1. MOL is a leading online payment service provider in Asia since 2000 that facilitates micropayments as low as one cent for online purchases and services.
2. It connects to over 540,000 payment channels in 75 countries worldwide and partners with over 90 online banks and major payment providers.
3. MOLPoints is MOL's online micropayment system that allows customers to purchase online game credits and content using various payment methods without credit cards.
MOL's zGold-MOLPoints platform is a world leading payment platform for online games, virtual goods and digital services for the emerging market with low credit cards penetration and high unbanking population.
MOLPoints is the leading alternate payment for virtual goods and digital services for the emerging markets with high percentage of unbanked population and low low credit card penetration.
MOL's zGold-MOLPoints platform is a world leading payment platform for online games, virtual goods and digital services for the emerging market with low credit cards penetration and high unbanking population.
MOLPoints is the leading alternate payment for virtual goods and digital services for the emerging markets with high percentage of unbanked population and low low credit card penetration.
Online Payment Landscape in Turkey, MPE2015, Berlin Cihan Demir
Turkey has a diversified payment ecosystem with many moving parts such as bank loyalty cards, installment options, reward points, bank campaigns, and alternative payment methods.
Some of these are unique to Turkey such as installment options. For merchants this complex payment ecosystem can create challenges especially in the checkout flow.
To navigate through this complex payment world its important that we track and analyse consumer behavior every step of the way.
Apple Pay & its potential impact on the Australasian marketWilliam Belle
ApplePay & its potential impact on the Australasian market
By William Belle - October 2014
Non animated Version, if you want the orignal one, contact me.
This work is based on my knowledge and my personal research.
__________
William Belle
| Junior Marketing & Business Development Manager in Mobile Payment & Ticketing |
http://williambelle.wordpress.com/
[Case study] Apple Pay, the first French users go to the till Dynvibe
Eagerly awaited by fans of the Apple brand, the Apple Pay mobile payment system was launched in France on July 19th. By registering bank cards from banks who are partners of the application, the service allows users to make purchases online and in shops that are equipped with a no-contact terminal. Dynvibe, specialist in social media strategic monitoring, has analyzed nearly 2000 conversations to understand the strengths and weaknesses of this new mobile payment service and draw strategic insights for the brands.
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...Data N Charts
This report will look into why US consumers aren’t warming up to mobile payment services and how mobile wallets can integrate shopping and peer-to-peer transfers to make payments relevant with smartphone owners for wider adoption.
Analysis of Mobile Payments in Singapore - v0.3 Jan 2018Jerry CHI 迟欣
1.Mobile Payment Players:
Banks & FIs: PayLah, Dash, UOB Mighty, OCBC Pay Anyone
Digital Giants: Apple Pay, Android Pay, Samsung Pay, AliPay, Wechat Pay, etc.
Others: GrabPay, Uber, Starbucks, AirPay, etc.
2. Formula of Successful Mobile Payments:
Learned from PayPal, AliPay, Wechat Pay etc., successful payment products need to bring relevance (strong user scenarios) and convenience (smooth user journey).
Strong user scenarios:
Offline, online, in-app;
Restaurants, taxi, fast-food, stores, café, markets, e-commerce market places, app stores / google play, games, etc.
Smooth user journey:
DO NOT complicate payment flows w/ Counter Code, physical token
3. Some open discussions:
Card schemes vs. direct bank connections;
NFC vs. QR Code;
Merchant QR Code vs. Customer QR Code;
Online Payment Landscape in Turkey, MPE2015, Berlin Cihan Demir
Turkey has a diversified payment ecosystem with many moving parts such as bank loyalty cards, installment options, reward points, bank campaigns, and alternative payment methods.
Some of these are unique to Turkey such as installment options. For merchants this complex payment ecosystem can create challenges especially in the checkout flow.
To navigate through this complex payment world its important that we track and analyse consumer behavior every step of the way.
Apple Pay & its potential impact on the Australasian marketWilliam Belle
ApplePay & its potential impact on the Australasian market
By William Belle - October 2014
Non animated Version, if you want the orignal one, contact me.
This work is based on my knowledge and my personal research.
