This document is a resume for John R. Wightman, a banking executive with over 35 years of experience in regulatory compliance, risk management, internal audit, and commercial, retail and small business banking. His career history includes senior director roles at Scotiabank and CIBC where he designed and implemented compliance programs, risk management frameworks, and internal audit processes. He has received numerous awards for his work in regulatory compliance, risk management, and business planning.
The document provides a summary of Richard Pastore's experience and qualifications. It outlines his 25 years in senior management roles in facilities management, real estate operations, and construction. As President and CEO of Marrek Companies, he provides integrated facilities management, general construction, and property management services. Previously he held leadership roles at ISS Facility Services and Wells Fargo, where he managed multi-million dollar budgets and teams and implemented initiatives to improve operations and reduce costs.
K. Todd Bittner has over 20 years of experience in financial services and accounting. He currently works as an Executive Director and Strategic Finance Architect at JPMorgan Chase, where he is responsible for implementing process flow mappings and leading projects related to securities finance and internal controls. Previously, he held roles such as Global Corporate Controller and CFO at a global consulting firm, and Assurance Manager at PricewaterhouseCoopers auditing mortgage banking clients. Bittner has expertise in areas like financial reporting, process re-engineering, and data analysis. He holds a B.S. in Accounting from Salisbury University and is a Certified Public Accountant and Chartered Global Management Accountant.
Christopher Erickson has over 20 years of experience in senior finance roles, specializing in strategic planning, financial analysis, and business partnerships. He has worked in a variety of industries, including information technology, financial services, and government. Erickson has a proven track record of developing strategic plans that increase revenues, improve operational performance, and increase profitability. Throughout his career, he has helped businesses expand into new countries, reduce costs, improve processes, and increase growth. Currently, he is seeking a new senior finance role where he can apply his expertise in planning, analysis, and business partnerships.
An Accounting and Financial Professional that improves financial controls, procedures and processes to improve asset protection, financial reporting and financial performance.
Specialties: acquisitions, adp, auditing, balance, budgeting, business management, closing, consolidations, due diligence, financial, financial analysis, financial statements, forecasting, general ledger, inventory management, management, microsoft excel, microsoft office, microsoft outlook, microsoft powerpoint, microsoft word, office management, organizational skills, policy analysis, presentation skills, process engineering, sales, staff development, year end accounts,
Jonathan Hefter has over 10 years of experience in public accounting and private industry. He has extensive experience with SEC reporting, SOX compliance, GAAP and IFRS reporting standards. He has worked as an audit supervisor, senior auditor, and auditor for various accounting firms, focusing on financial institution audits. He also has experience in tax and investment accounting.
Steven Cohen has over 20 years of experience as a CFO and senior financial executive for software and technology companies. He has a track record of successfully positioning companies for growth, turnaround, and IPO. Currently he is the acting CFO for International Decision Systems, a global software company. He has extensive experience in areas such as financial operations, SEC reporting, budgeting, debt management, and M&A transactions totaling over $250 million. Cohen has an MBA from the University of St. Thomas and a BA from Macalester College.
This document is a resume for David M. Bowen, a CPA and MBA with over 20 years of experience in financial reporting, accounting operations, and financial analysis. He has held leadership roles such as Corporate Controller and Director of North America Controller for multinational companies. His experience includes global consolidation, financial system implementations, and accounting process transformations.
This document provides a summary of Wenifredo Alapag's professional experience and qualifications. It outlines his experience working in financial roles at prominent institutions like JPMorgan, Macquarie Group, Manulife, and DBS Bank. Currently, he works as an Executive in Telesales at Manulife providing financial advisory services and selling bank products. Previously he held roles performing reconciliations at Macquarie and managing hedge fund accounting and reporting at JPMorgan. He has a Bachelor's degree in Accountancy and is a licensed Financial Adviser in Singapore.
The document provides a summary of Richard Pastore's experience and qualifications. It outlines his 25 years in senior management roles in facilities management, real estate operations, and construction. As President and CEO of Marrek Companies, he provides integrated facilities management, general construction, and property management services. Previously he held leadership roles at ISS Facility Services and Wells Fargo, where he managed multi-million dollar budgets and teams and implemented initiatives to improve operations and reduce costs.
K. Todd Bittner has over 20 years of experience in financial services and accounting. He currently works as an Executive Director and Strategic Finance Architect at JPMorgan Chase, where he is responsible for implementing process flow mappings and leading projects related to securities finance and internal controls. Previously, he held roles such as Global Corporate Controller and CFO at a global consulting firm, and Assurance Manager at PricewaterhouseCoopers auditing mortgage banking clients. Bittner has expertise in areas like financial reporting, process re-engineering, and data analysis. He holds a B.S. in Accounting from Salisbury University and is a Certified Public Accountant and Chartered Global Management Accountant.
Christopher Erickson has over 20 years of experience in senior finance roles, specializing in strategic planning, financial analysis, and business partnerships. He has worked in a variety of industries, including information technology, financial services, and government. Erickson has a proven track record of developing strategic plans that increase revenues, improve operational performance, and increase profitability. Throughout his career, he has helped businesses expand into new countries, reduce costs, improve processes, and increase growth. Currently, he is seeking a new senior finance role where he can apply his expertise in planning, analysis, and business partnerships.
