Mrinal
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The document discusses several Indian financial and banking initiatives including the Banks Board Bureau, Mudra scheme, public sector insurance companies, and changes in the 2016-17 Union Budget. The Banks Board Bureau advises on raising funds and appointing directors for public sector banks. Mudra offers loans to small businesses and aims to disburse Rs. 100,000 crore in 2015-16 and Rs. 180,000 crore in 2016-17. The 2016-17 Union Budget introduced measures like a financial firms resolution code, a financial data center, and new derivative products.
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The document is a newsletter providing updates on business, finance, and markets from August 21, 2014. It includes information on CSR activities from Federal, the dissolution of the McDonald's-Vikram Bakshi joint venture in India, plans for a real estate investment trust from Tata Group and Srei Group, an expanded CBI probe into bank bribery, and agreement to fund airline losses for flights between northeast Indian states. It also provides market indexes and exchange rates from that date.
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Syndicatebank 140314104019-phpapp01
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MSME Sector in India- An overview of the policy ecosystem
MSME Sector in India- An overview of the policy ecosystemConsultant in Banking and Finance. Freelance Writer
Micro, Small and Medium Enterprises (MSMEs) play a major role in economic development, particularly in emerging countries.
MSMEs :
Contributes to the economic growth,
Enormous potential for growth
Potential for employment and income generation
for vast masses of the country.
Government pronouncements about “Make in India” are fundamentally based on these convictions.
There is heightened attention by the international community on MSME sector.
This is primarily because of the critical importance of job creation in the recovery cycle following the recent financial crisis, and the MSME’s potentials in that respect.
In Indian economy, MSME sector contribute :
45 % of the manufacturing output.
40 % of the exports.
There are 467.56 lakh enterprises in the MSME sector.
Provide the largest share of the employment after agriculture. Employment opportunities to 10.62 crore people across the country.
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The Narasimhan Committee made several recommendations in 1991 to reform India's banking sector as part of broader economic reforms. These included establishing a tiered banking structure, reducing statutory reserves, achieving an 8% capital adequacy ratio, and abolishing branch licensing. In response, the government lowered statutory reserves, implemented prudential norms, capital adequacy requirements, interest rate deregulation, debt recovery laws, and allowed new private banks to increase competition in the sector.
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The National Federation of State Cooperative Banks (NAFSCOB) was established in 1964 to facilitate operations of state and central cooperative banks and develop cooperative credit. It has three wings: planning research and development, the All India Mutual Agreement Scheme, and computer services. NAFSCOB represents state cooperative banks, district cooperative banks, and primary agricultural cooperative banks. Its activities include research, implementing funds transfer schemes, identifying projects, and disseminating information to strengthen member banks.
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What is a regional rural bank ? What is the shareholding pattern of RRB? What are its role and functions ? The organizational structure of RRBs. List and objectives of RRBs. It is a presentation presented by 5 .
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Rural banking in India aims to promote financial inclusion through various initiatives by the State Bank of India and Reserve Bank of India. The State Bank of India has established over 6,473 rural and semi-urban branches and works with 30 regional rural banks to expand access to banking services. It has also launched programs like tiny accounts, smart cards, and self-help groups to provide savings and credit options tailored to rural communities. The Reserve Bank of India has implemented priority sector lending, Kisan credit cards, regional rural banks, and a financial inclusion plan to boost rural credit and extend banking connectivity across India. Significant progress has been achieved, though expanding access through new technologies and education remains an ongoing priority.
Commercial Banks
Commercial banks are financial institutions that collect deposits from savers and lend money to borrowers. They perform primary functions like accepting deposits and granting loans, as well as secondary functions including funds transfers, foreign exchange, and other services. The history of banking in India includes the establishment of the General Bank in 1786 and various other banks leading up to the nationalization of 14 major banks in 1969. The Reserve Bank of India regulates commercial banks and frames policies through various departments to promote development and control risks in the banking sector. Commercial banks face ongoing challenges to expand services rurally and maintain profitability amid competition.
