This document provides a summary of the October 2013 newsletter for the Crystal Lake community association. It includes the following key information: - The officers and board members of the Crystal Lake Association. - Facts about the month of October, including that Nevada became the 36th state on October 31, 1864, and the birthstone and flower for October. - Details of the Crystal Lake Association's upcoming business meeting, including reports, events, and new/unfinished business items to be discussed. - Information on Crystal Lake community association membership. - Various community announcements and event details.

1. FACETS OF CRYSTAL LAKE
Volume 79 Edition No 10 October 2013
“Our Monthly Community Newsletter”
CRYSTAL LAKE
ASSOCIATION
OFFICERS
President……………George Taber
Vice President……….Dave Griffin
VP Finance………...Leon Griffin
Secretary………….Rita Bernard
STATEHOOD GRANTED IN THE MONTH OF OCTOBER:
Treasurer…………….Ruth Wiese
BOARD MEMBERS
Bob Koshiol
Nevada became the 36th state, October 31, 1864.
Andy Lee
Doris Mazza
Tom Sherlock
Crystal Lake
Manager
Kate Russo
(813)-715-1505
The OCTOBER BIRTHSTONE is the Opal.
Opals are famous for their play of colors
that flash the colors of the rainbow when moved.
Katharine_Russo@equitylifestyle.com
Sales Office
Tony Morrell
Anthony_Morell@equitylifestyle.com
4604 Crystal Lake Blvd.
Zephyrhills, Fl. 33541-2141
Editor
Belle Coutcher
icoutcher@aol.com
(813)780-2886
The OCTOBER FLOWER is the Marigold.
It symbolizes sorrow, sympathy, or winning grace.

2. 4620 Lake Crystal Boulevard
Zephyrhills, Florida 33541
Crystal Lake Community Association, Inc.
Business Meeting October 07, 2013
1. Business Meeting 9:30A.M.
2. Prayer: Open prayer and Pledge of Allegiance.
3. Introduction of Board Members: Officers and Directors
4. Secretary’s Report: September 02, 2013: Rita Bernard
5. Treasurer’s Report: September 30, 2013: Ruth Wiese
6. Membership Committee: Marvie Muzik
7. Cards: Virginia Street
8. Calendar Events: Belle Coutcher
9. Community Watch Group: Tom Sherlock
10. Crystal Lake Circle of Caring: Velma DeKing
11. Trips and Travel: Leo Sattler
12. Unfinished Business:
FMO Membership: Dave Griffin
Network Group:
Elder Affairs Information: Elaine Faria
Association Grills Procedures: Dave Griffin
Unfinished Business Membership:
13. New Business:
Rent
Community update information: Leon Griffin
Agenda Recommendations for October Management Meeting
Street Parking
New Business Membership:
14. Adjourn:

3. CRYSTAL LAKE ASSOCIATION, INC.
MEMBERSHIP
Membership runs from April 1, 2013 through March 31, 2014.
May enroll anytime from April 1, 2013 through February 3, 2014 to be eligible to vote in the annual
election to be held on March 3, 2014.
Membership dues are $10.00 per year per household. Payable in cash or by check.
Please make checks payable to Crystal Lake HOA.
To join the Crystal Lake Community Association, simply mail this Membership Application to:
Marvie Muzik
34709 Green Arbor Street
Zephyrhills, FL 33541
Or, if you prefer, you may drop it off at her home or simply bring this form to any Social or Business
Meeting. All meetings are held in the Crystal Lake Clubhouse on Mondays at 9:30 a.m. Your Membership Card will be dropped off at your home or mailed to you.
Membership Chairperson: Marvie Muzik
Any questions, call Marvie Muzik at: 813-778-6556.
Name:
_______________________________________________________________________________
Address:
_____________________________________________________________________________
Phone:
_______________________________________________________________________________
Email:
_______________________________________________________________________________
Original Hometown State:
_______________________________________________________________
Resident: Year round __________________
Winter “Snowbird”___________________

4. The Association Board of Directors will select and post in the Newsletter monthly, some of the Crystal
Lake Rules and Regulations. This will serve as a reminder as to why we choose to live
in Crystal Lake.
Thank You,
George Taber
CRYSTAL LAKE
RULES AND REGULATIONS
B. RESIDENTS AND GUESTS
8.
All residents and guests are expected to conduct themselves in a dignified and neighborly
manner. The volume of all radios, televisions, and sound equipment shall be controlled so as not to create a disturbance. Conduct or noise deemed by the Management to be objectionable or a nuisance to
other residents, or which constitutes a breach of the peace, is prohibited.
9.
a) Commercial vendors, peddlers, or soliciting agents (including representatives of nonprofit organizations) are not permitted within Crystal Lakes without the specific written authorization of
the Management. All vendors, peddlers, or solicitors shall have proof of such approval. All residents are
urged to notify the Management of any violations.
c) This rule does not apply to, abridge or impair in any manner the rights of the tenants to
canvass and solicit as allowed pursuant to section 723.054 (3) Florida Statutes.

