Eleanor Strickland Sue Michalson The Villages, FL
2
MYTHDEMOCRATS ARE THE PARTY OF     “BIG SPENDERS”3
INCREASES IN THE NATIONAL DEBTThe RED and BLUE bars tell the story. in the last 35 years, Republicans have run up huge debts while Democrats have held debt steady or reduced it. FACT4
MYTHWE CAN CUT THE DEFICIT BY REDUCING SPENDING FOR SOCIAL PROGRAMS5
BUSH’S TAX CUTS ACCOUNT FOR 48% OF THE DEFICIT.FACT648%
MYTHBUSH’S TAX CUTS BENEFITED EVERYONE7
FACTAVERAGE VALUE IN 2007 OF TAX CUTS ENACTED SINCE 2001$120.000$20$740< 1 %   2.3%                 7.5% (MORE)8
28%25%25%25%15%9
MYTHTAX CUTS             THE ECONOMY“The main reason for our growing economy is that we cut taxes and left more money in the hands of families and workers and small business owners.”  — President Bush, November 4, 2006BOOST10
FACTWHAT GROWING ECONOMY?2001-2007 ECONOMY WAS WEAKER THAN AVERAGE …ONLY CORPORATE PROFITS GREW!(MORE)Source: Center on Budget and Policy Priorities11
REPUBLICAN  PRESIDENTSDEMOCRATIC PRESIDENTSSOURCE: Professor Larry Bartels, Professor of Public and International Affairs, Princeton12
MYTHOBAMA WILL RAISE YOUR TAXES13
FACTOBAMA IS NOT PROPOSING TO “RAISE” TAXES Obama wants to allow the tax cuts on the wealthy to expire. This would only affect people whose annual incomes are greater than $250,000.. The rates would return to the 2000 rate of 39% - 40%The tax cuts to the wealthy represent lost revenue  equal to 2% of GDP.Obama wants to extend the tax cut for the 95% of individuals  with annual incomes less than $250,000Source:  NY Daily Times  Treasury Secretary Tim Geithner Interview,                Washington Post(MORE)14
15
TAX RATEProhibitive RangeNeither the Reagan or Bush cuts paid for themselves by generating revenue … perhaps because the tax rate wastoo low.REVENUESource: Arthur B. Laffer16
MYTHEVERYONE PAYS A“DEATH TAX”17
FACTTHE “DEATH TAX” APPLIES ONLY TO THE WEALTHIEST 2%There are many legitimate deductions andthe wealthy know how to structure theirestates to avoid the estate tax!In 2008, the estate tax rate was 45%. However, the average estate paid only 17%.Surviving spouses are not  taxed. Source: irs.gov                                                                                        (MORE)18
CLINTON    55%     $675,000BUSH$3,500,000    45%ESTATE TAX repealedOBAMA$1,000,000    55%19
ENVIRONMENT20
MYTHGLOBAL WARMING IS A HOAX…BELIVE IN GLOBAL WARMINGConservatives = 30%Moderates        = 60%Liberals            = 74%21
FACTINDEPENDENT SCIENTISTSCONSISTENTLY PAINT A PICTUREOF A RAPIDLY WARMING WORLDMeasurements include:Surface Temperature
  Atmospheric Temperature
  Sea Level
  Ice Cores
  Tree Rings
  Coral ReefsSource: Environmental Defense Fund(MORE)22
GLOBAL AVERAGE TEMPERATURE58.1 in 201056.5 in 1880(MORE)Source: Woods Hole Research Center23
    EARTH HAS JUST COME THROUGH: the warmest decade
 the warmest year
the warmest 6 months, and
the warmest 3 months ON RECORDSeveral nations have already set their all-time temperature records in 2010:  111 degrees – Russia117 degrees - Chad118 degrees – Niger121 degrees – Sudan126 degrees – Saudi Arabia126 degrees – Iraq127 degrees - Kuwait130 degrees - PakistanSource: National Oceanic Atmospheric Administration24
MYTHCO2 EMISSIONS DONOT CAUSE GLOBAL WARMING25
FACT3 FACTORS AFFECT EARTH’S TEMPERATURETHE SUNEARTH’S REFLECTIVITYGREENHOUSE GAS (primarily CO2)The changes both in the SUN and the planet’s EARTH’S REFLECTIVITY  point to a cooling period … not a warming one.What is left? CO2!(MORE)Source: Environmental Defense Fund26
TEMPERATURE FOLLOWS CO2For 800,000 years, CO2 has ranged from 180 to 300ppmand the temperature trend has followed closely behind.Today, CO2 is around 390ppm and the temperature is rising accordingly.CO2TEMPERATURECurrent Temperature is 58.1400     350     300      250      200      150      100       50         0THOUSANDs OF YEARS AGOSource: Environmental Defense Fund27
MYTHGLOBAL WARMING DOESN’T EFFECT ME!28
FACTYES, IT DOES1. Glaciers melt  2. Ocean levels rise  3. Land areas become uninhabitable  4. Large populations have to relocate  5. Territorial wars develop  6. Oceans become more acidic  7. Sea life dies  8. Weather patterns change (more     storms, droughts, fires, floods)  9. Food production is disrupted10. Diseases spreadSource: 350.org29