__________
William Belle
| Junior Marketing & Business Development Manager in Mobile Payment & Ticketing |
http://williambelle.wordpress.com/
[Case study] Apple Pay, the first French users go to the till Dynvibe
Eagerly awaited by fans of the Apple brand, the Apple Pay mobile payment system was launched in France on July 19th. By registering bank cards from banks who are partners of the application, the service allows users to make purchases online and in shops that are equipped with a no-contact terminal. Dynvibe, specialist in social media strategic monitoring, has analyzed nearly 2000 conversations to understand the strengths and weaknesses of this new mobile payment service and draw strategic insights for the brands.
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...Data N Charts
This report will look into why US consumers aren’t warming up to mobile payment services and how mobile wallets can integrate shopping and peer-to-peer transfers to make payments relevant with smartphone owners for wider adoption.
Analysis of Mobile Payments in Singapore - v0.3 Jan 2018Jerry CHI 迟欣
1.Mobile Payment Players:
Banks & FIs: PayLah, Dash, UOB Mighty, OCBC Pay Anyone
Digital Giants: Apple Pay, Android Pay, Samsung Pay, AliPay, Wechat Pay, etc.
Others: GrabPay, Uber, Starbucks, AirPay, etc.
2. Formula of Successful Mobile Payments:
Learned from PayPal, AliPay, Wechat Pay etc., successful payment products need to bring relevance (strong user scenarios) and convenience (smooth user journey).
Strong user scenarios:
Offline, online, in-app;
Restaurants, taxi, fast-food, stores, café, markets, e-commerce market places, app stores / google play, games, etc.
Smooth user journey:
DO NOT complicate payment flows w/ Counter Code, physical token
3. Some open discussions:
Card schemes vs. direct bank connections;
NFC vs. QR Code;
Merchant QR Code vs. Customer QR Code;
Obopay syncs Mobile payments into the Financial infrastructureObopay
Obopay is a global mobile payments technology company. This is a complete overview of the Mobile payment - market segment, stats, the product evolution, case studies and much more.
Stephen Philips, Sales Manager Benelux PayPal
De markt voor betalingen is volop in beweging. Online en offline winkels zullen steeds vaker de concurrentie met elkaar aangaan en retailers, die deze verandering als een kans zien, hebben ongekende groeimogelijkheden. Vanuit PayPal zullen ervaringen en cijfers worden gedeeld over het gebruik van de Mobiele Betaaloplossing en zal worden ingegaan op de visie van 's wereld grootste online betaal systeem voor m-Commerce.
Mobile Payments: What global lessons can we bring back to the U.S.?Menekse Gencer
This presentation was given by Menekse Gencer at the Commonwealth Club of San Francisco on July 23, 2012 as part of the Mobile Payments Series Initiative(TM) produced by mPay Connect. There were approximately 90+ attendees. For more information regarding the consulting services of mPay Connect, please visit: www.mpayconnect.com or contact us at: info@mpayconnect.com The audio recording of this presentation can be found here: http://soundcloud.com/mpayconnect/sounds-from-monday-evening
Please find here the presentation I've realised for VISA EUROPE for my 2d interview of the hiring process :
Initial subject : What position would you recommend to allow Visa to maintain its leadership in payment e.commerce?
Context : 7 days to realize it with my current job
Visa's conclusion of my presentation :
- Presentation was not enough VISA centric (sorry that eCommerce is not focus on Visa)
- I was supposed to explain more the V.me solution which is not yet released/official in Europe : V.me = Paypal copycat (this was not the subject !)
Very good exercise, but very disappointed with Visa methodology and behavior.
Anyway, the presentation is not perfect, but I should have charge VISA Europe.
Because, I 'm not a Visa collaborator, I can share this presentation I've realised.
Don't hesitate to contact me if you have any questions.
MDEC Fintech Conference - The Soft Space JourneyiTrain
Check out the video of this presentation and the rest at www.itrain.com.my/fintech-bootcamp
Interested to get a fintech idea started but don't know how to start? Then join the FREE MDEC Fintech Masterclass on October 3-4. To enter just tell us about your Fintech idea!
