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NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE | NO BANK OR CREDIT UNION GUARANTEE | NOT FDIC/NCUA/NCUSIF INSURED
For this brochure to be complete for California residents, they must
be provided the “California Resident Supplemental Information”
flyer on the Accelerated Access Solution (AGLC108547)
AGLC110790	 PAGE 1 OF 2	 108783
Policies issued by American General Life Insurance Company,
a member of American International Group, Inc. (AIG)
ACTUAL ILLUSTRATION SOFTWARE OUTPUT REPRESENTED BELOW
SECURE LIFETIME GUL 3
5 Ways to Access Cash
Accelerated Access Solution
(AAS) Chronic Illness Rider*
Lifestyle Income Solution (LIS)
Longevity Rider
Guranteed Cash
Value Growth
100% Return of Premium (ROP)
in Year 25
50% Return of Premium (ROP)
in Year 20
1 2
3
Tailored for you
Take advantage of built-in Return
of Premium features and attractive
optional living benefits to receive
supplemental income in times of
sickness or for retirement.
5
4
3
2
1
5
4
If your needs change, you can access cash and
reduce the death benefit while maintaining the
original coverage guarantee period. This feature
proportionally reduces the death benefit, cash
values and guaranteed premiums.
NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE | NO BANK OR CREDIT UNION GUARANTEE | NOT FDIC/NCUA/NCUSIF INSURED
Policies issued by American General Life Insurance Company (AGL), Policy Form Numbers 15442, ICC15-15442; Rider Form Numbers, 13600, ICC13-
13600, 13600-5, 15600, ICC15-15600, 82012, 82410, 88390, 15990, ICC15-15990, 15972, 13601, ICC13-13601 and 82001 except in New York,
where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Numbers 15442N and 15442NU. Issuing companies
AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may
not be available in all states and product features or rates may vary by state.
There may be a charge for each rider selected. See the rider for details regarding the benefit descriptions, limitations and exclusions. Riders are not available
in all states. Please consult your financial professional or review the policy and outline of coverage for your state. Guarantees are backed by the claims-paying
ability of AGL and US Life. They are not backed by the broker-dealer and/or insurance agency from which this policy is purchased or any affiliates of those
entities and none makes any representation or guarantees regarding the claims-paying ability of AGL. For this brochure to be complete for California residents,
they must be provided the “California Resident Supplemental Information” flyer on the Accelerated Access Solution (AGLC108547)
AGLC110790 © 2017 AIG. All rights reserved.	 PAGE 2 OF 2	 108783
RETURN OF PREMIUM…
If your needs change or you no longer need life insurance coverage, you can surrender the policy
in year 20 and receive 50 percent of premiums paid, or in year 25 and receive 100 percent of
premiums paid up to 40 percent of face amount.
IF YOU GET SICK…
Should an eligible chronic
illness occur, you can be paid
monthly benefits until that
illness improves or your
AAS benefit is exhausted–
whichever happens first.
Chronic conditions do not
need to be considered
“life-long” or permanent in
order to be eligible. See full
rider for details
FOR A LONG
RETIREMENT…
There’s no question that
Americans are living longer, and
the Lifestyle Income Solution rider
may help you make those extra
years more satisfying. Beginning at
age 85, it enables you to translate
your death benefit into a stream
of supplemental income that you
can use for any purpose. These
payments are typically tax-free up to
the amount of cumulative premiums.
Any remaining death benefit will be
paid to your beneficiaries.
* Secure Lifetime GUL 3 policies also provide a Terminal Illness Rider at no additional expense.
For more information:
Agent/Agency Name
Telephone
Address 1
Address 2
License No. (if required)

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New Insurance vs. Old Insurance? it may be time to ask that question

  • 1. Not an actual case. Used for illustration purposes only. NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE | NO BANK OR CREDIT UNION GUARANTEE | NOT FDIC/NCUA/NCUSIF INSURED For this brochure to be complete for California residents, they must be provided the “California Resident Supplemental Information” flyer on the Accelerated Access Solution (AGLC108547) AGLC110790 PAGE 1 OF 2 108783 Policies issued by American General Life Insurance Company, a member of American International Group, Inc. (AIG) ACTUAL ILLUSTRATION SOFTWARE OUTPUT REPRESENTED BELOW SECURE LIFETIME GUL 3 5 Ways to Access Cash Accelerated Access Solution (AAS) Chronic Illness Rider* Lifestyle Income Solution (LIS) Longevity Rider Guranteed Cash Value Growth 100% Return of Premium (ROP) in Year 25 50% Return of Premium (ROP) in Year 20 1 2 3 Tailored for you Take advantage of built-in Return of Premium features and attractive optional living benefits to receive supplemental income in times of sickness or for retirement. 5 4 3 2 1 5 4 If your needs change, you can access cash and reduce the death benefit while maintaining the original coverage guarantee period. This feature proportionally reduces the death benefit, cash values and guaranteed premiums.
  • 2. NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY | MAY LOSE VALUE | NO BANK OR CREDIT UNION GUARANTEE | NOT FDIC/NCUA/NCUSIF INSURED Policies issued by American General Life Insurance Company (AGL), Policy Form Numbers 15442, ICC15-15442; Rider Form Numbers, 13600, ICC13- 13600, 13600-5, 15600, ICC15-15600, 82012, 82410, 88390, 15990, ICC15-15990, 15972, 13601, ICC13-13601 and 82001 except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life), Policy Form Numbers 15442N and 15442NU. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features or rates may vary by state. There may be a charge for each rider selected. See the rider for details regarding the benefit descriptions, limitations and exclusions. Riders are not available in all states. Please consult your financial professional or review the policy and outline of coverage for your state. Guarantees are backed by the claims-paying ability of AGL and US Life. They are not backed by the broker-dealer and/or insurance agency from which this policy is purchased or any affiliates of those entities and none makes any representation or guarantees regarding the claims-paying ability of AGL. For this brochure to be complete for California residents, they must be provided the “California Resident Supplemental Information” flyer on the Accelerated Access Solution (AGLC108547) AGLC110790 © 2017 AIG. All rights reserved. PAGE 2 OF 2 108783 RETURN OF PREMIUM… If your needs change or you no longer need life insurance coverage, you can surrender the policy in year 20 and receive 50 percent of premiums paid, or in year 25 and receive 100 percent of premiums paid up to 40 percent of face amount. IF YOU GET SICK… Should an eligible chronic illness occur, you can be paid monthly benefits until that illness improves or your AAS benefit is exhausted– whichever happens first. Chronic conditions do not need to be considered “life-long” or permanent in order to be eligible. See full rider for details FOR A LONG RETIREMENT… There’s no question that Americans are living longer, and the Lifestyle Income Solution rider may help you make those extra years more satisfying. Beginning at age 85, it enables you to translate your death benefit into a stream of supplemental income that you can use for any purpose. These payments are typically tax-free up to the amount of cumulative premiums. Any remaining death benefit will be paid to your beneficiaries. * Secure Lifetime GUL 3 policies also provide a Terminal Illness Rider at no additional expense. For more information: Agent/Agency Name Telephone Address 1 Address 2 License No. (if required)