MYTHTHE FLORIDA SOLAR ENERGY INCENTIVE PROGRAM IS “DEAD IN THE WATER”30
FACT$13 MILLION IS NOW AVAILABLE TO REIMBURSEHOMEOWNERS FOR SOLAR PANELSOn August 13, The Florida Energy and ClimateCommission agreed to use $13 million in stimulusfunds to pay for solar electric panels. The Florida Solar Energy Incentive Program was originally intended to pay up to $20,000 per home. However, the program received nofunds from the legislature after 2008.The backlog is $52.7 million (more than 15,000 households)The $13 million will be paid to those submitting their applicationsbefore June 2009.                                                                       (MORE)Source: Florida Energy and Climate Commission31
… AND JUST ANNOUNCEDThe Public Service Commission requires the five investor-owned utilities in Florida to offer renewable solar hot water and photovoltaic programs through the Energy Conservation Cost Recovery Clause.SECO is not investor-owned but Progress Energy is. Progress Energy will receive more than $1 million per year and will offer its customers:  $550 rebate for a solar hot water    heater  $2.00 per watt for a new photo-    voltaic system (limit $20,000).32
1790PUBLIC SCHOOLS?SOCIALISM1842PUBLICHIGHWAYS?SOCIALISM1905PUBLICPARKS?SOCIALISM2009PUBLIC HEALTH? SOCIALISM1808PUBLIC WATER?SOCIALISMHEALTHCARE33
MYTHUNDER HEALTH CARE REFORM, MEDICAL CARE WILL BE RATIONED34
FACTHEALTH INSURANCE COMPANIES ALREADY RATION HEALTH CAREUntil health care reform, insurance companies refusedto insure anyone with a “pre-existing” condition, dropped individuals who became ill, denied physician-ordered procedures and placed limits on lifetime expenditures. ALL FOR PROFIT!(MORE)Source: Senate Commerce Committee / New York Times35
“MRL” TELLS THE STORY OF FOR-PROFIT HEALTH INSURANCE.MRL is the "medical loss ratio" -- which for insurance company means the percentage of the premium dollar they "lose" because they have to pay for yourmedical care. The lower the MRL, the higher the profits for insurance companies.INSURANCE COMPANY SHAREMajor companies spend only about68% to 75% of every premium dollarFor your medical care. Non-profit Medicare spends between 97% - 98%.(MORE)Source: Senate Commerce Committee36
In 2009,the 5 largest health insurance companies   took in combined profits of$12.2 billion, up 56 % over 2008.Profits for the 10 largest insurance companies increased 250 % from 2000 to 2009, 10 times faster than inflation. Source: AOL Daily Finance37
MYTHUNDER HEALTH CARE REFORM, MEDICARE BENEFITS WILL BE CUT38
FACTCUTS WILL TO MADE TO MEDICARE ADVANTAGEPROGRAMS … CUTS WILL NOT AFFECT  75% OF RECIPIENTSMedicare Advantage is similar to private insurance because itis administered by a private company. However, 14% of it issubsidized by the government. Under  health care reform, the Medicare Advantage users will receive the exact same care as those in traditional Medicare.Source: Kaiser Health Service.39
MYTHUNDER HEALTH CARE REFORM, WE WON’T SEE CHANGE UNTIL 201440
FACTMANY CHANGES AREHAPPENING NOWThese are but a few of the changes we'll see before the complete health reform goes into effect in 2014.1. Children can remain on their     parents’ health plans until the age of 26.2. Children can no longerbedenied coverage for pre-existing conditions.(MORE)Source: New York Times41
3. Adults denied coverage for pre-existing     conditions will have access to high-risk    insurance programs provided by the     government.  4. Insurance companiescannot set lifetime    limits on health care    coverage or cancel a    policy once someone    gets sick. (MORE)Source: New York Times42
5. Small businessescan qualifyfor taxcredits to offset the cost ofhealthpremiums.(MORE)Source: New York Times43
6. The Medicare doughnut hole gradually      phases out:2010:  $250 rebate for persons           falling into doughnut hole2011:  $500 rebate for persons           falling into doughnut hole.           reduction in brand-name           and generic drug prices.2013:  Further reduction in drug prices2020: The doughnut hole is GONE!The doughnut hole occurs when a Medicare Part D patient has  spent $2830 a year for prescriptions. Medicare does not cover any other prescriptions until the total reaches $4550.Source: New York Times44
