The document presents an overview of benefits from switching to a NetAccess L-200 Optimus fixed-line phone system compared to traditional PSTN lines. It details potential savings on monthly phone bills through lower rental costs, free mobile calls within a closed user group, and reduced card transaction fees. Four case studies are provided of different shops estimating savings of 40-60% on their monthly communication costs by switching plans.

1. April 2010 Benefits Overview Increase Sales Lower telephone bill No fixed Line with NetAccess L-200 Optimus

2. Fixed Monthly Rental Cost Handset at RM49/month EDC Terminal at RM80-RM100/mth Total Fixed Rental = RM129-149/mth Variable Monthly Call Charges Voice Call EDC Data Call Total call charges from RM70 to RM300 monthly Service issues Waiting time for new phone lines may takes months. One to two working days service response time Existing Retail Communication RJ-11 cable Handset EDC Terminal PSTN

3. Scenarios and Assumptions Fixed line rental of RM49/month for retailer. 65% of calls from fixed line are calling mobile phones, paying RM0.30/min to RM0.70/min 40% of calls are made to workplace, staffs and family. Referring to Appendix A spreadsheet for cost saving calculation based on different scenarios

4. GSM Operator Closed User Group -FREE CALLS Revolutionary NetAccess L-200 Optimus -Cut off your PSTN fixed line connection RJ-11 cable Handset EDC Terminal Data Voice GSM GPRS Card transaction Bank RPC (Retail Payment Communication)

5. Benefits to Merchant Lower cost of outlet’s telephone bill FREE payment transaction call charges of RM0.08 to RM0.90/transaction depending on location Lower 65% outbound mobile call charges by up to 60% FREE call charges between shop phone and DIGI’s Closed User Group. No fixed line required in shop Faster credit card transaction One point of service contact for both phone and credit card terminal service with 24x7 and 4hours response time nationwide. Faster installation and service of phone and terminal in shops. Move your operating office to anyplace anytime

6. Case Study A – RM50 voice call/month A boutique shop in PJ owned by two sisters have a monthly shop phone bill of RM99/month ( RM50 voice call + RM49 fixed phone rental). The shop is currently acquired by Bank A that have network node in PJ. The shop has a monthly 150 credit card transactions with call charges at RM0.08/transaction The shop sign up RPC and two DIGI mobile packages. Their normal mobile phone bill is RM100/month/phone. 83 *additional RM24 FREE call charges Net Monthly Saving 138 RPC Rental 221 Total Monthly Saving 80 0 80 EDC Terminal Rental 80 120 200 40% estimated saving Mobile Phone Usage 12 0 12 150*0.08 Payment Transaction 49 0 49 Fixed Phone Rental 0 50 50 See Appendix A Voice Call Charges Saving DIGI* Old Bill Calculation Case Study A

7. Case Study B – RM100 voice call/month A car workshop in Tanjung Malim owned by a couple and a worker have a monthly shop phone bill of RM149/month ( RM100 voice call + RM49 fixed phone rental). The shop is currently acquired by Bank B that have network node in Shah Alam. The shop has a monthly 300 credit card transactions with call charges at RM0.30/transaction The shop sign up RPC and three DIGI mobile packages. Their normal mobile phone bill is RM100/month/phone. 235 Net Saving 138 RPC Rental 373 Total Saving 75 0 75 EDC Terminal Rental 120 180 300 40% estimated saving Mobile Phone Usage 90 0 90 300*0.30 Payment Transaction 49 0 49 Fixed Phone Rental 39 61 100 See Appendix A Voice Call Charges Saving DIGI Old Bill Calculation Case Study B

8. Case Study C – RM200 voice call/month A Chinese medicine shop in KL owned by an old couple and their two sons have a monthly shop phone bill of RM249/month ( RM200 voice call + RM49 fixed phone rental). The shop is currently acquired by Bank C that have network node in Technology Park Malaysia. The shop has a monthly 600 credit card transactions with call charges at RM0.12/transaction The shop sign up RPC and four DIGI mobile packages. Their normal mobile phone bill is RM100/month/phone. 281 Net Saving 138 RPC Rental 419 Total Saving 60 0 60 EDC Terminal Rental 160 240 400 40% estimated saving Mobile Phone Usage 72 0 72 600*0.12 Payment Transaction 49 0 49 Fixed Phone Rental 78 122 200 See Appendix A Voice Call Charges Saving DIGI Old Bill Calculation Case Study C

9. Case Study D – RM300 voice call/month A large electrical shop in Port Dickson owned by a man with 4 delivery vans have a monthly shop phone bill of RM349/month ( RM300 voice call + RM49 fixed phone rental). The shop is currently acquired by Bank D that have network node in Kuala Lumpur. The shop has a monthly 900 credit card transactions with call charges at RM0.30/transaction The shop sign up RPC and five DIGI mobile packages. Their normal mobile phone bill is RM100/month/phone. 566 Net Saving 138 RPC Rental 704 Total Saving 38 0 38 EDC Terminal Rental 200 300 500 40% estimated saving Mobile Phone Usage 270 0 270 900*0.30 Payment Transaction 49 0 49 Fixed Phone Rental 147 153 300 See Appendix A Voice Call Charges Saving DIGI Old Bill Calculation Case Study D