This document summarizes the insurance and business venture services provided by MAJAR Insurance Agency & Business Ventures, Inc. It outlines several insurance plans, including a Personal Protection Plan, Parental Care Protection Plan, and Ultima Damayan Program. The plans provide life insurance, accident insurance, hospital benefits, and funeral assistance. Premiums can be paid monthly, quarterly, semi-annually, or annually. The document provides details on coverage amounts, premium costs, requirements for claims, and compares costs to a competitor.

1. MAJAR
INSURANCE
AGENCY &
BUSINESS
VENTURES, I
NC.
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

2. Introduction
Life has its own destiny.
Parents, or any individual for that
matter, all have their own dreams.
We may all have our goals and ways of
reaching it until certain circumstances
arise, unforseen, unexpected.
In times of need or demise, allow us to
extend our assistance.
For any situation, there should be a
backup plan, let it be MAJAR.
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

3. TRIPLE “P”:
Personal Protection Plan
Parental Care Protection Plan
A complete package designed for any individual
and married couples insurable for the welfare of the
family in times of demise of the policyholder.
 Provide cash assistance for funeral services and
other needs that may arise in the future. It can be
offered to people from all walks of life with limited
resources.
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

4. TERM OF MODE OF
CONTRACT PAYMENT
15 years Lump sum
Personal Protection
program / Spot Cash Plan
5 years to pay Cash Installment
basis:
5 years waiting
Period Monthly,
Quarterly,
5 years Semi –Annual
extended period Annual
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

5. Paying Period (1 – 5 yrs) P1 P2 P3 P4
Life Insurance 10,000 15,000 18,000 27,000
Accident Insurance 50,000 50,000 50,000 50,000
UMA 25,000 25,000 25,000 25,000
(Unprovoked Murder and Assault)
Hospital Confinement Benefit 100/ 150/ 200/ 250/
day day day day
Cash Burial Benefit 10,000 15,000 20,000 25,000
PREMIUM
Monthly 220 330 440 550
Quarterly 655 980 1,310 1,635
Semi – annual 1,296 1,940 2,590 3,325
Annual 2,560 3,845 5,125 6,405
Lumpsum 12,540 18,810 25,080 31,350
Total Premium 13,200 19,800 26,400 33,000
Free Extended Insurance Period (6 – 10 yrs)
Life Insurance 10,000 10,000 10,000 10,000
Cash Burial Assistance 15,000 15,000 15,000 15,000
Postpaid Insurance Period ( 11 – 15 yrs)
Accident Insurance 50,000 50,000 50,000 50,000
Annual Cash Bonus 1,500 2,000 3,000 4,000
(If insured dies before the end of the 15th , the cash bonus will be paid to the cash
beneficiary)
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

6.  Waiting Period – 6th – 10th year Extended Benefits
 Life Insurance
 Fully Paid amount convertible to memorial service in case death of policy holder
 Maturity Optional Provision – 11th – 15th year
 Accident Insurance
 Releasing of Cash Incentive
 Conversion of share to stock
 Convertible to memorial service in case demise of any member of the family based on plan
selected
 Outright convertible to Damayan program of deceased member (lifetime privileged)
 General Insurance Provisions
 Non Medical examination
 One year contestability period
 Reinstatable before 2 years
 Coverage of benefit takes effect 30 days based or O.R date or upon issuance of certificate
 Requirements For Claim
 Certificate of Coverage
 Certificate Form for Claim
 Application Form for Claim
 Branch SOA / Ledger
 Official Receipts
 Death Certificate
 Police Report, in case of accident / murder assault
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

7. PROGRAM PROFILE
 Recipient : Husband and Wife
 Age requirement: 25 to 55 years old
Parental Care
 Term of Program: 5 yrs to pay – installment period
5 yrs coverage
10 yrs maturity options
Protection
 Mode of Payment: Monthly, Quarterly, Semi – Annual, Annual,
Lump Sum
 Benefits for both insured
Program
 During paying period - 1st to 5th years
 Life Insurance: 10,000 – 50,000
 Accident Insurance: 50,000 – 100,000
 Medical Reimbursement: 5,000 – 10,000
 Hospital Confinement: 200/day – 400/day
15days per year
 Damayan Service
Type: Senior Lizo Full Glass – Metal
Value: 36,000 – 60,000
 During waiting period – 6th to 10th year
 Hospital confinement: 200/day – 400/day
 Damayan Service
Type: Senior Lizo Full Glass – Metal
Value: 36,000 – 60,000
 Maturity Period – beginning on the 10th year
 Optional Provision
 Extending program (renewal) for another 10
years without any payment
 Conversion to Damayan upon full payment
 Awards 10% increment yearly from the gross
contracted price
 Transfer of Damayan Services to any
immediate family member who dies ahead of
parents
 . SALIENT FEATURES
 Non – medical examination
 Affordable lowest premiums in town
 Double protection package for both insured
 30 days grace period
 One (1) year contestability period Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