CAN CAN YOU GET ME SOME HUDDLED MASSES YEARNING TO BUST THEIR BUTTS FOR $5 AN HOUR?IMMIGRATION45
MYTHILLEGAL IMMIGRANTS DON’T PAY TAXES46
MYTHILLEGAL IMMIGRANTS COME TO THE U.S. FOR WELFARE47
MYTHILLEGAL IMMIGRANTS ABUSE THE HEALTH CARE SYSTEM48
MYTHILLEGAL IMMIGRANTS  ARE MORE LIKELY TO COMMIT CRIMES49
MYTHILLEGAL IMMIGRANTS  TAKE AMERICAN JOBS50
FACTILLEGAL IMMIGRANTS PAY THE SAME TAXES AS YOU AND I PAY Employers of undocumented workers deductall the federal income and other taxes fromall employees -- legal andillegal. 84%pay income tax and 0%file a returnSource: National Immigration Forum51
FACT        THE U.S. ACTUALLY MAKES A   PROFIT ON ILLEGAL IMMIGRANTSThis is because so many illegal immigrants pay income taxes, sales tax, Social Security and Medicare and can not reclaim any money or benefits.(ANAVERAGE $80,000 IN A LIFETIME) (MORE)Source: National Immigration Forum52
U.S. LAW PROHIBITS ILLEGAL RESIDENTS FROM OBTAINING ANY TYPE OF PUBLIC ASSISTANCE (welfare, food stamps, etc.)Studies show that only 2% of Mexican immigrants have ever used welfare or social security and only 3% have ever used food stamps.Illegal immigrants pay >$50 billion every yearin Social Security … none of which they can claim. Source: National Immigration Forum53
FACTUNDOCUMENTED PERSONS ARE ENTITLED ONLY TO EMERGENCY TREATMENT.A recent RAND Corp.study states:“The foreign born (especiallyundocumented)use disproportionately fewermedical services and contributeless to healthcare costs in relation totheir population share.“And, many illegal immigrantshave their own insurance.Source: National Immigration Forum54
FACTTHE CRIME RATE IN MAJOR IMMIGRANT AREAS IS AT ITS LOWEST IN 4 DECADESNumerous reputable studies haveshown that regardless of their legalstatus, immigrants are not thesource of substantial crime. Undocumented individuals havea very high incentive not to breakthe law. Source: National Immigration Forum,  Bureau of Justice Statistics(MORE)
56
FACTILLEGAL IMMIGRANTSDO NOT TAKE AMERICAN JOBSStudy after study has shown that immigrants grow the economy, expanding demand for goods and services that the foreign-born workers and their families consume, and thereby creating jobs. There is even broad agreement among economists that while immigrants may push down wages for some, the overall effect is to increase average wagesfor American-born workers.Source: FactCheck.com57
MYTHIMMIGRANTS SHOULD APPLY TO LEGALLY ENTER THE U.S.58
FACTTHE DEMAND FOR LOW-SKILLED    WORKERS IN THE U.S. LABOR MARKET   IS 500,000A YEAR THE CURRENT U.S. IMMIGRATION   QUOTA IS 5,000 FOR THAT CATEGORY"If you are a Mexican wanting to get a legal visa to work in a low-skilled job in the U.S., you would be dead before you get your visa.''Source: National Immigration Forum59
MYTHA FENCE BETWEEN THE U.S. AND MEXICO WOULD SOLVE THE PROBLEM60
FACTFirst: “For every 15-foot fence there is a 16-footladder or a shovel to dig underneath.”Second: 40% of undocumented personsin the U.S. entered legally and overstayed their visasThird: Only57% of all illegal immigrants arrive from Mexico.(The fence we are building now on our Mexican border is only one of two fences in the world separating states: the other one is the Israeli-Palestine wall.)Sources: www.politifact.com, Urban Institute(MORE)61
INDIANSPLYMOUTH ROCK PILGRIMS“They say  they’re building a wall because too many of us enter illegally and won’t learn their language or assimilate into their culture.”62
RELIGION63
MYTHOBAMAIS A MUSLIM64
A poll taken in late August on thesubject of Obama’s religion  showed:34 % believe he is a Christian
18% believe he is a Muslim
48% don’t know his religionSO WHO CARES? THIS IS AMERICA …       ”FREEDOM OF RELIGION”Source: politifact.com(MORE)65
OBAMA IS NOT A MUSLIMObama attended both Catholic and     public Muslim schools in Indonesia    (but not for religious training).    Although Obama was not raised in any’   particular faith. He became a Christian   and joined the Trinity United Church of   Christ when he was in his 20s.Source: politifact.com66FACT Obama continues to attend Christian churches,  carries a Bible and states that he is a Christian
SAME SEX MARRIAGE67
MYTHMARRIAGE HASALWAYSBEEN ABOUTONE MANAND ONE WOMAN68
