Nelito Systems Ltd. is an IT solutions and services company focused on the banking and financial sector. It has over 1200 professionals and has executed over 75 projects in 20 countries. It provides core banking solutions, lending management systems, regulatory reporting, analytics, and mobility solutions. Some of its key products include FinCraft core banking suite, data archival and retrieval solution FinDart, and enterprise regulatory reporting. It has over 400 banking clients including commercial banks, co-operative banks, NBFCs, and MFIs. It is recognized by analysts like Gartner and Forrester and has offices in India, USA, UK and other countries.

1. Corporate Profile
1st October 2019
© Nelito Systems Ltd. 2019

2. Excellence with Agility

3. • Commercial Banks
• Co-operative Banks
• NBFCs
• Micro Finance
Institutions
• Credit Rating Agencies
• Banking Education
Institutes
Introduction
75+ Projects executed
in 20 countries
Featured in the Global
Reports of
- Gartner
- Forrester
- IBS Intelligence/
Cedar
HO at Mumbai, India
1200+ Professionals
400+ Banking Clients
30+ NBFCs & MFIs
FinCraftTM Suite of
Solutions for Banking &
Financial Sector
Achieved high customer
retention
USA
UK
Germany
Mauritius
Sri Lanka
Maldives
Nepal
Bhutan
Hong Kong
Philippines
Singapore
Australia
India
Oman
Bangladesh
Thailand
Zambia
Decades of serving:2
Kenya
Cambodia
Group Company of :
Myanmar
DTS Corporation, Japan

4. Solutions Industries
Technologies &
Platform
Core Transaction Systems
Analytics and Data Warehousing
Mobility Solutions
Custom Software Development
IT and BPM Services
Banking
Micro Finance
NBFC
Government
Offerings

5. Core Banking Regulatory Reporting Internet Banking Cheque Truncation
Integrated Lending Management
LOS, LMS, Collection
Risk Reporting
Mobile Banking
ACH / Mandate Management
Micro Finance Mobile Application
Core Micro Finance
Data Archival & Retrieval
(FinDartTM)
Lending Mobile Application
Aadhar (Biometric National
ID) based Payment Solution
Anti-Money Laundering Door-Step / Agency Banking
Infosys FinacleTM
CBS,
Implementation & Roll-Out
Robotic Process
Automation (RPA)
Mobile Apps Development SWIFTTM
Services
Analytics
Software Development
•Microsoft Technologies
•Java Technologies
Payment Systems –
IMPS, H2H, UPI, BBPS, NACH
Business Intelligence
Professional Consulting
Infrastructure Maintenance
Artificial Intelligence
Nelito - Solutions & Services
Services
FinCraft TM
Suite
1 Core Transaction
System 2 Data Warehousing
Analytics 3
Mobility
Solutions 4
Payment
Solutions

6. FinCraftTM Products Suite

7. FinCraftTM – An Integrated Banking Solution
Internet
Banking
Mobile Banking
IVR I USSD I SMS I Apps I Wallet
Branch
Banking
Kiosk
Banking
Integrated Channel Manager
Data Archival & Retrieval
DQS | MDM
Enterprise Data Management
Regulatory | Risk | MIS
Dashboards
Enterprise Reporting & XBRL
Customer Analytics |
Product Profitability
Bouquet BI & Analytics
Frontend
Front &
Middle
Office
Back
Office
SEO
Consumer Banking
Retail Core Banking System
Loan Management
System
Anti Money Laundering
Enterprise Risk Management
ACH IMPS
Enterprise Payment Hub
SWIFTCTS