Apply here: bit.ly/fintech-master
More information about the complete Fintech Bootcamp: www.itrain.com.my/fintech-bootcamp/
1. ABOUT MOL
MOLPoints- MICROPAYMENT SOLUTIONS
ABOUT FACEBOOK CREDITS & FRIENDSTER COINS
2. MOL History
December 2002 December 2003
February 2000
As an e-money Listed on Malaysian
MOL Founded
operator in Malaysia Stock Exchange
February 2008
December 2009
Privatized by Berjaya
Acquire 100% of
Corporation,
Friendster Inc
Malaysia
3. MOL Background
Asia’s Leading Online Payment Service Provider Since 2000
√ MOL regional
√ 400,000 MOL member √ Connected to 540,000 portal
worldwide worldwide payment
Malaysia
√ Generate 4,500,000 channels in 75
Singapore
1.
transactions a month countries
India
√ Annualized volume of over √ Partner with 90 online
bank in 9 of the Thailand
USD200Million
major countries Philippines
Indonesia
Global
4. The challenges in Asia
Many potential customers who
Hard to reach Asia because of
are under age of 18 unable to
the limited payment options
purchase online because they
available for customer
do not own the credit card
Difficulties and time Majority of the credit cards
consuming to integrate with holder are not comfortable
banks and other payment using credit cards online due to
channels in Asia credit card fraud
5. Key Features of MOLPoints
• Collect micropayment as low as
one cent
• Transact over PC and mobile
• MOLPoints is an online
micropayment system • Immediate & online payment
developed and operated by approval
MOL. This payment system
enables consumers to purchase • No risk of charge back
online products and services
especially online game credits
via the portal www.mol.com • No hassle with local regulations
and pay at over 540,000* and taxes
channels across more than 75
countries worldwide. • Server-based account storage &
authentication
6. MOLPoints Model Representation
1 Channels
1 Transfer MOLPoints
Transfer MOLPoints
2
in retail price
8 7-Eleven,Popular, ePay and etc Use MOLPoints to purchase
3
Content & Services
4 Request payment
4 5 7 2
5 Pay merchant
6 Deliver Content & Services
Purchase MOLPoints
6 7
using cash
Purchase MOLPoints at
8
discounted rate
3 consumer
merchant
7. MOL Payment Channels
• Maybank2U • 7-Eleven
• ANZ • ePay
• Citibank • Paynearme
• Western Union • Popular
• AXS
• etc.. Online Physical
• Funloader and
Banking Outlets etc..
Mobile Payment
Payment Gateway
• Boku • Paypal
• Singtel, Starhub
• PAYSBUY
• GCASH and etc..
8.
9.
10.
11.
12.
13.
14.
15.
16.
17. Overview: MOL’s Game Partners
Country Game Partners
China & HK 17
Taiwan 3
1%
Malaysia 23 China & Hong Kong
Indonesia 2 Taiwan
16% Indonesia
Singapore 10 14% Malaysia
3%
Singapore
India 4
5% 2% India
Philippines 5 Philippines
Thailand
Thailand 18 Korea
17% 21%
Korea 5 USA
Bulgaria
USA 15 Norway
10% Poland
Bulgaria 1
Germany
Norway 1 5%
4%
Poland 1
Germany 1
TOTAL 105
18. MOL’s Game Partners
Asia
China & Hong Kong Taiwan Malaysia Singapore
NetDragon Macrowell CiB Tec Interactive
Oak Pacific Unalis Asiasoft Sing-Gium
Interactive SNS Plus Run Up Fresbo
Ingle Games Joyport IAH Games
Miracle Castle Indonesia MyCNX Garena
IGG Eagle Game First Meta Exchange
Playcomet PT PlayOn Rosso Index Tyler Projects
Kaile Technology PT Wave Game RMS DF Interactive
Boyaa iG Interactive Sulake Corporation
U1 Digital Chang You Pendulab
Shanghai T-Century
Woodynet Kingsoft
Aiyou Technology MyCard
Playful Games Game Pro
Beijing SGP 8 Interactive
Company SMM
Dovogame Gambunny
Babi Media i1Play
RedMoon China Varuna
Six Waves V Flame
Everdream
19. MOL’s Game Partners
Asia
India Thailand Korea
K2 Communications Servex Co. Ltd. Webzen
Vibrant Communications Asiasoft Corporation PCL Softnyx
Ace2Three Playpark Co., Ltd. Hanbitsoft
Kreeda Games Fun Box Co., Ltd. Inixsoft
Ini3 Digital Co., Ltd. CJ Internet
Golden Soft Co., Ltd.