FACTPAST CULTURES CONDONEDSAME-SEX UNIONSThrough the Ming dynasty in China, both females and males bound themselves in contracts with persons of the same gender.During the Roman Empire, same sex marriages were common … even Emperor Nero himself married a man.  From the 5th to the 14th centuries, the Roman Catholic Church conducted ceremonies to bless same-sex unions which were almost identical to those for heterosexual unions.           Source: The Marriage of Likeness: Same-Sex Unions in Pre-Modern Europe, John Boswell69
MYTHCIVIL UNIONS AND DOMESTIC PARTNERSHIPS ARE THE SAME AS MARRIAGE70
FACTDOMESTIC PARTNERSHIPS AND CIVIL UNIONS ARE NOT THE SAME AS MARRIAGETHEY:1. Can cost thousands of dollars in legal feeswhereas a simple marriage license usually costs less than $100.2. Can be challenged in court.In the case of wills, legal spouses always have more legal power than any other family member.3. Are not universally recognized.      Physicians, judges, etc. may not     recognize civil unions or domestic     partnerships.(MORE)Source: lesbianlife.about.com71
The federal government provides at least 1,049benefits and protections formarried couplesnot provided to domestic partners or persons in civilunions:survivor benefits through Social Security
 sick leave to care for ailing partner
 tax breaks
 veterans benefits
 insurance breaks
 family discounts
 family insurance through an employer
 visiting a spouse in the hospital
 making medical decisionsSource: General Accounting Office72
SOCIAL SECURITYMEDICARE73
AUGUST 14, 1935: PRESIDENT ROOSEVELT  SIGNS THE SOCIAL SECURITY ACT74
MYTHSOCIAL SECURITY IS GOING BROKE75
FACTBY 2023,SOCIALSECURITY WILLHAVE A SURPLUS OF$4.3 TRILLIONIt can pay out all scheduled benefitsforthenext 25 years with no changes whatsoever. After 2037, it'll still be able to pay out 75% of scheduled benefits-- and again, that is without any changes.Source: National Committee to Preserve  Social Security and Medicare76
MYTHSOCIAL SECURITYADDS TO THE DEFICIT77
FACTNOT ONE         PENNY OF THE DEFICIT CAN BE ATTRIBUTED TO SOCIAL SECURITYBy law, Social Security funds are separate from the budget, and it must pay its own way. Source: National Committee to Preserve  Social Security and Medicare78
MYTHiouTHE SOCIAL SECURITY TRUST FUND HAS BEEN RAIDED AND IS FULL OF “IOU”S79
FACTTHE SOCIAL SECURITY  FUND ISN’T FULL OF IOUs … IT’S FULL OF U.S. TREASURY BONDSIt could be worse! President Bush wanted to put Social Security funds in the stock market (which would have been disastrous). Luckily, he failed. (MORE)Source: National Committee to Preserve  Social Security and Medicare80
HOWEVER,THOSE TREASURY BONDS ARE A PART OF THE $10.7 TRILLION DEBTWE OWESOCIAL SECURITY40%of the U.S. debt is money borrowed  from Social Security … that is our money!(MORE)81
DEFICIT COMMISSIONThe newly appointed deficit commission is charged with finding a way to CUT THE DEBT! And guess where the members of that committee plan to go for cuts … SOCIAL SECURITY! Co-chair, Alan Simpson, expressed his view ofSocial Security when he sent an e-mail to theNational Older Women's League ExecutiveDirector comparing Social Security to "a milk  cow with 310 million tits!"James Roosevelt, Jr. defended Social Security:                 “Social Security should be out of the reach of                  the Budget Deficit Commission because it is                  not part of the Federal budget. Since Social Security has not contributed in any                way to the deficit, it makes no sense to consider it as part of the solution.”(MORE)Source: Nationional Committee to Preserve  Social Security and Medicare;  politify.com
SOCIAL SECURTY PAYROLL TAX IS LEVIED ONLY ON EARNINGS UP TO $106,800 A YEARMillionaires and billionaires pay (and receive) the sameas an individual earning $106,800The Congressional Budget Office finds that: “Eliminating the limit on the amount taxed would provide all the money Social Security needs for the foreseeable future.”Senator Bernie Sanders proposed “applying the Social Security payroll tax on those whose incomes exceed $250,000”.Source: Congressional Budget Office83
TEA PARTY84
MYTHTHE TEA PARTY IS A “GRASSROOTS” ORGANIZATION85

Mythbusters

  • 1.
    Eleanor StricklandSue Michalson The Villages, FL
  • 2.