An Accounting and Financial Professional that improves financial controls, procedures and processes to improve asset protection, financial reporting and financial performance.
Specialties: acquisitions, adp, auditing, balance, budgeting, business management, closing, consolidations, due diligence, financial, financial analysis, financial statements, forecasting, general ledger, inventory management, management, microsoft excel, microsoft office, microsoft outlook, microsoft powerpoint, microsoft word, office management, organizational skills, policy analysis, presentation skills, process engineering, sales, staff development, year end accounts,
Jonathan Hefter has over 10 years of experience in public accounting and private industry. He has extensive experience with SEC reporting, SOX compliance, GAAP and IFRS reporting standards. He has worked as an audit supervisor, senior auditor, and auditor for various accounting firms, focusing on financial institution audits. He also has experience in tax and investment accounting.
Steven Cohen has over 20 years of experience as a CFO and senior financial executive for software and technology companies. He has a track record of successfully positioning companies for growth, turnaround, and IPO. Currently he is the acting CFO for International Decision Systems, a global software company. He has extensive experience in areas such as financial operations, SEC reporting, budgeting, debt management, and M&A transactions totaling over $250 million. Cohen has an MBA from the University of St. Thomas and a BA from Macalester College.
This document is a resume for David M. Bowen, a CPA and MBA with over 20 years of experience in financial reporting, accounting operations, and financial analysis. He has held leadership roles such as Corporate Controller and Director of North America Controller for multinational companies. His experience includes global consolidation, financial system implementations, and accounting process transformations.
This document provides a summary of Wenifredo Alapag's professional experience and qualifications. It outlines his experience working in financial roles at prominent institutions like JPMorgan, Macquarie Group, Manulife, and DBS Bank. Currently, he works as an Executive in Telesales at Manulife providing financial advisory services and selling bank products. Previously he held roles performing reconciliations at Macquarie and managing hedge fund accounting and reporting at JPMorgan. He has a Bachelor's degree in Accountancy and is a licensed Financial Adviser in Singapore.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams and portfolios at JPMorgan Chase, Bank of America, and other financial institutions. Randle holds a Bachelor's degree in Business Administration and has additional real estate and engineering qualifications.
This document is a resume for Michael L. Randle. It summarizes his professional experience in banking, loan servicing, real estate, and operations management over the past 15+ years. Randle has held several leadership roles at banks like JPMorgan Chase and Bank of America, where he managed loan portfolios, short sales, bankruptcy, and loss mitigation. He also has experience as a realtor at Coldwell Banker Residential. Randle's resume emphasizes his skills in risk management, mortgage lending, project management, and financial services.
Jerod Ferry has over 20 years of experience in finance and management. He holds an MBA from Kelley School of Business with a concentration in finance. His career includes roles in credit analysis, financial reporting, budgeting, underwriting, and management. Currently, he is seeking new opportunities that allow him to utilize skills in problem solving, analytics, communication, and leadership.
John Derpich has over 35 years of experience in operations, risk management, governance, IT, and finance in the financial services and insurance industries. He held vice president roles at American International Group and Chartis International where he established vendor risk management programs and governance policies. Prior to that, he was Vice President of Operations and Financial Controller at American International Underwriters where he realized over $20 million in cost savings through outsourcing, offshoring, and process improvements.
Christopher J. Tanana has over 28 years of experience in senior financial roles at Chrysler, including positions leading accounting, financial reporting, controls, and process improvement initiatives. He has a proven track record of implementing organizational changes, including SAP implementations, outsourcing projects, and accelerating accounting closes. Tanana has expertise in GAAP, IFRS, SEC regulations, and project management. He holds an MBA and CPA and is currently seeking a senior financial executive role.
Mindy Kaplan is an experienced internal auditor and SOX compliance executive with an MBA in finance. She has 20 years of experience in internal audit, SOX compliance, and enterprise risk management at major financial institutions. She is skilled in process analysis, risk assessment, project management, and internal controls. Currently, she works as an independent contractor providing audit, compliance, and consulting services.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams that service mortgages, handle bankruptcies and short sales, and provide customer service. Randle has a proven track record of achieving results through strategic initiatives while ensuring compliance with regulations.
John Dombroski has over 25 years of experience in financial analysis, planning, and management roles across several industries. He has a track record of delivering strong results through cost reduction initiatives, process improvements, and strategic solutions. Dombroski is proficient in financial modeling, reporting, budgeting, and analysis and has expertise in operations, sales planning, and business development.
Kevin Deysenroth is an executive leader with extensive management experience in healthcare consulting. He has led large-scale projects involving claims system implementations, business development, strategy development, and process improvement initiatives. He has expertise in healthcare operations, new system implementations, quality assurance, and team leadership.
Rajat Monga has 9 years of experience in IT pricing, finance, and transaction advisory. He currently works as a Senior Manager of Pricing and FP&A at EXL Service, where he leads pricing for the insurance vertical. He is responsible for pricing RFPs, contract renewals, and financial forecasting. Previously, he worked at HCL Technologies as an Associate Manager, evaluating large deals over $25M. He has a Bachelor's in Commerce from Delhi University and is a Chartered Accountant.
