1) The document discusses two mortgage life insurance products - Home Mortgage Series and LifeTerm Series - that provide coverage for death, disability, critical illness, and involuntary unemployment to help protect families and pay off mortgages if something were to happen to the homeowner.
2) It provides statistics on the likelihood of death or disability before paying off a 30-year mortgage to demonstrate the need for this type of coverage.
3) Optional riders can provide additional benefits like waiving premiums if the homeowner becomes disabled or involuntarily unemployed, or returning all premiums paid if coverage is never used.
Spencer Lodge Fund Advisers Dubai Life Insurance. Spencer Lodge MD of Fund Advisers Dubai Universal life insurance offers you the freedom to increase or decrease your policy’s death benefit to fit your individual needs. Policies have minimum and maximum premium amounts that you must meet to maintain your coverage, but the timing of payments can be flexible. Access to cash values Universal life insurance policies have a cash value that has the potential to increase over time. If financial needs arise, you can tap into your policy by taking tax-advantaged policy loans and making partial withdrawals without income taxes.
New Insurance vs. Old Insurance? it may be time to ask that questionMatt Morrison
Guaranteed Benefit with an exit strategy, it is finally time to start thinking about yourself while still providing your loved ones with exactly what they will need
Spencer Lodge Fund Advisers Dubai Life Insurance. Spencer Lodge MD of Fund Advisers Dubai Universal life insurance offers you the freedom to increase or decrease your policy’s death benefit to fit your individual needs. Policies have minimum and maximum premium amounts that you must meet to maintain your coverage, but the timing of payments can be flexible. Access to cash values Universal life insurance policies have a cash value that has the potential to increase over time. If financial needs arise, you can tap into your policy by taking tax-advantaged policy loans and making partial withdrawals without income taxes.
New Insurance vs. Old Insurance? it may be time to ask that questionMatt Morrison
Guaranteed Benefit with an exit strategy, it is finally time to start thinking about yourself while still providing your loved ones with exactly what they will need
Universal Life • Whole Life • Critical Illness • Group Term Life • Short-Term Disability
Out-of-Pocket Medical Expense Indemnity • Hospital Indemnity
Accident • Cancer • Vision • Legal Plan
Having a Term insurance plan is an important component of your investment strategy. This visual and easy-to-comprehend prezzo helps you understand Term Insurance in an easy jargon-free way.
LTC Insurance Rate Increases - What You Need to KnowLTCI Partners
LTC Insurance has been a popular product among baby boomers and they plan for possible extended health care costs. However, there have been some premium increases on current products. This presentation explains why it happened and what people can do about it.
This is a real basic presentations about the application of an Irrevocable Life Insurance Trust to estate planning. If you would like a copy of the slides with my in depth audio presentation, please email me at wardwilsey@wilseylaw.com
Annuities: Stabilize and Boost Retirement Income, Bobby M Collins #AnnuityEdu...Bobby M. Collins
What are annuities? Simply put, you agree to pay an insurance company–either in installments or with one lump sum–and in return, they pay you in the future.
Retirement, particularly in North Texas and the Dallas/Fort Worth Metroplex, requires careful consideration.
One option is annuities.
By Bobby M. Collins
Patch: https://patch.com/users/bobby-m-collins
Presentations: https://www.slideshare.net/BobbyMCollins/presentations
Medium: https://medium.com/@bobbymcollins
Collins Site: https://collinsandcate.com/
Pinterest: https://www.pinterest.com/bobbymcollins/
YouTube: https://www.youtube.com/channel/UCKIKRPVgRQJ_T-aWZFFvOmA
Quora: https://www.quora.com/profile/Bobby-M-Collins
9 Reasons People Buy Annuities For Retirement.Shawn Plummer
Understand the primary reasons, consumers purchase an annuity as part of their retirement savings plan.
Tax-Deferred Growth
A Guaranteed Income For Life
Never Outliving Your Retirement Savings
Keep Up With Inflation
Protection From Creditors
Protection From Stock Market Volatility
Avoid Probate
Pay Long-Term Care Expenses
Earn a Fixed Interest Rate
Utilize Medicaid Without Going Broke
www.annuityexpertadvice.com
Life insurance 101- Basics for BeginnersJoan Mullally
There are many different kinds of life insurance policies that can help you plan for the future in case the unthinkable should ever happen. Discover the essentials about life insurance so you can make the best financial decisions for you and your family. Learn more about Term life insurance, whole life insurance and more.