  • 3.
    MYTHDEMOCRATS ARE THEPARTY OF “BIG SPENDERS”3
  • 4.
    INCREASES IN THENATIONAL DEBTThe RED and BLUE bars tell the story. in the last 35 years, Republicans have run up huge debts while Democrats have held debt steady or reduced it. FACT4
  • 5.
    MYTHWE CAN CUTTHE DEFICIT BY REDUCING SPENDING FOR SOCIAL PROGRAMS5
  • 6.
    BUSH’S TAX CUTSACCOUNT FOR 48% OF THE DEFICIT.FACT648%
  • 7.
    MYTHBUSH’S TAX CUTSBENEFITED EVERYONE7
  • 8.
    FACTAVERAGE VALUE IN2007 OF TAX CUTS ENACTED SINCE 2001$120.000$20$740< 1 % 2.3% 7.5% (MORE)8
  • 9.
  • 10.
    MYTHTAX CUTS THE ECONOMY“The main reason for our growing economy is that we cut taxes and left more money in the hands of families and workers and small business owners.”  — President Bush, November 4, 2006BOOST10
  • 11.
    FACTWHAT GROWING ECONOMY?2001-2007ECONOMY WAS WEAKER THAN AVERAGE …ONLY CORPORATE PROFITS GREW!(MORE)Source: Center on Budget and Policy Priorities11
  • 12.
    REPUBLICAN PRESIDENTSDEMOCRATICPRESIDENTSSOURCE: Professor Larry Bartels, Professor of Public and International Affairs, Princeton12
  • 13.
  • 14.
    FACTOBAMA IS NOTPROPOSING TO “RAISE” TAXES Obama wants to allow the tax cuts on the wealthy to expire. This would only affect people whose annual incomes are greater than $250,000.. The rates would return to the 2000 rate of 39% - 40%The tax cuts to the wealthy represent lost revenue equal to 2% of GDP.Obama wants to extend the tax cut for the 95% of individuals with annual incomes less than $250,000Source: NY Daily Times Treasury Secretary Tim Geithner Interview, Washington Post(MORE)14
  • 15.
  • 16.
    TAX RATEProhibitive RangeNeitherthe Reagan or Bush cuts paid for themselves by generating revenue … perhaps because the tax rate wastoo low.REVENUESource: Arthur B. Laffer16
  • 17.
  • 18.
    FACTTHE “DEATH TAX”APPLIES ONLY TO THE WEALTHIEST 2%There are many legitimate deductions andthe wealthy know how to structure theirestates to avoid the estate tax!In 2008, the estate tax rate was 45%. However, the average estate paid only 17%.Surviving spouses are not taxed. Source: irs.gov (MORE)18
  • 19.
    CLINTON 55% $675,000BUSH$3,500,000 45%ESTATE TAX repealedOBAMA$1,000,000 55%19
  • 20.
  • 21.
    MYTHGLOBAL WARMING ISA HOAX…BELIVE IN GLOBAL WARMINGConservatives = 30%Moderates = 60%Liberals = 74%21
  • 22.
    FACTINDEPENDENT SCIENTISTSCONSISTENTLY PAINTA PICTUREOF A RAPIDLY WARMING WORLDMeasurements include:Surface Temperature
  • 23.
    AtmosphericTemperature
  • 24.
    SeaLevel
  • 25.
    IceCores
  • 26.
    TreeRings
  • 27.
    CoralReefsSource: Environmental Defense Fund(MORE)22
  • 28.
    GLOBAL AVERAGE TEMPERATURE58.1in 201056.5 in 1880(MORE)Source: Woods Hole Research Center23
  • 29.
    EARTH HAS JUST COME THROUGH: the warmest decade
  • 30.
  • 31.
    the warmest 6months, and
  • 32.
    the warmest 3months ON RECORDSeveral nations have already set their all-time temperature records in 2010: 111 degrees – Russia117 degrees - Chad118 degrees – Niger121 degrees – Sudan126 degrees – Saudi Arabia126 degrees – Iraq127 degrees - Kuwait130 degrees - PakistanSource: National Oceanic Atmospheric Administration24
  • 33.
    MYTHCO2 EMISSIONS DONOTCAUSE GLOBAL WARMING25
  • 34.
    FACT3 FACTORS AFFECTEARTH’S TEMPERATURETHE SUNEARTH’S REFLECTIVITYGREENHOUSE GAS (primarily CO2)The changes both in the SUN and the planet’s EARTH’S REFLECTIVITY point to a cooling period … not a warming one.What is left? CO2!(MORE)Source: Environmental Defense Fund26
  • 35.