Syndicatebank 140314104019-phpapp01
Syndicate Bank was established in 1925 in Udupi, Karnataka by three visionaries with a capital of Rs.8000 to provide financial assistance to local weavers. It has grown to over 2900 branches across India and internationally. The bank offers various deposit accounts, loan products, and other services. It had over 25,000 employees as of 2013 and continues developing new products to better serve customers while receiving various awards for its initiatives and performance.
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The budget highlights tax reductions for individuals and corporations over the next four years, with no changes to tax slabs. It allocates increased funding to infrastructure, agriculture, education, and defense. It also focuses on welfare schemes like healthcare, education, affordable housing, and financial inclusion programs. Renewable energy targets for 2022 are also outlined.
PGC NEWSLETTER 26TH JULY 2014
1. The document provides updates on corporate, banking, tax, and market news. It notes that the Ministry of Corporate Affairs has classified companies that must appoint a CEO for each business unit. It also mentions that Tata Consultancy Services is raising Rs. 4,000 crore through commercial papers and that the Reserve Bank of India has fined several banks including ICICI Bank and Axis Bank a total of Rs. 1.5 crore.
2. Market indices such as the SENSEX, NIFTY, and Dow Jones are reported to be down on the day. Precious metal and crude oil prices on MCX are also provided.
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MSME Sector in India- An overview of the policy ecosystem
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Micro, Small and Medium Enterprises (MSMEs) play a major role in economic development, particularly in emerging countries.
MSMEs :
Contributes to the economic growth,
Enormous potential for growth
Potential for employment and income generation
for vast masses of the country.
Government pronouncements about “Make in India” are fundamentally based on these convictions.
There is heightened attention by the international community on MSME sector.
This is primarily because of the critical importance of job creation in the recovery cycle following the recent financial crisis, and the MSME’s potentials in that respect.
In Indian economy, MSME sector contribute :
45 % of the manufacturing output.
40 % of the exports.
There are 467.56 lakh enterprises in the MSME sector.
Provide the largest share of the employment after agriculture. Employment opportunities to 10.62 crore people across the country.
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The Narasimhan Committee made several recommendations in 1991 to reform India's banking sector as part of broader economic reforms. These included establishing a tiered banking structure, reducing statutory reserves, achieving an 8% capital adequacy ratio, and abolishing branch licensing. In response, the government lowered statutory reserves, implemented prudential norms, capital adequacy requirements, interest rate deregulation, debt recovery laws, and allowed new private banks to increase competition in the sector.
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- Election Commission launched a video game
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This document discusses reforms to the Indian banking sector over time. It notes that initially 60% of the population lacked bank accounts, 90% of small businesses lacked formal loans, and NPAs exceeded 4% of total advances. Two committees in 1991 and 1998 made recommendations to improve the sector by increasing capital requirements, reducing government ownership, and improving asset quality. Subsequent reforms focused on financial inclusion, new bank licenses, payment systems, and dealing with distressed assets. The RBI governor outlined five plans to further reform the sector through monetary policy, banking system changes, financial inclusion, liberalization, and addressing financial distress.
Current banking scenario and Job opportunities in banking
A snapshot of the Banking Sector in India incl. market size, industry analysis and current trends and career prospects related to it.
Assignment wps office
The document discusses various recent policy developments and initiatives in the Indian banking and financial sector:
1) The Supreme Court upheld the constitutional validity of Aadhaar but made it optional for certain services.
2) RBI will form a regulatory sandbox for fintech and set up data science labs to promote digital innovation.
3) IRDAI will shift to a risk-based capital regime to better assess insurance capital requirements.
4) RBI increased statutory liquidity ratios to boost liquidity in the banking system.
