SlideShare a Scribd company logo
An Open Source platform for Micro Finance Pierre PEZZIARDI, President Vincent BIOT, Chief Operating Officer
History ,[object Object],[object Object],[object Object],[object Object]
Market ,[object Object],[object Object],[object Object],[object Object],[object Object]
What is the problem ? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Our goal ,[object Object],[object Object],[object Object],[object Object]
Why Open Source ? costs value Procurement -led   : the user  is  a customer (1960-2000) t value costs Adoption -led  : the user  becomes  a customer (2000+) t Test alone Deploy with an expert Innovate with another expert RFP, MIS in-a-box maintenance, new licenses
Benefits ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Our positioning 20% of our revenues 80% of our social impact  80% of our revenues and energy 20% of  our  social  impact Tiers 1 (banks) Tiers 2 : profitable MFIs Tiers 3 : small MFIs
Business model SaaS Services & Consulting A hosted service that totally manages MFIs’ MIS Customers, loans, savings, accounting, reporting Training Setup Coaching Specific developments Funding  :  MFI (fee as a % of revenues if profitable) Funding  :  MFI  , Institutional
Social impact : some of our users Oxus (Afghanistan)  MUNCSMED (Fiji) African Gate Support (Ghana) Informatici Senza Frontiere   (Madagascar)  AIRDIE (France)  Oxus (Kyrgyzstan)  Bardar (Kyrgyzstan)  Pik and Cie (Kyrgyzstan)  Sambahav (India)  MSS (India)  IIMC (India)  Oxus (Tajikistan)  ABM Credit (Kazakhzstan) Baï jurt (Kyrgyzstan) GFI (Cameroun)  …
WWW.OCTOPUSNETWORK.ORG © Octopus Microfinance 2009

More Related Content

What's hot

02 the-fin tech-revolution
02 the-fin tech-revolution02 the-fin tech-revolution
02 the-fin tech-revolution
innov-acts-ltd
 
Parameter insights 2017 north american digital wealth market sample insights ...
Parameter insights 2017 north american digital wealth market sample insights ...Parameter insights 2017 north american digital wealth market sample insights ...
Parameter insights 2017 north american digital wealth market sample insights ...
Josh Book
 
01 introduction-to-digital-finance
01 introduction-to-digital-finance01 introduction-to-digital-finance
01 introduction-to-digital-finance
innov-acts-ltd
 
Banking renewal for the digital age - #RedHatForum Bangalore
Banking renewal for the digital age - #RedHatForum BangaloreBanking renewal for the digital age - #RedHatForum Bangalore
Banking renewal for the digital age - #RedHatForum Bangalore
Red Hat India Pvt. Ltd.
 
Μάνος Αρκάς, 7th Digital Banking Forum
Μάνος Αρκάς, 7th Digital Banking ForumΜάνος Αρκάς, 7th Digital Banking Forum
Μάνος Αρκάς, 7th Digital Banking Forum
Starttech Ventures
 
James Buckley, 7th Digital Banking Forum
James Buckley, 7th Digital Banking ForumJames Buckley, 7th Digital Banking Forum
James Buckley, 7th Digital Banking Forum
Starttech Ventures
 
Training Opportunity_A5
Training Opportunity_A5Training Opportunity_A5
Training Opportunity_A5Njeri Thiongo
 
IT Strategies for the New Economy v02 - with Banking as a Case Study
IT Strategies for the New Economy v02 - with Banking as a Case StudyIT Strategies for the New Economy v02 - with Banking as a Case Study
IT Strategies for the New Economy v02 - with Banking as a Case Study
Rajeev Arora
 
RRT 2010 - Pioneer Life on Microinsurance
RRT 2010 - Pioneer Life on MicroinsuranceRRT 2010 - Pioneer Life on Microinsurance
RRT 2010 - Pioneer Life on MicroinsuranceMABSIV
 