Steven M. Akre is a seasoned finance and accounting professional with over 20 years of experience in areas such as budgeting, forecasting, financial modeling, accounting, and business analytics. He is seeking a senior manager role where he can utilize his integrity, experience, and energy. His background includes positions as a senior finance manager, finance manager, financial planning and analysis manager, and senior consultant.
Aleksandar Maric has over 20 years of experience in executive roles in the financial services industry in Serbia. He has a proven track record of developing new businesses, increasing revenues and market share, and leading turnarounds. Currently he is the Sales Director at The Automobile and Motorcycle Association of Serbia, where he increased revenues by 25% and grew membership to 100,000. Previously he held C-level roles including Chief Financial Officer and General Manager at various companies in Serbia.
- Mark McKoy has over 15 years of experience in audit, operations, finance, and revenue management roles, including as Senior Director of Corporate Revenue Management and Customer Operations at SUEZ North America.
- He has a proven track record of improving processes, implementing strategic plans, and increasing efficiency, compliance, and revenues.
- McKoy has strong leadership skills and experience developing teams, budgets, and strategic plans to enhance business performance.
Cheryl Lofton has over 20 years of experience in business operations, process management, and compliance. She has held roles managing processes, vendors, and projects at both Capital One and Diamond Resorts International. Her skills include business process management, continuous improvement, compliance, and risk management.
Kevin Deysenroth is an executive leader with extensive management experience across multiple industries. He has a track record of achieving goals around revenue, costs, productivity and project delivery. He is skilled at developing strategy, turning around underperforming operations, making timely decisions and leading cross-functional teams.
Beth Emerson has over 20 years of experience in accounting, financial planning, analysis, and process improvement. She has held various leadership roles at HSBC, where she developed financial models, analyzed costs, implemented process improvements, and established financial reporting frameworks. Emerson reduced costs by 17-30% at different positions and streamlined financial processes to improve efficiency. She has expertise in budgeting, forecasting, reporting, process analysis, and project management.
Dennis Jakubovitz has over 20 years of experience in procurement and sourcing for large financial services companies. He has extensive experience negotiating and managing complex technology agreements over $1 million. Currently, he works as an independent consultant providing sourcing and vendor management services for a construction project. Previously he held director level positions at UBS, Fiserv, Bank of Oklahoma, and Citigroup where he managed multi-million dollar contracts and realized significant cost savings through strategic sourcing initiatives.
This document provides a summary of an individual's experience and qualifications for a senior financial management role. Over 16 years of experience is highlighted across accounting, financial management, operations management, team leadership, and consulting roles. Specific experiences mentioned include managing accounting operations and teams, financial reporting, internal controls, process improvement, and client relationships. A range of core competencies are also listed such as accounting, business partnering, and issue management.
Bryce Hawkins has over 30 years of experience in financial roles including pricing analyst, controller, and business controls analyst. He has worked for major technology companies like IBM and Toshiba, managing budgets over $150 million. Hawkins excels at strategic planning, cost analysis, internal controls, and process improvement. He has a proven track record of positively impacting key business decisions through financial leadership and effective communication.
This document provides an overview of First Financial Bankshares, Inc. for the third quarter of 2015. It discusses the company's size and geographic footprint, recent acquisitions including a bank in Conroe, Texas and a mortgage company, growth opportunities in Texas markets, executive leadership, and experienced regional CEOs and presidents. The summary highlights the company's $6.5 billion size, 13-region structure across growing Texas markets, recent acquisitions expanding its presence, and experienced leadership team.
Reassuring the employee engagement skeptics:
“back pocket” answers to respond and address concerns about your survey initiative
You are convinced of the need to measure and manage employee engagement in your organization. You’ve seen the benefits of higher morale, higher productivity, higher retention, and all the rest. Unfortunately, you’re also met with “the skeptics”: those people in your organization who are just not convinced the same way you are:
“Engagement surveys are so yesterday. We need a more novel approach”
“Engagement surveys are not really confidential”
“Engagement surveys don’t change anything. Nothing ever happens”
In this webinar, Norm Baillie-David, will provide you with experience and keen insight into what the real insecurities are when people put forward these and other objections. Better yet, this webinar will arm you with evidence and facts from decades of research in order to address these issues and convince “the skeptics” in your organization of the benefits of actively measuring and managing employee engagement.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams and portfolios at JPMorgan Chase, Bank of America, and other financial institutions. Randle holds a Bachelor's degree in Business Administration and has additional real estate and engineering qualifications.
This document is a resume for Michael L. Randle. It summarizes his professional experience in banking, loan servicing, real estate, and operations management over the past 15+ years. Randle has held several leadership roles at banks like JPMorgan Chase and Bank of America, where he managed loan portfolios, short sales, bankruptcy, and loss mitigation. He also has experience as a realtor at Coldwell Banker Residential. Randle's resume emphasizes his skills in risk management, mortgage lending, project management, and financial services.