5. LADIES LUNCHEON
The October ladies' luncheon will be at Red
Lobster on Bruce B. Downs.
SUNSHINE REPORT
Sympathy cards to :
Reams family for Bill Reams
Please be at the parking lot no later than
11:15.
Bill Babensee…………….Father
Thanks to Joyce Koshiol for taking care of
this for me while I am gone. Her phone number is 783-8169
Rose Marie & Bill Cotter ..Son-in-law
For our luncheon at Kokopelli's in December
we will have four menu choices. More about
the choices later. With a party this big this not
unusual.
Gene Winters…………….Hospital
They are allowing us to have separate checks.
This is a special deal for us. Remember my
"motto" because this is when we will have to
have patience. The rest of the restaurant will
be open and serving other diners.
Gaines Fox……………….Surgery
I have a feeling the gift exchange will help us
to forget how long it is taking to get our bills.
I am trying to give you bits and pieces of what
is going to happen so there are no surprises.
Let's remember that this a very special time
and that we don't know what "tomorrow " will
bring This is a time for us to work together to
make this pleasant for all of us and the restaurant.
We are representing "Crystal Lake" and a lot
of times we are asked where we are from.
Kathy Sierra……………..Brother & Sister
Get-Well cards sent to:
Don Johnston…………….Hospital
Judy Short………………..Hospital
Bob Kelly………………..Hospital
Jerry Martin……………...Hospital
Kate Russo……………….Knee Surgery
Wishing everyone good health,
Virginia Street
______________________________________
NEIGHBORS’ NITE OUT
We need a volunteer host for eating out in October.
Anyone interested please contact Belle @ 780-2886
Judy
_____________________________________
MEN’S LUNCH
The men will be going to Panera Bread in
Zephyrhills this month.
Please be at the clubhouse parking lot at 11:15.
FYI
There are no trash or recycle pickups on
Thanksgiving, Christmas, New Years and July
4th.
Pick up will be the next regularly scheduled
day.

6. DO WE NEED A NEW STOVE AT
CRYSTAL LAKE
HAND STICHED WITH LOVE GROUP
SPECIAL MEETING
Since they retired and moved to Florida, they didn’t
know why people had stoves. You know, that thing
in the kitchen that if you turn the knob you can accidentally burn yourself.
Our meeting on Wednesday, October 2nd, should be
very interesting. Hospice has made several changes
over the last few months and due to those changes we
have a new contact person for our group. Our new contact will be attending our October meeting. She will be
speaking to us about the changes and will be giving us
updated info regarding the items that we donate to the
Hospice patients. We have reserved the clubhouse,
from 1:00 to 3:00, for this meeting so we should have a
quiet time while our guest is speaking. We want everyone that is a member of this group, and our other
Wednesday group, to attend this meeting. We will be
able to get answers to all the questions that we have discussed in our prior meetings. Please be there for this
update and a fun time for all.
This couple always had eating out, on their mind.
On Monday, they ate at RUBY TUESDAY. On
Wednesday they ate at FRIDAYS
They were from up north. Her father she called
PAPA JOHN and his best friend was named
MARCO. They would go to work together in the
morning on the SUBWAY, usually the ABC line
and they were at work in TWO MINUTES. Most
of their relatives lived up north, MAINLY NEW
ENGLAND. Up north many of his neighbors grew
their own vegetables, tomatoes, peppers, cucumbers. One guy had an OLIVE GARDEN that had a
base of rich top soil and BLACKSTONE. He
would jar them and have them all year to munch on.
When someone asked him how the garden was, he
would reply "it's the pits.”
Then they moved to Crystal Lake in Zephyrhills.
She would go to the clubhouse and play CHECKERS or DOMINOES with the ladies while her husband would go golfing hoping to get a HOLE IN
ONE. When he lived up north he was in a band
with his next door neighbor SONNY. The band was
a group of FIVE GUYS. There was no place for
them to practice so they would practice OUTBACK. Hoping the weather wasn’t CHILI. They
practiced in the morning around 6 O’CLOCK,
right after SUNRISE. The first song they learned
was Old McDonald had a farm. Then they got into
more modern music. His wife WENDY would
make them coffee. One of them played the PICCOLO another the LONGHORN. Which was
really a trombone. The singer of the group sounded
like SERGIO Franchi.
So I think you can understand since they retired,
why they don’t need a stove.
Submitted by Tony Pepe.
____________________________________________
SHORT NOTE OF THANKS
Thank you all, good friends and neighbors, for the
prayers, cards, food and gifts following my recent
surgery and convalescence. I'm now still getting
over the flu and my incision is still painful -- but so
much less than the daily pain I've endured for more
than a decade!
Your caring thoughtfulness have really brightened
my way!
Take time to laugh & remember to wear your name
tag!!!
With hugs,
:-) Judy Short