ASI Pitch Deck Crowdfunder Campaign 2020-01-10
ASI Pitch Deck Crowdfunder Campaign 2020-01-10ASI Pitch Deck Crowdfunder Campaign 2020-01-10
ASI Pitch Deck Crowdfunder Campaign 2020-01-10
RonNewton9
 
Profitability presentation
Profitability presentation Profitability presentation
Profitability presentation Camilo Tellez
 
Ghana's Fintech Landscape: Trends & Opportunities
Ghana's Fintech Landscape: Trends & Opportunities Ghana's Fintech Landscape: Trends & Opportunities
Ghana's Fintech Landscape: Trends & Opportunities
Paul Damalie
 
Digital Insurance Distribution – Ecosystem Products - Webinar Deck
Digital Insurance Distribution – Ecosystem Products - Webinar DeckDigital Insurance Distribution – Ecosystem Products - Webinar Deck
Digital Insurance Distribution – Ecosystem Products - Webinar Deck
The Digital Insurer
 
Alexandre Knight: Digital Strategy at AXA
Alexandre Knight: Digital Strategy at AXA  Alexandre Knight: Digital Strategy at AXA
Alexandre Knight: Digital Strategy at AXA
Vicky Gerassimou
 
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisation
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisationProfessor Lester Lloyd-Reason: Digital technologies and SME internationalisation
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisation
OECD CFE
 
Oradian_FinanceInMotion_PressRelease
Oradian_FinanceInMotion_PressReleaseOradian_FinanceInMotion_PressRelease
Oradian_FinanceInMotion_PressReleaseDion Buchbinder
 
Yablon - Blockchain
Yablon - BlockchainYablon - Blockchain
Yablon - Blockchain
OECD CFE
 
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
OECD CFE
 

What's hot (19)

02 the-fin tech-revolution
02 the-fin tech-revolution02 the-fin tech-revolution
02 the-fin tech-revolution
 
Banks payback for non compliance and money laundering
Banks payback for non  compliance and money launderingBanks payback for non  compliance and money laundering
Banks payback for non compliance and money laundering
 
Parameter insights 2017 north american digital wealth market sample insights ...
Parameter insights 2017 north american digital wealth market sample insights ...Parameter insights 2017 north american digital wealth market sample insights ...
Parameter insights 2017 north american digital wealth market sample insights ...
 
01 introduction-to-digital-finance
01 introduction-to-digital-finance01 introduction-to-digital-finance
01 introduction-to-digital-finance
 
Banking renewal for the digital age - #RedHatForum Bangalore
Banking renewal for the digital age - #RedHatForum BangaloreBanking renewal for the digital age - #RedHatForum Bangalore
Banking renewal for the digital age - #RedHatForum Bangalore
 
Μάνος Αρκάς, 7th Digital Banking Forum
Μάνος Αρκάς, 7th Digital Banking ForumΜάνος Αρκάς, 7th Digital Banking Forum
Μάνος Αρκάς, 7th Digital Banking Forum
 
James Buckley, 7th Digital Banking Forum
James Buckley, 7th Digital Banking ForumJames Buckley, 7th Digital Banking Forum
James Buckley, 7th Digital Banking Forum
 
Training Opportunity_A5
Training Opportunity_A5Training Opportunity_A5
Training Opportunity_A5
 
IT Strategies for the New Economy v02 - with Banking as a Case Study
IT Strategies for the New Economy v02 - with Banking as a Case StudyIT Strategies for the New Economy v02 - with Banking as a Case Study
IT Strategies for the New Economy v02 - with Banking as a Case Study
 
RRT 2010 - Pioneer Life on Microinsurance
RRT 2010 - Pioneer Life on MicroinsuranceRRT 2010 - Pioneer Life on Microinsurance
RRT 2010 - Pioneer Life on Microinsurance
 
ASI Pitch Deck Crowdfunder Campaign 2020-01-10
ASI Pitch Deck Crowdfunder Campaign 2020-01-10ASI Pitch Deck Crowdfunder Campaign 2020-01-10
ASI Pitch Deck Crowdfunder Campaign 2020-01-10
 