8. FinCraftTM CBS: The Journey
2002
2007
2009
2016
2017
TBA
Total Branch
Automation Solution
FinCraft 1.0
FinCraft 2.0
FinCraft 3.0
Core Banking
Solution for
centralized banking
CBS Implemented in On-
Premise and Cloud
environments
Enhanced User
Interface and Robust
SOA Architecture with
increased scalability &
Performance
Listed as a Representative Vendor in the
Asian Core Banking Market in Gartner's
A Banker's Guide to Asian Core Banking
Solutions, July 31, 2014.
Cited in Gartner's Magic Quadrant for
International Retail Core Banking.13
November 2014 as regional player.
Featured in Forrester’s Global Banking
Platform Deals Survey 2015 report
Nelito wins IMC Digital Technology Awards 2016 -
IT Services Award (SME)
Featured in Forrester’s Global Banking Platform
Deals 2016 report
Nelito awarded the NexGen Bank Award for the Best
use of Cloud Services – IFTAS - 2016
Featured in Banking Platforms In The Cloud 2016
Featured in Forrester’s
Global Banking Platform
Deals Survey 2017
report
Nelito wins "The Best
IT Solution Provider of
the Year" Award at
NBFC100 Tech
Summit 2017

9. FinCraftTM CBS: Overview of Framework
Payments Channel Services OriginationDashboards
Remittance Limits / Collaterals Standing Orders
Enterprise
Components
Product
Factory
Functional
Services
Fincraft Core Banking System Agent Banking
Consumer Banking Financial Inclusion & Micro Finance
Clearing Reports
Interest
/ TDS
Exchange
Rates
Product
Designer
Utilities Inventory Inquiries User
Management
Signature
Verification
Reusable Buss.
Components
General Ledger Transaction Manager
Accounting
Backbone
Infrastructure
24/7 | Multilingual | Reporting | Audit | Purge | Access Control | Multi-Currency |
Workflow | Multi-Calendar | Scheduler | Single Sign On | Integration Framework
Micro Finance
Saving & Current
Retails Loans
Time Deposits
Cash Credit/Overdraft
Field Agent Enrolment
Transaction Posting
Commission
Offline / Online
SHG / JLG Lending
Micro-Insurance
EMI / Premium Collection
Alerts

10. FinCraftTM Lending Management Solution
Retail
LOAN ORIGINATION
Security Management Geo Tagging MIS / Regulatory Reports / BI
Core
Applications
Common Key
Features
Line of
Business
SME/MSME
Configurable Workflows Document Management Alerts and Escalations
LOAN MANAGEMENT COLLECTION & RECOVERY
Mobility
LOS App Collection App Customer Facing App
External
Systems
Integration
General Ledger
Core Banking
Regulatory
National Security
Data Warehouse
Credit Bureau
Group Lending Individual Lending
• Consumer Vehicle Loan
• Personal Loan
• Consumer Education
Loan
• Mortgage Loan
• Gold Loan
• Loan to Traders
• Housing Loans
• Business Loan
• Working Capital Loan
• Machinery Loans
• Loan Against Property
• Construction
Equipment
• Commercial Vehicle
• Supply Chain Finance
• Micro Finance
• Income Generating
Loan
• Sanitation Loan
• House Improvement
Loan
• Utility Loans
• MEL Loans
• IL Utility
• House Repair
• Income Generating
Loans
• Agent/Dealer Management
• Lead Management
• Configurable Dedupe
• Loan Application Processing
• Credit Scoring & Appraisal
• Deviations Management
• Customer On-boarding
• …
• Generation of LAN
• Multi Bank Disbursements
• Mandate Management
• Supports Various Billing Cycles
• Limits & Collateral Management
• GL & Accounting
• Restructuring, Write-off, Waive off
• …
• EMI Collection
• Promise to Pay
• Collection Agency Login
• Tele caller Login
• Bucketing
• NPA Management
• Suit Filing
• …

11. Daily
Feed
CBS
Treasury
Payment
Systems
GL
Other Systems
(Risk, Collections,
AML, etc.
ETL@CloseofBusiness
Adapter
Data Massaging
Data Validation
Staging Area
Highlights
Extraction
from all
required data
Integrated
Meta Data
Scheduled ETL
jobs
Bank CDR
Data Marts
OLAP Engines
Source Systems
OLAP Cubes
Enterprise
Reporting
Analytic Feeds
In-Built Workflow
Central
Bank CDR
YYY Reports
XBRL Output
Dashboards
Adapter
Adapter
Adapter
Reference
& Master
Data
XBRL Feed
to Central
bank
META DATA MANAGEMENT
DATA MANAGEMENT
SECURITY
GOVERNANCE
XBRL TAXONOMY
META DATA MANAGEMENT
DATA MANAGEMENT
SECURITY
GOVERNANCE
Enterprise Regulatory Reporting

