This document describes a company that assists Americans in reducing healthcare costs through healthcare cost elimination, mitigation, and sharing programs. They utilize wellness coordinators and a multi-touch outreach program, including video, calls, mail, texting, newsletters and a mobile app to engage members. The company provides a wellness portal with health assessments, risk reports, and educational tools. They partner members with health coaches and connect clinicians. Their goal is to help members take control of their healthcare costs by becoming self-pay patients and responsible for costs up to an initial amount, after which costs are shared by community members.

1. Who We AreWho We Are
We’re Spearheading the National Movement
of Insurance Agents and Referring Affiliates
who are assisting Americans take back
control of their healthcare cost.
With Healthcare Cost EliminationWith Healthcare Cost Elimination
andand
Healthcare Cost MitigationHealthcare Cost Mitigation

2. Why We Do What We DoWhy We Do What We Do
We believe that the
# 1 Reason# 1 Reason
people don’t reach their health goals is the
everyday interruptions of Life.

3. How We Do What We DoHow We Do What We Do
Our Wellness Coordinators use a multi-touch
outreach program to engage members with
•Personal Secure Video and Audio
•Outbound Calls,
•Direct Mail and Email Campaigns,
•Text Messaging,
•“Health Excellence Newsletter”
•and the MyAHE Mobile Application.
These efforts serve to remind members of their
commitments and to keep them engaged.

4. MyAHE Wellness PortalMyAHE Wellness Portal

5. We include an NCQA Health Assessment, Individual Risk Reports, Disease Risk
Indicators, Educational Programs, Decision Resources, mobile access and tools
to inspire good health! Assess what is driving your health issues and concerns,
then learn how to take steps to monitor and improve your own health
Personal Living AssessmentPersonal Living Assessment

6. We can even partner you with a health coach for an extra measure of
support and motivation to reach your goals!
Clinician and Coaching PortalClinician and Coaching Portal

7. MyAHE iHPNetworkMyAHE iHPNetwork

8. WellFit Sharing CommunityWellFit Sharing Community
YOUR FACEBOOK FOR WELLNESS - EVERYTHING YOU NEED
TO PURSUE AND ACHIEVE HEALTH AND WELLNESS!
AND MUCH MORE…..
Portals & Resources
Education Groups

9. m.myahe.org
MyAHE Mobile ApplicationMyAHE Mobile Application

10. Who is in Control?Who is in Control?

11. Health Insurance – NO Personal Responsibility
Pay a Premium every month to a third party Insurance
Company who excepts the financial risk for your health.

12. Health Sharing - Personal Responsibility
Each member contributes an assigned amount each month
and those contributions are shared, to meet member
expenses in full!

13. Reach Your Objectives by becoming a Self-Pay Patient

14. “Self-Pay Patient” – that sounds Scary….
Your Healthcare Cost Safety NetYour Healthcare Cost Safety Net
Although members are Self-Pay Patients, they are
never alone.
Each member is responsible for the medical costs
they incur up to a reasonable, manageable “Initial
Unsharable Amount” (IUA)
Beyond a members IUA, medical bills or needs are
paid by like minded members of a sharing
community.
It’s the responsibility of each member to become
good stewards of the communities collective
healthcare dollars

15. Healthcare Cost Sharing
Accepting the responsibilities of being a Self-Pay Patient requires that a
member become proactive with their own health & wellness. This can be a
daunting task and a frustrating experience.
Part of our mission is to help our members become excellent Self-Pay
Patients. We provide our members with a whole suite of tools and services
to help them manage being a Self-Pay Patient, reduce their costs AND help
them achieve and maintain Health and Wellness.

16. Reach Your Objectives by becoming a Self-Pay Patient

17. Reach Your Objectives by becoming a Self-Pay Patient

18. Health Care Cost Sharing using SEDERA HEALTH
Solutions

19. Health Care Cost Sharing using SEDERA HEALTH
Proven, non-insurance
solution to the cost of
illness and injury
Strengthened by
layering great features
on a firm foundation
Affordable, community based,
full-service solution to
individual/family medical needs
Health Savings Account (HSA)
Or
Flexible Spending Account (FSA)
Preventative Care (MEC+)
MPowering Health & Wellness
My AHE
Multi Platform Member Engagement
Sedera Healthcare Sharing
&
Member Services
Solutions

20. Health Care Cost Sharing using SEDERA HEALTH
Solutions

21. Health Care Cost Sharing using SEDERA HEALTH
Solutions

22. Health Care Cost Sharing using SEDERA HEALTH
Solutions

23. Health Care Cost Sharing using SEDERA HEALTH
Solutions

24. Health Care Cost Sharing using SEDERA HEALTH
Solutions

25. Health Care Cost Sharing using SEDERA HEALTH
Solutions

26. Health Care Cost Sharing using SEDERA HEALTH
Solutions

27. Employee, Agent and Affiliate Representative Health Sharing Plan
Solutions
MPowering Benefits LLC, an employee/contractor benefit platform utilizing My
Academy of Health Excellence for health cost elimination via wellness and
engagement PLUS all the features described in section one “Group Health Share
Plan - Sedera”.
Who is this for :Who is this for : Anyone willing to complete the Health Assessment and Refer
Others, get paid for doing it, thereby becoming eligible for MPB Group Benefits.

28. A Health Sharing Ministry (Liberty)
vs
A Health Sharing Organization (Sedera)(Sedera)
Solutions
1.There are NO Religious Shared Beliefs
2.True Self-Pay Patient Platform – No Network,
No Balance Billing
3.HSA Compatible for Unshared Amount and
Non-Shared Services (Alternative and
Naturopathic)

29. THANK YOU FOR JOINING
OUR CRUSADE IN
“SHARING” A NEW WAY
TO PAY FOR HEALTH
CARE