Profitability presentation
Profitability presentation Profitability presentation
Profitability presentation
 
Ghana's Fintech Landscape: Trends & Opportunities
Ghana's Fintech Landscape: Trends & Opportunities Ghana's Fintech Landscape: Trends & Opportunities
Ghana's Fintech Landscape: Trends & Opportunities
 
Digital Insurance Distribution – Ecosystem Products - Webinar Deck
Digital Insurance Distribution – Ecosystem Products - Webinar DeckDigital Insurance Distribution – Ecosystem Products - Webinar Deck
Digital Insurance Distribution – Ecosystem Products - Webinar Deck
 
Alexandre Knight: Digital Strategy at AXA
Alexandre Knight: Digital Strategy at AXA  Alexandre Knight: Digital Strategy at AXA
Alexandre Knight: Digital Strategy at AXA
 
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisation
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisationProfessor Lester Lloyd-Reason: Digital technologies and SME internationalisation
Professor Lester Lloyd-Reason: Digital technologies and SME internationalisation
 
Oradian_FinanceInMotion_PressRelease
Oradian_FinanceInMotion_PressReleaseOradian_FinanceInMotion_PressRelease
Oradian_FinanceInMotion_PressRelease
 
Yablon - Blockchain
Yablon - BlockchainYablon - Blockchain
Yablon - Blockchain
 
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
Hafsah Hashim - Adoption of digital technologies for SMEs: React, Reflect and...
 

Viewers also liked

EQUITAS IPO-MID TERM EQUITY ALLOCATION
EQUITAS IPO-MID TERM EQUITY ALLOCATIONEQUITAS IPO-MID TERM EQUITY ALLOCATION
EQUITAS IPO-MID TERM EQUITY ALLOCATIONAjeet Singh Parihar
 
Fair & Transparent in Pricing – The Equitas Model
Fair & Transparent in Pricing – The Equitas ModelFair & Transparent in Pricing – The Equitas Model
Fair & Transparent in Pricing – The Equitas ModelMicrocredit Summit Campaign
 
SMDP Microfinance Refresher MODULE 2
SMDP Microfinance Refresher MODULE 2SMDP Microfinance Refresher MODULE 2
SMDP Microfinance Refresher MODULE 2
SMDP-UNH
 
Basix Model of micro finance
Basix Model  of micro financeBasix Model  of micro finance
Basix Model of micro finance
sikander kushwaha
 
Setting up Islamic micro finance
Setting up Islamic micro financeSetting up Islamic micro finance
Setting up Islamic micro finance
jubril
 
Microfinance
MicrofinanceMicrofinance
Microfinance
Amit Rajdev
 
Asian Banker Prsenstation
Asian Banker PrsenstationAsian Banker Prsenstation
Asian Banker PrsenstationIwan Nazirwan
 
Micro Finance Industry PPT - feb 2014- Sushil Chokhandre
Micro Finance Industry PPT - feb 2014- Sushil ChokhandreMicro Finance Industry PPT - feb 2014- Sushil Chokhandre
Micro Finance Industry PPT - feb 2014- Sushil Chokhandresushilc
 
Micro Finance Fair Trade and Development
Micro Finance Fair Trade and DevelopmentMicro Finance Fair Trade and Development
Micro Finance Fair Trade and Development
Eton College
 
Is There a Philosophical Research Method in Education?
Is There a Philosophical Research Method in Education?Is There a Philosophical Research Method in Education?
Is There a Philosophical Research Method in Education?
iosrjce
 
Track 2 b mor-icici microfinance bank
Track 2 b mor-icici microfinance bankTrack 2 b mor-icici microfinance bank
Track 2 b mor-icici microfinance banksnb9899
 
Let philosophical foundation7
Let   philosophical foundation7Let   philosophical foundation7
Let philosophical foundation7Kate Cast-Vallar
 
Philosophical Foundation of curriculum (Edam 514 curriculum development)
Philosophical Foundation of curriculum (Edam 514 curriculum development)Philosophical Foundation of curriculum (Edam 514 curriculum development)
Philosophical Foundation of curriculum (Edam 514 curriculum development)
Boyet Aluan
 