7. THE FMO MISSION STATEMENT
The Federation of Manufactured Home Owners
The purpose of the Federation is to promote
the general welfare of its members and protect the rights and interests of manufactured /
mobile home owners and to be a consumer
advocate for manufactured/mobile homes.
The Federation of Manufactured Home Owners of Florida, Inc. is the only non-profit consumer advocacy organization dedicated to
protecting the rights of over 1.2 million
manufactured home owners in the state of
Florida.
Many of our resources target Florida legislators, making them aware of the problems that
face homeowners and persuading them to affect positive legislation that will protect our
members. We also offer personalized, individual assistance to members who need us.
For further information, you can visit
www.fmo.org and view the video FMO 101.
This video presentation provides information
such as FMO History, the overall structure of
the FMO and its function, and important facts
about legislative efforts and accomplishments.
An annual membership is $ 22.00.
A three year membership is $ 55.00.
For further details contact Dave Griffin @
Home: 813-783-3153 Cell: 813-777-2419
Email: Daagriffin@hotmail.com
_______________________________
CRYSTAL LAKE ASSOCIATION, INC.
HOA
Crystal Lake Association (HOA) functions in accordance with Florida Statute Chapter 723. The objective of
this Association is to ensure that all homeowners receive
protection under the mobile home Florida Statute Chapter 723. The Association shall be the legal representative
for homeowners in all matters relating to Florida Statute
Chapter 723.
The affairs of the Association shall be managed by the
Board of Directors, all members of which shall be members of the Association.
This Association is not intended as a communication between individual residents and the owner/management.
The current Annual Membership is $15.00 per household
with a $2.00 discount if paid on or before April 30, 2014.
All membership fees remain in a corporate account. The
purpose of the corporate account is to provide legal resources, if necessary.
To join the HOA, contact Marvie Muzik @
813-778-6556. Membership applications are available
every Monday morning in the clubhouse prior to the
9:30 am Social or Business meeting.
_________________________________________
AN APOLOGY
Last Monday someone handed me a note for this
month’s newsletter. I tucked it in my folder and
it must have blown out of the golf cart on the
way home. Please contact me and I will make
sure it is in next month’s newsletter.
Belle-7802886

8. Association Barbeque Use Form
Association Members Only
1. Fee for using grills is $5.00 per grill
2. Key is obtained from Social committee or a Board Member. Tanks are in the plastic container by the
grills and will be returned there.
3. The grills will be returned in the condition they were in before being used.
4. To clean them you will –after you are done cooking:
A. Turn burners on max for at least 5 minutes until the surface is burned free of grease.
B. Brush the surface until the surface is clean.
C. Hook chain back up to grills and tanks and cover the grills.
D. Return the tools to the kitchen.
______________________________________________________________________________

9. MEET YOUR NEIGHBOR
Myra and Raleigh Harke
34451 Yellow Perch Dr
We are Myra and Raleigh Harke, originally from the snow belt of Syracuse, NY. We moved to Charlotte
to be near our grown son and daughter-in-law and hopefully future grandchildren. Joining us were our two
adopted special needs children ages two and twelve. The grandchildren we were waiting for are now teenagers. The twelve year old special needs child is now grown and trying it on his own in Charlotte and the
youngest one passed away 6 years ago at age 13. After 52 years with a nest always full of kids (either foster, biological or adopted) we made the decision in May to retire. A long time friendship with Ron and
Doris Short brought us to Zephyrhills and Crystal Lake.
Settling into our new home with our service dog Mattie and becoming acquainted with all of our new
neighbors has kept us busy for the last few months.
We enjoy the amenities in the park, the friendliness of the people, our new church home and a much more
relaxing life style than we had in Charlotte. We are also enjoying all of the wildlife that inhabit our park.
Thank you Crystal Lake folks for your warm welcome.

