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NABARD: ROLES AND FUNCTIONS
❖ Credit Functions
▪ Framing policy and guidelines for rural financial institutions Providing credit
facilities to issuing organizations
▪ Monitoring the flow of ground level rural credit
▪ Providing credit facilities to issuing organizations
❖ Development and Promotional Functions
▪ In order to reinforce the credit functions and to make credit more productive,
NABARD has been undertaking a number of developmental and promotional
activities
❖Supervisory Functions
❖ Institutional and Capacity Building
▪ Undertakes inspection of RRBs and cooperative banks
▪ Undertakes inspection of SCARDBs and apex non-credit
cooperative societies on a voluntary basis
▪ Help cooperative banks and RRBs to prepare development actions plans for
themselves
▪ Provide financial assistance to cooperatives and RRBs
▪ Provide training for senior and middle level executives of commercial banks,
RRBs and cooperative banks
ROLE IN TRAINING
Section 38 of the NABARD Act provides that the Bank shall:
• Maintain expert staff to study all problems relating to agriculture and rural
development
• provide facilities for training, for dissemination of information and the
promotion of research
• provide technical, legal, financial, marketing and administrative assistance

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NABARD.pdf

  • 1. NABARD: ROLES AND FUNCTIONS ❖ Credit Functions ▪ Framing policy and guidelines for rural financial institutions Providing credit facilities to issuing organizations ▪ Monitoring the flow of ground level rural credit ▪ Providing credit facilities to issuing organizations ❖ Development and Promotional Functions ▪ In order to reinforce the credit functions and to make credit more productive, NABARD has been undertaking a number of developmental and promotional activities
  • 2. ❖Supervisory Functions ❖ Institutional and Capacity Building ▪ Undertakes inspection of RRBs and cooperative banks ▪ Undertakes inspection of SCARDBs and apex non-credit cooperative societies on a voluntary basis ▪ Help cooperative banks and RRBs to prepare development actions plans for themselves ▪ Provide financial assistance to cooperatives and RRBs ▪ Provide training for senior and middle level executives of commercial banks, RRBs and cooperative banks
  • 3. ROLE IN TRAINING Section 38 of the NABARD Act provides that the Bank shall: • Maintain expert staff to study all problems relating to agriculture and rural development • provide facilities for training, for dissemination of information and the promotion of research • provide technical, legal, financial, marketing and administrative assistance