Banking Sector in India
INDUSTRY OVERVIEW
Evolution of Banking Sector in India
Structure of Banking in India
Parameters/ Indicator – banking Sector
Growth of the Industry with Examples
Prominent Companies in the Banking Sector
New entrants in the Banking Sector
Exit of Banks
Major Decisions take by the Government for Banking Sector
6. Recent developments in Indian Financial System.pptx
The Supreme Court upheld the constitutional validity of the Aadhaar scheme and ruled that Aadhaar will no longer be mandatory for various services. The RBI will form a regulatory sandbox for fintech companies and set up data science labs to promote innovation in digital lending. The IRDAI will transition to a risk-based capital regime to better assess capital adequacy for insurance risks. The RBI increased statutory liquidity ratios to boost liquidity in the banking system by potentially releasing up to Rs 2 lakh crore.
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The document provides an executive summary of the project report on evaluating the advertising effectiveness of Axis Bank. It includes an introduction to the project for MBA students, the project title, objectives, and an overview of what will be studied regarding Axis Bank's TV advertising effectiveness and consumer relationships. The summary also notes that key parameters like brand recall, top-of-mind awareness, and consumer perspectives will be examined to understand the relationships between Axis Bank customers and its TV media campaigns.
2. payments banks and small banks
Payment banks and small banks were introduced in India to promote financial inclusion and provide banking services to underserved populations. The Reserve Bank of India issued licenses to 11 entities to launch payments banks and 10 entities to start small banks. These banks aim to offer basic banking services like deposits and remittances while focusing on rural and low-income customers. However, as they are restricted from lending, payments banks will need to rely on fee income from high transaction volumes to be profitable. The introduction of these banks was recommended by RBI committees to expand access to financial services across India.
Financial awareness capsule_sbi_po SIDDANNA M BALAPGOL
The document provides a summary of 34 financial news items from India. Some key points covered include:
- Arundhati Bhattacharya becoming the first woman to head SBI and several other leadership appointments at major Indian financial institutions.
- Increases in India's foreign exchange reserves but a widening current account deficit.
- Recommendations from committees to increase prices of diesel and cooking gas to reduce subsidies and raise revenues.
- Measures by the government and central bank around banking regulations, monetary policy, and fiscal management.
Financial awareness capsule_sbi_po
The document provides a summary of 23 financial news items from India. Some key points covered include: Arundhati Bhattacharya becoming the first woman to head SBI; LIC appointing its first woman managing director; India's foreign exchange reserves rising by $1.83 billion in a week; and the World Bank slashing India's GDP growth forecast to 4.7% for the current fiscal year.
Banking sector reforms and Basel norms 1 & 2
The document discusses banking reforms and Basel norms in India. It provides details on the recommendations of the Narasimhan Committee which led the government to undertake various banking reforms since 1991. This included lowering statutory liquidity and cash reserve ratios, implementing prudential norms, capital adequacy norms, deregulating interest rates, facilitating debt recovery, allowing private sector banks, and giving more operational freedom. It also explains the Basel accords formulated by the Basel Committee on Banking Supervision to establish common international standards for banking regulations and supervision, including Basel I focusing on credit risk and Basel II refining this with three pillars around capital, supervision, and disclosure.
Ibps po power_capsule_english_2014 - SIDDANNA M BALAPGOL
The document provides a summary of key policies, decisions and events related to the Reserve Bank of India (RBI) over the past few months. It discusses RBI keeping key policy rates like repo rate, reverse repo rate, CRR and SLR unchanged. It also summarizes RBI's decisions on relaxing KYC norms, separating chairman and MD posts in PSU banks, fixing retirement age for private bank CEOs at 70, and issuing guidelines for payments and small banks to promote financial inclusion. The document concludes with highlights from the Union Budget 2014-15 and Railway Budget 2014-15.