    TEMPERATURE FOLLOWS CO2For800,000 years, CO2 has ranged from 180 to 300ppmand the temperature trend has followed closely behind.Today, CO2 is around 390ppm and the temperature is rising accordingly.CO2TEMPERATURECurrent Temperature is 58.1400 350 300 250 200 150 100 50 0THOUSANDs OF YEARS AGOSource: Environmental Defense Fund27
  • 36.
  • 37.
    FACTYES, IT DOES1.Glaciers melt 2. Ocean levels rise 3. Land areas become uninhabitable 4. Large populations have to relocate 5. Territorial wars develop 6. Oceans become more acidic 7. Sea life dies 8. Weather patterns change (more storms, droughts, fires, floods) 9. Food production is disrupted10. Diseases spreadSource: 350.org29
  • 38.
    MYTHTHE FLORIDA SOLARENERGY INCENTIVE PROGRAM IS “DEAD IN THE WATER”30
  • 39.
    FACT$13 MILLION ISNOW AVAILABLE TO REIMBURSEHOMEOWNERS FOR SOLAR PANELSOn August 13, The Florida Energy and ClimateCommission agreed to use $13 million in stimulusfunds to pay for solar electric panels. The Florida Solar Energy Incentive Program was originally intended to pay up to $20,000 per home. However, the program received nofunds from the legislature after 2008.The backlog is $52.7 million (more than 15,000 households)The $13 million will be paid to those submitting their applicationsbefore June 2009. (MORE)Source: Florida Energy and Climate Commission31
  • 40.
    … AND JUSTANNOUNCEDThe Public Service Commission requires the five investor-owned utilities in Florida to offer renewable solar hot water and photovoltaic programs through the Energy Conservation Cost Recovery Clause.SECO is not investor-owned but Progress Energy is. Progress Energy will receive more than $1 million per year and will offer its customers: $550 rebate for a solar hot water heater $2.00 per watt for a new photo- voltaic system (limit $20,000).32
  • 41.
  • 42.
    MYTHUNDER HEALTH CAREREFORM, MEDICAL CARE WILL BE RATIONED34
  • 43.
    FACTHEALTH INSURANCE COMPANIESALREADY RATION HEALTH CAREUntil health care reform, insurance companies refusedto insure anyone with a “pre-existing” condition, dropped individuals who became ill, denied physician-ordered procedures and placed limits on lifetime expenditures. ALL FOR PROFIT!(MORE)Source: Senate Commerce Committee / New York Times35
  • 44.
    “MRL” TELLS THESTORY OF FOR-PROFIT HEALTH INSURANCE.MRL is the "medical loss ratio" -- which for insurance company means the percentage of the premium dollar they "lose" because they have to pay for yourmedical care. The lower the MRL, the higher the profits for insurance companies.INSURANCE COMPANY SHAREMajor companies spend only about68% to 75% of every premium dollarFor your medical care. Non-profit Medicare spends between 97% - 98%.(MORE)Source: Senate Commerce Committee36
  • 45.
    In 2009,the 5largest health insurance companies took in combined profits of$12.2 billion, up 56 % over 2008.Profits for the 10 largest insurance companies increased 250 % from 2000 to 2009, 10 times faster than inflation. Source: AOL Daily Finance37
  • 46.
    MYTHUNDER HEALTH CAREREFORM, MEDICARE BENEFITS WILL BE CUT38
  • 47.
    FACTCUTS WILL TOMADE TO MEDICARE ADVANTAGEPROGRAMS … CUTS WILL NOT AFFECT 75% OF RECIPIENTSMedicare Advantage is similar to private insurance because itis administered by a private company. However, 14% of it issubsidized by the government. Under health care reform, the Medicare Advantage users will receive the exact same care as those in traditional Medicare.Source: Kaiser Health Service.39
  • 48.
    MYTHUNDER HEALTH CAREREFORM, WE WON’T SEE CHANGE UNTIL 201440
  • 49.
    FACTMANY CHANGES AREHAPPENINGNOWThese are but a few of the changes we'll see before the complete health reform goes into effect in 2014.1. Children can remain on their parents’ health plans until the age of 26.2. Children can no longerbedenied coverage for pre-existing conditions.(MORE)Source: New York Times41
  • 50.
    3. Adults deniedcoverage for pre-existing conditions will have access to high-risk insurance programs provided by the government. 4. Insurance companiescannot set lifetime limits on health care coverage or cancel a policy once someone gets sick. (MORE)Source: New York Times42
  • 51.
    5. Small businessescanqualifyfor taxcredits to offset the cost ofhealthpremiums.(MORE)Source: New York Times43
  • 52.
    6. The Medicaredoughnut hole gradually phases out:2010: $250 rebate for persons falling into doughnut hole2011: $500 rebate for persons falling into doughnut hole. reduction in brand-name and generic drug prices.2013: Further reduction in drug prices2020: The doughnut hole is GONE!The doughnut hole occurs when a Medicare Part D patient has spent $2830 a year for prescriptions. Medicare does not cover any other prescriptions until the total reaches $4550.Source: New York Times44
  • 53.