Jerod Ferry has over 20 years of experience in finance and management. He holds an MBA from Kelley School of Business with a concentration in finance. His career includes roles in credit analysis, financial reporting, budgeting, underwriting, and management. Currently, he is seeking new opportunities that allow him to utilize skills in problem solving, analytics, communication, and leadership.
John Derpich has over 35 years of experience in operations, risk management, governance, IT, and finance in the financial services and insurance industries. He held vice president roles at American International Group and Chartis International where he established vendor risk management programs and governance policies. Prior to that, he was Vice President of Operations and Financial Controller at American International Underwriters where he realized over $20 million in cost savings through outsourcing, offshoring, and process improvements.
Christopher J. Tanana has over 28 years of experience in senior financial roles at Chrysler, including positions leading accounting, financial reporting, controls, and process improvement initiatives. He has a proven track record of implementing organizational changes, including SAP implementations, outsourcing projects, and accelerating accounting closes. Tanana has expertise in GAAP, IFRS, SEC regulations, and project management. He holds an MBA and CPA and is currently seeking a senior financial executive role.
Mindy Kaplan is an experienced internal auditor and SOX compliance executive with an MBA in finance. She has 20 years of experience in internal audit, SOX compliance, and enterprise risk management at major financial institutions. She is skilled in process analysis, risk assessment, project management, and internal controls. Currently, she works as an independent contractor providing audit, compliance, and consulting services.
Michael Randle has over 15 years of experience in banking, loan servicing, operations, call center operations, credit analysis, risk management, budgeting, and forecasting. He has held several leadership roles managing teams that service mortgages, handle bankruptcies and short sales, and provide customer service. Randle has a proven track record of achieving results through strategic initiatives while ensuring compliance with regulations.
John Dombroski has over 25 years of experience in financial analysis, planning, and management roles across several industries. He has a track record of delivering strong results through cost reduction initiatives, process improvements, and strategic solutions. Dombroski is proficient in financial modeling, reporting, budgeting, and analysis and has expertise in operations, sales planning, and business development.
Kevin Deysenroth is an executive leader with extensive management experience in healthcare consulting. He has led large-scale projects involving claims system implementations, business development, strategy development, and process improvement initiatives. He has expertise in healthcare operations, new system implementations, quality assurance, and team leadership.
Rajat Monga has 9 years of experience in IT pricing, finance, and transaction advisory. He currently works as a Senior Manager of Pricing and FP&A at EXL Service, where he leads pricing for the insurance vertical. He is responsible for pricing RFPs, contract renewals, and financial forecasting. Previously, he worked at HCL Technologies as an Associate Manager, evaluating large deals over $25M. He has a Bachelor's in Commerce from Delhi University and is a Chartered Accountant.
Steven M. Akre is a seasoned finance and accounting professional with over 20 years of experience in areas such as budgeting, forecasting, financial modeling, accounting, and business analytics. He is seeking a senior manager role where he can utilize his integrity, experience, and energy. His background includes positions as a senior finance manager, finance manager, financial planning and analysis manager, and senior consultant.
Aleksandar Maric has over 20 years of experience in executive roles in the financial services industry in Serbia. He has a proven track record of developing new businesses, increasing revenues and market share, and leading turnarounds. Currently he is the Sales Director at The Automobile and Motorcycle Association of Serbia, where he increased revenues by 25% and grew membership to 100,000. Previously he held C-level roles including Chief Financial Officer and General Manager at various companies in Serbia.
- Mark McKoy has over 15 years of experience in audit, operations, finance, and revenue management roles, including as Senior Director of Corporate Revenue Management and Customer Operations at SUEZ North America.
- He has a proven track record of improving processes, implementing strategic plans, and increasing efficiency, compliance, and revenues.
- McKoy has strong leadership skills and experience developing teams, budgets, and strategic plans to enhance business performance.
Cheryl Lofton has over 20 years of experience in business operations, process management, and compliance. She has held roles managing processes, vendors, and projects at both Capital One and Diamond Resorts International. Her skills include business process management, continuous improvement, compliance, and risk management.
Kevin Deysenroth is an executive leader with extensive management experience across multiple industries. He has a track record of achieving goals around revenue, costs, productivity and project delivery. He is skilled at developing strategy, turning around underperforming operations, making timely decisions and leading cross-functional teams.
Beth Emerson has over 20 years of experience in accounting, financial planning, analysis, and process improvement. She has held various leadership roles at HSBC, where she developed financial models, analyzed costs, implemented process improvements, and established financial reporting frameworks. Emerson reduced costs by 17-30% at different positions and streamlined financial processes to improve efficiency. She has expertise in budgeting, forecasting, reporting, process analysis, and project management.
Dennis Jakubovitz has over 20 years of experience in procurement and sourcing for large financial services companies. He has extensive experience negotiating and managing complex technology agreements over $1 million. Currently, he works as an independent consultant providing sourcing and vendor management services for a construction project. Previously he held director level positions at UBS, Fiserv, Bank of Oklahoma, and Citigroup where he managed multi-million dollar contracts and realized significant cost savings through strategic sourcing initiatives.
