Hector Toriz is a bilingual financial professional currently working as Chief Advisor for Operational Risk Management at National Bank of Canada. He has over 20 years of experience in financial services including roles in wealth management, risk management, and credit risk analysis. Toriz holds an MSc in Corporate Finance from HEC Montreal and certifications in banking regulation and operational risk. He is seeking new opportunities to contribute his expertise in risk management, governance, and team leadership.
1 snsi strategia nazionale di specializzazione intelligente invitalia decrini...Roberto Scarafia
I Cluster tecnologici: strumento per identificazione e consolidamento delle traiettorie tecnologiche di sviluppo
Cluster policies regionali
• Regione Lombardia ha riconosciuto e sostenuto finanziariamente lo sviluppo di 9 cluster tecnologici lombardi (CTL) , focalizzati su uno specifico ambito tecnologico e applicativo di interesse strategico, in coerenza con le indicazioni nazionali (di cui al decreto direttoriale 257/Ric del 30 maggio 2012 e ss.mm.ii.), con il processo di Smart Specialisation in atto anche a livello nazionale ed europeo
• Nel biennio 2014-2015 ha consentito ai CTL di raggiungere una maggiore efficacia nella governance, e nella definizione di piani di sviluppo strategici
• I CTL sono impegnati nella mappatura delle competenze nelle 7 aree di specializzazione individuate dalla S3 di Regione Lombardia, di cui hanno contribuito alla definizione e declinazione nei “Programmi di Lavoro Ricerca e Innovazione” 2014-2015 -> attualmente aperta su O.I. la consultazione per aggiornamento 2016-2017)
Strategia nazionale di specializzazione intelligente invitaliaRoberto Scarafia
La nuova Politica di Coesione per il ciclo di programmazione 2014-2020 individua come “condizionalità ex ante” per l’utilizzo delle risorse comunitarie in tema di R&I, che le autorità nazionali e regionali, definiscano una propria Smart Specialisation Strategy.
L’obiettivo è promuovere la costituzione nel Paese di una filiera dell’innovazione e della competitività, capace di trasformare i risultati della ricerca e dell’innovazione in un vantaggio competitivo per il sistema produttivo
Aurora offers you above earth and customizable inground private pools, spas not to mention hot tubs, billiards and gameroom your furniture, tanning bed, saunas, stoves not to mention fireplaces not to mention accessories towards compliment every one of those products. For more info click here http://www.aurorapoolsandspas.com/
This really is important in the current technological scenery. With the actual prevalence of smartphone and pill use to get into the Web, good company practice needs that web sites take this into consideration and arrange for it. This really is where receptive design gets control and resolves most compatibility problems. If you have in mind learning much more about receptive design, call us or decrease us a contact. For more info click here http://www.trifectaky.com/
20160219 - M. Bregni - L’IMPORTANZA DELLE ALTERAZIONI MOLECOLARI NELLA SCELTA...Roberto Scarafia
PRIMO INCONTRO DI GENETICA ONCOLOGICA 19 Febbraio 2016
Introduzione La sindrome 5q- Terapia con LENA Terapia con HMA Terapia con ESA Dati emergenti
L’IMPORTANZA DELLE ALTERAZIONI MOLECOLARI NELLA SCELTA DELLE STRATEGIE TERAPEUTICHE NELLE MDS
1 snsi strategia nazionale di specializzazione intelligente invitalia decrini...Roberto Scarafia
I Cluster tecnologici: strumento per identificazione e consolidamento delle traiettorie tecnologiche di sviluppo
Cluster policies regionali
• Regione Lombardia ha riconosciuto e sostenuto finanziariamente lo sviluppo di 9 cluster tecnologici lombardi (CTL) , focalizzati su uno specifico ambito tecnologico e applicativo di interesse strategico, in coerenza con le indicazioni nazionali (di cui al decreto direttoriale 257/Ric del 30 maggio 2012 e ss.mm.ii.), con il processo di Smart Specialisation in atto anche a livello nazionale ed europeo
• Nel biennio 2014-2015 ha consentito ai CTL di raggiungere una maggiore efficacia nella governance, e nella definizione di piani di sviluppo strategici
• I CTL sono impegnati nella mappatura delle competenze nelle 7 aree di specializzazione individuate dalla S3 di Regione Lombardia, di cui hanno contribuito alla definizione e declinazione nei “Programmi di Lavoro Ricerca e Innovazione” 2014-2015 -> attualmente aperta su O.I. la consultazione per aggiornamento 2016-2017)
Strategia nazionale di specializzazione intelligente invitaliaRoberto Scarafia
La nuova Politica di Coesione per il ciclo di programmazione 2014-2020 individua come “condizionalità ex ante” per l’utilizzo delle risorse comunitarie in tema di R&I, che le autorità nazionali e regionali, definiscano una propria Smart Specialisation Strategy.