    CAN CAN YOUGET ME SOME HUDDLED MASSES YEARNING TO BUST THEIR BUTTS FOR $5 AN HOUR?IMMIGRATION45
  • 54.
  • 55.
    MYTHILLEGAL IMMIGRANTS COMETO THE U.S. FOR WELFARE47
  • 56.
    MYTHILLEGAL IMMIGRANTS ABUSETHE HEALTH CARE SYSTEM48
  • 57.
    MYTHILLEGAL IMMIGRANTS ARE MORE LIKELY TO COMMIT CRIMES49
  • 58.
    MYTHILLEGAL IMMIGRANTS TAKE AMERICAN JOBS50
  • 59.
    FACTILLEGAL IMMIGRANTS PAYTHE SAME TAXES AS YOU AND I PAY Employers of undocumented workers deductall the federal income and other taxes fromall employees -- legal andillegal. 84%pay income tax and 0%file a returnSource: National Immigration Forum51
  • 60.
    FACT THE U.S. ACTUALLY MAKES A PROFIT ON ILLEGAL IMMIGRANTSThis is because so many illegal immigrants pay income taxes, sales tax, Social Security and Medicare and can not reclaim any money or benefits.(ANAVERAGE $80,000 IN A LIFETIME) (MORE)Source: National Immigration Forum52
  • 61.
    U.S. LAW PROHIBITSILLEGAL RESIDENTS FROM OBTAINING ANY TYPE OF PUBLIC ASSISTANCE (welfare, food stamps, etc.)Studies show that only 2% of Mexican immigrants have ever used welfare or social security and only 3% have ever used food stamps.Illegal immigrants pay >$50 billion every yearin Social Security … none of which they can claim. Source: National Immigration Forum53
  • 62.
    FACTUNDOCUMENTED PERSONS AREENTITLED ONLY TO EMERGENCY TREATMENT.A recent RAND Corp.study states:“The foreign born (especiallyundocumented)use disproportionately fewermedical services and contributeless to healthcare costs in relation totheir population share.“And, many illegal immigrantshave their own insurance.Source: National Immigration Forum54
  • 63.
    FACTTHE CRIME RATEIN MAJOR IMMIGRANT AREAS IS AT ITS LOWEST IN 4 DECADESNumerous reputable studies haveshown that regardless of their legalstatus, immigrants are not thesource of substantial crime. Undocumented individuals havea very high incentive not to breakthe law. Source: National Immigration Forum, Bureau of Justice Statistics(MORE)
  • 64.
  • 65.
    FACTILLEGAL IMMIGRANTSDO NOTTAKE AMERICAN JOBSStudy after study has shown that immigrants grow the economy, expanding demand for goods and services that the foreign-born workers and their families consume, and thereby creating jobs. There is even broad agreement among economists that while immigrants may push down wages for some, the overall effect is to increase average wagesfor American-born workers.Source: FactCheck.com57
  • 66.
    MYTHIMMIGRANTS SHOULD APPLYTO LEGALLY ENTER THE U.S.58
  • 67.
    FACTTHE DEMAND FORLOW-SKILLED WORKERS IN THE U.S. LABOR MARKET IS 500,000A YEAR THE CURRENT U.S. IMMIGRATION QUOTA IS 5,000 FOR THAT CATEGORY"If you are a Mexican wanting to get a legal visa to work in a low-skilled job in the U.S., you would be dead before you get your visa.''Source: National Immigration Forum59
  • 68.
    MYTHA FENCE BETWEENTHE U.S. AND MEXICO WOULD SOLVE THE PROBLEM60
  • 69.
    FACTFirst: “For every15-foot fence there is a 16-footladder or a shovel to dig underneath.”Second: 40% of undocumented personsin the U.S. entered legally and overstayed their visasThird: Only57% of all illegal immigrants arrive from Mexico.(The fence we are building now on our Mexican border is only one of two fences in the world separating states: the other one is the Israeli-Palestine wall.)Sources: www.politifact.com, Urban Institute(MORE)61
  • 70.
    INDIANSPLYMOUTH ROCK PILGRIMS“Theysay they’re building a wall because too many of us enter illegally and won’t learn their language or assimilate into their culture.”62
  • 71.
  • 72.
  • 73.
    A poll takenin late August on thesubject of Obama’s religion showed:34 % believe he is a Christian
  • 74.