12. Data Archival & Retrieval Solution (FinDartTM)
Structured Data Archival & Retrieval
 Class-leading solution to help banks manage their legacy
applications data.
 Turnkey Solution Implementation offered.
 Embedded Reporting Solution with ready-to-use reports.
 Archived many of world’s leading core systems data.
• Broad Connectivity & Extensibility
• Unchanged Data Archiving
• Process Automation
• Keyword based search
• Regulatory Compliance
• Improved customer service
• Robust Data Archival Support
• Seamless Access to Archived Data from
branches
• Flexible Reporting Format
• Real-Time Online Access
• In-built security and user Management
Key
Features
and
Benefits

13. Mobile Banking
Personalized Services
Banking services delivered
on Mobile handsets
Minimal Learning Curve
Enhanced user friendly User Navigation supported
Anywhere, Anytime banking
Banking transaction services window made available 24*7
Trust, Privacy & Security
Backed by SSL integration with 256 Bit encrypted data transfers
Interoperability with TSPs and Mobile Devices
Access mode for communication would be GPRS/GPS enabled
Benefits
LOGO LOGO

14. Mobility Solutions
Mobile Banking Tab/Agency BankingLOS on Mobile
 Enquiry
 Transaction
 Request
 Bill Payments
 Cardless Transaction
 Mini Statement
 Fund Transfer
 KYC Services
 Customer On-Boarding
Services
 Financial Transaction
Services
 Lead Generation
 Loan Application
 Loan Appraisal, Approval
 Customer On Boarding
 Loan Account & Disbursement
 Collections & Recovery
 NPA Management
 Settlement

15. Services

16. Software Engineering Skills
ModelResources
 Waterfall Development Model
 Iterative Development Model
 Scrum Development Model
Quality
 ISO 9001:2015
 ISO 27001:2013
 CMMI Level 3
Category Technologies
Platform
ASP.NET, VB.NET, C#.NET,
Visual Basic, Java
Middleware IIS, WebSphere, Tomcat
Database
Oracle, SQL Server,
Postgre SQL, My SQL
Mobility
Platform
Android, iOS, Windows
BI Tools SAP BI/BO
Technologies

17. Software Engineering Capabilities
Application
Development and
Maintenance (ADM)
Experience
• 500+ Man-Year Experience.
• 15+ Products Live in 100+ Clients since year 2000.
• Regular Version Upgrade & Continuous Enhancements.
• Customisation and implementation of leading software
products.
• Maintenance & enhancement of applications.
• Developed through Onsite/ Offshore model.
• Various SDLC Models adopted.
• Software Development based on CMMi Level 3 standards.
• Multiple platforms & technologies capability.
Product
Development
Custom
Application
Development
Third Party
Applications

18. Mobile App Development Capabilities
Provisioning & Ongoing
Management
• Device provisioning Remote data
wipe
• Upgrades controlled by central
Administration / App market
• Device monitoring
Integration
• Interfaces built for Integration
with multiple databases
• Integration with legacy systems
Data Security
• Secure connectivity
• Data encryption on device
• User authentication
Cost: Multiple OS & sizes
• Hybrid Apps
• Open source frameworks
Connectivity
• Local storage
• Background data synchronization
05
01
02
03
04

19. SWIFTTM Service Portfolio
Alliance* Onsite Maintenance
• Onsite resource placement at
customer site to manage Alliance
Interface.
• Consulting services on SWIFT
Infrastructure.
Projects
• Release Upgrade (for example 7.2 Release Upgrade
from 7.0)
• Platform Migration
Alliance* Remote Maintenance
• Supporting customer’s Alliance Interface from
offshore using Remote Assistance Tools such
as WebEx or Bomgar etc.
• Monitoring Services -Monitoring of Alliance
Interfaces key processes to support critical
operations
Service Bureau
• Indirect Connectivity Model to
connect SWIFT Network.
• Integration Test Bed (ITB) Connectivity
* Alliance is the brandname of SWIFT’s own product portfolio