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT Dr. Gopala Y M
 
Foundation of education philosophical fields (theoretical & practical)
Foundation of education   philosophical fields (theoretical & practical)Foundation of education   philosophical fields (theoretical & practical)
Foundation of education philosophical fields (theoretical & practical)
Jerick Teodoro
 
Philosophical foundation of educ.
Philosophical foundation of educ.Philosophical foundation of educ.
Philosophical foundation of educ.
Sauyo High School
 

Viewers also liked (17)

EQUITAS IPO-MID TERM EQUITY ALLOCATION
EQUITAS IPO-MID TERM EQUITY ALLOCATIONEQUITAS IPO-MID TERM EQUITY ALLOCATION
EQUITAS IPO-MID TERM EQUITY ALLOCATION
 
Fair & Transparent in Pricing – The Equitas Model
Fair & Transparent in Pricing – The Equitas ModelFair & Transparent in Pricing – The Equitas Model
Fair & Transparent in Pricing – The Equitas Model
 
SMDP Microfinance Refresher MODULE 2
SMDP Microfinance Refresher MODULE 2SMDP Microfinance Refresher MODULE 2
SMDP Microfinance Refresher MODULE 2
 
Basix Model of micro finance
Basix Model  of micro financeBasix Model  of micro finance
Basix Model of micro finance
 
Setting up Islamic micro finance
Setting up Islamic micro financeSetting up Islamic micro finance
Setting up Islamic micro finance
 
Microfinance
MicrofinanceMicrofinance
Microfinance
 
Asian Banker Prsenstation
Asian Banker PrsenstationAsian Banker Prsenstation
Asian Banker Prsenstation
 
Micro Finance Industry PPT - feb 2014- Sushil Chokhandre
Micro Finance Industry PPT - feb 2014- Sushil ChokhandreMicro Finance Industry PPT - feb 2014- Sushil Chokhandre
Micro Finance Industry PPT - feb 2014- Sushil Chokhandre
 
Micro Finance Fair Trade and Development
Micro Finance Fair Trade and DevelopmentMicro Finance Fair Trade and Development
Micro Finance Fair Trade and Development
 
Is There a Philosophical Research Method in Education?
Is There a Philosophical Research Method in Education?Is There a Philosophical Research Method in Education?
Is There a Philosophical Research Method in Education?
 
Track 2 b mor-icici microfinance bank
Track 2 b mor-icici microfinance bankTrack 2 b mor-icici microfinance bank
Track 2 b mor-icici microfinance bank
 
Let philosophical foundation7
Let   philosophical foundation7Let   philosophical foundation7
Let philosophical foundation7
 
Micro finance
Micro financeMicro finance
Micro finance
 
Philosophical Foundation of curriculum (Edam 514 curriculum development)
Philosophical Foundation of curriculum (Edam 514 curriculum development)Philosophical Foundation of curriculum (Edam 514 curriculum development)
Philosophical Foundation of curriculum (Edam 514 curriculum development)
 
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
MICRO-FINANCE AND ITS ROLE IN WOMEN EMPOWERMENT
 
Foundation of education philosophical fields (theoretical & practical)
Foundation of education   philosophical fields (theoretical & practical)Foundation of education   philosophical fields (theoretical & practical)
Foundation of education philosophical fields (theoretical & practical)
 
Philosophical foundation of educ.
Philosophical foundation of educ.Philosophical foundation of educ.
Philosophical foundation of educ.
 