Universal Life • Whole Life • Critical Illness • Group Term Life • Short-Term Disability
Out-of-Pocket Medical Expense Indemnity • Hospital Indemnity
Accident • Cancer • Vision • Legal Plan
Having a Term insurance plan is an important component of your investment strategy. This visual and easy-to-comprehend prezzo helps you understand Term Insurance in an easy jargon-free way.
LTC Insurance Rate Increases - What You Need to KnowLTCI Partners
LTC Insurance has been a popular product among baby boomers and they plan for possible extended health care costs. However, there have been some premium increases on current products. This presentation explains why it happened and what people can do about it.
This is a real basic presentations about the application of an Irrevocable Life Insurance Trust to estate planning. If you would like a copy of the slides with my in depth audio presentation, please email me at wardwilsey@wilseylaw.com
Annuities: Stabilize and Boost Retirement Income, Bobby M Collins #AnnuityEdu...Bobby M. Collins
What are annuities? Simply put, you agree to pay an insurance company–either in installments or with one lump sum–and in return, they pay you in the future.
Retirement, particularly in North Texas and the Dallas/Fort Worth Metroplex, requires careful consideration.
One option is annuities.
By Bobby M. Collins
Patch: https://patch.com/users/bobby-m-collins
Presentations: https://www.slideshare.net/BobbyMCollins/presentations
Medium: https://medium.com/@bobbymcollins
Collins Site: https://collinsandcate.com/
Pinterest: https://www.pinterest.com/bobbymcollins/
YouTube: https://www.youtube.com/channel/UCKIKRPVgRQJ_T-aWZFFvOmA
Quora: https://www.quora.com/profile/Bobby-M-Collins
9 Reasons People Buy Annuities For Retirement.Shawn Plummer
Understand the primary reasons, consumers purchase an annuity as part of their retirement savings plan.
Tax-Deferred Growth
A Guaranteed Income For Life
Never Outliving Your Retirement Savings
Keep Up With Inflation
Protection From Creditors
Protection From Stock Market Volatility
Avoid Probate
Pay Long-Term Care Expenses
Earn a Fixed Interest Rate
Utilize Medicaid Without Going Broke
www.annuityexpertadvice.com
Life insurance 101- Basics for BeginnersJoan Mullally
There are many different kinds of life insurance policies that can help you plan for the future in case the unthinkable should ever happen. Discover the essentials about life insurance so you can make the best financial decisions for you and your family. Learn more about Term life insurance, whole life insurance and more.
This insurance package was mailed to consumers to coincide with their birthday and positioned the life insurance product as a meaningful way their birthday "wish" can come true and that is, to protect their family's financial security.
The Anti-annuity is Single Premium Indexed Universal Life. We explain its primary uses, its tax saving abilities and how it can be used with annuities or qualified money. The Anti-Annuity works similar to an annuity however your money is liquid. The purpose of this book is to help you understand how the Anti-Annuity works, so that you will be educated and make the right choice if you choose to use this powerful tax-saving tool.
1. Home Mortgage Series & LifeTerm Series Presented By Robert Peiffer 717-379-8764 Your home may be your most valuable asset. Policy Series 174/234/262/263/278/279
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21. IMPORTANT DISCLOSURES Products and Riders are underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions apply. Consult contract and riders for all limitations and exclusions. Neither Americo nor any agent representing the company can give legal or tax advice. Please consult a qualified, professional legal or tax advisor regarding the information and concepts contained in this material. Americo is authorized to do business in all states and the District of Columbia except AK, NY, and VT. Policy Series 174/234/262/263/278/279
Editor's Notes
Benefits do not have to be used to pay toward the mortgage. In the event that you should die, become disabled, suffer from a critical illness, or lose your job, mortgage life insurance is designed to help maintain your credit during these difficult times.
70,100,000 people currently have some form of cardiovascular disease. Cardiovascular disease claimed 927,448 lives in 2002. Over 150,000 were under the age of 65. *American Heart Association, Heart Disease and Stroke Statistics, 2005.
What would you do if you lost your job in unforeseen circumstances such as: Corporate Mergers, Acquisitions, Restructuring or Layoff.