
2.67%
from
the
equiFes
i.e.
Sensex
With
InflaFon
(CPI)
in
India
above
10%
,
keeping
your
money
in
fixed
deposits
@
9%
means
actually
losing
wealth
over
Fme
• Historically,
gold
has
been
the
perfect
hedge
for
infla?on.
This
is
based
on
data
right
from
the
year
1800
AD
• Since
last
10
years,
Gold
has
been
hiHng
new
levels.
The
pace
accelerated
aIer
S&P
downgraded
US
credit
ra?ng
in
August
2011
• The
downgrades
by
S&P
which
made
investment
in
US
treasury
more
risky,
infla?on
in
India,
general
slowdown
in
economy,
and
the
weakening
dollar
have
made
Gold
prices
soar
• In
the
current
scenario
when
markets
condi?ons
for
other
investments
especially
equi?es
and
real
estate
are
turbulent
gold
is
a
very
strong
bet.
Gold
as
an
investment
should
be
used
at
Fmes
when
markets
are
falling
and
when
inflaFon
is
very
high
-­‐
which
makes
the
current
condiFons
ideal
for
invesFng
in
Gold
www.augustoffshore.com
1

3. Gold
Investment
OpFons
✘ The
most
tradi?onal
and
the
dominant
form
of
buying
gold
in
India
is
in
fact
not
an
investment
idea
Jewellery
✘ Heavy
losses
in
the
form
of
wastage
and
making
charges.
This
can
vary
from
a
minimum
of
10%
to
as
high
as
35%
for
special
and
complex
designs
✘ Bank
Coins
again
not
an
investment
idea
as
the
premium
that
banks
charge
Bank
Coins
for
their
coins
is
anywhere
between
5%
and
10%
✘ Bank
coins
have
lesser
liquidity
as
they
are
not
bought
back
by
the
banks
ü World
Gold
Council
Coins,
are
coins
issued
by
jewelers
who
are
part
of
the
WGC
World
Gold
network
✘ They
have
a
premium
of
1%
to
2%
over
the
market
price
and
are
redeemed
at
the
Council
Coins
market
price
when
one
takes
them
for
selling
off
ü Bullion
Bars,
are
good
modes
for
investment
as
minimal
premium
is
charged
over
market
price
Bullion
bars
✘ Storage
and
security
becomes
an
issue
✘ There
is
addi?onal
ouYlow
of
cash
for
the
maintenance
of
lockers
ü Gold
Exchange
Traded
Funds
are
a
good
op?ons
as
they
are
easier
and
safer
mode
to
buy
gold
and
can
be
accessed
electronically
✘ Asset
management
fee
is
charged
by
the
fund
house,
so
the
return
is
slightly
Gold
ETF
less
than
the
actual
increase
in
the
gold
price
✘ There
are
addiFonal
costs
involved
at
the
?me
of
buying
and
selling
in
the
form
of
brokerage
or
commission
www.augustoffshore.com
2

4. What
if
you
could
buy
36%
more
Gold
for
the
same
amount
of
money
and
that
too
a_er
tax!!
PresenFng
an
Investment
Strategy
that
gives
you
136%
parFcipaFon
in
the
upside
in
Gold
while
keeping
your
capital
protected
and
the
returns
are
net
of
taxes!!!
If
Gold
price
at
maturity
is
136%
x
Increase
in
Gold
Price
ABOVE
its
ini?al
price
Ini?al
Price
If
Gold
price
at
maturity
is
100%
of
your
Capital
Returned
SAME
as
its
ini?al
price
If
Gold
price
at
maturity
is
100%
of
your
Capital
Returned
BELOW
its
ini?al
price
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
3

5. Sample
Scenario
1*
Gold
ends
at
150%
of
its
iniFal
price
at
the
end
of
5
years
i.e.
a
5-­‐year
return
of
50%
You invest at the Initial Price Say, $1600
Check Final Price of Assume Gold is 50% up
Gold at Maturity Say, $2400
At maturity, the products pays 100% capital + 120% of 50%
i.e. 168% paid out
*For
illustra?on
only.
Not
intended
as
Outperformance
of
36%
expected
outcome
/
only
scenarios
possible
over
Gold
(Net
of
Taxes)
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
4