Similar to Octopus Micro Finance presentation

Innovation in financial services
Innovation in financial servicesInnovation in financial services
Innovation in financial services
Davinci
 
Rhyne.ppt
Rhyne.pptRhyne.ppt
The Fintechs
The FintechsThe Fintechs
Fintech
FintechFintech
Future Watch: China's fintech ecosystem update
Future Watch: China's fintech ecosystem updateFuture Watch: China's fintech ecosystem update
Future Watch: China's fintech ecosystem update
Team Finland Future Watch
 
Emerging-opportunities-in-the-FINTECH-Space.pptx
Emerging-opportunities-in-the-FINTECH-Space.pptxEmerging-opportunities-in-the-FINTECH-Space.pptx
Emerging-opportunities-in-the-FINTECH-Space.pptx
Musibau Taiwo Lasisi
 
Best Microcredit Software in Bangladesh
Best Microcredit Software in BangladeshBest Microcredit Software in Bangladesh
Best Microcredit Software in Bangladesh
maria238986
 
The Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
The Finance, The Digital & The Society - Smart Cities Summit 2018 - AlgiersThe Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
The Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
Smart Algiers
 
Fintech Software Development: A Comprehensive Guide in 2024
Fintech Software Development: A Comprehensive Guide in 2024Fintech Software Development: A Comprehensive Guide in 2024
Fintech Software Development: A Comprehensive Guide in 2024
SeasiaInfotech2
 
Fintech Risks and Benefits--DR. Emmanuel Moore ABOLO
Fintech Risks  and Benefits--DR. Emmanuel Moore ABOLOFintech Risks  and Benefits--DR. Emmanuel Moore ABOLO
Fintech Risks and Benefits--DR. Emmanuel Moore ABOLO
Dr. Emmanuel ABOLO, fica,fnimn,ficn,sirm
 
Micro Credit Software
Micro Credit Software Micro Credit Software
Micro Credit Software
shariar8
 
FinTech in Investment Banking.pdf
FinTech in Investment Banking.pdfFinTech in Investment Banking.pdf
FinTech in Investment Banking.pdf
Techugo
 
Mifos: Ending Poverty One Line of Code at a Time
Mifos: Ending Poverty One Line of Code at a TimeMifos: Ending Poverty One Line of Code at a Time
Mifos: Ending Poverty One Line of Code at a Time
Michael Vorburger
 
Financial Services: Digital Platforms, Ecosystems and Marketplaces.
Financial Services: Digital Platforms, Ecosystems and Marketplaces. Financial Services: Digital Platforms, Ecosystems and Marketplaces.
Financial Services: Digital Platforms, Ecosystems and Marketplaces.
itnewsafrica
 
Study on The Impact And Social Implications of Fintech
Study on The Impact And Social Implications of FintechStudy on The Impact And Social Implications of Fintech
Study on The Impact And Social Implications of Fintech
IRJET Journal
 
Presentation fintech innovation lab ver88
Presentation fintech innovation lab ver88Presentation fintech innovation lab ver88
Presentation fintech innovation lab ver88
Bertrand Jubault
 
Private Banker International - Fintech Supplement
Private Banker International - Fintech SupplementPrivate Banker International - Fintech Supplement
Private Banker International - Fintech Supplement
Lucile Mathe
 
FintechOS Corporate Deck
FintechOS Corporate DeckFintechOS Corporate Deck
FintechOS Corporate Deck
AndreiGaman1
 

Similar to Octopus Micro Finance presentation (20)

Octopus brochure
Octopus brochureOctopus brochure
Octopus brochure
 
Innovation in financial services
Innovation in financial servicesInnovation in financial services
Innovation in financial services
 
Rhyne.ppt
Rhyne.pptRhyne.ppt
Rhyne.ppt
 
The Fintechs
The FintechsThe Fintechs
The Fintechs
 
Fintech
FintechFintech
Fintech
 
Future Watch: China's fintech ecosystem update
Future Watch: China's fintech ecosystem updateFuture Watch: China's fintech ecosystem update
Future Watch: China's fintech ecosystem update
 
Emerging-opportunities-in-the-FINTECH-Space.pptx
Emerging-opportunities-in-the-FINTECH-Space.pptxEmerging-opportunities-in-the-FINTECH-Space.pptx
Emerging-opportunities-in-the-FINTECH-Space.pptx
 
Best Microcredit Software in Bangladesh
Best Microcredit Software in BangladeshBest Microcredit Software in Bangladesh
Best Microcredit Software in Bangladesh
 
The Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
The Finance, The Digital & The Society - Smart Cities Summit 2018 - AlgiersThe Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
The Finance, The Digital & The Society - Smart Cities Summit 2018 - Algiers
 
1.
1. 1.
1.
 