L’obiettivo è promuovere la costituzione nel Paese di una filiera dell’innovazione e della competitività, capace di trasformare i risultati della ricerca e dell’innovazione in un vantaggio competitivo per il sistema produttivo
Aurora offers you above earth and customizable inground private pools, spas not to mention hot tubs, billiards and gameroom your furniture, tanning bed, saunas, stoves not to mention fireplaces not to mention accessories towards compliment every one of those products. For more info click here http://www.aurorapoolsandspas.com/
This really is important in the current technological scenery. With the actual prevalence of smartphone and pill use to get into the Web, good company practice needs that web sites take this into consideration and arrange for it. This really is where receptive design gets control and resolves most compatibility problems. If you have in mind learning much more about receptive design, call us or decrease us a contact. For more info click here http://www.trifectaky.com/
20160219 - M. Bregni - L’IMPORTANZA DELLE ALTERAZIONI MOLECOLARI NELLA SCELTA...Roberto Scarafia
PRIMO INCONTRO DI GENETICA ONCOLOGICA 19 Febbraio 2016
Introduzione La sindrome 5q- Terapia con LENA Terapia con HMA Terapia con ESA Dati emergenti
L’IMPORTANZA DELLE ALTERAZIONI MOLECOLARI NELLA SCELTA DELLE STRATEGIE TERAPEUTICHE NELLE MDS
Solution-oriented professional with extensive experience in leadership, client account management, enterprise/operational risk management, governance and advisory. Focus on building sustainable, scalable platforms, including development and improvement of policies, processes, and internal controls, overseeing and conducting RCSAs for first and second line of defense and reviewing third-party administrator controls. Demonstrated ability to adapt quickly to market conditions and to identify and act on important trends.
Over eighteen years of experience improving and streamlining organizations in operational effectiveness and efficiencies across multiple business areas that were cross-divisionally related in nature. In pursuit of operational excellence, I’ve developed and successfully leveraged and cultivated a host of tools and methodologies across a variety of disciplines.
Seasoned in risk assessment and controls mitigation dealing with every industrial sector. Accomplished professional in the arts regulatory analysis, identification, assessment, and mitigation of any potential and emerging risks that may be associated with all initiatives that align with an organization’s strategy to reduce exposure while offering new and innovative ways to validate and consolidate industry best practice protocols.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how can I sell pi coins after successfully completing KYC
Mr.Toriz risk management
1. Hector Toriz
425 Ste Helene suite 603
Montreal, Quebec H2Y 2K9
Tel.: (514) 831-6173
Tuesday, February 21, 2017
Dear Sir or Madam,
I am a proactive fluently bilingual financial professional with a sound experience in key areas of the financial industry namely, Operational Risk
Management, Risk Regulation and Governance, Credit risk, Wealth Management, Fiduciary services, Investment products and Operations. My
multiple cross-country experiences in the financial services and my strong sense of team work have enhanced my skills and expertise in assessing,
managing and communicating critical risk information and developed my strategic thinking.
I am currently working as a Chief Advisor - Operational Risk Management and Governance at National Bank of Canada where I develop, implement
and maintain the integrated operational risk management framework, including Risk Appetites, RCSA, KPI/KRI, Quality & Controls Assurance
programs, Scenario Analysis, Engagement model, ILDE/ELDE standards and related governance components.