8. Parental Care
COVERAGE RATE AND PREMIUMS - PER PERSON
BENEFITS PLAN 1 PLAN2 PLAN3
Life Insurance 10,000 30,000 50,000
Accident Insurance 50,000 75,000 100,000
Medical Reimbursement
(Accident only) 5,000 7,500 10,000
Hospital Confinement 200/day 300/day 400/day
(illness/accident)
Damayan service
Type of Service Senior Lizo Senior Lizo Semi – Metal
Full Glass Full Glass Flex
Flexi
Service Value 36,000 60,000 80,000
Premium
Monthly 500 750 1,000
Quarterly 1,485 2,230 2,970
Semi – annual 2,940 4,410 5,880
Annual 5,820 8,730 11,640
Lump sum / Spot Cash 28,500 42,750 57,000
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

9. This insurance is specifically
designed to cover funeral Ultima Damayan
and burial costs.
Program
More seniors today are
taking care of costs
associated with their future
burial, funeral services, or
special wishes rather than
leaving such details to
grieving family members and
loved ones.
Unfortunately, some
insurance companies no
longer give them the
privilege to do so on their
golden age, and this is
where Majar steps in Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

10. Ultima
Created by: Maryann Barbie Pacia
( sMAJAR Zamboanga)
Benefits P1 P2 P3
Damayan
P4 P5 P6 P7
Types Of Jr. Lizo Jr. Lizo Sr. Lizo Semi-Metal Semi – Metal Metal (Side
Service (Half (Full (Full (Ordinary) Metal Double Top open)
Glass) Glass) Glass) (Flexi) (Flexi)
Damayan
Service Value 25,000.00 30,000.00 40,000.00 60,000.00 90,000.00 120,000.00 150,000.00
Direct Service 40,000.00 45,000.00 60,000.00 80,000.00 100,000.00 130,000.00 150,000.00
Membership 15,000.00 18,000.00 20,000.00 30,000.00 42,000.00 60,000.00 75,000.00
Fee
Mode Of Payments
Monthly 250 300 355 500 700 1,000 1,250
Quarterly 745 895 995 1,485 2,080 2,970 3,175
Semi-annual 1,470 1,765 1,970 2,940 4,120 5,880 7,354
Annual 2,910 3,495 3,900 5,820 8,150 11,640 14,550
Lump Sum 14,250 17,100 19,000 28,500 39,900 57,000 71,250
Wreath Wreath. Wreath. Wreath. Wreath. Wreath. Wreath.
Playing Tarpaulin, Tarpaulin, Tarpaulin, Tarpaulin, Tarpaulin,
Amenities cards Playing Playing Playing Playing Playing
cards cards. cards, cards, cards,
Groceries Groceries. Groceries.
Video Video
Coverage Coverage
,Vigil
Snacks
Base on M. 5% 5% 5% 7& 10% 10% 10%
fee

11. Our Competitor:
MAJAR St. Peter Cost Diff.
Jr. Lizo Lump Sum 18,000.00 34,200.00 16,200
(Full Glass) Annual 3,495.00 6,840.00 3,345
Semi-Annual 1,765.00 3,625.00 1860
Quarterly 895.00 1,880.00 985
Monthly 300.00 650.00 350
Sr. Lizo Lump Sum 19,000.000 50,000.00 31,000.00
(Full Glass) Annual 3,900.00 10,000.00 61,000.00
Semi-Annual 1,970.00 5,300.00 3,300.00
Quarterly 995.00 2,750.00 1,755.00
Monthly 355.00 950.00 595.00
Metal Lump Sum 57,000.00 110,000.00 53,000.00
Double Top Annual 11,640.00 22,000.00 10,360.00
(Full Glass) Semi-Annual 5,880.00 11,660.00 5,780.00
Quarterly 2,970.00 6,050.00 3,080.00
Monthly 1,000.00 2,090.00 1,090.00
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)

12. WAIT!!!! THERE’S MORE!!!
Created by: Maryann Barbie Pacia
( MAJAR Zamboanga)