Fintech Software Development: A Comprehensive Guide in 2024
Fintech Software Development: A Comprehensive Guide in 2024Fintech Software Development: A Comprehensive Guide in 2024
Fintech Software Development: A Comprehensive Guide in 2024
 
Fintech Risks and Benefits--DR. Emmanuel Moore ABOLO
Fintech Risks  and Benefits--DR. Emmanuel Moore ABOLOFintech Risks  and Benefits--DR. Emmanuel Moore ABOLO
Fintech Risks and Benefits--DR. Emmanuel Moore ABOLO
 
Micro Credit Software
Micro Credit Software Micro Credit Software
Micro Credit Software
 
FinTech in Investment Banking.pdf
FinTech in Investment Banking.pdfFinTech in Investment Banking.pdf
FinTech in Investment Banking.pdf
 
Mifos: Ending Poverty One Line of Code at a Time
Mifos: Ending Poverty One Line of Code at a TimeMifos: Ending Poverty One Line of Code at a Time
Mifos: Ending Poverty One Line of Code at a Time
 
Financial Services: Digital Platforms, Ecosystems and Marketplaces.
Financial Services: Digital Platforms, Ecosystems and Marketplaces. Financial Services: Digital Platforms, Ecosystems and Marketplaces.
Financial Services: Digital Platforms, Ecosystems and Marketplaces.
 
Study on The Impact And Social Implications of Fintech
Study on The Impact And Social Implications of FintechStudy on The Impact And Social Implications of Fintech
Study on The Impact And Social Implications of Fintech
 
Presentation fintech innovation lab ver88
Presentation fintech innovation lab ver88Presentation fintech innovation lab ver88
Presentation fintech innovation lab ver88
 
Private Banker International - Fintech Supplement
Private Banker International - Fintech SupplementPrivate Banker International - Fintech Supplement
Private Banker International - Fintech Supplement
 
FintechOS Corporate Deck
FintechOS Corporate DeckFintechOS Corporate Deck
FintechOS Corporate Deck
 

Recently uploaded

Removing Uninteresting Bytes in Software Fuzzing
Removing Uninteresting Bytes in Software FuzzingRemoving Uninteresting Bytes in Software Fuzzing
Removing Uninteresting Bytes in Software Fuzzing
Aftab Hussain
 
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
名前 です男
 
GraphRAG is All You need? LLM & Knowledge Graph
GraphRAG is All You need? LLM & Knowledge GraphGraphRAG is All You need? LLM & Knowledge Graph
GraphRAG is All You need? LLM & Knowledge Graph
Guy Korland
 
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
SOFTTECHHUB
 
Video Streaming: Then, Now, and in the Future
Video Streaming: Then, Now, and in the FutureVideo Streaming: Then, Now, and in the Future
Video Streaming: Then, Now, and in the Future
Alpen-Adria-Universität
 
UiPath Test Automation using UiPath Test Suite series, part 5
UiPath Test Automation using UiPath Test Suite series, part 5UiPath Test Automation using UiPath Test Suite series, part 5
UiPath Test Automation using UiPath Test Suite series, part 5
DianaGray10
 
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
Albert Hoitingh
 
Securing your Kubernetes cluster_ a step-by-step guide to success !
Securing your Kubernetes cluster_ a step-by-step guide to success !Securing your Kubernetes cluster_ a step-by-step guide to success !
Securing your Kubernetes cluster_ a step-by-step guide to success !
KatiaHIMEUR1
 
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptx
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptxSecstrike : Reverse Engineering & Pwnable tools for CTF.pptx
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptx
nkrafacyberclub
 