6. Sample
Scenario
2*
Gold
ends
at
80%
of
its
iniFal
price
at
the
end
of
5
years
i.e.
a
loss
of
20%
a_er
5
years
You invest at the Initial Price Say, $1600
Check Final Price of Assume Gold is 20% down
Gold at Maturity Say, $1280
At maturity, the products pays 100% capital returned
Principal
is
returned
*For
illustra?on
only.
Not
intended
as
even
though
Gold
has
expected
outcome
/
only
scenarios
possible
lost
20%
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
5

7. Some
more
payoff
scenarios*
(1)
Ini$al
Investment
Amount
=
Rs.25
lakhs
Upfront
Fee
@
1%
=
Rs.25,000
Ini$al
Gold
Price
(Trade
Date)
=
$1,600
Final
Gold
Price
Gold
Product
Maturity
Amount
at
maturity
Return
Return
(Rs.
Lakhs)
800
-­‐50.0%
0.0%
25.0
1,200
-­‐25.0%
0.0%
25.0
1,600
0.0%
0.0%
25.0
2,000
25.0%
34.0%
33.5
2,400
50.0%
68.0%
42.0
2,800
75.0%
102.0%
50.5
3,200
100.0%
136.0%
59.0
Principal
is
returned
even
though
Gold
has
given
negaFve
returns
*For
illustra?on
only.
Not
intended
as
Outperformance
of
36%
expected
outcome
/
only
scenarios
possible
over
Gold
(Net
of
Taxes)
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
6

8. Some
more
payoff
scenarios*
(2)
Product
v/s
Gold
Return
150.0%
Outperformance
Of
36%
over
Gold
125.0%
Net
of
Taxes
100.0%
75.0%
50.0%
Returns
Principal
Protected
25.0%
0.0%
800
1,200
1,600
2,000
2,400
2,800
3,200
-­‐25.0%
Final
Gold
Price
-­‐50.0%
Gold
Return
Product
Return
*For
illustra?on
only.
Not
intended
as
expected
outcome
/
only
scenarios
possible
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
7

9. How
the
product
works
STEP
1:
Invest
at
IniFal
Gold
Price
(Price
on
Trade
Date)
STEP
2:
Observe
Final
Gold
Price
(Price
at
Maturity)
STEP
3:
If
Final
Gold
Price
is
higher
than
the
IniFal
Gold
Price,
receive
100%
Principal
+
136%
of
posiFve
Gold
return
at
maturity
(NET
OF
TAXES)
STEP
4:
If
Final
Gold
Price
is
less
than
the
IniFal
Gold
Price,
receive
100%
Principal
at
maturity
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
8

10. How
is
the
investment
made
Total
Product
Return
Return
on
the
Gold
IniFal
Investment
Op?on
received
in
USD
amount
=
100
USD
Amount
invested
offshore
in
Gold
Op?ons
Returns
from
the
bonds
grows
to
100
at
maturity
thus
Amount
invested
in
providing
Principal
Protec?on;
Government
of
India
Received
in
INR
and
paid
to
your
Bonds
in
INR
through
local
savings
account
linked
to
local
Demat
account
your
demat
account
Trade
Date
Maturity
i.e.
Date
of
T
=
5
years
Investment
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
9

