One Stop Solution for MSME Neo Banking Platfrom. Overcome all the challenges with current MSME user engagement. Includes modules like: • ACCOUNT o Current Account o FD o RD o OD • LOAN o Cash Credit o Working Capital Loan o Term Loan o Agri Loan o Tractor finance o Microfinance o Personal Loan • CARD o Debit Card o MSME Credit Card • Trade Finance o LC o BG o Insurance • PAYMENT & COLLECTION o Invoice o Collection o Vendor Pay-outs o Salary Processing o Payroll Mgmt. o Escrow o Foreign Exchange o Tax & GST payment o Single & Bulk Payment • VAS o Multi Bank Connect o GL (Bookkeeping) o Money Market ( government securities, treasury bills and commercial paper etc.) o Cash Mgmt Services o Channel Finance o Vendor Finance o Surplus Cash Mgmt o RTGS o NEFT o Forex • REWARD JOURNEY o Coin as a Reward o Cash back as a Reward • INSURANCE o General Insurance • WEALTH Mgmt. o Financial Planning o Asset allocation o Asset Mgmt. o TAX Accounting o Insurance o Advisory Service • GRIEVENCE o User's input collection and analysis

1. This presentation contains confidential information and is created for the creative pitch purpose by Indus Net
Technologies. In this pitch presentation you will find information, images, ideas, insights and strategies which
are exclusive property of the Agency and are protected by copyright. Therefore you may not reproduce, in full
or in parts, publish, transmit, modify in full or in part, sell or transfer any of the material contained in the
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@2023 Indus Net Technologies. All rights reserved
Confidential Information
Quality
management
Software
Development
Process
Information
Security
Environment
Management
Great Place to Work –
Multiple years

2. Globally distributed revenue
Others
10%
India
15%
USA
25%
EU
25%
UK
25%
Business comes
from existing
clients
90%

3. Get a modern PowerPoint
Presentation that is
beautifully designed.
Team
850+ Passionate Professionals
Relationship Value
$50K - $2m per annum
# of hours delivered
7,250,000 hours and counting

4. Digital
Engineering
Artificial Intelligence and
Analytics
Customer Experience and Digital Marketing
4
Full Stack
Digital
Services

5. We Keep Up With The
Latest Technological
Advancements
With Experienced Skilled Resources

6. © 2022 Indus Net Technologies Pvt. Ltd. All rights reserved. 6
Serving BFSI Worldwide
Many More…

7. BFS Capability

8. BFSI
Solutions
Mobile/Web Application
Sales Force
Automation
Mobile banking
Supply Chain
Finance
Forex &
Remittance
LOS
Gold Loan
Loan on
Phone/ATM
EMI on
Debit Card
Wealth
Management
STP-Based
Service
LMS
Open Banking
Neo-Banking Bancassurance
Trade
Financing
User
Onboarding
RM Portal/Tab
Internet
Banking

9. Overall BFS Capability
1. Strategy
● Business Strategy
● Digital Strategy
● IT Strategy
● Data Strategy
● Enterprise Architecture
● Advanced Analytics
2. Solution 3. Service 4. System Integration
● Mobile App
● Web Portal- Investor , Distributor
● Customer On-boarding
● Loan Origination
● Testing and QA
● Project and Program Mgmt
● Technology and Engineering
● Business Analysis and Product
Management
● Enterprise Middleware
● API Mgmt
● Data Integration
● Streaming
● Messaging
What?
5. System Modernisation 6. Satellite Applications
● Enterprise Customer
● Deposit
● Payments
● Loan Management
● OTP
● Notification Engine
● PIN Block Management
● Statement Generator
● Audit Management
● User Access Management
● Dedupe, Many Others...
7. Support
● DevOps
● Infrastructure Services
● Application Support
● Security Management
Intelligent
Automation
▪ Business Process Management
▪ RPA
▪ Business Rules Management
▪ Case Management
▪ Document Management
▪ Business Activity Monitoring 9

10. Artificial Intelligence and Analytics Services
Model Support
Artificial intelligence
Use of GPT, computer vision, NLP, Deep Learning
etc. to achieve high end automated solutions
Improving model accuracy and
maintenance
Consultancy Services
Predictive Modelling
Faster Insights
Predict the future
Use dashboards to unearth
hidden insights
Creating data culture in organization
Decision Science
Solving critical business problems using
advanced analytics
Improving risk control Enhancing productivity Accelerating growth Improved customer experience
Artificial Intelligence and Analytics Services in Banking
Benefits to clients
10