This document provides a summary of an individual's experience and qualifications for a senior financial management role. Over 16 years of experience is highlighted across accounting, financial management, operations management, team leadership, and consulting roles. Specific experiences mentioned include managing accounting operations and teams, financial reporting, internal controls, process improvement, and client relationships. A range of core competencies are also listed such as accounting, business partnering, and issue management.
Bryce Hawkins has over 30 years of experience in financial roles including pricing analyst, controller, and business controls analyst. He has worked for major technology companies like IBM and Toshiba, managing budgets over $150 million. Hawkins excels at strategic planning, cost analysis, internal controls, and process improvement. He has a proven track record of positively impacting key business decisions through financial leadership and effective communication.
This document provides an overview of First Financial Bankshares, Inc. for the third quarter of 2015. It discusses the company's size and geographic footprint, recent acquisitions including a bank in Conroe, Texas and a mortgage company, growth opportunities in Texas markets, executive leadership, and experienced regional CEOs and presidents. The summary highlights the company's $6.5 billion size, 13-region structure across growing Texas markets, recent acquisitions expanding its presence, and experienced leadership team.
Reassuring the employee engagement skeptics:
“back pocket” answers to respond and address concerns about your survey initiative
You are convinced of the need to measure and manage employee engagement in your organization. You’ve seen the benefits of higher morale, higher productivity, higher retention, and all the rest. Unfortunately, you’re also met with “the skeptics”: those people in your organization who are just not convinced the same way you are:
“Engagement surveys are so yesterday. We need a more novel approach”
“Engagement surveys are not really confidential”
“Engagement surveys don’t change anything. Nothing ever happens”
In this webinar, Norm Baillie-David, will provide you with experience and keen insight into what the real insecurities are when people put forward these and other objections. Better yet, this webinar will arm you with evidence and facts from decades of research in order to address these issues and convince “the skeptics” in your organization of the benefits of actively measuring and managing employee engagement.
The SR Group - Corporate Responsibility & Diversity - 2015Anthony Davies
Welcome to our 2015 Corporate Responsibility & Diversity brochure.
The SR Group Corporate Responsibility & Diversity (CR&D) programme is an integral part of our group’s foundations, central to our corporate philosophy and underpinning the actions in every employee, both through delivery of business services and within the wider community.
This document provides information about digital self defense and computer security. It discusses topics like identity theft, phishing scams, safe social networking practices, and malware threats. It emphasizes the importance of using strong passwords, updating software, and having antivirus and firewall protection. The document warns that social networks can reveal too much personal information and that online identity theft is a growing problem. It provides examples of phishing emails and websites to help people identify attempts at fraud. Throughout, it stresses maintaining awareness of security risks and applying common sense practices to help prevent becoming a victim of online threats.
The document provides information on the Chinese population in Boston, Massachusetts. It discusses the history of Chinese immigration to Boston dating back to the late 1800s. It then summarizes key details about the current Chinese population in Boston, including their concentration in certain neighborhoods, higher rates of male immigrants, education levels, occupations, and economic contributions. The document also examines housing, income, poverty rates and other socioeconomic characteristics of the Chinese immigrant community in Boston.
The document discusses five real-world examples of organizations using maturity models to improve in different areas. The first example discusses an organization that used the ITIL maturity model to assess its IT department. The assessment found the organization lacked strategic planning and governance over IT. After implementing improvements in these areas, the organization doubled its overall ITIL maturity rating from 1.4 to 2.6.
The Phoenix Works - EV Overview - V1.4Thomas Newby
This document provides an overview of electric vehicle charging technology, standards, and design considerations for installing electric vehicle charging stations. It discusses the different charging modes from slow to rapid charging. It also covers relevant standards, communications protocols, payment systems, and important design factors like cabling, protection devices, earthing, and bonding requirements. The document is intended to explain the key topics for installing electric vehicle charging infrastructure.
El documento describe los aspectos fundamentales de la percepción del color por el ojo humano y los principales parámetros para describir el color. Explica que la luz interactúa con los objetos y es captada por los fotorreceptores de la retina, iniciando el proceso visual. Describe los tipos de fotorreceptores, conos y bastones, responsables de la visión en color y nocturna. Además, explica dimensiones como el matiz, valor, croma e implicancias como la translucidez, opalescencia y fluorescencia en la percepci
Infographie "Les Français, la consommation locale et le digital : perceptions...Graines de Changement
Impossible d’y échapper ces dernières années… Au-delà du simple panier du consommateur, le local a infusé bien des secteurs comme le tourisme, les médias, la santé, l’énergie ou encore la finance. On le consomme, on le produit, on le cherche, on vit local. Il n’est plus une affaire de géographie et de lieu de production mais bien une question profondément humaine - qui concerne aussi notre relation aux autres, et la relation entre tous les individus qui vivent et travaillent ensemble dans une même communauté.
Consommer des produits locaux est-il l’un des moyens privilégiés de « consommer mieux » ? Quel est le potentiel social, économique et environnemental du local ? Quels sont les comportements des consommateurs français en la matière ? Le digital peut-il être une arme au service du local ?