My experience at the Office of the Superintendent of Financial Institutions of Canada (OSFI) as a senior supervisor operational risk, where I
assessed governance frameworks, policies, standards and tools used by the six largest Canadian banks (DSIB), the mid-tier banks and Insurance
companies provided me with an industry wide view of operational risk management. As a supervisor, I conducted risk reviews where I assessed risks
and elaborated recommendations to Federal Regulated Financial Institutions (FRFIs)’ senior management to ensure that sound and effective
governance frameworks and risk management practices are implemented
At Desjardins, as a chief advisor for the wealth management sector and the fiduciary services, with over $40 billion in AUM, I assessed sectors’
business models, elaborated and presented business and financial solutions to senior management and coordinated multidisciplinary working teams
to enhance operational efficiency, financial performance, cost structure and competitiveness for a wide range of business lines, ranging from
discount brokerage, brokerage, investment funds, private banking, mutual funds and enterprise services. In addition, as a senior credit risk advisor
for VISA Desjardins, I contributed to develop models for assessing credit risk and improve performance of the commercial and retail loan portfolio of
$ 7.3 billion. This experience allowed me to gain experience in credit risk across multiple industries.
Furthermore, in the Mutual Fund industry, I worked in several roles form Investment products analyst, Inside Sales and later as a Regional Sales
Manager within a securities' broker and banking network, where I assessed investment manager’s performance and portfolios’ asset allocations, I
coached branch managers, financial planners and brokers and developed solid business relations and market acumen by providing key market
information and investment solutions.
I possess a solid professional and academic background with two Banking regulation certifications from the Office of the Controler of the
Currency and OSFI and a Msc. Corporate Finance from HEC-Montréal. Moreover, I hold a graduate diploma in financial derivatives from
Université du Québec à Montréal and I am a Chartered Alternative Investment Analyst (CAIA) charter holder, a professional designation. In
addition, I am fluently bilingual in French and English, written and spoken.
Working in Risk management and governance represents to me an opportunity to contribute to the efficiency and enhancement of risk
management and governance practices, in a dynamic and professional environment where I can share my proven industry experience, teamwork
and communication skills. I believe that my qualities will be an asset to your risk management team in the short and long term. I am looking forward
to hear from you and I thank you for your interest and consideration,
Best regards,
Hector Toriz
Office (514) 412-8849
Cell: (Tel.: (514) 831-6173
E-mail: Hector.l.toriz@gmail.com
2. Hector Toriz
425 Ste Helene Street Suite 603. Montreal, Quebec. H2Y 2K9. Tel.: (514) 831-6173 E-mail: Hector.l.toriz@gmail.com
Profile
Strong critical and strategic thinking,
Excellent interpersonal and negotiation skills and ease at preparing presentations and reports and discussing with senior management
Willingness and readiness to learn and share knowledge and flexibility to find solutions
Experience at developing and writing frameworks, policies, methodologies, and regulatory recommendations.
Fluent in English, French and Spanish, (written and spoken)
Experience in coordinating multidisciplinary teams and negotiations to solve financial, risk and commercial issues
Education
Office of the Controller the Currency (Washington D.C.)– Operational risk 2014
OSFI - Supervisory Framework 2014, including ICCAP and liquidity framework trainings
Charted Alternative Investment Analyst (CAIA) charter holder 2014
MSc. Management - Finance, HEC, GPA: 3,26/4,3, 2014
Graduate Diploma (G.D) in Financial Derivatives ,2009, UQÀM, GPA 3,77/4,3
Bachelor’s degree, with option in Finance, UQÀM, 1997-2000 GPA: 3/4,3
CFA level 1, 2001, CPH 2001 and CSC 2000
Expertise
Risk Regulation and Governance, development, assessment and maintenance of frameworks, policies, methodologies and tools
Manage corporate and stakeholders’ priorities in coordination with top-level Bank’s Business and Risk objectives
Coordinate and work with multidisciplinary teams to complete corporate projects & strategies
Assessing business lines risks and performance measures, implementing business solutions and governance strategies and restructuring
internal process and costs
Career
National Bank of Canada 2016-May to date
Chief advisor – Operational Risk management and Governance, Montreal Quebec
Develop, establish and maintain Bank’s operational risk management frameworks, policies, methodologies, tools, and ensure compliance with
regulations and best practices with an integrated approach. In addition, ensure the production of operational risk management reporting to Bank’s
senior management.
