5. France UK Belgium Portugal Switzerland Israël Spain Italy Czech Rep. Slovakia Germany Austria Hungary Poland Sweden Finland Denmark Lux. Greece Turkey Russia Ireland Netherlands Norway Estonian Latvia Europe 2001/2002 Croatia Slovenia Littuania Ukraine Iceland Indicates few banks / processors implementing EMV, not entire country 7 PROPRIETARY & CONFIDENTIAL EMV Migrating/In Progress EMV Committed/Planned EMV Analyzing
6. Asia Pacific 2001/2002 Global Platform Symposium China India Australia Indonesia Thai. HK SKor Thai. Jp Mal. Phil. SL Tai. NZ VNam Sing. EMV Migrating/In Progress EMV Committed/Planned EMV Analyzing
8. Latin America 2001/2002 Global Platform Symposium Chile Brazil Ecuador Col. Ven. Peru Bol. Arg. Uruguay Par. Mex. Costa Rica EMV Migrating/In Progress EMV Committed/Planned EMV Analyzing
9. North America 2001/2002 Global Platform Symposium EMV Migrating/In Progress EMV Committed/Planned EMV Analyzing Key Members are both issuing and planning to issue EMV smart cards, though no national migration is planned.
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20. Global Platform Symposium MULTOS O/S MULTOS API MULTOS Card Manager Proprietary O/S Java Card API Open Platform Card Manager Microsoft O/S Microsoft API Open Platform Card Manager MULTOS O/S MULTOS API Extended Global Platform Card Manager Proprietary O/S Java Card API Microsoft O/S Microsoft API Today Future Possible/Desirable Outcome
21. Java-tisation of MULTOS - The Goal Global Platform Symposium applet Card specific loader Card specific loader Same Terminal Functionality Load mechanism
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Editor's Notes
With the improved economic picture, huge populations will perform their day-to-day purchases with EMV cards. MasterCard is working with the key government bodies to ensure that the Multos/MCPA/Mondex capabilities are fully understood.
E-cash and EMV are establishing strong bases in Ghana, Zimbabwe and Mozambique based on South African influence. The same phenomenon applies to the Middle East and Gulf States based on initial Egyptian, Israeli, and Saudi Arabian decisions.
Latin American adoption of EMV is continent-wide phenomenon that is driven by the same forces that got the Europeans started -- fraud and processing cost reduction. Of particular interest to the Latins is EMV’s inherent “skimming prevention” capability and off-line authorization.
Canada The IMV effort is expected to bear fruit with national merchant and issuer adoption of EMV. United States EMV will continue to be a secondary factor in U.S. banks smart card planning and implementation.