Ces questionnements sont au cœur de la nouvelle enquête* « Les Français, la consommation locale et le digital », réalisée par l’Observatoire de la consommation responsable Mescoursespourlaplanete.com, en partenariat avec SoLocal qui accompagne au quotidien la communication digitale de plus 500 000 TPE/PME à travers tout l’Hexagone. Cette enquête a été réalisée dans le cadre de la nouvelle étude « La vie locale » réalisée par Mescoursespourlaplanete.com dans le cadre de sa collection de cahiers prospectifs « Next Practice »
Gregory J. Lengen has over 20 years of experience in financial services and technology consulting, currently serving as Director of Technology Management Services at Fidelity Investments where he leads programs in portfolio management, process improvement, and executive reporting. Prior to Fidelity, he worked for 10 years as a senior consultant at CGI-AMS providing program management, analysis, and project leadership for clients in the insurance industry. He holds an MBA in Finance and Accounting from the University of Connecticut and is a certified Project Management Professional.
This document is a resume for Syed Arif Raza, who has over 30 years of experience in finance, credit, risk management, and collection roles. He has held leadership positions at Standard Chartered Bank, Grays Leasing Ltd, PIC Leasing, and First General Leasing Modaraba. His experience includes credit approval, portfolio management, strategy development, and reducing bad debt. He has an MBA with a major in accounting and is a certified public accountant and certified skills assessor.
Umair Chaudhry has over 15 years of experience in banking and financial management. He has held positions as a Branch Manager, Business Manager, and Financial Advisor. He has a proven track record of growing business, increasing profits, and developing high-performing teams. Currently, he is pursuing his CLCA from Moody's Analytics to further his expertise in commercial lending.
The document provides a summary of qualifications and extensive professional experience for T E E A Blair, including over 25 years of experience in operations management, internal auditing, compliance, and risk management roles within the banking industry, with demonstrated success developing strategies to drive growth, optimize processes, and ensure regulatory compliance. Blair possesses strong leadership skills with a track record of managing change initiatives, developing high-performing teams, and expanding service offerings to acquire new customers and market share.
Syed Arif Raza has over 25 years of experience in finance, credit, risk management, and collections. He has held leadership positions at Standard Chartered Bank, Grays Leasing Ltd, PIC Leasing, First General Leasing Modaraba, and NDLC-IFC Bank Ltd. Raza has an MBA with a major in accounting and is a Certified Public Accountant and Certified Skill Assessor. He has extensive experience developing credit policies, managing portfolios, and reducing loan losses and bad debts.
David Bagley has over 20 years of experience in operations management, strategy, risk management, and process improvement. He has a proven track record of developing business control models, facilitating regulatory requirements, and managing large-scale projects. Bagley is an expert in leading initiatives that drive operational efficiency and mitigate risks.
David Bagley has over 20 years of experience in operations management, strategy, risk management, and business development. He has a proven track record of developing business control models, facilitating regulatory requirements, and managing initiatives. Currently he is a senior project manager focusing on functional change management, software implementation, and ERP strategic initiatives for Providence Partners.
Alison Cornell is an accomplished senior financial executive with over 30 years of experience leading finance teams and driving business transformation. She has held CFO and other senior finance roles at International Flavors & Fragrances, Covance, and AT&T. Her experience spans the telecommunications, pharmaceutical, and consumer products industries. She has a proven track record of improving operating margins, increasing efficiency, and identifying over $3 billion in cost savings through strategic initiatives.
Shiner, Jay Resume - Regulatory DirectorJay Shiner
- Jay Shiner has over 19 years of experience in investment banking, accounting, systems, and consulting, including roles as a Director and Vice President.
- He has extensive experience managing regulatory reporting and compliance projects with budgets over $13 million.
- His background includes project management for Dodd-Frank, Volcker Rule, and other regulatory reporting initiatives, as well as finance functions like treasury, accounting, and data governance.
Stacey L. Hynes is a finance executive with over 15 years of experience in strategic planning, business management, and finance transformation at global outsourcing companies Northgate Arinso and Convergys. She has a proven track record of successfully integrating acquisitions, transitioning tasks offshore to reduce costs, and developing standardized financial reporting and processes. Her experience includes roles as a director of finance, senior business consultant, and other financial analyst positions where she managed teams and led initiatives to improve pricing, reporting, budgeting, and financial analysis.
Jayant Tondon has over 17 years of experience in banking operations, digital transformation, product management, and consulting. He is currently seeking a position with a reputed organization in banking, financial services, or consulting. His experience includes transforming business processes, product implementation, and managing teams in the banking sector across multiple countries.
This document provides a summary of the professional experience and qualifications of Jerrold Smelcer. It outlines his roles as Chief Executive Officer of FINCA Tajikistan from 2010 to 2014, where he led a turnaround of the organization, growing assets from $8M to $39M and clients from 17,000 to over 34,000. It also describes his previous roles providing consulting services to microfinance organizations in Azerbaijan from 2007 to 2010.