Office of the Superintendent of Financial Institutions of Canada, OSFI 2014-March to date
Senior supervisor – Risk management, Toronto, Ontario
Assesses governance frameworks, policies, processes and practices of the six largest Canadian banks and Quebec’s financial institutions to ensure
the FRFIs apply effectively sound governance and risk management frameworks and practices. Results: Conduct quarterly monitoring reviews, cross
sectors reviewsin specific topics to identify and assess risks and vulnerabilities to strengthen risk management practices. In addition, analyze financial,
operational, Internal Audit information and risk management reports.
HEC Montreal - Standard Life fund 2012-Spring to 2013-Spring
Financial Analyst (as student at the MSc.) – Financial and Materials sectors
Managed an investment portfolio of $ 4.7 million of AUM with a long-term growth objective in Canadian securities with a balanced perspective; 45%
Fixed Income and 55% equity. Results: Financial Sector: Manage 32.7% of the fund. Assess investment opportunities in the financial sector that lead
to 4.94% return above the TSX financial sector performance of 9.83 % on YTD basis as of December 28, 2012. Materials Sector: Manage 18.3 % of
fund. Assess investment opportunities in the Materials sector that lead to 3.72% above the TSX materials sector performance of -9.24% on YTD basis
as of December 28, 2012
Desjardins 2003 to 2011-04
Senior advisor - Credit Risk Strategy, VISA- Desjardins, Montreal, Quebec 2010 to 2011
Developed risk reduction strategies for credit portfolios to reduce credit risk exposure and enhance profitability. Total loans portfolio $7.3 billion dollars.
Results: Reduction of risky assets to stop the negative returns of -1.5% of a $ 300 million loan portfolio for the western Canada market, by setting
new rules for market segmentation and recalibrating risk premium to increase loans’ quality and performance.
Chief advisor – Operations and fiduciary Services, Desjardins- Wealth Management, Montreal, Quebec 2005 to 2010
Developed and coordinated business solutions for all business segments to enhance operational efficiency; including Desjardins Securities, Enterprise
services, Wealth Management, for over 40 $ billion in assets under management. Results: Successfully restructure a discount broker line with $ 3
billion of AUM and $ 18 million dollars of revenue by reducing operating costs and administrative fees by 20% and increasing transactions flexibility,
which led to an increase in revenue of $2 million dollars. Implement the control measures across all business lines to launch the TFSA.
Regional Sales Manager, Toronto, Ontario – Desjardins Wealth Management 2003 to 2005
Developed Desjardins Funds market in Ontario and managed sales for a territory of 26 branch offices, with over $ 2 billion dollars. Results: Established
business relationship with branch-managers and supported the new financial planners’ team that led to sales of $12 million dollars in the within 3
months, ensuring compliance to MFDA rules across all branches.
3. Dynamic Funds – formerly Cartier Funds & StrategicNova Funds 2000- to 2003
Inside sales analyst, Dynamic-Cartier funds, Montreal, Quebec 2001 to 2003
Develop a sales network of 700 brokers with over $ 3.5 billion dollars under management. Results: During internet bubble crash, open the market for
new products with new multi-managers’ strategy to reduce market risk leading to $ 53 million dollars of sales for the opening year.
Analyst-Investment, Dynamic – Nova funds, Montreal-Toronto. 2000 to 2001
Assess products’ profitability and investment portfolios’ performance of StrategicNova’s $3 billion AUM. Results: Perform market analyses for the
development of new investment products that led to an investment of $20 million dollars. Develop criteria for restructuring the sales data base.