10. Oktober Fest
October 12th @ 6 pm
Prepared by
Our Wisconsin Boys
And
German Friends
$6.00
Prizes for
best cart and
best costume
October 26th
Cart Parade
6pm
Followed by
Halloween Dance 7pm
With Ron and his music
Just bring a drink and a snack.
Get up and dance
Come in costume or casual

11. OCTOBER TRAVEL NEWS
The Best of Atlanta October 16. 4 days/3 nights
$499.00 P.P. dbl, $679.00 P.P. sgl. Some of the
highlights, Tara museum With Gone with the wind
artifacts, city tour, federal reserve Bank museum,
the Fox Theatre. Tour the aquarium & the world of
Coca Cola, An CNN. Many dinners & breakfasts
included. Check out the flyer.
The 29th Annual Craft Fair in Mt. Dora on Saturday
October 26. $59.00 P.P. The Mount Dora Craft Fair
is a top rated event featuring an Eclectic mix of
Arts & Crafts from sculptures to ceramics to painting to woodworking & more. With lunch at the
Mission Inn & a stop at the German Bakery nearby.
Sleuths Mystery Dinner shows (special Halloween
Matinee) in Orlando on Thursday October 31.
$79.00 P.P. A mystery is the perfect way to celebrate Halloween. Solve the crime Step into the
world of mystery & intrigue mingle with unusual
characters. Some exciting dinner entrees.
Wyndam & the Reef Club. A $200.00 P.P. is
required with a completed reservation form. All
deposits are refundable until final payment
1/6/2014.
Notes: An additional cruise in available on Vision of the Seas 10 days/9 nights on November 6
2014. From Ft. Lauderdale & returning to
Tampa. Check the bulletin board at the clubhouse for further details. Also check the board
for additional day trips.
All trips & cruises include R/T Transportation
w/tip to driver. We never put envelopes on seats
for gratuity. For further information & individual flyers call Leo A. Sattler 813-782-1722 or Email onebldegl@hotmail.com.
“Hello Dolly” at Show Palace on Thursday November 7. $69.00 P.P. (Matinee) For classic musical comedy call on Hello Dolly. Buffet included.
Sanibel/Captiva on Tuesday November 12. 3days/2
nights $399.00 P.P. dbl, $479.00 sgl. Some of the
highlights of this trip are A narrated tour of the 2
islands A tram tour of the ding darling wildlife preserve & the wildlife museum. The Shell museum &
much more. All breakfasts & dinners included.
Sail on the Norwegian dawn from Tampa on a
cruise to nowhere, November 15-17 3days/2 nights.
Inside cabins $269.00 P.P. dbl, outside cabin
$299.00 P.P. Balcony cabins $369.00 dbl. Full payment at time of booking with a completed reservation form.
Land & Sail on the refurbished Bahamas Celebration 5-days/4 nights from Palm beach to Freeport,
Bahamas February 24 to 27. 2-nights cruise/2
nights Wyndam Hotel resort. Included all rersort
charges all meals on ship & land & all drinks land
only. Amenities include aqua gym, health club, bicycles, sailing, dance lessons & live entertainment
nightly & much more. All rates are P.P. double occupancy. Standard inside cabins are $639.00 P.P.
dbl, Standard outside $679.00 P.P., dbl, Club suites
$769.00 P.P. dbl, Deluxe suites $819.00 P.P. dbl.
An additional golf package at the reef club, a
course designed by Robert Trent Jr. 9 holes $69.00
P.P., 18 holes $99.00 P.P. included golf cart,
snacks & green fees & R/T Transportation between
Monthly Community
Breakfast !
Saturday
October 5th
8 am
Sign up now
Menu in clubhouse
$3.00