This document provides a summary of the professional experience and qualifications of Jerrold Smelcer. It outlines his roles as Chief Executive Officer of FINCA Tajikistan from 2010 to 2014, where he led a turnaround of the organization, growing assets, clients, and profitability. It also describes his previous roles providing consulting services to microfinance organizations in Azerbaijan from 2007 to 2010. Smelcer has extensive experience in senior management, strategy, business development, and project management across several countries in Europe and Central Asia.
Saiprakash R provides a summary of his professional experience and objectives. He has over 16 years of experience in financial management roles across various industries. Currently, he is the General Manager of Finance and Administration for Ali Alhashemi Trading LLC and its group companies in GCC, where he manages financial reporting, budgeting, credit facilities, and a team of 40 people. His objective is to secure a management position offering learning opportunities, preferably in business development and strategic planning.
David Bagley is an experienced leader with over 20 years of expertise in operations management, compliance, human resources, strategy, and business development. He has held roles at several large financial institutions and consulting firms, where he has led projects, teams, and business units. His experience includes developing business control models, metrics, and process improvements to facilitate regulatory changes and drive operational excellence.
The document summarizes the professional experience and qualifications of Gail B. Holmes as a dynamic, results-driven financial executive with extensive experience in controls, compliance, internal auditing, financial analysis, and project management in insurance and healthcare. She has a proven track record of managing resources to implement new processes and initiatives, and reducing expenses through risk assessment and process improvement.
Michelle Waddell is a versatile finance professional with over 15 years of experience in financial planning, analysis, reporting, and process improvement. She has held various financial roles such as CFO, Controller, Financial Analyst, and Consultant for companies in the medical device and technology industries. Her experience includes strategic planning, budgeting, financial modeling, accounting, and ensuring regulatory compliance. She has a B.B.A in Economics from the University of Memphis and additional training in controllership, management, and quality systems.
David Bagley has over 20 years of experience in operations management, risk management, and process improvement. He has worked for several large financial institutions, leading projects to develop business control models, customer service metrics, and process improvements, saving companies millions of dollars. Bagley has expertise in change management, risk analysis, and developing strategic initiatives.
David Bagley has over 20 years of experience in operations management, risk management, and process improvement. He has worked at several large financial institutions, where he developed business control models, key performance indicators, and process improvements that generated millions in savings. Bagley is an expert in change management, risk analysis, and developing solutions to regulatory issues.
Similar to Resume Wightman - Modified - June 1, 2016 (20)
1. JOHN R. WIGHTMAN
5577 Bollington Drive, Mississauga, Ontario, L5V 2H4
John.wightman@scotiabank.com
416-866-4047 (Business)
BANKING EXECUTIVE
Success-driven financial services leader with an accomplished history of achievement in the following areas:
Regulatory Compliance
Management - OSFI Guideline
E-13
Outsourcing and Vendor
Management – OSFI Guideline
B-10
Relationship Builder – OSFI
and Senior Executives
Risk/Self-Assessment
Design, Implementation
and Reporting
Enterprise Risk - System
Implementation across 50
countries
Project Management –
Implementation and Training
Internal Audit – Process and
Control Design
Retail, Small Business
and Commercial Banking
CAREER HISTORY
Scotiabank, Toronto
Director, Enterprise Programs, Global Compliance (October 2003—Present)
Provided strategic, operational and tactical leadership and support to the Chief Compliance and Regulatory Officer (CCRO), the Senior Vice
President, Enterprise Programs & Canadian Banking Compliance and CAMLO and the Vice President Enterprise Programs & Chief Privacy Officer
to implement the Bank’s Compliance Program
Designed and implemented processes and controls to manage compliance and reputational risk and the annual CCRO opinion to the Board on the
overall effectiveness of compliance across the Bank.
Leader, subject matter expert and active participant in the Bank’s multi-year Regulatory Compliance Management (RCM) initiative designed to meet
the regulatory requirements of OSFI Guideline E-13 and the three lines of defence model.
Designed and implemented processes, controls and databases to supporting the implementation of OSFI Guideline E-13 and OSFI Guideline B-10
Developed processes, controls and executive dashboard and reporting to support the review and resolution of regulatory examinations and issues
identified by the Bank’s Regulators for the Chief Risk Officer of the Bank.
Compliance liaison for meetings with OSFI to address the deficiencies in regulatory examinations
Trained and supported Compliance resources in over 195 Business Units in more than 50 countries.
Developed strategy, planning, communication, implementation and reporting for the Enterprise-wide Compliance Program
Co-lead for the design and implementation of the Global Compliance Reporting Portal and reporting for the CCRO
Designed the processes and controls to support updating key sections of the Bank’s Crisis Management Plan (Recovery and Resolution Plans)
Provided leadership and support to business units across the enterprise for regulatory reviews. Lead and/or support the development Bank responses
to regulatory requests and examinations, from OSFI, the Federal Reserve, and OFAC.
Collaborated with key compliance partners to develop and implement the Global Compliance website
Prepared, operationalized and implemented the Departmental Business Continuity Plan and ongoing changes.