11. Key
Terms
§ Tenure
§ 5
years
§ Principal
ProtecFon
§ 100%
at
maturity
§ AA-­‐
INR
Bonds
issued
by
Religare
/
Muthoot
/
Shriram
Finance
§ Instrument
+
Equity
Shares
in
an
offshore
registered
company
§ IniFal
Gold
Price
§ Gold
closing
price
on
Trade
Date
§ Final
Gold
Price
§ Gold
closing
price
on
Maturity
Date
§ If
Final
Gold
Price
is
ABOVE
Ini:al
Gold
Price,
100%
Principal
+
120%
of
upside
in
Gold
is
paid
at
maturity
i.e.
100%
+
136%
x
(Increase
in
Gold
Price)
§ Return
CalculaFon
Ini?al
Gold
Price
§ If
Final
Gold
Price
is
BELOW
Ini:al
Gold
Price,
100%
Principal
is
paid
at
maturity
§ Min
Investment
Amount
§ Rs.10
lakhs
and
addi?onal
amounts
in
mul?ples
of
Rs.1
lakh
§ Max
Investment
Amount
§ Rs.3.5
crore
per
individual
per
financial
year
§ Taxes
Payable
§ Returns
menFoned
are
post
tax;
No
more
taxes
are
to
be
paid
§ Upfront
Fee
§ 1%
of
the
investment
amount;
to
be
paid
over
and
above
the
investment
amount
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
10

12. You
should
invest
in
the
product
if…
You
believe
Gold
prices
are
going
to
increase
in
the
medium
to
long
term
You
have
already
invested
in
physical
Gold
or
Gold
ETFs
and
would
like
to
increase
your
returns
while
geqng
an
addiFonal
benefit
of
capital
protecFon
You
are
looking
to
diversify
your
porYolio
and
want
to
get
exposure
to
Gold
but
do
not
want
to
risk
your
capital
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
11

13. Benefits
of
invesFng
in
the
product
Opportunity to earn 36% additional return (Net of taxes) on your
already existing Gold investments i.e. Outperformance on 36% over
Gold (Net of taxes)
Principal protection at maturity i.e. no risk on the downside even if
there is a fall in Gold prices
No risk of theft or storage/locker costs even in case of very high
investment amount
Hence,
earn
136%
of
the
upside
in
Gold
(Net
of
taxes)
without
any
risk
in
case
of
a
fall
in
Gold
price
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
12

14. Key
Parameters
to
be
considered…
§ Principal
ProtecFon
§ Available
at
maturity
§ Investment
Horizon
§ 5
years
§ Regular
Income
§ The
returns
are
paid
on
maturity,
so
there
will
be
no
regular,
intermediate
payments
§ Liquidity
§ Liquidity
op?ons
may
be
limited
and
may
not
be
easily
available
§ The
bonds
are
subject
to
the
credit
risk
of
the
issuer.
In
case
of
§ Credit
Risk
Government
of
India
bonds
no
credit
risk
exists
as
the
bonds
are
free
from
risk
of
default
Investor can select the Bond to buy and select the product return accordingly
Underlying
Bonds
Net
ParFcipaFon
Post
Tax
G-­‐Secs
85%
AAA
bonds
100%
Shriram
Finance
(AA/AA-­‐)
130%
Muthoot
Finance
(AA-­‐/AA-­‐)
133%
Religare
(AA-­‐/AA-­‐)
136%
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
13

