The document summarizes NetAccess networking products that provide reliable and cost-effective connectivity for financial institutions and merchants. Key products discussed include the NetAccess Payment Extender and Payment Router targeted at small merchants, and the versatile multi-function L3xx router that can connect up to 30 terminals in a LAN environment. Case studies demonstrate how NetAccess solutions were deployed to connect thousands of payment terminals across large retail chains and malls in Asia, providing redundancy and supporting multiple connection protocols with quick implementation times.

1. NetAccess Multi-lane Deployments July 2008

2. Agenda

3. NETWORKING @ GHL

4. The award-winning NetAccess enterprise payment network equipment ensures dependable, steadfast, speedy yet affordable end-to-end connectivity for today’s financial institutions and merchants of all sizes. NetAccess development is driven by intelligent messaging & routing algorithm across industry-standard hardware, its strengths lie in its simplicity and flexibility to adapt, realizing quicker ROI compared to proprietary firmware or hardware based approaches. NetAccess: An Introduction

5. NetAccess Product Suite

6. Small merchant Payment Extender Targeted small merchants with multiple devices with different payment processes NetAccess: At a Glance Powered by 60MHz ARM7 processor Configurable pattern matching routing Interconnects devices on retail desktop Enable EDC for RS485,TCP/IP network environment Energy efficient design, can drawn power from EDC power supply X10

7. X-10 Deployment Scenario

8. Configurable pattern matching routing Route transaction based on card type Intelligent routing of data between interconnected devices Enable uplink to Host via GPRS network. TCP/IP,RS485 downlinks Multiple RS232 support Small merchant Payment Router Targeted small merchants with 1-3 EFTPOS terminals & wireless connectivity NetAccess: At a Glance L100

9. L-100 Deployment Scenario

10. Similar to L100 but more intelligence Support up to 9 devices Dual Sim RS232,RS485, TCP/IP support Small merchant Payment Router Dual SIMs, supports 9 terminal connections NetAccess: At a Glance L200

11. Reduce network and host resources. Message filtering prevents non ISO8583 messages from reaching the bank host Pipe encryption to the bank host Intelligent failover with up to 3 different communication channels Supports EDGE and HSDPA 3G network Dual Sim and Dual Ethernet supported Support both EDC and ATM applications RS232,RS485 and Ethernet communication Highly reliable due energy efficient and robust design Multi lane Payment Router Versatile, multi-function & robust yet affordable payment router for connecting up to 30 EDC terminals in a LAN environment to payment hosts netAccess: At a Glance L3xx

12. TRANSACTION SPEEDS

13. Typical Transaction Times Device Typical (sec) PSTN Terminal 16-20 GPRS Terminal 8-13 LXXX: PSTN 5-8 LXXX: GPRS 4-7 LXXX: ADSL (1MB) 4-6 LXXX: TCP/IP 3-5

14. CASE STUDIES

15. IKEA: Project Background

16. IKEA: Deployment Scenario Leased Line to Alliance Bank ISDN Line as Secondary Link Red denotes backup link to other NetAccess L-1000 boxes in event of failure

17. Cost saved by reusing existing wiring End to end implementation – 6 weeks Multiple connection to bank: Leased line (was not available during opening Aug 2004) ISDN Dialup (as backup to Leased Line) GPRS (used when Leased Line and ISDN was not available during opening) Multiple protocols suported for Terminal connection: RS485 RS232 TCP/IP IKEA: Some facts

18. ZERO downtime on Terminal payment acceptance since deployment! L1000 failed – redundant links maintained connectivity Leased line went down – ISDN backup Track record @ Ikea

19. Total of 14 Carrefour sites in Malaysia Number of terminals on site: 29 to 45 Using TCP/IP Terminals Implementation: 2-3 days Connectivity to Host: GPRS, with ISDN backup Implementation: Carrefour / UOB

20. Other Implementations - BTS Background Largest mall in Malaysia > 900 merchants Theme parks, Departmental Stores, Retailers, etc. No Telco dial-up charges incurred by merchants Setup & Configuration 24 x NetAccess L1000 spread across 2 towers (12 each) Redundancy across both towers Connectivity – Lease Line with ISDN On-Demand-Dial Re-use building telephone wires (Avg terminal distance ~ 250m!) Supports Credit Card, MEPS Cash, Debit-ePOS, Loyalty Interesting Bits Saved wiring costs of more than RM100K by re-using existing phone wiring Site implementation completed in 2 weeks Tower to tower distance of about 250m 12 stories of shop lots & indoor theme park

21. Background The LARGEST mall in the Philippines & Asia - 7 km long ShoeMart controls 65% of the Philippines’ retail market Setup & Configuration > 2000 Omni 3750 to be supported 10 x NetAccess W1000 across 2 sites (~15 km apart) 50/50 load-balanced & redundant across 2 sites 8 x lease line uplink (analogue & digital) per site to acquirers 2 x lease line downlink per site to 2 different telcos Fully redundant network configuration Interesting Bits Connected to 8 different acquirers each side Perform ON-US transaction routing for MDR cost savings Site implementation completed within 1 week (Phase 1) Setup, Configuration, Testing & Basic Training Other Implementations - ShoeMart

22. Able to reuse existing RS232 wiring or even telephone wiring for RS485 RS485 supports longer distances – can wire up larger premises Adaptable to customer environment – supports RS232, RS485, WiFi or Ethernet without much changes to terminal Multiple uplink options: Leased line / ADSL / ISDN / PSTN / GPRS. Web-based configuration page for easy management Advantages of NetAccess products

23. NetAccess Networking Solutions

24. IN SUMMARY

25. NetAccess Networking Solutions

26. Alex Tan Vice President International Sales [email_address] Thank you