2. Scotiabank, Toronto
Business Process Consultant, Business Process Delivery (January 2003—October 2003)
Planned, implemented and provided an independent report to local management on the effectiveness of the Qualitative Assurance Testing and
Systems Maintenance Departments. Review of major process flows within/outside each Department, examining linkages to other Departments
involved in the project management cycle
Identified opportunities for process improvement, cost reduction, improvements in efficiency and effectiveness.
CIBC, Toronto
Senior Director, Business Risk, Retail Markets (2000-2002)
Provided strategic leadership managing credit, operational and regulatory risk across wealth management, private banking, small business banking
and retail banking
Spearheaded cost-reductions process improvements and enhancements to risk management reporting
Subject matter expert for the following: process design and transaction reviews; new product, service, and procedure introductions; and credit and
investment portfolio analyses.
Served as keynote speaker for annual professional development conferences.
Designed and implemented risk mitigation methodology and a prioritization framework for major projects & initiatives resulting in efficiency
improvements. Developed algorithms for setting tolerances and facilitated annual capital asset portfolio improvements valued at $510MM.
Developed a Comprehensive Risk Assessment Review for Retail Banking .
Introduced initiative to manage credit risk exposure across four lines of business with no incremental cost that resulted in improvement in loan
losses, improved recoveries and a reduction in credit expiry levels to historical lows
Developed and implemented annual strategic and tactical business plans for Business Risk Management team nationally, currently used by over 120
risk management consultants.
Negotiated and implemented organizational and process changes valued at —$25MM over two years. Developed the analytical framework credited
with reducing CDIC premiums by over $2MM annually.
CIBC, Toronto
Senior Director, Internal Audit (1996-1999)
Provided strategic and tactical leadership for the planning, execution and reporting of credit, operational and regulatory audits of 1200 Canadian
branches and CIBC West Indies Holdings Inc., an operation with —35 branches in 6 countries
Led and supported 50 senior auditors and collaborated with the EVP, Regional Senior VPs, and national & regional teams to develop and implement
an annual audit plan across Branch Banking
Completed regional and head office audit of operations across Canada and The West Indies and audits of over 180 branches annually. Audits were
completed within under budget and resulted in labour cost reduction of over $1MM in annual salaries by third year of tenure while substantially
increasing the identification of high risk issues.
Developed the national operational manual for use across multiple lines of business focused on increasing professionalism of sales and risk
management teams.
CIBC, Toronto
Senior Manager, Internal Audit (1994-1996)
Designed and implemented audit and financial management control analysis for 120 full service branch operations in the Greater Toronto East Area
region in Branch Banking. Span of control involved developing strategic and tactical business plans encompassing audits of regional, district and
branch operations.
Collaborated with Regional Senior Vice Presidents, district and branch managers to review audit results and enhance profitability.
3. Led investment grade, large corporate and commercial banking business unit audits in Canada and the United States.
Led a national audit and formulated key recommendations and process improvements for a centralized branch banking credit management system
featuring support lending and operational process enhancements subsequently adopted nationally and credited with achieving annual savings of
$4IOMM.
Completed regional, district and branch audits under budget and within timelines. Led changes to the audit approach resulting in cost savings and
increased ability to identify and handle high risk credit applications.
Played a vital role aligning the department operationally, interpreting regulatory issues and devising best-path information flows. Served as a conduit
for increasing management understanding of pricing in the variable risk context and assisted with the development and implementation of solutions
and improvements for Greater Toronto East Area region’s portfolio.
SUMMARY (1979- 1994)
CIBC, Toronto (1991-1994) – Retail, small business and commercial lender, relationship/portfolio/investment manager, sales manager and branch
manager. Focus included: P&L and financial management; HR and transition management; business unit integration/amalgamation; client relations,
sales & marketing; administration/operational management; and credit, operational and regulatory risk management.
Central Guaranty Trust, Toronto (1989-1991) - Commercial Banking and mid-market lender
CIBC, Toronto (1984-1989) – Retail, commercial and mid-market lender
Canadian Bankers’ Association, Toronto (1979-1984). Responsible for leading and supporting industry committees focused on commercial
lending with executive representation from the major Canadian Banks. Developed and assisted with various industry initiatives. Coordinated
industry positions on key issues that resulted in the development of briefs to the House Finance and Senate Banking Committees in Ottawa in
connection with the Bank Act renewal.
AWARDS:
Chairman’s Award for Excellence in Risk
Management (2002)
National Award for Excellence (2001) Special Recognition Award, Business Risk
Management (2001)
Achievers Award, Strategic and Tactical
Business Planning, Retail Banking (2001)
Achievers Award, Development of
Comprehensive Risk Assessment, Retail
Banking (2000)
Achievers Award,
Development/Implementation of Credit Risk
Management Reporting (2000)
Internal Audit Chief Inspectors’ Award for
Excellence (1996)
Chairman’s Award for Excellence in Credit
and Operational Risk Management (1994)
Regional Sales Award for Exceeding Business
Volumes with CIBC (1987)
Leadership Award (1979)
EDUCATION
Honours B.A., Economics and Political Science. University of Toronto.
TECHNICAL SKILLS
Microsoft Office
COMMUNITY
Durham Region Police Services’ Civilian Citation for Bravery (1999).
Fundraiser for health and community charities (since 1980).