GridMate - End to end testing is a critical piece to ensure quality and avoid...
GridMate - End to end testing is a critical piece to ensure quality and avoid...GridMate - End to end testing is a critical piece to ensure quality and avoid...
GridMate - End to end testing is a critical piece to ensure quality and avoid...
ThomasParaiso2
 
Large Language Model (LLM) and it’s Geospatial Applications
Large Language Model (LLM) and it’s Geospatial ApplicationsLarge Language Model (LLM) and it’s Geospatial Applications
Large Language Model (LLM) and it’s Geospatial Applications
Rohit Gautam
 
20240605 QFM017 Machine Intelligence Reading List May 2024
20240605 QFM017 Machine Intelligence Reading List May 202420240605 QFM017 Machine Intelligence Reading List May 2024
20240605 QFM017 Machine Intelligence Reading List May 2024
Matthew Sinclair
 
Monitoring Java Application Security with JDK Tools and JFR Events
Monitoring Java Application Security with JDK Tools and JFR EventsMonitoring Java Application Security with JDK Tools and JFR Events
Monitoring Java Application Security with JDK Tools and JFR Events
Ana-Maria Mihalceanu
 
Communications Mining Series - Zero to Hero - Session 1
Communications Mining Series - Zero to Hero - Session 1Communications Mining Series - Zero to Hero - Session 1
Communications Mining Series - Zero to Hero - Session 1
DianaGray10
 
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdfObservability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
Paige Cruz
 
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AI
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AIEnchancing adoption of Open Source Libraries. A case study on Albumentations.AI
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AI
Vladimir Iglovikov, Ph.D.
 
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
DanBrown980551
 
Free Complete Python - A step towards Data Science
Free Complete Python - A step towards Data ScienceFree Complete Python - A step towards Data Science
Free Complete Python - A step towards Data Science
RinaMondal9
 
Climate Impact of Software Testing at Nordic Testing Days
Climate Impact of Software Testing at Nordic Testing DaysClimate Impact of Software Testing at Nordic Testing Days
Climate Impact of Software Testing at Nordic Testing Days
Kari Kakkonen
 
Elizabeth Buie - Older adults: Are we really designing for our future selves?
Elizabeth Buie - Older adults: Are we really designing for our future selves?Elizabeth Buie - Older adults: Are we really designing for our future selves?
Elizabeth Buie - Older adults: Are we really designing for our future selves?
Nexer Digital
 

Recently uploaded (20)

Removing Uninteresting Bytes in Software Fuzzing
Removing Uninteresting Bytes in Software FuzzingRemoving Uninteresting Bytes in Software Fuzzing
Removing Uninteresting Bytes in Software Fuzzing
 
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
みなさんこんにちはこれ何文字まで入るの?40文字以下不可とか本当に意味わからないけどこれ限界文字数書いてないからマジでやばい文字数いけるんじゃないの?えこ...
 
GraphRAG is All You need? LLM & Knowledge Graph
GraphRAG is All You need? LLM & Knowledge GraphGraphRAG is All You need? LLM & Knowledge Graph
GraphRAG is All You need? LLM & Knowledge Graph
 
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...
 
Video Streaming: Then, Now, and in the Future
Video Streaming: Then, Now, and in the FutureVideo Streaming: Then, Now, and in the Future
Video Streaming: Then, Now, and in the Future
 
UiPath Test Automation using UiPath Test Suite series, part 5
UiPath Test Automation using UiPath Test Suite series, part 5UiPath Test Automation using UiPath Test Suite series, part 5
UiPath Test Automation using UiPath Test Suite series, part 5
 
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024
 
Securing your Kubernetes cluster_ a step-by-step guide to success !
Securing your Kubernetes cluster_ a step-by-step guide to success !Securing your Kubernetes cluster_ a step-by-step guide to success !
Securing your Kubernetes cluster_ a step-by-step guide to success !
 
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptx
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptxSecstrike : Reverse Engineering & Pwnable tools for CTF.pptx
Secstrike : Reverse Engineering & Pwnable tools for CTF.pptx
 
GridMate - End to end testing is a critical piece to ensure quality and avoid...
GridMate - End to end testing is a critical piece to ensure quality and avoid...GridMate - End to end testing is a critical piece to ensure quality and avoid...
GridMate - End to end testing is a critical piece to ensure quality and avoid...
 