Ibps po power_capsule_english_2014
The document provides a summary of key news and events related to the Reserve Bank of India (RBI) that could be relevant for an upcoming exam. It mentions that RBI kept repo, reverse repo, CRR, and SLR rates unchanged in its recent monetary policy statement. It also summarizes several RBI policy decisions and guidelines, including relaxing KYC norms, separating roles of chairman and MD in PSU banks, fixing retirement age for private bank CEOs, introducing small and payments banks, and amending Basel III norms. Additionally, it outlines important points from the Union Budget and Railway Budget for 2014-15.
Financial inclusion in India
With the help of this presentation you will be able to know the financial inclusion status in india. Stats from RBI and Inclusix index also had been included in presentation.
narsimha committe report
The document discusses the Narasimham Committee reports from 1991 and 1998 and their recommendations regarding the banking sector in India. Some of the key recommendations included establishing asset reconstruction companies to take bad debts off banks' balance sheets, increasing banks' capital adequacy ratios, reducing statutory liquidity ratios over time, and granting more autonomy to public sector banks. The document also provides details on two of the early asset reconstruction companies established in India - ARCIL and ACE - including their ownership structures.
Banking and finance
The document defines banking and explains why banks are needed. It discusses the history of banking in India and outlines the different types of banks in India, including public sector banks, private banks, foreign banks, regional rural banks, small finance banks, payment banks, and microfinance banks. It also summarizes the key banking reforms in India such as the Narasimham committee reports, the SARFAESI Act, bank mergers, and the role of the Reserve Bank of India in regulating the banking system.
Union Bank Of India , its Mergers and NPA
The document provides information about Union Bank of India and its mergers. It discusses how Union Bank was established in 1919 and expanded both domestically and internationally. In 2019, Andhra Bank and Corporation Bank were merged into Union Bank, making it the fourth largest bank by branch network. The summary discusses the benefits of the mergers, including a wider network and larger capital base. It also examines impacts of non-performing assets on banks such as liquidity and profitability.
Empowering MSMEs - Policies of Financial Regulator - Part - 5
To ensure formal finance to priority sectors such as agriculture and MSME, Priority Sector Lending guidelines have been in place for commercial banks since 1972. Under these guidelines, domestic commercial banks are required to allocate 40 percent of the net bank credit for priority sectors (32 percent norm for foreign banks.
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إضغ بين إيديكم من أقوى الملازم التي صممتها
ملزمة تشريح الجهاز الهيكلي (نظري 3)
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تتميز هذهِ الملزمة بعِدة مُميزات :
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2- تحتوي على 78 رسم توضيحي لكل كلمة موجودة بالملزمة (لكل كلمة !!!!)
#فهم_ماكو_درخ
3- دقة الكتابة والصور عالية جداً جداً جداً
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Mrinal
- 1. 1 • Rs 25000 cr. Recapitalisation of public sector banks Banking Board Bureau
- 2. BBB: The Banks Board Bureau recommends appointment of directors in public sector banks (PSBs) and advice on ways of raising funds and dealing with issues of assets. Facts of BBB Will start functioning from 01/04/16 Will replace the systems Appointment Board Will consist of six members body Guide banks on mergers and consolidations. 2
- 3. Mudra- Micro Units Development Refinance Agency. Launched on 8th April, 2015. Target of disbursement 3 Budget 2015- 16 1,00,000 cr. Budget 2016- 17 1,80,000 cr.
- 4. Offer loans to sole-proprietors or entrepreneurs of small and medium enterprise. Currently 27 banks are enrolled under MUDRA. 4
- 6. Public Sector New India Assurance Company Limited National Insurance Company Limited The Oriental Insurance Co. Ltd. United India Insurance Co. Ltd. Agriculture Insurance Company of India Ltd. 6
- 8. Other important changes in Union Budget 2016-17: A comprehensive Code on Resolution of Financial Firms to be introduced. A Financial Data Management Centre to be set up. RBI to facilitate retail participation in Government securities. New derivative products will be developed by SEBI in the Commodity Derivatives market. Comprehensive Central Legislation to be bought to deal with the menace of illicit deposit taking schemes. 8