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• Establishment of Muslim Commercial Bank
• Profound intentions for the formation
• Takeover of MCB by the Govt. of Pakistan
• Achievement of outstanding status by MCB
• Declaration of being the best domestic bank
• Leading financial services provider
• Partnering with customers
• Team of committed professional
• Providing innovative and efficient financial
solutions
• Surety of stakeholders
• Sustained growth and
profitability
• Continuous improvement focus
• Customer service oriented
culture
• Maximize use of technology
• Manage the bank portfolio
• Strategic initiatives
• Strategic solutions
• Identifying opportunities for
profits
• Internet banking
• Call centers
• ATMs
• SMS alerts
• E- statements
• Utility bills payment
• Merchant acquiring
• MCB Discounts and Loyalty
• AGRI products
• Privilege banking
• MCB Ladies branch
• Islamic banking products
Long-term value
Productivity Growth
(4)
Revenue Growth
(1), (6), (13)
Operational Excellence
(2), (10)
Customer
Intimacy
Product
Leadership
Innovation
(11), (14)
Increased
Customer Value
(3), (6)
Operational
Improvements
(5), (8), (12)
Good Corporate
Citizenship
(8)
Improved Competence /
Skills of Workforce
(7), (9)
Effective Information /
Technology Systems
(5)
Supportive Values
and Practices
(15)
Financial Goals
Customer Goals
Internal Goals
Learning and
Growth Goals
• Awarded for providing good return
• Earned a repute in the market
• Strong brand name
• Operates through a strong network
• Working hours and wide range of products &
services
• Internationally proven and specialized packaged
system
• Strong management team
• Negligence of losing good clients
• Online banking
• Hesitates in providing loans
• Leading to corrosion of the standard of customer
service
• No exact substitutes
• Alternate ways of saving & investing
• Existence of private & public banks
• Competition between multinational banks
• Expansion of foreign banks
• Merger & acquisition
• Banking industry is saturated
• Reputation of the bank should be taken great care of
• Goodwill
• Depositors & their augmentation
• High bargaining of suppliers
• Improvement in insurance services
• Outside insurance services aren’t adequate
• Indulgent in various social causes
• Innovative techniques and policies
• Tough competition in market
• Facing trouble in providing some of their
services
Political
Factors:
• Current situation
of govt.
• No domination of
accounts
• Effects of dual
sanctions
Economical:
• Influences from
the economy
• Deplorable
economic
conditions
• Increase in
foreign debts
Social:
• Socio-cultural
factors
• No foreign
investments
• Modern banking
system
Technological:
• Modern ways of
task performance
• Up-to-date in the
market
• Intranet facility
• Well defined structure
• Adopted hybrid structure
• An environment of vertical co-ordination
• Greater confidence by sharing
• Flat structure organization
• Mixture of bureaucratic and in-group
• Preparation ofACR
• Audit Report
• Inspection
• Allowances
• Non-Interest loan
• Cash Prizes
• Employees Behind Success
• Role of higher management
• Role of HRMG
• Training
• Increases salaries
• Promotion and advertising
• Incentive
OB (2)

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OB (2)

  • 1.
  • 2. • Establishment of Muslim Commercial Bank • Profound intentions for the formation • Takeover of MCB by the Govt. of Pakistan • Achievement of outstanding status by MCB • Declaration of being the best domestic bank
  • 3. • Leading financial services provider • Partnering with customers • Team of committed professional • Providing innovative and efficient financial solutions • Surety of stakeholders
  • 4. • Sustained growth and profitability • Continuous improvement focus • Customer service oriented culture • Maximize use of technology • Manage the bank portfolio • Strategic initiatives • Strategic solutions • Identifying opportunities for profits
  • 5. • Internet banking • Call centers • ATMs • SMS alerts • E- statements • Utility bills payment • Merchant acquiring • MCB Discounts and Loyalty • AGRI products • Privilege banking • MCB Ladies branch • Islamic banking products
  • 6. Long-term value Productivity Growth (4) Revenue Growth (1), (6), (13) Operational Excellence (2), (10) Customer Intimacy Product Leadership Innovation (11), (14) Increased Customer Value (3), (6) Operational Improvements (5), (8), (12) Good Corporate Citizenship (8) Improved Competence / Skills of Workforce (7), (9) Effective Information / Technology Systems (5) Supportive Values and Practices (15) Financial Goals Customer Goals Internal Goals Learning and Growth Goals
  • 7.
  • 8. • Awarded for providing good return • Earned a repute in the market • Strong brand name • Operates through a strong network • Working hours and wide range of products & services • Internationally proven and specialized packaged system • Strong management team • Negligence of losing good clients • Online banking • Hesitates in providing loans • Leading to corrosion of the standard of customer service
  • 9. • No exact substitutes • Alternate ways of saving & investing • Existence of private & public banks • Competition between multinational banks • Expansion of foreign banks • Merger & acquisition • Banking industry is saturated • Reputation of the bank should be taken great care of • Goodwill • Depositors & their augmentation • High bargaining of suppliers
  • 10.
  • 11. • Improvement in insurance services • Outside insurance services aren’t adequate • Indulgent in various social causes • Innovative techniques and policies • Tough competition in market • Facing trouble in providing some of their services
  • 12. Political Factors: • Current situation of govt. • No domination of accounts • Effects of dual sanctions Economical: • Influences from the economy • Deplorable economic conditions • Increase in foreign debts Social: • Socio-cultural factors • No foreign investments • Modern banking system Technological: • Modern ways of task performance • Up-to-date in the market • Intranet facility
  • 13. • Well defined structure • Adopted hybrid structure • An environment of vertical co-ordination • Greater confidence by sharing • Flat structure organization • Mixture of bureaucratic and in-group
  • 14.
  • 15. • Preparation ofACR • Audit Report • Inspection
  • 16. • Allowances • Non-Interest loan • Cash Prizes
  • 17. • Employees Behind Success • Role of higher management • Role of HRMG • Training • Increases salaries • Promotion and advertising • Incentive