Large Language Model (LLM) and it’s Geospatial Applications
Large Language Model (LLM) and it’s Geospatial ApplicationsLarge Language Model (LLM) and it’s Geospatial Applications
Large Language Model (LLM) and it’s Geospatial Applications
 
20240605 QFM017 Machine Intelligence Reading List May 2024
20240605 QFM017 Machine Intelligence Reading List May 202420240605 QFM017 Machine Intelligence Reading List May 2024
20240605 QFM017 Machine Intelligence Reading List May 2024
 
Monitoring Java Application Security with JDK Tools and JFR Events
Monitoring Java Application Security with JDK Tools and JFR EventsMonitoring Java Application Security with JDK Tools and JFR Events
Monitoring Java Application Security with JDK Tools and JFR Events
 
Communications Mining Series - Zero to Hero - Session 1
Communications Mining Series - Zero to Hero - Session 1Communications Mining Series - Zero to Hero - Session 1
Communications Mining Series - Zero to Hero - Session 1
 
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdfObservability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
Observability Concepts EVERY Developer Should Know -- DeveloperWeek Europe.pdf
 
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AI
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AIEnchancing adoption of Open Source Libraries. A case study on Albumentations.AI
Enchancing adoption of Open Source Libraries. A case study on Albumentations.AI
 
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...
 
Free Complete Python - A step towards Data Science
Free Complete Python - A step towards Data ScienceFree Complete Python - A step towards Data Science
Free Complete Python - A step towards Data Science
 
Climate Impact of Software Testing at Nordic Testing Days
Climate Impact of Software Testing at Nordic Testing DaysClimate Impact of Software Testing at Nordic Testing Days
Climate Impact of Software Testing at Nordic Testing Days
 
Elizabeth Buie - Older adults: Are we really designing for our future selves?
Elizabeth Buie - Older adults: Are we really designing for our future selves?Elizabeth Buie - Older adults: Are we really designing for our future selves?
Elizabeth Buie - Older adults: Are we really designing for our future selves?
 

Octopus Micro Finance presentation

  • 1. An Open Source platform for Micro Finance Pierre PEZZIARDI, President Vincent BIOT, Chief Operating Officer
  • 2.
  • 3.
  • 4.
  • 5.
  • 6. Why Open Source ? costs value Procurement -led : the user is a customer (1960-2000) t value costs Adoption -led : the user becomes a customer (2000+) t Test alone Deploy with an expert Innovate with another expert RFP, MIS in-a-box maintenance, new licenses
  • 7.
  • 8. Our positioning 20% of our revenues 80% of our social impact 80% of our revenues and energy 20% of our social impact Tiers 1 (banks) Tiers 2 : profitable MFIs Tiers 3 : small MFIs
  • 9. Business model SaaS Services & Consulting A hosted service that totally manages MFIs’ MIS Customers, loans, savings, accounting, reporting Training Setup Coaching Specific developments Funding : MFI (fee as a % of revenues if profitable) Funding : MFI , Institutional
  • 10. Social impact : some of our users Oxus (Afghanistan) MUNCSMED (Fiji) African Gate Support (Ghana) Informatici Senza Frontiere (Madagascar) AIRDIE (France) Oxus (Kyrgyzstan) Bardar (Kyrgyzstan) Pik and Cie (Kyrgyzstan) Sambahav (India) MSS (India) IIMC (India) Oxus (Tajikistan) ABM Credit (Kazakhzstan) Baï jurt (Kyrgyzstan) GFI (Cameroun) …

Editor's Notes

  1. Aliénation (j’achète un package up front, à un fournisseur, j’ai des coûts cachés à terme) versus Liberté (j’achète quand je veux, comme je veux, à qui je veux) Prédiction Gartner : d’ici 2012, 90% des logiciels commerciaux contiendront un composant Open Source.