11. MSME Neo Banking

12. Accounts
Current Account
Loan Account Fund Transfer
Bill Payments Deposit Accounts
Bulk Payments

13. Loans & Cards
Personal Loan Term Loan
Pradhan Mantri Mudra Yojana
Asset Backed
Loans
Business Loans
Micro Finance Loans Overdraft
Credit Cards
Working Capital Loans

14. Payments & Collections
Cheque Payment
Single Payment
Payment File
Upload
Beneficiary
Management
Bulk Payment
Cash Management
Digital Collection
Payment Approval

15. Trade Finance
Letter of Credit Bank Guarantee
Remittance Documentation
Bill Payment Import Collection
Export Collection
Vendor Finance
Bill Discounting
Factoring PO Financing

16. INT Origin: Our Accelerator

17. RAD: Rapid Application Development
Modelling: Break up complex business logics in a smaller, simpler
processes
Prototyping: Using UI component libraries
Orchestration: BPM orchestration using the lego blocks from our
CRUD and Satellite service library
Integration: Integration with CBS & 3rd party service providers
INT
ORIGIN
is
based
on 4
Main
Pillars

18. How Does OUR RAD Services Solve for Your Needs?
Here are some critical considerations for selecting us for your business needs
● Business Process Orchestration using BPMN
compliant tools like Camunda, jBPM
● Business Rules Engine configuration using DMN
tools like Drools, Camunda
● Analytics, metrics, and process insights using
Open Telemetry & API Observability
● Easy modeling of processes and Dynamic forms
● Extensive UI library for Web/App development
● Flexibility of On-premises or Cloud deployment
● Scalability
● Integration capability with other systems
● Standard Auth Service integration and Role-based
access control
● Options for Robotic Process Automation
● Dynamic task monitoring and checklist
● Collaboration tools, connectors, and templates
18

19. INT. Origin: Key Modules
Product Configuration
Document Management
Customer Onboarding
Rate Engine Configuration
Admin
Customer Servicing
Work-Flow Management
Underwriting Data Analytics & Reporting
Payment Assistance
Disbursement
19

20. One Solution: All Products
Unsecured
Personal Loans
Auto Loans
Education Loans
EasyEMI Consumer Loans
BNPL
Professional Loans
Salary Loans
Secured
Loan Against Property
Loan Against Securities
Loan Against Rental
Receivables
Loan Against Car
Home Loans
Gold Loans
LC
BG
Working Capital Loan
Our Solution
20

21. Capture Application Details Mobile Number Validation
Capture Customer
Consent
Validate and Confirm
Personal Details
Perform eKYC Check
Capture
Employment/Business
Details
Validate
Business/Employment
Details
Perform Eligibility and
Underwriting
Onboard Customer and
Open CASA Account
Generate Loan Agreement
and capture/validate
Customer Signature
Disburse Loan
MSME Loan Journey

22. INT. Origin: Common Module for all Loan Products
OTP
KYC (e-KYC , V-KYC)
Dedupe
OCR
Loan Offer
Agreement
E-Mandate
DMS
Disbursement
Collateral & Collateral Insurance
Customer Onboarding
22
Underwriting (AI & Manual)
Amortization Chart & KFS

23. Our Advantages
23
No more use of DOS based legacy system and
excel sheet heavy workflow
Automated Workflow
Ease of Integration and Data Storage
Policy management is configurable and generic
by 3rd party API, Custom configuration based on
client DB, granular level data storage
Flexible product configuration, entity relation
governed by contract rules, platform access,
dynamic form and permission is governed by
rules
Flexible Configuration
Significant improvement from legacy DOS based
screen with user friendly custom interface,
system is scalable and robust
Agile and User Friendly

24. Question?
Clarification?
Happy to help!

25. India UK USA Australia Singapore
Nigeria
900+
Professionals
6m+
Hours
12k+
Projects
25+
Years
We are a team of digital engineers
working towards innovation,
reinvention and reshaping business
models. We cater to multiple
enterprise clients, fast growing
product companies, digital agencies
operating in the domain of banking,
insurance, finserve, health,
professional services and others in
more than 45 countries.
Let’s Connect.
25