20. Third Party CBS Implementation & Support
Finacle Core Banking Solution
Finacle E-banking Application
Rollout
Go Live Support
User Acceptance
Testing
End User Training
L1 and L2 Helpdesk
Support
Nelito’s Experience
Implementation &
Report Customization
Data Migration
L2 Support
TECHNICAL FUNCTIONAL

21. IT Support Services
IT Infrastructure
Services
Business Process
Outsourcing
IT Outsourcing
Services
Professional
Consulting Services
Providing Skilled
Technical Resources
Application
Implementation
Support
Business Analysts and
Domain Experts
Microsoft platform
Technical Resources
Java & Oracle
Technical Resource
Account Opening
Process for a
Multinational Bank
Cheque Processing
Solution and Services
for various banks
Project mode
outsourcing of the
Application
Development
L1 and L2 Services for
various services – IT
Infrastructure,
Networking etc.
DC & DR Consulting/
Maintenance
Facilities
Management Services
Hand Holding Support
L1/L2 Support

22.  Retail & Wholescale Banking
 Online Banking
 Customer Service
 Financial Accounting
 Asset Based Lending
 Speciality Finance
 Auto Finance & Lease
 Mortgages
 Domestic & Cross border
Payments
 Financial Messaging Platforms
 Credit , Prepaid ,Loyalty and
Fleet Cards
 Mobile Payments
 BASEL Compliance
 Credit Risk Mgmt.
 Fraud Management
 AML/FATCA
 Regulatory Compliance &
Reporting
Testing Services
Commercial Banking
Lending
Cards & Payments
Risk & ComplianceComprehensive Suite of Testing Services

23. Clients

24. Lending Management- Success Stories
Non – Banking Financial Companies / Microfinance Companies
WheelsEMI Pvt. Ltd.
Save Solutions
A
Finanzmart Pvt. Ltd.
Navrathna Finance
AUTOMONY
JATINDER FINANCE
PVT. LTD.
AUTOMONY Jatinder Finance Pvt. Ltd.
Navrathna Housing Finance Ltd.
Manappuram Finance Ltd
Tripoli Management Pvt.. LtdMorgenall Technologies
U gro Capital Ltd. Svamaan MicroFinancePKF Finance Ltd.
MoneyBoxx Finance LtdPeerless Financial Services Ltd NJ India Invest Pvt LtdChamroeun Microfinance ltd
Alliance for Microfinance in
Myanmar
Laxmi Laghubitta Bittiya Sanstha
Ltd.
Sonata Finance (P) Ltd.
Agora Microfinance India Ltd.

25. Banking Clients
Lending Management- Success Stories
The Nainital Bank LTD. CITIZENCREDIT Co-operative Bank Ltd. Solapur Janata Sahakari Bank Ltd
The Ajara Urban Co-Op. Bank Ltd Sri Bhagavathi Co-operative Bank Ltd.
Nashik District Central Co-operative
Bank Ltd.
Jharkhand State Cooperative Bank Ltd
Indian Financial Technology and Allied
Services
Akola District Central Co-op. Bank
The Navnirman Coop Bank Ltd.
The Meenachil East Urban Coop Bank
Ltd.
Jammu Central Co-op Bank Ltd

26. FinDARTTM - Success Stories
HDFC Bank DCB Bank Ltd. United Bank of India Oriental Bank of Commerce
IOB – Indian Overseas Bank IOB – Hong Kong, Bangkok,
Singapore, Colombo
Corporation Bank Syndicate Bank
NABARD UCO Bank

27. Enterprise Regulatory Reporting - Success Stories
National Housing Bank Bank of Maharashtra UCO Bank
Dena BankCanara Bank Paytm Payments Bank The Nainital Bank Limited Equitas Small Finance Bank
Utkarsh Small Finance Bank Ltd
Mauritius Civil Service Mutual Aid
Association Ltd
Punjab & Sind Bank
Barclays Bank- MauritiusWoori Finance Cambodia

28. Software Solutions - Success Stories
Custom
Application
Development
CTS
NACH
eKYC
H2H
Director General of Assam
Rifles (Para Military)SMERA Ratings LtdDeutsche Bank CARE Ratings Ltd
Bank of Baroda Mizuho Bank, Ltd
Government of Sikkim
DCB Bank Ltd Federal Bank Limited
National Rural Health
Mission, Maharashtra
Public Health Department,
Maharashtra
Maharashtra Industrial
Development Corporation
The Nainital Bank LTD.
Department of Information
Technology, Manipur
Jharkhand State Housing
Board
The Mehsana Urban Co-op
Bank Ltd.