Philippines
True Digital Entertainment
Co., Ltd.
Game Networks Xinxere Edutainment Co., Ltd.
Mobius NC True Co., Ltd.
Eagle Game PH Jaya Soft Vision Co., Ltd.
Run Up PH Winner Online Co., Ltd.
Garena PH One Net Co., Ltd.
TOT PCL
Valofe Thai Co., Ltd.
Debuz Co., Ltd.
Onnud20 Co., Ltd.
Cubinet Interactive (TH) Co., Ltd.
Game World Co., Ltd.
20. MOL’s Game Partners
USA Bulgaria Germany
True Games Interactive XS Software Travian
NHN USA
Acclaim Games
Wemade
Norway
Ndoors
Gale-Net Inc. Funcom
Playspan/ Pay By Cash
YNK Interactive
Blizzard Entertainment Poland
Game Campus
MyGame Game Desire
Atlus Online
New Source Gaming
Facebook Credits
Zynga
21. MOL, Payment Channels & Game Publishers
Create high
MMORPG & Web demand for
Game credits payment
is supported by
MMORPG
SNS GAME
PAYMENT
CHANNEL;
RESELLER
SNS GAME
WEB GAME
SNS Game: Empowered by
Payment Channel
Facebook Credits and
provide gateway
Friendster Coins.
for reload of
enable the
reloads of following wallet
22. Facebook Credits & MOLPoints
• Social games without Facebook
YESTERDAY Credits yesterday collects
WITHOUT FACEBOOK payments using credit
CREDITS cards, mobile payments, ad
supported payments, etc.
• Social games which accept
TODAY Facebook Credits collects payment
APPLICATION OF via MOLPoints worldwide physical
FACEBOOK CREDITS channels, online banking and
mobile reloads platform.
23. Social Games with Facebook Credits
Currently, there
are 145 games
accept payment
in Facebook
via Facebook
Credits
24. How to reload Facebook Credits via
MOLPoints
Select Facebook Credits via
Prompt to login MOL member You will be prompt MOLPoints
account to login MOL member
Prompt
MOL regional portal application in Facebook page
account
25. How to reload Facebook Credits via
MOLPoints
Choose and combine desired Select the amount of Facebook
MOLPoints wallet to proceed Credits to reload and click on
payment “Buy Credits” button
26. Friendster Coins
FRIENDSTER pioneered global online
social networking in 2003
FRIENDSTER has 115 million registered
users to date.
FRIENDSTER has 75 million registered
users in South East Asia alone.
27. Friendster
Social Gaming Platform in SEA
Region Number of 60,000,000
Friendster
Registered 50,000,000
User
40,000,000
Singapore 1,776,000
30,000,000
Indonesia 20,654,000 20,000,000
10,000,000
Malaysia 7,432,000
0
Singapore Indonesia Malaysia Philippines
Philippines 52,000,000
28. Social Networking Gaming
Social Gaming market
growth has seen a
40% increase from
2009 to 2010
Asian Virtual Goods- a
7 billion USD industry
in 2009
29. Friendster Games
Is a game portal for
Friendster Games
Taps into 18.4 Monetization and
Friendster Games
Friendster Coins
browser based million MMO Revenue
games Gamers (as of generation via
February 2010 as Friendster Coins
indicated by IDC) in available at over
targeted countries 540,000 payment
Singapore, Indones channels reaching
ia, Malaysia and billions of people
Philippines (SIMP) worldwide
30. Friendster Coins Payment Structure
Social Media
Friendster Platform in SEA
Portal
eWallet for
reloads of
Friendster games Friendster
credits Games
Friendster
Coins
Gaming portal
Payment gateway for browser
to reload MOLPoints games player
Friendster Coins