15. Disclaimer
The
informaFon
contained
herein
is
strictly
confidenFal
and
meant
solely
for
the
selected
recipient
and
may
not
be
altered
in
any
way,
transmised
to,
copied
or
distributed,
in
part
or
in
whole,
to
any
other
person
or
to
the
media
or
reproduced
in
any
form,
without
prior
wrisen
consent
of
August
Offshore
Wealth.
The
contents
of
this
presentaFon
are
solely
for
informaFonal
purpose
and
may
not
be
used
or
considered
as
an
offer
document
or
solicitaFon
of
offer
to
buy
or
sell
or
subscribe
for
the
products
or
other
financial
instruments.
Nothing
in
this
presentaFon
consFtutes
investment,
legal,
accounFng
and
tax
advice
or
a
representaFon
that
any
investment
or
strategy
is
suitable
or
appropriate
to
your
specific
circumstances.
While
due
care
has
been
taken
in
preparing
this
document,
August
Offshore
Wealth
and
affiliates
accept
no
liabiliFes
for
any
loss
or
damage
of
any
kind
arising
out
of
any
inaccurate,
delayed
or
incomplete
informaFon
nor
for
any
acFons
taken
in
reliance
thereon.
This
presentaFon
is
not
directed
or
intended
for
distribuFon
to,
or
use
by,
any
person
or
enFty
who
is
a
ciFzen
or
resident
of
or
located
in
any
locality,
state,
country
or
other
jurisdicFon,
where
such
distribuFon,
publicaFon,
availability
or
use
would
be
contrary
to
law,
regulaFon
or
which
would
subject
August
Offshore
Wealth
and
affiliates
to
any
registraFon
or
licensing
requirement
within
such
jurisdicFon.
The
informaFon
provided
herein
is
not
an
offer
or
solicitaFon
for
any
applicaFon
or
subscripFon
for
securiFes/deposits
or
any
other
products
or
services
described
herein
and
is
not
directed
at
any
person
and
not
intended
for
to
be
acted
upon
by
any
jurisdicFon
where
this
would
(by
reason
of
that
person's
naFonality,
residence
or
otherwise)
be
contrary
to
law
or
other
legal
requirements.
The
informaFon
contained
in
this
document
is
not
intended
to
nor
should
it
be
construed
to
represent
that
August
Offshore
Wealth
provides
any
products
or
services
in
any
jurisdicFon
where
it
is
not
licensed
or
registered
or
authorised
to
do
so.
The
informaFon
provided
is
not
intended
to
be
used
by
investors
as
the
sole
basis
for
investment
decisions,
who
must
make
their
own
investment
decisions,
based
on
their
own
investment
objecFves,
financial
posiFons
and
needs
of
specific
investor.
The
informaFon
provided
may
not
be
taken
in
subsFtuFon
for
the
exercise
of
independent
judgment
by
any
investor.
The
investor
should
independently
evaluate
the
investment
risks
and
make
independent
judgment
with
regard
suitability,
profitability,
and
fitness
of
any
product
or
service
offered
herein
above.
The
products
described
in
this
document
may
not
be
protected
against
sovereign
risk
including
risks
arising
from
any
changes
in
applicable
Indian
or
other
relevant
laws,
represent
speculaFve
investments
and
may
involve
a
high
degree
of
risk.
Investors'
capital
may
not
be
guaranteed
in
any
respect
and
they
could
lose
all
or
substanFal
porFon
of
their
investment.
Please
familiarize
yourself
with
all
the
terms
and
condiFons
pertaining
to
the
specific
products
and
services
prior
to
availing
of
it.
August
Offshore
Wealth
is
not
acFng
as
your
advisor
or
in
a
fiduciary
capacity
in
respect
of
the
products
and
services
referred
to
in
this
document,
and
accepts
no
liability
nor
responsibility
whatsoever
with
respect
to
the
use
of
the
informaFon
provided
hereinabove.
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
14

16. Offshore
Investment
SoluFons
ABOUT
US
August
Wealth
is
a
Global
Offshore
Investment
Solutions
provider
to
HNI
and
Ultra
HNI
clients.
The
only
one
of
its
kind
in
India,
we
provide
a
range
of
opportunities
to
invest
offshore
so
that
you
can
capitalise
on
the
global
economic
scenario
rather
than
being
restricted
to
Indian
investments.
Our
products
combine
the
best
of
both
worlds
by
utilising
the
high
interest
rates
in
India
with
the
depth
of
the
options/derivates
markets
overseas
in
London,
New
York,
Singapore
and
Hong
Kong.
August
Wealth,
as
a
leading
Hinancial
product
developer,
has
set
itself
the
goal
of
offering
Hirst-­‐class
products
tailored
precisely
to
its
clients'
risk
proHiles
and
investment
objectives.
Alongside
standardized
investment
solutions
which
are
commonly
traded
on
the
stock
exchange,
we
can,
literally,
create
a
personal
product
for
you
–
tailored
speciHically
to
your
individual
needs
and
risk
proHile.
For
investment
queries
contact:
invest@augustoffshore.com
+91-­‐9167199908
IndicaFve
terms
only.
Actual
terms
may
differ
and
will
be
decided
when
final
investment
is
made
www.augustoffshore.com
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