12. Place your ad here.
$10.00 a month or !00.00 a
year. Call Kaye @
788-1640

18. October
2013
Crystal Lake
Emergency Number
Ron 342-467-9807
Sun
Mon
Newsletter/Calendar
deadline 9/25
Wed
Thu
Fri
Sat
1
Garden Club
2
Made W/love
Private Mtg.
1:00 pm
3
Bible Study
10:00 am
Mix & Match
1:00 pm
4
5
Community
Breakfast
Dominoes
6:00 pm
icoutcher@aol. com
Euchre 6:45 pm
6
8 Garden Club
TRASH PICK
UP
13
14
Social Update
9:30 am
Hand & Foot
12:15 pm
Board Meeting
6:00 pm
20
21
Social Update
9:30 am
Hand & Foot
12:15 pm
Bingo 7:00 pm
9
10
Bible Study
10:00 am
Men’s & Ladies'
Luncheon 11:15
am
Dominoes 6:00
pm
Euchre 6:45 pm
Hand & Foot
12:15 pm
8:00 am
TRASH PICK UP
RECYCLE
Scrap & Stamp
1:00 pm
Mix & Match
1:00 pm
Bingo 7:00 pm
11
Hand & Foot
12:15 pm
12
Oktoberfest
6 pm
Games
6:30 pm
TRASH PICK UP
15
Garden Club
Dominoes
6:00 pm
16
Scrap & Stamp
1:00 pm
17
Bible Study
10:00 am
Bingo 7:00 pm
Neighbors’ Nite
out
4:15 pm
Euchre 6:45 pm
22
Dominoes
6:00 pm
Euchre 6:45 pm
28
Social Update
9:30 am
29
Garden Club
Hand & Foot
12:15 pm
TRASH PICK
UP
Dominoes
6:00 pm
Euchre 6:45 pm
18
19
Hand & Foot
12:15 pm
Games
6:30 pm
25
Hand & Foot
12:15 pm
26
Halloween
dance/Ron
7 pm
TRASH PICK UP
23
Garden Club
TRASH PICK
27
Tuesdays & Thursdays
Tue
Contact Belle @
780-2886 or
7
Business Meeting
9:30 am
Hand & Foot
12:15 pm
Men’s Golf
24
RECYCLE
Scrap & Stamp
1:00 pm
Bible Study
10:00 am
Mix & Match
1:00 pm
Bingo 7:00 pm
TRASH PICK UP
30
Scrap & Stamp
1:00 pm
Bingo 7:00 pm
31
Bible Study
10:00 am
Mix & Match
1:00 pm
TRASH PICK UP
Games
6:30 pm
Golf Cart Parade
6 pm

19. October 2013 Birthday and Anniversaries
Hugh and Lorena Beers
Dave and Jean Kinney
Ron and Bev Nash
Al and Maria Peters
Peter and Clara Kernicki
John and Cheryl Loucks
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
5
8
16
21
22
29
34628 Yellow Parrot Drive
34627 Yellow Parrot Drive
34668 Misty Pines Place
4552 King Palm Lane
34640 Yellow Parrot Drive
34918 Eagles Peak Place
Bruce Kress
Jerry Laferney
Gene Willetts
Gary Golub
Charlie Hicks
Dan Durham
Ken DeKing
Paul Campbell
Tony Morrell
John Loucks
Billy Harmon
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
5
5
7
12
13
13
20
24
26
29
30
34603 Eagles Peak Place
4546 King Palm Lane
34715 Sturgeon Loop
34915 Eagles Peak Place
34607 Swaying Palm Drive
34635 Green Arbor Street
4809 Lark Haven Place
34433 Yellow Perch Place
34637 Sturgeon Loop
34918 Eagles Peak Place
4751 Bassline Blvd.
October 2013 Men's Birthdays
October 2013 Women's Birthdays
Trudy Taskila
Mary Babcock
Terre Kinker
Barbara Pollinger
Linda Clarke
Carol Castagna
Jean Kinney
Gloria Carroll
Roberta Taulbee
Cathy Lee
Bernice Schroeder
Doris Hill
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
2
5
9
10
10
12
12
18
21
23
26
30
34633 Sunward Loop
34701 Eagles Peak Place
34634 Misty Pines Lane
34632 Swaying Palm Drive
34740 Blue Starling Street
4810 Lark Haven Place
34627 Yellow Parrot Drive
34646 Misty Pines Lane
34715 Misty Pines Lane
34662 Misty Pines Lane
34910 Snow Egret Avenue
4637 Tangelo Drive