    18% believe heis a Muslim
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    48% don’t knowhis religionSO WHO CARES? THIS IS AMERICA … ”FREEDOM OF RELIGION”Source: politifact.com(MORE)65
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    OBAMA IS NOTA MUSLIMObama attended both Catholic and public Muslim schools in Indonesia (but not for religious training). Although Obama was not raised in any’ particular faith. He became a Christian and joined the Trinity United Church of Christ when he was in his 20s.Source: politifact.com66FACT Obama continues to attend Christian churches, carries a Bible and states that he is a Christian
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    FACTPAST CULTURES CONDONEDSAME-SEXUNIONSThrough the Ming dynasty in China, both females and males bound themselves in contracts with persons of the same gender.During the Roman Empire, same sex marriages were common … even Emperor Nero himself married a man.  From the 5th to the 14th centuries, the Roman Catholic Church conducted ceremonies to bless same-sex unions which were almost identical to those for heterosexual unions.   Source: The Marriage of Likeness: Same-Sex Unions in Pre-Modern Europe, John Boswell69
  • 80.
    MYTHCIVIL UNIONS ANDDOMESTIC PARTNERSHIPS ARE THE SAME AS MARRIAGE70
  • 81.
    FACTDOMESTIC PARTNERSHIPS ANDCIVIL UNIONS ARE NOT THE SAME AS MARRIAGETHEY:1. Can cost thousands of dollars in legal feeswhereas a simple marriage license usually costs less than $100.2. Can be challenged in court.In the case of wills, legal spouses always have more legal power than any other family member.3. Are not universally recognized. Physicians, judges, etc. may not recognize civil unions or domestic partnerships.(MORE)Source: lesbianlife.about.com71
  • 82.
    The federal governmentprovides at least 1,049benefits and protections formarried couplesnot provided to domestic partners or persons in civilunions:survivor benefits through Social Security
  • 83.
    sick leaveto care for ailing partner
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    family insurancethrough an employer
  • 89.
    visiting aspouse in the hospital
  • 90.
    making medicaldecisionsSource: General Accounting Office72
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    AUGUST 14, 1935:PRESIDENT ROOSEVELT SIGNS THE SOCIAL SECURITY ACT74
  • 93.
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    FACTBY 2023,SOCIALSECURITY WILLHAVEA SURPLUS OF$4.3 TRILLIONIt can pay out all scheduled benefitsforthenext 25 years with no changes whatsoever. After 2037, it'll still be able to pay out 75% of scheduled benefits-- and again, that is without any changes.Source: National Committee to Preserve Social Security and Medicare76
  • 95.
  • 96.
    FACTNOT ONE PENNY OF THE DEFICIT CAN BE ATTRIBUTED TO SOCIAL SECURITYBy law, Social Security funds are separate from the budget, and it must pay its own way. Source: National Committee to Preserve Social Security and Medicare78
  • 97.
    MYTHiouTHE SOCIAL SECURITYTRUST FUND HAS BEEN RAIDED AND IS FULL OF “IOU”S79
  • 98.
    FACTTHE SOCIAL SECURITY FUND ISN’T FULL OF IOUs … IT’S FULL OF U.S. TREASURY BONDSIt could be worse! President Bush wanted to put Social Security funds in the stock market (which would have been disastrous). Luckily, he failed. (MORE)Source: National Committee to Preserve Social Security and Medicare80
  • 99.
    HOWEVER,THOSE TREASURY BONDSARE A PART OF THE $10.7 TRILLION DEBTWE OWESOCIAL SECURITY40%of the U.S. debt is money borrowed from Social Security … that is our money!(MORE)81
  • 100.
    DEFICIT COMMISSIONThe newlyappointed deficit commission is charged with finding a way to CUT THE DEBT! And guess where the members of that committee plan to go for cuts … SOCIAL SECURITY! Co-chair, Alan Simpson, expressed his view ofSocial Security when he sent an e-mail to theNational Older Women's League ExecutiveDirector comparing Social Security to "a milk cow with 310 million tits!"James Roosevelt, Jr. defended Social Security: “Social Security should be out of the reach of the Budget Deficit Commission because it is not part of the Federal budget. Since Social Security has not contributed in any way to the deficit, it makes no sense to consider it as part of the solution.”(MORE)Source: Nationional Committee to Preserve Social Security and Medicare; politify.com
  • 101.
    SOCIAL SECURTY PAYROLLTAX IS LEVIED ONLY ON EARNINGS UP TO $106,800 A YEARMillionaires and billionaires pay (and receive) the sameas an individual earning $106,800The Congressional Budget Office finds that: “Eliminating the limit on the amount taxed would provide all the money Social Security needs for the foreseeable future.”Senator Bernie Sanders proposed “applying the Social Security payroll tax on those whose incomes exceed $250,000”.Source: Congressional Budget Office83
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    MYTHTHE TEA PARTYIS A “GRASSROOTS” ORGANIZATION85