29. Implemented CBS in 55+ Co-Operative Banks and 50+ Co-Operative Societies across India.
Core Banking- Success Stories
The Nainital Bank LTD. CITIZENCREDIT Co-operative Bank Ltd.
Solapur Janata Sahakari Bank LtdThe Ajara Urban Co-Op. Bank Ltd Sri Bhagavathi Co-operative Bank Ltd.
Nashik District Central Co-operative
Bank Ltd.
Jharkhand State Cooperative Bank Ltd
Indian Financial Technology and Allied
Services
Akola District Central Co-op. Bank The Navnirman Coop Bank Ltd.
The Meenachil East Urban Coop Bank
Ltd.
Shree Mahuva Nagrik Sahakari Bank

30. Services - Success Stories
RBL Bank Limited Axis Bank
Bhutan Development Bank Ltd.
DBS Bank Kotak Securities Limited
The Federal Bank Limited
NABARD
Bharat Coop Bank Mumbai LtdCitibank Bank of Maharashtra Allahabad Bank
Central Bank of India
Catholic Syrian Bank LtdKalupur Commercial Co-op BankBank MuscatCredit Agricole CIB Services

31. Credentails

32. Recent Analyst Recognitions
 Listed as a Representative Vendor in the
Asian Core Banking Market in Gartner's A
Banker's Guide to Asian Core Banking
Solutions, July 31, 2014
 Cited in Gartner's Magic Quadrant for
International Retail Core Banking.13
November 2014 as regional player
 Nelito featured in Forrester's Global
Banking Platform Deals Survey 2019
 Featured in Global Banking Platform
Deals Survey 2017 report
 Featured in Forrester’s Global
Banking Platform Deals 2016 report
 Featured in Banking Platforms In The
Cloud 2016 (Special Report)
 Featured in Forrester’s Global
Banking Platform Deals Survey 2015
report
 Nelito featured in the latest IBS
Intelligence SALES LEAGUE TABLE
(SLT 2019)
 Nelito featured in Domestic Sales
League Table 2018
 Nelito System’s FinCraftTM Lending
Management Solution featured in
IBS’s Annual Sales League Table
2017 (Lending)
 Sonata Finance Pvt Ltd case study
featured in IBS Journal October 2017
Disclaimer:
Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or
other designation. Gartner research publications consist of the opinions of Gartner's research organization and should not be construed as statements of fact. Gartner disclaims all
warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose..

33. Some Recent Recognitions
Recent Awards
Nelito wins "The Best
Innovation Concept for
Rural Credit Facilities
to the Unbanked”
Award at South Africa
TT100 2017
Nelito has been
awarded “Enterprise
Mobility Management
Solution of the Year”
at the Indian ISV
Awards 2017
Nelito wins "The Best
IT Solution Provider
of the Year" Award at
NBFC100 Tech
Summit 2017
Nelito was awarded
Technoviti Award 2018
for its “FinCraftTM
Integrated Lending
Management Solution”
Nelito was awarded
“Best Integrated
Lending
Management of the
Year” at 3rd
NBFC100 Tech
Award 2018
Nelito has been awarded
IMC Digital Technology
Awards 2018 for
Excellence in IT BPM for
Large Enterprise for
FinCraftTM Integrated
Lending Management
Solution (ILMS)

34. Quality Certifications

35. Nelito Systems Limited
© All rights reserved.
Phone: +91 22 6713 5555 / 5600
Fax: +91 22 6713 5503
Website: www.nelito.com
Email: marketing@nelito.com